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CODEKT

Active
Private limited companyfounded 2022active for 4 yearsPierstraat 153, 2840 Rumst, BelgiumKBO/BCE: BE 0784.947.853
Summary

CODEKT has been active since 2022 and the Belgian Official Gazette contains no insolvency or warning signals. The 2026 annual accounts show equity of €39,064 and a net result of €7,139. Equity is growing by about 21% per year across the filed financial years. Its solvency ranks better than 64% of 394 sector peers (NACE 62, financial year 2026). The computed 12-month bankruptcy probability is 0.1% (very low).

Overview

Activity
Computer consultancy and computer facilities management
NACE 62200
1 site
Size
€51,290total assets 2026
Equity
€39,064
Profit
€7,139
Turnover not published (micro format)
Financial health
90 Excellent Checked score 2026
Bankruptcy probabilitywithin 12 months
0.1%
Structure
2026 accounts 40 days early1 of 2 deeds summarised
Why 90raises riskFounded in 2022lowers riskSector: Computer programming, consultancy and related activities (NACE 62)Figures for financial year 2026 (filed 21-09-2026)Size: total assets €51,290Show the evidence

Checked score

Score 2026
90 / 100
Excellent
Probability in this band: under 0.55%
Financially better than 42% of its sector peers (NACE 62, micro)
Financial strength · tick = 2025
Strong
Solvency 100=
equity 76.2% of total assets
Liquidity 48-43
short-term debt 23.8% · cash 5.1%
Profitability 86-11
return on assets 13.9%
Bankruptcy probability, 12 months
0.1% Very low
0%0.5%1.5%4%10%≥ 25%

About 1 in 1,000 comparable companies go bankrupt within 12 months (an estimate).

Sector median 0.1% (25,870 companies, NACE 62, micro)
Last 24 months 11-2024: 0.1% 12-2024: 0.1%● unchanged vs 11-2024 01-2025: 0.1%● unchanged vs 12-2024 02-2025: 0.1%● unchanged vs 01-2025 03-2025: 0.1%● unchanged vs 02-2025 04-2025: 0.1%● unchanged vs 03-2025 05-2025: 0.1%● unchanged vs 04-2025 06-2025: 0.1%● unchanged vs 05-2025 07-2025: 0.1%● unchanged vs 06-2025 08-2025: 0.1%● unchanged vs 07-2025 09-2025: 0.1%● unchanged vs 08-2025 10-2025: 0.1%● unchanged vs 09-2025 11-2025: 0.1%● unchanged vs 10-2025 12-2025: 0.1%● unchanged vs 11-2025 01-2026: 0.1%● unchanged vs 12-2025 02-2026: 0.1%● unchanged vs 01-2026 03-2026: 0.1%● unchanged vs 02-2026 04-2026: < 0.1%▼ -0.1 percentage points vs 03-2026lowest value 05-2026: < 0.1%● unchanged vs 04-2026 06-2026: < 0.1%● unchanged vs 05-2026 07-2026: < 0.1%● unchanged vs 06-2026 08-2026: < 0.1%● unchanged vs 07-2026 09-2026: < 0.1%● unchanged vs 08-2026 10-2026: 0.1%▲ +0.1 percentage points vs 09-2026highest value
Credit of up to €3,500 on 30-day terms is acceptable
Liquidity ample (current ratio 2.74, compared with 9.52 in 2025, above the usual 1.5; short-term debt: 23.8% and cash: 5.1% of total assets), and 23.8% of the assets are financed with debt and provisions.
How it is calculated

The band follows from the bankruptcy probability, on a scale where 10 more points roughly halve it:

75-100 Excellent under 0.55%
60-74 Healthy 0.55% to 1.5%
45-59 Fair 1.5% to 4.2%
25-44 Weak 4.2% to 15.0%
0-24 Critical over 15.0%

Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 62, micro): better than 85% on solvency, 23% on liquidity, 48% on profitability and 11% on growth.

The bankruptcy probability was computed on 23-10-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.

Some facts cap the score, however low the probability. Negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late hold it at Fair at most (59); two missing filings, at Weak (44). An ongoing judicial reorganisation or the company's end (bankruptcy, dissolution, liquidation) holds it at Critical at most (24).

