COLLEGE SAINT-ROCH FERRIERES
ActiveSummary
COLLEGE SAINT-ROCH FERRIERES has been active since 1994 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €561k and a net result of €-19k. Equity is shrinking by ~5.3% per year across the filed fiscal years. Its solvency ranks better than 40% of 435 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is < 0.1% (very low).
Checked score
Score 2025
79
/ 100
Excellent
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability67▼-2
Solvency64▼-3
Growth58=
Track record100
Bankruptcy probability, 12 months
< 0.1%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €40k at 30 days acceptable
Liquidity ample (current ratio 1.9 against 1.78 in 2024; short-term debt: 34.5% and cash: 31.2% of total assets), but 60.5% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Five signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 85
Relative position
BE, all sectors
reference
Sector 85
lower
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
neutral · Latest accounts filed on time
The financial year that closed on 31-08-2025 was due by 31-03-2026 and was filed on 09-02-2026, 50 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
50 d early
2024
34 d early
2023
27 d early
2022
43 d early
2021
28 d early
2020
1 d late
2019
1 d late
← before the deadline
after the deadline →
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-08-2026 and is due by 31-03-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
31-08-2026 close24-09-2026 today31-03-2027 deadline
Financials · fiscal year 2025, full schema
Turnover
Not included in this filing
EBIT margin
Not included in this filing
Net result
€-19k
2024 · €7k
2019: €-50k
2020: €-16k
2021: €13k
2022: €22k
2023: €-11k
2024: €7k
2019 → 2025
Working capital
€439k▲ 12.6%
2024 · €390k
2019: €-243k
2020: €-81k
2021: €71k
2022: €233k
2023: €287k
2024: €390k
2019 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€761k-€733k▼ 3.7%€672k▼ 8.3%€629k▼ 6.4%€561k▼ 10.9%
Operating result€16k-€29k▲ 84.5%€-5k€13k€-15k
Net result€13k-€22k▲ 72.1%€-11k€7k€-19k
Result per fiscal year
Operating resultNet result
The operating result turns negative in 2025: a loss of €15k after €13k in 2024, the lowest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €1.42M
Fixed assets
€490k ▼ 21.4%
Current assets
€930k ▲ 4.4%
Equity and liabilities €1.42M
Equity
€561k ▼ 10.9%
Debt
€859k ▼ 2.9%
Debt's share of the balance-sheet total rises from 58.4% to 60.5%. Equity and debt are lower.
Key figures and ratios
EBITDA
€197k▼
2024 · €220k
Cash flow
€193k▼
2024 · €214k
Current ratio
1.90▲
2024 · 1.78
Quick ratio
1.89▲
2024 · 1.77
Debt to equity
1.53▲
2024 · 1.41
ROE
-3.3%▼
2024 · 1.1%
ROA
-1.3%▼
2024 · 0.5%
Interest coverage
39.54▲
2024 · 31.32
Debt ≤ 1 year
€490k▼
2024 · €501k
Debt > 1 year
€341k▼
2024 · €382k
Staff costs
€5.36M▲
2024 · €5.10M
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Filed annual accounts As filed with the NBB · 2025 against 2024 · 48 lines
Balance sheet
Code20242025
Assets
Total assets20/58€1.51M€1.42M▼
Fixed assets21/28€623k€490k▼
Tangible fixed assets22/27€509k€380k▼
Land and buildings22€199k€126k▼
Plant, machinery and equipment23€272k€214k▼
Furniture and vehicles24€38k€40k▲
Financial fixed assets28€114k€110k▼
Current assets29/58€890k€930k▲
Stocks and contracts in progress3€5k€2k▼
Stocks30/36€5k€2k▼
Amounts receivable within one year40/41€97k€132k▲
Trade receivables40€16k€52k▲
Other amounts receivable41€81k€80k▼
Cash at bank and in hand54/58€451k€443k▼
Deferred charges and accrued income490/1€338k€354k▲
Equity and liabilities
Total equity and liabilities10/49€1.51M€1.42M▼
Equity10/15€629k€561k▼
Reserves13€459k€459k=
Profit (loss) carried forward14-€-19k
Investment grants15€171k€121k▼
Amounts payable17/49€885k€859k▼
Amounts payable after more than one year17€382k€341k▼
Financial debts170/4€382k€341k▼
Amounts payable within one year42/48€501k€490k▼
Current portion of amounts payable after more than one year42€40k€41k▲
Trade debts44€346k€449k▲
Suppliers440/4€346k€449k▲
Taxes, remuneration and social security45€3k€311▼
Taxes450/3€0€73▲
Remuneration and social security454/9€3k€238▼
Accrued charges and deferred income492/3€2k€28k▲
Income statement
Code20242025
Remuneration, social security and pensions62€5.10M€5.36M▲
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€207k€212k▲
Write-downs on stocks, contracts in progress and trade receivables: additions (reversals)631/4€694€1k▲
Other operating charges640/8€4k€4k▲
Non-recurring operating charges66A-€1k
Gross operating margin9900€5.32M€5.57M▲
Operating profit (loss)9901€13k€-15k▼
Financial income75/76B€1k€1k▼
Recurring financial income75€1k€1k▼
Financial charges65/66B€7k€5k▼
Recurring financial charges65€7k€5k▼
Profit (loss) for the period before taxes9903€7k€-19k▼
Profit (loss) for the period9904€7k€-19k▼
Profit (loss) for the period to be appropriated9905€7k€-19k▼
Appropriation of the result
Profit (loss) to be appropriated9906€7k€-19k▼
To contributions691€7k-
Social balance
Average headcount (FTE)90875.35.3=
The notes to these accounts (12 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
23-03
State Gazette act
Resignations: Catherine Francotte (director) and Hanine ESSAHELI (commissaire réviseur)Appointment: Joachim DAVOLI (commissaire réviseur)4 facts ▸
State Gazette act
Resignations: Catherine Francotte (director) and Hanine ESSAHELI (commissaire réviseur)
Appointment: Joachim DAVOLI (commissaire réviseur)4 facts ▸
- General meeting, 09/02/2026
- Director resignation, Catherine Francotte (director)
- Auditor resignation, Hanine ESSAHELI (commissaire réviseur)
- Auditor appointment, Joachim DAVOLI (commissaire réviseur)
09-02
NBB filing
Annual accounts filed
fiscal year 2025 · full schema
2025
25-02
NBB filing
Annual accounts filed
fiscal year 2024 · full schema
2024
31-08
Financial
Back to profitnet €7k
Net result €7k after one loss-making year.
