Arttra-Design

Active

Private limited companyfounded 20224 yrs activeHeerstraat 93, 3910 Pelt, BelgiumKBO/BCE: BE 0783.958.750

Arttra-Design has been active since 2022 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €151k and a net result of €35k. Equity is growing by ~23.5% per year across the filed fiscal years. Its solvency ranks better than 68% of 950 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 1.0% (low).

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Checked score

Score 2025

100 / 100

Excellent▲ +14 vs 2024

The score combines four axes. Every signal that weighs is under Signals.

Axes · tick = 2024

Profitability100▲+81

Solvency100▲+4

Growth52=

Stability94

Bankruptcy probability, 12 months

1.0% Low

0%0.5%1.5%4%10%≥ 25%

Credit up to €15k at 30 days acceptable

Liquidity ample (current ratio 3.26 against 2.12 in 2024), and 29.5% of the assets are financed with debt.

How do we compute the score and the probability?

Credit advice for your own amount and term

Signals

Six signals. The signal on the left, the evidence on the right.

−lowers risk+raises risk○neutral

Limited track record

This company has not been active as long as an established one and statistically fails somewhat more often.

KBO · incorporation date

Age against the risk zone

Annual accounts: healthy financial profile

The latest annual accounts show a healthy profile in solvency, result and liquidity.

NBB · annual accounts 2025

Solvency, return and age of the figures

Solvency

70.5%

Return on assets

16.5%

Age of the figures

8 mo

Lower-failure-rate sector

In this sector companies fail less often than the Belgian average.

Gazette · bankruptcies per sector, NACE 18

Relative position

BE, all sectors

reference

Sector 18

lower

← fewer bankruptcies more bankruptcies →

Latest accounts filed on time

The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 02-07-2026, 29 days ahead of the deadline.

NBB · 4 filings

Deviation from the deadline

2025

29 d early

2024

37 d early

2023

26 d early

2022

31 d early

← before the deadline after the deadline →

The next deadline is still running

The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.

Companies Code · seven months

Position in the running window

15-09-2026 today31-12-2026 close31-07-2027 deadline

No strike-offs in the KBO publications

We found no ex-officio strike-off or cessation. Our series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.

KBO publications · our coverage

Financials · fiscal year 2025, micro schema

Equity

€151k▲ 55.7%

2024 · €97k

2022: €77k 2023: €94k 2024: €97k

2022 → 2025

Total assets

€215k▲ 15.7%

2024 · €185k

2022: €153k 2023: €166k 2024: €185k

2022 → 2025

Net result

€35k▲ 876%

2024 · €4k

2022: €67k 2023: €17k 2024: €4k

2022 → 2025

Working capital

€99k▲ 71.4%

2024 · €58k

2022: €53k 2023: €65k 2024: €58k

2022 → 2025

Multi-year overview

Every figure with its change against the year before

▲ rise ▼ fall

Line2022202320242025Trend

Equity€77k-€94k▲ 21.7%€97k▲ 3.9%€151k▲ 55.7%

Operating result€95k-€30k▼ 68.6%€9k▼ 69.3%€53k▲ 473%

Net result€67k-€17k▼ 75.1%€4k▼ 78.2%€35k▲ 876%

Turnover and EBIT margin not published: the micro schema does not require them.

Result per fiscal year

Operating resultNet result

The operating result recovers in 2025; 2025 is 473% above 2024.

Balance-sheet composition

2025 in colour, 2024 as the grey bar beneath

Assets €215k

33.2%

66.8%

Fixed assets €71k▼ 5.7%

Current assets €143k▲ 30.5%

Equity and liabilities €215k

70.5%

29.5%

Equity €151k▲ 55.7%

Debt €63k▼ 28.3%

The debt ratio falls from 47.6% to 29.5%: equity grows while debt is paid down.

Key figures and ratios

2025 value · change against 2024

EBITDA

€76k▲

2024 · €31k

Cash flow

€59k▲

2024 · €26k

Solvency

70.5%▲

2024 · 52.4%

Current ratio

3.26▲

2024 · 2.12

Quick ratio

3.11▲

2024 · 2.02

Debt / equity

0.42▼

2024 · 0.91

ROE

23.4%▲

2024 · 3.7%

ROA

16.5%▲

2024 · 2.0%

Interest coverage

18.85▲

2024 · 5.67

Debt

€63k▼

2024 · €88k

Debt ≤ 1 year

€44k▼

2024 · €52k

Debt > 1 year

€19k▼

2024 · €36k

Income taxes

€15k▲

2024 · €1k

Staff costs

€34k▲

2024 · €32k

Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.

