Yaba
ActiveSummary
Yaba has been active since 2021 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €87,806 and a net result of €67,606. Equity is growing by ~11.2% per year across the filed fiscal years. Its solvency ranks better than 72% of 970 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.9% (low).
Checked score
Score 2025
Axes · tick = 2024
Profitability100▲+1
Solvency100▲+19
Growth78=
Track record94
Bankruptcy probability, 12 months
0.9%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €7,000 at 30 days acceptable
Liquidity ample (current ratio 3.28 against 1.72 in 2024; short-term debt: 24.4% and cash: 52.3% of total assets), and 25.2% of the assets are financed with debt.
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Signals
Four signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
74.8%
Return on assets
57.6%
Age of the figures
9 mo
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 18
Relative position
BE, all sectors
reference
Printing and reproduction of recorded media (NACE 18)
about 11% fewer bankruptcies
← fewer bankruptcies
more bankruptcies →
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 06-02-2026, 175 days ahead of the deadline.
NBB · 5 filingsDeviation from the deadline
2025
175 d early
2024
100 d early
2023
75 d early
2022
28 d early
2021
96 d early
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
This company filed its last 5 accounts on average 95 days before the deadline; the sector median for financial year 2024 is 6 days before the deadline, and 38% of the sector filed late.
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. Usually files around 26 April (4 of the last 5 filed years within 68 days of that day).
Companies Code · seven monthsPosition in the running window
28-09-2026 today31-12-2026 close31-07-2027 deadline
History
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How much credit can you give this customer, and on what term?Credit check What should you check before you do business with this company?Supplier due diligence Can you accept this company as a client under the anti-money-laundering law?AML client file Which of your other customers can you e-invoice via Peppol?Peppol check How does this company compare with its sector?Sector benchmark What changed in the latest annual accounts?What changed
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Financials · fiscal year 2025, micro schema
Equity
€87,806=
2024 · €87,800
Total assets
€117,447▼ 25.5%
2024 · €157,632
Net result
€67,606▲ 77.5%
2024 · €38,090
Working capital
€65,367▲ 29.4%
2024 · €50,532
Trend over the years
Click a name to add, emphasise or remove a line.Band: the middle half (P25 to P75) of NACE 18, Printing and reproduction of recorded media, each year against the same schema; no band under 30 filings. Dashed line: the median.
Every figure with its change against the fiscal year before
favourable
unfavourable
Line20212022202320242025
Operating result€10,794-€111,313▲ 931%€137,473▲ 23.5%€49,360▼ 64.1%€86,166▲ 74.6%
Net result€7,761within the sector's middle half-€79,229above the sector's middle half▲ 921%€106,727above the sector's middle half▲ 34.7%€38,090above the sector's middle half▼ 64.3%€67,606above the sector's middle half▲ 77.5%
Equity€9,461below the sector's middle half-€87,890within the sector's middle half▲ 829%€194,616above the sector's middle half▲ 121%€87,800within the sector's middle half▼ 54.9%€87,806within the sector's middle half=
Total assets€32,228below the sector's middle half-€121,744within the sector's middle half▲ 278%€226,959within the sector's middle half▲ 86.4%€157,632within the sector's middle half▼ 30.5%€117,447within the sector's middle half▼ 25.5%
Debt€22,767-€33,854▲ 48.7%€32,343▼ 4.5%€69,832▲ 116%€29,641▼ 57.6%
Working capital€9,731within the sector's middle half-€23,457within the sector's middle half▲ 141%€143,469above the sector's middle half▲ 512%€50,532within the sector's middle half▼ 64.8%€65,367within the sector's middle half▲ 29.4%
Solvency29.4%within the sector's middle half-72.2%above the sector's middle half▲ 42.8pp85.7%above the sector's middle half▲ 13.6pp55.7%within the sector's middle half▼ 30.1pp74.8%within the sector's middle half▲ 19.1pp
Current ratio1.43within the sector's middle half-1.69within the sector's middle half▲ 0.265.44above the sector's middle half▲ 3.741.72within the sector's middle half▼ 3.713.28within the sector's middle half▲ 1.55
Return on assets (ROA)24.1%above the sector's middle half-65.1%above the sector's middle half▲ 41.0pp47.0%above the sector's middle half▼ 18.1pp24.2%above the sector's middle half▼ 22.9pp57.6%above the sector's middle half▲ 33.4pp
above
within
below
the middle half (P25 to P75) of NACE 18, Printing and reproduction of recorded media, each year against the same schema; no band under 30 filings.
