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COM&COM

Active
Private limited companyfounded 199530 yrs activeGachardstraat 78, 1050 Elsene, BelgiumKBO/BCE: BE 0456.388.265
Summary

COM&COM has been active since 1995 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show negative equity (€-13k) and a net result of €-11k. The figures fluctuate too strongly year-on-year for a reliable trend projection. Its solvency ranks better than 9% of 7029 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 1.2% (low).

Checked score

Score 2025
23 / 100
Critical
The score weighs solvency, liquidity, profitability and financial development. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability0▼-12
Solvency0▼-20
Growth32=
Track record100
Bankruptcy probability, 12 months
1.2% Low
0%0.5%1.5%4%10%≥ 25%
No credit on open account
Liquidity short (current ratio 0.73 against 0.92 in 2024; short-term debt: 133% of total assets), and equity is negative.
Credit advice for your own amount and term

Signals

Five signals. The signal on the left, the evidence on the right.
lowers risk+raises riskneutral
raises risk · Higher-failure-rate region
In this region companies fail more often than in the rest of the country.
KBO · registered office
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2025
Solvency, return and age of the figures
Solvency
-33%
Return on assets
-26.8%
Age of the figures
9 mo
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation date
Age against the risk zone
highest failure risk from 2 to 8 years 30 years 0 40 y
raises risk · Negative equity
The 2025 annual accounts show negative equity and a net loss.
NBB · annual accounts 2025
Equity per financial year
1819202122232425
2018 to 2025 · latest year €-13k
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 11-06-2026, 50 days ahead of the deadline.
NBB · 10 filings
Deviation from the deadline
2025
50 d early
2024
57 d early
2023
34 d early
2022
21 d early
2021
6 d early
2020
57 d early
2019
17 d early
← before the deadline after the deadline →
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven months
Position in the running window
24-09-2026 today31-12-2026 close31-07-2027 deadline
neutral · No strike-offs in the KBO publications
We found no ex-officio strike-off or cessation. Our series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.
KBO publications · our coverage

Financials · fiscal year 2025, micro schema

Equity
€-13k▼ 429%
2024 · €-3k
2018: €21k 2019: €42k 2020: €22k 2021: €-27k 2022: €-22k 2023: €258 2024: €-3k
2018 → 2025
Total assets
€41k▼ 20.4%
2024 · €51k
2018: €42k 2019: €67k 2020: €97k 2021: €22k 2022: €28k 2023: €57k 2024: €51k
2018 → 2025
Net result
€-11k▼ 289%
2024 · €-3k
2018: €15k 2019: €21k 2020: €-20k 2021: €-49k 2022: €5k 2023: €23k 2024: €-3k
2018 → 2025
Working capital
€-15k▼ 259%
2024 · €-4k
2018: €20k 2019: €40k 2020: €20k 2021: €-28k 2022: €-23k 2023: €-1k 2024: €-4k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise ▼ fall
Line20212022202320242025Trend
Equity€-27k-€-22k▲ 18.1%€258€-3k€-13k▼ 429%
Operating result€-47k-€7k€24k▲ 265%€-2k€-10k▼ 405%
Net result€-49k-€5k€23k▲ 357%€-3k€-11k▼ 289%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
€-60k€-40k€-20k€0€20kOperating result 2021: €-47k€-47kNet result 2021: €-49k€-49kOperating result 2022: €7k€7kNet result 2022: €5k€5kOperating result 2023: €24k€24kNet result 2023: €23k€23kOperating result 2024: €-2k€-2kNet result 2024: €-3k€-3kOperating result 2025: €-10k€-10kNet result 2025: €-11k€-11k20212022202320242025€-20k€-10k€0€10k€20kOperating result 2023: €24k€24kNet result 2023: €23k€23kOperating result 2024: €-2k€-2kNet result 2024: €-3k€-2.8kOperating result 2025: €-10k€-10kNet result 2025: €-11k€-11k202320242025
The operating result stays negative: a loss of €10k in 2025 against €2k in 2024; the loss grows.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €41k
Fixed assets €1k ▼ 15.9%
Current assets €40k ▼ 20.5%
Key figures and ratios
2025 value · change against 2024
EBITDA
€-10k
2024 · €-2k
Cash flow
€-11k
2024 · €-2k
Solvency
-33.0%
2024 · -5.0%
Current ratio
0.73
2024 · 0.92
Debt to equity
-4.03
2024 · -21.13
ROA
-26.8%
2024 · -5.5%
Interest coverage
-11.47
2024 · -2.37
Debt
€54k
2024 · €54k
Debt ≤ 1 year
€54k
2024 · €54k
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Filed annual accounts As filed with the NBB · 2025 against 2024 · 38 lines
Balance sheet Code20242025
Assets
Total assets20/58€51k€41k
Fixed assets21/28€2k€1k
Tangible fixed assets22/27€2k€1k
Plant, machinery and equipment23€661€496
Furniture and vehicles24€919€833
Current assets29/58€50k€40k
Amounts receivable within one year40/41€50k€40k
Trade receivables40€49k€39k
Other amounts receivable41€371€8
Deferred charges and accrued income490/1€43-
Equity and liabilities
Total equity and liabilities10/49€51k€41k
Equity10/15€-3k€-13k
Contributions10/11€19k€19k=
Reserves13€2k€2k=
Distributable reserves133€2k€2k=
Profit (loss) carried forward14€-23k€-34k
Amounts payable17/49€54k€54k
Amounts payable within one year42/48€54k€54k
Financial debts43€10k€10k
Credit institutions430/8€10k€10k
Trade debts44€440€287
Suppliers440/4€440€287
Taxes, remuneration and social security45€384€1k
Taxes450/3€384€1k
Other amounts payable47/48€43k€43k=
Income statement Code20242025
Non-recurring operating income76A€3k-
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€387€252
Other operating charges640/8€1k€521
Gross operating margin9900€-370€-9k
Operating profit (loss)9901€-2k€-10k
Financial charges65/66B€679€856
Recurring financial charges65€679€856
Profit (loss) for the period before taxes9903€-3k€-11k
Income taxes67/77€134-
Profit (loss) for the period9904€-3k€-11k
Profit (loss) for the period to be appropriated9905€-3k€-11k
Appropriation of the result
Profit (loss) to be appropriated9906€-23k€-34k
Profit (loss) brought forward from the previous period14P€-20k€-23k

