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Ecole Decroly - L'Ermitage

Active
Non-profit associationfounded 1934active for 92 yearsGendarmendreef 45, 1180 Ukkel, BelgiumKBO/BCE: BE 0409.338.020
Summary

Ecole Decroly - L'Ermitage has been active since 1934 and the Belgian Official Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €506,441 and a net result of -€21,437. Equity has been shrinking by about 8.7% per year since 2019. Its solvency ranks better than 19% of 582 sector peers (NACE 85, financial year 2025). The computed 12-month bankruptcy probability is 0.1% (very low).

Overview

Official details

Source: KBO
Status
Active since 12-07-1934 Normal situation
Activity
Education NACE 85314
Establishment units
2.154.460.268 1180 Ukkel, since 14-06-2006
2.168.243.374 1180 Ukkel, since 04-02-2008
Financial year end
31 August
Peppol
Reachable since 21-10-2026

Board and ownership

Board
  • GUTT HélèneDirector · since 13-05-2002
  • CHARLIER MarcDirector · since 29-11-2010
  • Bernaert PatriciaDirector · since 03-12-2019
and 185 others
Auditor
RSM INTERAUDIT

Financial position

92 Excellent Checked score 2025
Bankruptcy probabilitywithin 12 months
0.1%
Annual accounts to 31-08-2025
Turnover
€681,136
▲ 14.5%
Deficit
€21,437
▼ 62.8%
Equity
€506,441
▲ 17.7%
Total assets
€3.6m
▲ 3.2%
Employees on 31-08-2025
35
▼ 5.4%
Score breakdownraises riskEquity €506,441 (14.1% of total assets)Liquidity: current ratio 0.95, cash €168,959Size: turnover €681,136, 23.8 FTE, total assets €3.6mlowers riskLegal form: non-profit associationShow the evidence

Checked score

Score 2025
92 / 100
Excellent
Probability in this band: under 0.55%
Financially stronger than 35% of small companies in education (NACE 85)
Financial strength · tick: 2024
Average
Solvency 39+2
equity 14.1% of total assets
Liquidity 47-2
short-term debt 24.8% · cash 4.7%
Profitability 67+12
return on assets -0.6%
Bankruptcy probability within 12 months
0.1% Very low
0%0.5%1.5%4%10%≥ 25%

Fewer than 1 in 1,000 comparable companies go bankrupt within 12 months (an estimate).

Sector median < 0.1% (624 companies, NACE 85, small)
Last 24 months 12-2024: 0.1%highest value 01-2025: 0.1%● unchanged vs 12-2024 02-2025: 0.1%● unchanged vs 01-2025 03-2025: 0.1%● unchanged vs 02-2025 04-2025: 0.1%● unchanged vs 03-2025 05-2025: 0.1%● unchanged vs 04-2025 06-2025: 0.1%● unchanged vs 05-2025 07-2025: 0.1%● unchanged vs 06-2025 08-2025: 0.1%● unchanged vs 07-2025 09-2025: 0.1%● unchanged vs 08-2025 10-2025: 0.1%● unchanged vs 09-2025 11-2025: 0.1%● unchanged vs 10-2025 12-2025: 0.1%● unchanged vs 11-2025 01-2026: 0.1%● unchanged vs 12-2025lowest value 02-2026: 0.1%● unchanged vs 01-2026lowest value 03-2026: 0.1%● unchanged vs 02-2026lowest value 04-2026: 0.1%● unchanged vs 03-2026lowest value 05-2026: 0.1%● unchanged vs 04-2026lowest value 06-2026: 0.1%● unchanged vs 05-2026lowest value 07-2026: 0.1%● unchanged vs 06-2026lowest value 08-2026: 0.1%● unchanged vs 07-2026lowest value 09-2026: 0.1%● unchanged vs 08-2026lowest value 10-2026: 0.1%● unchanged vs 09-2026 11-2026: 0.1%● unchanged vs 10-2026
Credit of up to €45,000 on 30-day terms is acceptable
Liquidity is insufficient, with a current ratio of 0.95 (0.99 in 2024), below 1. Short-term debt is 24.8% and cash 4.7% of total assets. 85.9% of the assets are financed with debt and provisions.
Calculation

The band follows from the bankruptcy probability. 10 more points roughly halve it.

75-100 Excellent under 0.55%
60-74 Healthy 0.55% to 1.5%
45-59 Fair 1.5% to 4.2%
25-44 Weak 4.2% to 15.0%
0-24 Critical over 15.0%

Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 85, small). It does better than 12% of them on solvency, 16% on liquidity, 31% on profitability and 82% on growth.

The bankruptcy probability was computed on 01-11-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.

Some facts cap the score, however low the probability. With negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late, the score is Fair at most (59). With two missing filings, it is Weak at most (44). During a judicial reorganisation or at the company's end (bankruptcy, dissolution, liquidation), it is Critical at most (24).

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The scores and ratios are Checked's own calculations, not a credit decision.