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result recovers in 2025; 2025 is 75% above 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €117,447
Fixed assets
€23,389 ▼ 37.2%
Current assets
€94,058 ▼ 21.9%
Equity and liabilities €117,447
Equity
€87,806 =
Debt
€29,641 ▼ 57.6%
Debt's share of the balance-sheet total falls from 44.3% to 25.2%. Debt is lower.
Key figures and ratios
EBITDA
€100,045▲
2024 · €63,239
Cash flow
€81,485▲
2024 · €51,969
Debt to equity
0.34▼
2024 · 0.80
ROE
77.0%▲
2024 · 43.4%
Interest coverage
98.02▲
2024 · 53.07
Debt ≤ 1 year
€28,691▼
2024 · €69,832
Income taxes
€17,539▲
2024 · €10,078
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Peer companies
Historical observationOf the 39,276 companies that looked in July 2024 the way this one looks now, 1.6% went bankrupt within 24 months and 96% are still going.
- Micro
- 2 to 5 years old
- solvency 30% or more
- a profit of 5% of the balance sheet or more
1.6%
went bankrupt
2.2%
stopped otherwise
96%
still going
A further 0.5% stopped, but we cannot tell whether within those 24 months.
For this company itself Checked computes a bankruptcy probability of 0.9% over twelve months; the group does not contradict it.
How reliable is this rule?
Tested on the year before, without using that year itself: the groups of July 2023 gave each of the 497,662 companies of July 2024 its group's bankruptcy share. Expected: 1.5%; actually bankrupt within 24 months: 1.6%.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.4% |
| 3 | 0.5% | 0.5% |
| 4 | 0.6% | 0.7% |
| 5 | 0.8% | 0.9% |
| 6 | 1.2% | 1.3% |
| 7 | 1.5% | 1.7% |
| 8 | 1.7% | 1.7% |
| 9 | 2.7% | 2.8% |
| 10 | 5.3% | 5.7% |
The rule ranks well: a company that went bankrupt got a higher share than one that kept going in 75% of comparisons. The level follows the economy: in a year with more bankruptcies, the actual share is higher than the year before.
An observation about 39,276 comparable companies, not a prediction for this company. The sector does not count: the register keeps no sector for companies that stopped, so it would make the outcome look better than it was.
Annual accounts
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630 | - | €4,456 | €13,793 | €13,879 | €13,879 | = |
| Other operating charges640/8 | €15 | €0 | €132 | €528 | €144 | ▼ 72.7% |
| Gross operating margin9900 | €10,809 | €115,769 | €151,397 | €63,767 | €100,189 | ▲ 57.1% |
| Operating profit (loss)9901 | €10,794 | €111,313 | €137,473 | €49,360 | €86,166 | ▲ 74.6% |
| Financial income75/76B | €2 | €1 | €0 | - | - | - |
| Recurring financial income75 | €2 | €1 | €0 | - | - | - |
| Financial charges65/66B | €95 | €759 | €911 | €1,192 | €1,021 | ▼ 14.4% |
| Recurring financial charges65 | €95 | €759 | €911 | €1,192 | €1,021 | ▼ 14.4% |
| Profit (loss) for the period before taxes9903 | €10,701 | €110,555 | €136,562 | €48,168 | €85,145 | ▲ 76.8% |
| Income taxes67/77 | €2,940 | €31,326 | €29,835 | €10,078 | €17,539 | ▲ 74.0% |
| Profit (loss) for the period9904 | €7,761 | €79,229 | €106,727 | €38,090 | €67,606 | ▲ 77.5% |
| Profit (loss) for the period to be appropriated9905 | €7,761 | €79,229 | €106,727 | €38,090 | €67,606 | ▲ 77.5% |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Assets | ||||||
| Total assets20/58 | €32,228 | €121,744 | €226,959 | €157,632 | €117,447 | ▼ 25.5% |
| Fixed assets21/28 | - | €64,433 | €51,147 | €37,268 | €23,389 | ▼ 37.2% |
| Tangible fixed assets22/27 | - | €64,433 | €51,147 | €37,268 | €23,389 | ▼ 37.2% |
| Furniture and vehicles24 | - | €64,433 | €51,147 | €37,268 | €23,389 | ▼ 37.2% |
| Current assets29/58 | €32,228 | €57,311 | €175,812 | €120,364 | €94,058 | ▼ 21.9% |
| Amounts receivable within one year40/41 | €30,552 | €46,342 | €34,856 | €26,221 | €31,157 | ▲ 18.8% |
| Trade receivables40 | €30,492 | €42,668 | €32,691 | €16,299 | €28,696 | ▲ 76.1% |
| Other amounts receivable41 | €60 | €3,674 | €2,165 | €9,922 | €2,461 | ▼ 75.2% |
| Cash at bank and in hand54/58 | €1,560 | €9,338 | €139,629 | €92,287 | €61,440 | ▼ 33.4% |
| Deferred charges and accrued income490/1 | €116 | €1,631 | €1,328 | €1,857 | €1,461 | ▼ 21.3% |