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Signals

Five signals.
lowers riskraises riskneutral
lowers risk · Sector: Computer programming, consultancy and related activities (NACE 62)
KBO
raises risk · Founded in 2022
Companies of this age fail more often than older ones; how much that weighs depends on the rest of its profile.
KBO
lowers risk · Figures for financial year 2026 (filed 21-09-2026)
NBB · annual accounts
lowers risk · Size: total assets €51,290
Companies of this size fail less often; how much that weighs depends on the rest of its profile.
NBB · annual accounts
neutral · Latest accounts filed on time
The financial year that closed on 31-03-2026 was due by 31-10-2026 and was filed on 21-09-2026, 40 days ahead of the deadline.
NBB · 4 filings
Deviation from the deadline
2026
40 days early
2025
21 days early
2024
2 days early
2023
22 days early
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

This company filed its last 4 accounts on average 21 days before the deadline; the sector median (NACE 62) for financial year 2024 is 9 days before the deadline, and 33% of those companies filed late.

Searched, nothing found (2)
neutral · Next filing not due yet
The next financial year closes on 31-03-2027 and is due by 31-10-2027. Nothing is late today. The company usually files around 10 October (4 of the last 4 filed years within 30 days of that day).
Companies Code · seven months
Where today falls in the filing period
24-10-2026 today31-03-2027 year end31-10-2027 deadline
neutral · No strike-offs in the KBO publications
Searched since incorporation in 2022.
KBO publications · our coverage
  1. Annual accounts filedfinancial year 2026 · micro…
  2. Weakest financial yearnet €7,139 ▼73.4%
  3. Annual accounts filedfinancial year 2025 · micro…

Financials · financial year 2026, micro format

Equity
€39,064▼ 64.0%
2025 · €108,395
Total assets
€51,290▼ 56.8%
2025 · €118,846
Net result
€7,139▼ 73.4%
2025 · €26,817
Working capital
€21,321▼ 76.1%
2025 · €89,091
Trend over the years

2023 to 2026, 4 financial years

The operating result has fallen two years in a row; 2026 is 79% below 2025 and is the lowest result in the available series.

What the company sold each financial year and what was left of it. A loss stands below the zero line.

Operating result€7,089 2026 Net result€7,139 2026

Use the arrow keys on the chart for the figures per year.

Sector: the middle half of NACE 62, Computer programming, consultancy and related activities: a quarter of companies sit below it, a quarter above. Each year compared with accounts in the same format, and only where there are at least 30. Dashed line: the median. Available for Net result, Equity, Total assets, Working capital, Solvency, Current ratio, Return on assets (ROA).

Every figure with its change against the financial year before
favourable unfavourable
Line2023202420252026
Operating result€49,285-€50,173▲ 1.8%€33,345▼ 33.5%€7,089▼ 78.7%
Net result€39,029within the sector's middle half-€39,549within the sector's middle half▲ 1.3%€26,817within the sector's middle half▼ 32.2%€7,139▼ 73.4%
Equity€42,029within the sector's middle half-€81,578within the sector's middle half▲ 94.1%€108,395within the sector's middle half▲ 32.9%€39,064▼ 64.0%
Total assets€53,133below the sector's middle half-€104,803within the sector's middle half▲ 97.2%€118,846within the sector's middle half▲ 13.4%€51,290▼ 56.8%
Debt€11,104-€23,225▲ 109%€10,451▼ 55.0%€12,227▲ 17.0%
Working capital€38,688within the sector's middle half-€62,544within the sector's middle half▲ 61.7%€89,091within the sector's middle half▲ 42.4%€21,321▼ 76.1%
Solvency79.1%within the sector's middle half-77.8%within the sector's middle half▼ 1.3pp91.2%above the sector's middle half▲ 13.4pp76.2%▼ 15.0pp
Current ratio4.48within the sector's middle half-3.69within the sector's middle half▼ 0.799.52above the sector's middle half▲ 5.832.74▼ 6.78
Return on assets (ROA)73.5%above the sector's middle half-37.7%above the sector's middle half▼ 35.7pp22.6%within the sector's middle half▼ 15.2pp13.9%▼ 8.6pp
above within below the middle half of NACE 62, Computer programming, consultancy and related activities: a quarter of companies sit below it, a quarter above. Each year compared with accounts in the same format, and only where there are at least 30.
Turnover and EBIT margin not published: the micro format does not require them.
Balance-sheet composition
2026 in colour, 2025 as the grey bar beneath
Assets €51,290
Fixed assets €17,742 ▼ 8.1%
Current assets €33,548 ▼ 66.3%
Equity and liabilities €51,290
Equity €39,064 ▼ 64.0%
Debt €12,227 ▲ 17.0%
Debt's share of the balance-sheet total rises from 8.8% to 23.8%. Equity is lower and debt is higher.
Key figures and ratios
2026 value · change against 2025
EBITDA
€11,763▼
2025 · €38,364
Cash flow
€11,812▼
2025 · €31,837
Debt to equity
0.31▲
2025 · 0.10
ROE
18.3%▼
2025 · 24.7%
Interest coverage
over 100
2025 · over 100
Debt ≤ 1 year
€12,227▲
2025 · €10,451
Income taxes
€3,224▼
2025 · €8,492
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.

