CODIA
ActiveSummary
CODIA has been active since 2025 and the Belgian Official Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €38,972 and a net result of €34,831. Its solvency ranks better than 69% of 17,080 sector peers (NACE 68, financial year 2025). The computed 12-month bankruptcy probability is 0.1% (very low).
Overview
- Equity
- €38,972
- Profit
- €34,831
Why 98raises riskFounded in 2025lowers riskLiquidity: current ratio 1.98, cash €66,271Sector: Real estate activities (NACE 68)Equity €38,972 (53.8% of total assets)Show the evidence
Checked score
Fewer than 1 in 1,000 comparable companies go bankrupt within 12 months (an estimate).
How it is calculated
The band follows from the bankruptcy probability, on a scale where 10 more points roughly halve it:
| 75-100 | Excellent | under 0.55% |
| 60-74 | Healthy | 0.55% to 1.5% |
| 45-59 | Fair | 1.5% to 4.2% |
| 25-44 | Weak | 4.2% to 15.0% |
| 0-24 | Critical | over 15.0% |
Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 68, micro): better than 67% on solvency, 84% on liquidity and 95% on profitability.
The bankruptcy probability was computed on 28-10-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.
Some facts cap the score, however low the probability. Negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late hold it at Fair at most (59); two missing filings, at Weak (44). An ongoing judicial reorganisation or the company's end (bankruptcy, dissolution, liquidation) holds it at Critical at most (24).
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Signals
Searched, nothing found (1)
- Annual accounts filedfinancial year 2025 · micro…
- IncorporationAppointment: STEFFENS Denis (director) ·…
Financials · financial year 2025, micro format
Turnover and EBIT margin not published: the micro format does not require them. The turnover shown is an estimate from the gross margin.
Peer companies
Historical observationOf the 11,279 companies that looked in July 2024 the way this one looks now, 0.7% went bankrupt within 24 months and 96.6% are still going.
- Micro
- under 2 years old
- solvency 30% or more
- a profit of 5% of the balance sheet or more
For this company itself Checked computes a bankruptcy probability of 0.1% over twelve months; the group does not contradict it.
How reliable is this rule?
Tested on the year before, without using that year itself: the groups of July 2023 gave each of the 497,445 companies of July 2024 its group's bankruptcy share. Expected: 1.6%; actually bankrupt within 24 months: 1.7%.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.5% |
| 3 | 0.5% | 0.6% |
| 4 | 0.7% | 0.8% |
| 5 | 0.9% | 0.9% |
| 6 | 1.3% | 1.5% |
| 7 | 1.6% | 1.8% |
| 8 | 1.8% | 1.8% |
| 9 | 3.0% | 3.1% |
| 10 | 5.6% | 6.2% |
The rule ranks well: a company that went bankrupt got a higher share than one that kept going in 74.5% of comparisons. The level follows the economy: in a year with more bankruptcies, the actual share is higher than the year before.
An observation about 11,279 comparable companies, not a prediction for this company. The sector does not count: the register keeps no sector for companies that stopped, so it would make the outcome look better than it was.
| Line | 2025 |
|---|---|
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630 | €140 |
| Gross operating margin9900 | €47,008 |
| Operating profit (loss)9901 | €46,868 |
| Financial income75/76B | €0 |
| Recurring financial income75 | €0 |
| Financial charges65/66B | €13 |
| Recurring financial charges65 | €13 |
| Profit (loss) for the period before taxes9903 | €46,855 |
| Income taxes67/77 | €12,024 |
| Profit (loss) for the period9904 | €34,831 |
| Profit (loss) for the period to be appropriated9905 | €34,831 |
| Line | 2025 | |
|---|---|---|
| Assets | ||
| Total assets20/58 | €72,393 | |
| Fixed assets21/28 | €6,088 | |
| Tangible fixed assets22/27 | €6,088 | |
| Plant, machinery and equipment23 | €1,299 | |
| Furniture and vehicles24 | €4,789 | |
| Current assets29/58 | €66,305 | |
| Amounts receivable within one year40/41 | €34 | |
| Other amounts receivable41 | €34 | |
| Cash at bank and in hand54/58 | €66,271 | |
| Equity and liabilities | ||
| Total equity and liabilities10/49 | €72,393 | |
| Equity10/15 | €38,972 | |
| Contributions10/11 | €5,000 | |
| Profit (loss) carried forward14 | €33,972 | |
| Amounts payable17/49 | €33,421 | |
| Amounts payable within one year42/48 | €33,421 | |
| Trade debts44 | €3,557 | |
| Suppliers440/4 | €3,557 | |
| Taxes, remuneration and social security45 | €22,871 | |
| Taxes450/3 | €22,871 | |
| Other amounts payable47/48 | €6,993 | |
| Line | 2025 |
|---|---|
| Profit (loss) for the period9904 | €34,831 |
| + Depreciation and write-downs630 | €140 |
| Operating cash flow (approximation) | €34,971 |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
Filings with the National Bank (1)
| Financial year | Type | Filed | Reference |
|---|---|---|---|
| 31-12-2025 | micro format | 29-06-2026 | 2026-00214576 |
Similar companies · same sector, comparable size
Public contracts: No European public contracts awarded found since October 2016. Contracts below the EU thresholds are not in TED.