Signals

Seven signals.
lowers riskraises riskneutral
lowers risk · Legal form: non-profit association
KBO
raises risk · Equity €506,441 (14.1% of total assets)
NBB · annual accounts
raises risk · Liquidity: current ratio 0.95, cash €168,959
NBB · annual accounts
raises risk · Size: turnover €681,136, 23.8 FTE, total assets €3.6m
Companies of this size fail more often. How much that weighs depends on the rest of the company's profile.
NBB · annual accounts
raises risk · Weak solvency compared with the sector
Solvency (equity / total assets) is in the sector's weakest quartile: better than 19% of 582 sector peers (2025).
NBB · sector comparison
Position among 582 sector peers
Solvency
better than 19%
← weakest strongest →
lowers risk · Growing equity
Reported equity is higher than in 2023 and did not fall compared with 2024. These amounts do not establish the cause of the change.
NBB · annual accounts 2025
Equity per financial year
19202122232425
2019 to 2025 · latest year €506,441
neutral · Latest accounts filed on time
The financial year that closed on 31-08-2025 was due by 31-03-2026 and was filed on 14-12-2025, 107 days ahead of the deadline.
NBB · 10 filings
Deviation from the deadline
2025
107 days early
2024
110 days early
2023
103 days early
2022
217 days late
2021
217 days late
2020
111 days early
2019
244 days late
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

The company filed its last 7 accounts on average 35 days after the deadline. In the sector (NACE 85), the median for financial year 2024 was 16 days before the deadline, and 32% of those companies filed late.

Searched, nothing found (2)
neutral · Next filing not due yet
The financial year that closed on 31-08-2026 is due by 31-03-2027. Nothing is late today. The company usually files around 19 December (5 of the last 5 accounts filed within 319 days either side of that date).
Companies Code · seven months
Where today falls in the filing period
31-08-2026 year end02-11-2026 today31-03-2027 deadline
neutral · No strike-offs in the KBO publications
That holds for every publication since 2021.
KBO publications

Key points

  • Risk: 7 loss-making years in a rowloss in financial year 2025 -€21,437 View
  • Positive: Oldest company in Ukkel, Education sectorin the Checked rankings No. 1 View
  • Wallonia-Brussels supportpaid from 2021 to 2025 €3.8m View

Recent changes

  1. · Gazette deed Change of role: Seynur Taline, from membre administrateur to directorResignations: Callebaut Michaël, Cavillot Marie and 59 others · Appointments: André Laury, Cwiek Violette and 50 others · Reappointments: Leens Simon, d'Hollander Eloîse and 35 others
  2. · Gazette deed Changes of role: Gouder de Beauregard Vanessa (director) and Gérard Laurence (director)Resignations: Chiriaeva Elisabeta, Coppens Anne-Françoise and 40 others · Appointments: Alves de Oliveira Adriano, Bonila Y Jose Nathalie and 41 others · Reappointments: Gerard Frédéric, Geffroy Valérie and 5 others
  3. · Gazette deed Amendment of the articles
All 17 events

Comparable companies

These companies have the same main activity as Ecole Decroly - L'Ermitage: education (NACE 85314). They are comparable in size and age: total assets between €2.8m and €6.5m, founded between 1922 and 1964.

CompanyTotal assetsGross margin
Ecole Decroly - L'Ermitage Ukkel€3.6m€7.4m
College Notre-Dame de la Paix Namur€6.5m-
Comite Organisateur de l'Institut St-Luc de Tournai Tournai€2.8m-
College Saint-Pierre Ukkel€4.0m-
Institut Saint-Dominique Schaarbeek€3.4m-
College Sainte-Gertrude Nivelles€2.8m-
ASBL Institut Saint-André de Charleroi Charleroi€5.3m-
Full comparison

Key facts about Ecole Decroly - L'Ermitage

What is the company number of Ecole Decroly - L'Ermitage?
The company number of Ecole Decroly - L'Ermitage is 0409.338.020. The VAT number is the same number with BE in front: BE 0409.338.020.
Where is Ecole Decroly - L'Ermitage based?
The registered office is at Gendarmendreef 45, 1180 Ukkel.Company details
What does Ecole Decroly - L'Ermitage do?
According to the KBO register, the main activity is education (NACE 85314).
What is the legal form of Ecole Decroly - L'Ermitage?
The legal form of Ecole Decroly - L'Ermitage is Non-profit association (VZW).
When was Ecole Decroly - L'Ermitage founded?
Ecole Decroly - L'Ermitage was founded on 12-07-1934.
Is Ecole Decroly - L'Ermitage still active?
Yes, Ecole Decroly - L'Ermitage is an active enterprise in the KBO register.
How many employees does Ecole Decroly - L'Ermitage have?
Ecole Decroly - L'Ermitage had an average of 23.8 full-time equivalents in financial year 2025, according to the filed annual accounts.Financials
What is the turnover of Ecole Decroly - L'Ermitage?
The turnover of Ecole Decroly - L'Ermitage was €681,136 in financial year 2025, according to the filed annual accounts.
Is Ecole Decroly - L'Ermitage profitable?
In financial year 2025, Ecole Decroly - L'Ermitage made a loss of €21,437.
Where can I find the annual accounts of Ecole Decroly - L'Ermitage?
Ecole Decroly - L'Ermitage filed 19 annual accounts with the National Bank of Belgium, the latest for financial year 2025.
When are the next annual accounts of Ecole Decroly - L'Ermitage due?
Ecole Decroly - L'Ermitage must file the annual accounts for financial year 2026 by 31-03-2027.Timeline

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