04-03
NBB filing
Annual accounts filed
fiscal year 2023 · full schema
2023
16-02
NBB filing
Annual accounts filed
fiscal year 2022 · full schema
2022
31-08
Financial
Highest result since 2019net €22k ▲72.1%
Operating result €29k, net result €22k, both a record.
03-03
NBB filing
Annual accounts filed
fiscal year 2021 · full schema
2021
31-08
Financial
Back to profitnet €13k
Net result €13k after 2 loss-making years.
01-04
NBB filing
Annual accounts filed
fiscal year 2020 · full schema · 1 day late
2020
01-04
NBB filing
Annual accounts filed
fiscal year 2019 · full schema · 1 day late
2019
27-02
NBB filing
Annual accounts filed
fiscal year 2018 · full schema
2018
22-02
NBB filing
Annual accounts filed
fiscal year 2017 · full schema
2017
10-03
NBB filing
Annual accounts filed
fiscal year 2016 · full schema
Financial milestoneState Gazette actNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
no sitting director, no change since 2026
We have established no sitting directors for this company. We derive directors from published Gazette acts; while there are none, or none read, nothing appears here. That does not mean the company has none: the CBE keeps its own list of function holders, which we do not read.
09-02-2026
Resigned as Director
Location & real-estate footprint
Registered office, Ferrières · 1 establishment unit since 2007
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Allée de Bernardfagne 74190 FerrièresGround area
1,589 m²
Building footprint
134 m²
Volume, LiDAR
579 m³
Parcel 61019A0385/00S000, Wallonia · tallest building 5.6 m, ±1 floor. Linked by address, not a title deed.
1 establishment unit
PETIT SEMINAIRE DE SAINT-ROCH
since 20072.167.072.347
1 parcel
Wallonia
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 61019A0385/00S000 | Wallonia | 1,589 m² | 1 · 134 m² | 5.6 m · 1 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Statutory auditor
1 auditor| Joachim DAVOLICurrent Commissaire réviseur | 23-03-2026 → present |
Structure & network
Ownership & control
1 board mandateBoard mandates of this companythis company sits on their board1
Public money · subsidies and aid
Wallonia-Brussels Federation
2021 to 2025 · 34 entries · 3,093,239 EUR in total| Year | Entries | paid |
|---|---|---|
| 2025 | 8 | 792,111 EUR |
| 2024 | 6 | 772,187 EUR |
| 2023 | 9 | 750,404 EUR |
| 2022 | 8 | 694,141 EUR |
| 2021 | 3 | 84,396 EUR |
Budget allocations
Subventions forfaitaires - Enseignement de plein exercice
Financement d’urgence visant à soutenir les secteurs dépendant de la Fédération Wallonie-Bruxelles suite à la crise du coût de l'énergie
Dépenses de toute nature relative à l'acquisition des manuels scolaires, de logiciels scolaires, d'outils pédagogiques et de livrespour la jeunesse
Subventions forfaitaires dans le fondamental
Subventions forfaitaires
Recognitions · licences · registrations
Food safety, FASFC
1 siteFerrières2.167.072.347
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Of 611 companies in sector 85314 we hold annual accounts for 421. 286 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Company data · Crossroads Bank
Identification
Legal formNon-profit association
Founded03-02-1994
Fiscal year end31-08
Activities, NACEBEL 2025
85314Education
Sources
Crossroads Bank for EnterprisesNational Bank · 20 filingsAddress and cadastre registers
Scores and ratios are computed by Checked and are not a credit decision.
Contact details
4 entriesWebsite:www.saintrochferrieres.be
E-mail:secretariat@saintrochferrieres.be
Phone:086 400006
Fax:086 40 04 57