Directors
Mandate history
- Board
| Name | Functions and periods |
|---|---|
| STEFFENS Denis |
|
Owners and capital
Capital and shareholders
- STEFFENS Denis sole founder · 100% at incorporation
The Belgian Official Gazette names shareholders only when an act mentions them; the share register itself is not published.
- 24-07-2025 Incorporation · 100 shares
Group and network
Connections & network
1 current directorThe network starts from this company’s directors. Other companies they run appear here as nodes.
History
Acts, filings and financial milestones
24-07
Gazette deed
IncorporationAppointment: STEFFENS Denis (director) · Founder · Founding capital6 facts ▸
- Incorporation, 18-07-2025
- Founder, STEFFENS Denis
- Founding capital
- Director appointment, STEFFENS Denis (director (not named in the articles))
- Other provision, “info@codia-immo.be, site internet et adresse électronique” (deed in German)
- Other provision, “Teil B Ausfertigung, Teil B copy for publication” (deed in German)
Register details
If you follow this company, Checked tells you the day it leaves the Peppol register.
Register as of 29 October 2026 · Peppol Directory
Scores and ratios are computed by Checked and are not a credit decision.
Environmental permits: No permit applications found in Flanders. Brussels and Wallonia do not publish the applicant.
Sites & property
1 establishment unit
1 parcel
| Cadastral parcel | Region | Area | Buildings | Height / floors |
|---|---|---|---|---|
| 63056C0023/00P000 | Wallonia | 1,680 m² | 1 · 176 m² | 15.4 m · 4 |
How the parcels are linked
Articles of association
What the company does
- PurposeThe activities the company may carry out under its articles.
- “L’exercice des activités relevant de la profession d’agent immobilier,comprenant notamment le rôle d’intermédiaire dans les opérations…” (deed in German)
6 activities (deed in German)
- L’exercice des activités relevant de la profession d’agent immobilier,comprenant notamment le rôle d’intermédiaire dans les opérations d’achat,de vente et de location de biens immobiliers pour compte de tiers,l’administration et la gestion de biens immobiliers,tant résidentiels que non résidentiels,pour compte de tiers,la réalisation d’expertises et d’évaluations immobilières ainsi que l’exercice des missions de syndic de copropriété ;
- La promotion et le développement immobiliers,incluant notamment l’étude,l’acquisition,le lotissement,la mise en valeur,la construction,la rénovation,la transformation,la mise en copropriété,la commercialisation et la vente(y compris la vente sur plan)de projets immobiliers résidentiels,mixtes ou non résidentiels,pour la société et/ou pour des tiers ;
- Les services de préparation,réparations,rénovations,aménagement,décoration,scénarisation et présentation(home staging/staging immobilier)de biens immobiliers en vue de leur mise en vente ou en location,y compris la location ou la fourniture de biens mobiliers,d’accessoires et de solutions de présentation temporaires,ainsi que la coordination des prestataires y afférents ;
- Les activités de forage,sondage,investigation et étude des sols et sous sols en lien avec des projets de construction,rénovation ou aménagement immobilier,comprenant notamment les essais géotechniques,percolation,prélèvements,analyses de portance,stabilité,pollution ou humidité,et la rédaction de rapports techniques destinés à la conception ou à l’exécution de travaux ;
- Le développement,l’organisation et la fourniture d’activités de coaching,formation,team building,accompagnement opérationnel et conseil stratégique au bénéfice de particuliers,entreprises et professionnels,dans tous secteurs d’activités,y compris à titre d’exemples non limitatifs les stratégies d’acquisition,de cession,de mise en location,de valorisation,de gestion et de négociation,ainsi que des services de conseil personnalisés en achat et vente destinés aux clients et aux professionnels(dont,à titre illustratif,les agents immobiliers)en vue d’optimiser l’exercice de leurs activités ;
- La conception,la mise en œuvre et la gestion d’actions de marketing,communication et promotion concernant tout produit,service,projet ou actif quel qu’en soit le secteur pour la société et/ou pour des tiers,y compris à titre d’exemples non limitatifs le marketing digital,les campagnes publicitaires,la production et la diffusion de contenus(imprimés,audiovisuels,en ligne),l’animation de réseaux sociaux,l’organisation d’événements promotionnels et le développement/gestion de l’image de marque;ces services pouvant notamment viser des activités ou projets immobiliers sans que ceux-ci constituent une limitation.
- Name clauseThe name the company operates under according to its articles.
- CODIA
- Registered office clauseThe region of the registered office; it decides among other things the language of official documents.
- “Casinostraße 4/2,La Calamine/Neu-Moresnet” (deed in German)
Who represents it, and how
- Board ruleHow the board is made up, meets and takes decisions.
- “Un ou plusieurs, personnes physiques ou morales,actionnaires ou non” (deed in German)
Meetings and financial year
- Annual meetingWhen the shareholders meet each year, among other things to approve the annual accounts.
- Third Friday of May at 18:00