Financials
- Fiscal year
- 2025
- Total assets
- €4,109
- Loss
- -€1,056
- Solvency
- -17.9%
COLLECTIV
ActiveSummary
COLLECTIV has been active since 2022 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show negative equity (-€737) and a net result of -€1,056. Its solvency ranks better than 10% of 7676 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 1.4% (low).
Overview
Activity
Public relations and communication consultancy
NACE 73300
1 site
Size
€4,109total assets 2025
- Equity
- -€737
- Loss
- -€1,056
Turnover not published (abridged schema)
Structure
Accounts 36 d early0 of 2 deeds read
Why 53Capped at 59: negative equity- 1 change of registered office in 24 months- Negative equity -€737+ Size: total assets €4,109+ Sector Advertising, market research and public relations activities (NACE 73)Show the evidence
Checked score
Score 2025
53
/ 100
Fair
Probability in this band: 1.5% to 4.2%
Better than 8% of its sector peers (NACE 73, micro)
Performance against the sector, not lower risk
Negative equity caps the score at 59. Every signal that weighs is under Signals.
Financial strength
Weak
Solvency
7
equity -17.9% of total assets
Liquidity
10
short-term debt 74.9% · cash 0.8%
Profitability
0
return on assets -25.7%
Bankruptcy probability, 12 months
1.4%
Low
0%0.5%1.5%4%10%≥ 25%
About 1 in 100 comparable companies go bankrupt within 12 months (an estimate).
Last 10 months
01-2026: 2.5%
02-2026: 2.5%● 0.0% vs 01-2026
03-2026: 2.5%▲ +0.9% vs 02-2026highest value
04-2026: 2.5%● 0.0% vs 03-2026highest value
05-2026: 2.5%▼ -1.1% vs 04-2026
06-2026: 2.5%● 0.0% vs 05-2026
07-2026: 1.7%▼ -33.4% vs 06-2026
08-2026: 1.4%▼ -15.3% vs 07-2026
09-2026: 1.4%▼ -0.8% vs 08-2026lowest value
10-2026: 1.4%● 0.0% vs 09-2026lowest value
- Size: total assets €4,109 lowers the probability for this profile
- Sector Advertising, market research and public relations activities (NACE 73) lowers the probability
- 1 change of registered office in 24 months raises the probability
- Negative equity -€737 raises the probability
No credit on open account
balance sheet total too small for a liquidity verdict, and equity is negative.
How it is calculated
The band comes from the bankruptcy probability on a scale of 0 to 100: every 10 points more double the odds of getting through the year without bankruptcy.
| 75-100 | Excellent | under 0.55% |
| 60-74 | Healthy | 0.55% to 1.5% |
| 45-59 | Fair | 1.5% to 4.2% |
| 25-44 | Weak | 4.2% to 15.0% |
| 0-24 | Critical | over 15.0% |
Place inside the band: half the bankruptcy probability, half how the company does against its sector peers (NACE 73, micro). Better than this share of them on solvency 10%, liquidity 7%, profitability 6%. That is performance, not lower risk; the band itself always comes from the probability.
Bankruptcy probability: model pd-v3.202610021621, computed on 02-10-2026. The model learns from Belgian bankruptcies and reads the registers, the annual accounts and the gazette.
Ceilings: negative or zero equity, a heavy loss, a special KBO legal situation and a missing filing 59 (two missing 44), an ongoing judicial reorganisation or an ending 24. Financial strength does not count in the score.
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Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 25-06-2026, 36 days ahead of the deadline.
NBB · 1 filingDeviation from the deadline
2025
36 d early
← before the deadline
after the deadline →
Checked, nothing found (1)
- Annual accounts filedfiscal year 2025 · micro…
Key points
By topic
Timeline
- Events
- 1
- Since
- 2026
- 25-06-2026Annual accounts filed
Company details
- Sites
- 1
- Legal form
- Private limited company
- Activity
- Public relations and communication consultancyNACE 73300
- Founded
- 02-12-2022
- Year ends
- 31-12
- Peppol
- Reachable for e-invoices
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