Filed annual accounts

As filed with the NBB · 2025 against 2024

Balance sheet Code20242025

Assets

Total assets20/58€185k€215k▲

Fixed assets21/28€75k€71k▼

Tangible fixed assets22/27€75k€71k▼

Land and buildings22€20k€19k▼

Plant, machinery and equipment23€47k€45k▼

Furniture and vehicles24€9k€7k▼

Current assets29/58€110k€143k▲

Amounts receivable after more than one year29€10k€43k▲

Other amounts receivable291€10k€43k▲

Stocks and contracts in progress3€5k€7k▲

Stocks30/36€5k€7k▲

Amounts receivable within one year40/41€55k€49k▼

Trade receivables40€3k€3k▲

Other amounts receivable41€52k€45k▼

Cash at bank and in hand54/58€40k€45k▲

Equity and liabilities

Total equity and liabilities10/49€185k€215k▲

Equity10/15€97k€151k▲

Contributions10/11€10k€10k=

Reserves13€46k€81k▲

Distributable reserves133€46k€81k▲

Profit (loss) carried forward14€41k€60k▲

Amounts payable17/49€88k€63k▼

Amounts payable after more than one year17€36k€19k▼

Financial debts170/4€36k€19k▼

Amounts payable within one year42/48€52k€44k▼

Current portion of amounts payable after more than one year42€21k€17k▼

Trade debts44€14k-

Suppliers440/4€14k-

Taxes, remuneration and social security45€16k€27k▲

Taxes450/3€12k€23k▲

Remuneration and social security454/9€4k€4k▲

Income statement Code20242025

Remuneration, social security and pensions62€32k€34k▲

Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€22k€24k▲

Other operating charges640/8€8k€290▼

Gross operating margin9900€72k€110k▲

Operating profit (loss)9901€9k€53k▲

Financial income75/76B€1k€1k▲

Recurring financial income75€1k€1k▲

Financial charges65/66B€5k€4k▼

Recurring financial charges65€5k€4k▼

Profit (loss) for the period before taxes9903€5k€50k▲

Income taxes67/77€1k€15k▲

Profit (loss) for the period9904€4k€35k▲

Profit (loss) for the period to be appropriated9905€4k€35k▲

Appropriation of the result

Profit (loss) to be appropriated9906€41k€95k▲

Profit (loss) brought forward from the previous period14P€38k€60k▲

Transfer to equity691/2-€35k

To other reserves6921-€35k

The notes to these accounts (6 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.

Download as CSV

Timeline · acts, filings and financial milestones

All 6Financial 2Filings 4

Next filing, fiscal year 2026, expected by 31-07-2027

2026

02-07

NBB filing Annual accounts filed

fiscal year 2025 · micro schema

2025

31-12

Financial Equity above €150kEq €151k ▲55.7%

4 profitable years in a row build equity to €151k.

24-06

NBB filing Annual accounts filed

fiscal year 2024 · micro schema

2024

31-12

Financial Weakest financial yearnet €4k ▼78.2%

Net result drops to €4k, the lowest in the series; recovery starts the following year.

05-07

NBB filing Annual accounts filed

fiscal year 2023 · micro schema

2023

30-06

NBB filing Annual accounts filed

fiscal year 2022 · micro schema

Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.

Directors · office · real estate

Directors

2 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.

Location & real-estate footprint

Registered office, Pelt · 1 establishment unit since 2022

establishment The establishment unit on the map

Cannot be placed on the map

This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.

Heerstraat 933910 Pelt

Ground area

375 m²

Building footprint

321 m²

Volume, LiDAR

2,227 m³

Parcel 72025B0293/00A002, Flanders · tallest building 10.6 m, ±2 floors. Linked by address, not a title deed.

1 establishment unit

Arttra-Design

Heerstraat 93, 3910 PeltRetail trade

since 20222.329.880.810

1 parcel

Flanders 1 (100%)

Parcel (capakey)	Region	Area	Buildings	Height / fl.
72025B0293/00A002	Flanders	374 m²	1 · 321 m²	10.6 m · 2 fl.

Linked by address, not proof of ownership

Methodology

via registered seat: 1

1 of 1 parcel with an exact address match; the rest are indicative.

Linked through address data, this is not proof of ownership.

Similar companies · same sector, comparable size

Of 1,594 companies in sector 18120 we hold annual accounts for 803. 611 are within a factor 10 of this equity.See the whole sector

Company data · Crossroads Bank

Identification

Legal formPrivate limited company

Founded29-03-2022

Fiscal year end31-12

Activities, NACEBEL

18120Other printing

74103Other professional, scientific and technical activities

74120Graphic design and visual communication

47120Other non-specialised retail sale

47910Retail trade

73110Advertising agencies

82990Other business support services

Sources

Crossroads Bank for EnterprisesNational Bank · 4 filingsAddress and cadastre registers

Data from official sources, last processed on 14-09-2026. Scores and ratios are computed by Checked and are not a credit decision.