| Equity and liabilities | ||||||
| Total equity and liabilities10/49 | €32,228 | €121,744 | €226,959 | €157,632 | €117,447 | ▼ 25.5% |
| Equity10/15 | €9,461 | €87,890 | €194,616 | €87,800 | €87,806 | = |
| Contributions10/11 | €2,500 | €2,500 | €2,500 | €2,500 | €2,500 | = |
| Reserves13 | €6,900 | €85,300 | €85,300 | €85,300 | €85,300 | = |
| Distributable reserves133 | €6,900 | €85,300 | €85,300 | €85,300 | €85,300 | = |
| Profit (loss) carried forward14 | €61 | €90 | €106,816 | €0 | €6 | - |
| Amounts payable17/49 | €22,767 | €33,854 | €32,343 | €69,832 | €29,641 | ▼ 57.6% |
| Amounts payable within one year42/48 | €22,497 | €33,854 | €32,343 | €69,832 | €28,691 | ▼ 58.9% |
| Financial debts43 | - | €536 | €686 | €141 | €152 | ▲ 8.1% |
| Credit institutions430/8 | - | €536 | €686 | €141 | €152 | ▲ 8.1% |
| Trade debts44 | €153 | €2,875 | €0 | €570 | €667 | ▲ 17.1% |
| Suppliers440/4 | €153 | €2,875 | €0 | €570 | €667 | ▲ 17.1% |
| Taxes, remuneration and social security45 | €6,578 | €14,859 | €17,206 | €16,806 | €12,334 | ▼ 26.6% |
| Taxes450/3 | €6,578 | €14,859 | €17,206 | €16,806 | €12,334 | ▼ 26.6% |
| Other amounts payable47/48 | €15,766 | €15,584 | €14,451 | €52,316 | €15,538 | ▼ 70.3% |
| Accrued charges and deferred income492/3 | €270 | €0 | - | - | €950 | - |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Profit (loss) for the period9904 | €7,761 | €79,229 | €106,727 | €38,090 | €67,606 | ▲ 77.5% |
| + Depreciation and write-downs630 | - | €4,456 | €13,793 | €13,879 | €13,879 | = |
| Operating cash flow (approximation) | €7,761 | €83,685 | €120,519 | €51,969 | €81,485 | ▲ 56.8% |
| Investment in fixed assets (approximation) | - | - | -€507 | €0 | €0 | - |
| Change in cash | - | €7,778 | €130,291 | -€47,342 | -€30,847 | ▲ 34.8% |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
06-02
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
22-04
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
17-05
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
31-12
Financial
Highest result since 2021net €106,727 ▲34.7%
Operating result €137,473, net result €106,727, both a record.
31-12
Financial
Liquidity triplescurrent ratio 5.44
Current ratio from 1.69 to 5.44; short-term debt falls from €33,854 to €32,343.
31-12
Financial
Equity above €150,000Eq €194,616 ▲121%
3 profitable years in a row build equity to €194,616.
03-07
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
26-04
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 2 acts read
About the unread acts
We know of 2 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.
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Directors · office · real estate
Directors
2 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Lochristi · 1 establishment unit since 2021
Ground area
613 m²
Building footprint
70 m²
Volume, LiDAR
229 m³
Parcel 44034A1039/00E000, Flanders · tallest building 5.6 m, ±1 floor. Linked by address, not a title deed.
1 establishment unit
Yaba
since 20212.323.466.536
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 44034A1039/00E000 | Flanders | 613 m² | 1 · 70 m² | 5.6 m · 1 fl. |
Linked by address, not proof of ownership
Good to know
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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Of 1,597 companies in sector 18120 we hold annual accounts for 809. 609 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Identification & contact
Identification
Legal formPrivate limited company
Founded15-10-2021
Fiscal year end31-12
Activities, NACEBEL 2025
18120Other printing
18130Pre-press and pre-media services
46711Wholesale of cars and light vans (up to 3.5 tonnes)
47811Retail sale of cars and light vans (up to 3.5 tonnes)
46712Wholesale trade
46500Wholesale of information and communication equipment
Contact
E-mail
manuhern@hotmail.com
E-invoicing
Reachable via Peppol
Peppol ID
0208:0775812433
Also
9925:BE0775812433
Registered
04-04-2025
If you follow this company, Checked tells you the day it leaves the Peppol register.
Register as of 28 September 2026 · Peppol Directory
Scores and ratios are computed by Checked and are not a credit decision.