The notes to these accounts (4 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.

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Timeline · acts, filings and financial milestones

Next filing, fiscal year 2026, expected by 31-07-2027
2026
11-06
NBB filing Annual accounts filed
fiscal year 2025 · micro schema
2025
04-06
NBB filing Annual accounts filed
fiscal year 2024 · micro schema
2024
27-06
NBB filing Annual accounts filed
fiscal year 2023 · micro schema
2023
31-12
Financial Highest result since 2018net €23k ▲357%
Operating result €24k, net result €23k, both a record.
10-07
NBB filing Annual accounts filed
fiscal year 2022 · micro schema
2022
31-12
Financial Back to profitnet €5k
Net result €5k after 2 loss-making years.
25-07
NBB filing Annual accounts filed
fiscal year 2021 · micro schema
2021
31-12
Financial Weakest financial yearnet €-49k
Net result drops to €-49k, the lowest in the series; recovery starts the following year.
04-06
NBB filing Annual accounts filed
fiscal year 2020 · micro schema
2020
14-07
NBB filing Annual accounts filed
fiscal year 2019 · micro schema
2019
24-07
NBB filing Annual accounts filed
fiscal year 2018 · micro schema
2018
29-05
NBB filing Annual accounts filed
fiscal year 2017 · full schema
2017
25-07
NBB filing Annual accounts filed
fiscal year 2016 · full schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.

Directors · office · real estate

Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Elsene · 1 establishment unit since 1995
establishment The establishment unit on the map
Cannot be placed on the map

This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.

Gachardstraat 781050 Elsene
Ground area
657 m²
Building footprint
307 m²
Volume, LiDAR
4,493 m³
2 parcels, Brussels · tallest building 19.1 m, ±6 floors. Linked by address, not a title deed.
1 establishment unit
Vanderkinderestraat 149, 1180 Ukkel
NACE 7440101
since 19952.073.985.209
2 parcels
Brussels 2 (100%)
Parcel (capakey) Region Area Buildings Height / fl.
21444B0040/00N009 Brussels 438 m² 1 · 88 m² 19.1 m · 6 fl.
21618B0276/00N060 Brussels 219 m² 1 · 219 m² 18.8 m · 5 fl.
Linked by address, not proof of ownership
Methodology
via registered seat: 1 · via establishment units: 1
2 of 2 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.

Similar companies · same sector, comparable size

Of 9,860 companies in sector 73110 we hold annual accounts for 3,753. 159 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector

Company data · Crossroads Bank

Identification
Legal formPrivate limited company
Founded03-11-1995
Fiscal year end31-12
Activities, NACEBEL 2025
73110Advertising agencies
Sources
Crossroads Bank for EnterprisesNational Bank · 30 filingsAddress and cadastre registers

Scores and ratios are computed by Checked and are not a credit decision.