Peer companies

Historical observation

Of the 39,278 companies that looked in July 2024 the way this one looks now, 1.8% went bankrupt within 24 months and 95.8% are still going.

  • Micro
  • 2 to 5 years old
  • solvency 30% or more
  • a profit of 5% of the balance sheet or more
1.8% went bankrupt
2.3% stopped otherwise
95.8% still going

A further 0.1% stopped, but we cannot tell whether within those 24 months.

For this company itself Checked computes a lower bankruptcy probability: 0.1% over twelve months. The score reads more about this company than the group's four characteristics; both figures are right about what they measure.

How reliable is this rule?

Tested on the year before, without using that year itself: the groups of July 2023 gave each of the 497,474 companies of July 2024 its group's bankruptcy share. Expected: 1.6%; actually bankrupt within 24 months: 1.7%.

The companies in ten equal groups, from lowest to highest expected share.
Group Expected Actual
1 0.2% 0.2%
2 0.3% 0.5%
3 0.5% 0.6%
4 0.7% 0.8%
5 0.9% 0.9%
6 1.3% 1.5%
7 1.6% 1.8%
8 1.8% 1.8%
9 3.0% 3.1%
10 5.6% 6.2%

The rule ranks well: a company that went bankrupt got a higher share than one that kept going in 74.5% of comparisons. The level follows the economy: in a year with more bankruptcies, the actual share is higher than the year before.

An observation about 39,278 comparable companies, not a prediction for this company. The sector does not count: the register keeps no sector for companies that stopped, so it would make the outcome look better than it was.

Annual accounts
Filed annual accounts As filed with the NBB · 2026 against 2025 · 41 lines
Balance sheet Code20252026
Assets
Total assets20/58€118,846€51,290▼
Fixed assets21/28€19,304€17,742▼
Tangible fixed assets22/27€19,304€17,742▼
Furniture and vehicles24€7,870€4,839▼
Other tangible fixed assets26€11,435€12,904▲
Current assets29/58€99,541€33,548▼
Amounts receivable within one year40/41€59,415€29,528▼
Trade receivables40€10,500€11,000▲
Other amounts receivable41€48,915€18,528▼
Cash at bank and in hand54/58€38,826€2,594▼
Deferred charges and accrued income490/1€1,301€1,425▲
Equity and liabilities
Total equity and liabilities10/49€118,846€51,290▼
Equity10/15€108,395€39,064▼
Contributions10/11€3,000€3,000=
Reserves13€105,395€36,064▼
Distributable reserves133€105,395€36,064▼
Amounts payable17/49€10,451€12,227▲
Amounts payable within one year42/48€10,451€12,227▲
Trade debts44€2,133€2,395▲
Suppliers440/4€2,133€2,395▲
Taxes, remuneration and social security45€8,317€9,832▲
Taxes450/3€8,317€7,390▼
Remuneration and social security454/9-€2,442
Income statement Code20252026
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€5,019€4,673▼
Other operating charges640/8€1,621€911▼
Gross operating margin9900€39,985€12,673▼
Operating profit (loss)9901€33,345€7,089▼
Financial income75/76B€2,155€3,357▲
Recurring financial income75€2,155€3,357▲
Financial charges65/66B€190€84▼
Recurring financial charges65€190€84▼
Profit (loss) for the period before taxes9903€35,309€10,362▼
Income taxes67/77€8,492€3,224▼
Profit (loss) for the period9904€26,817€7,139▼
Profit (loss) for the period to be appropriated9905€26,817€7,139▼
Appropriation of the result
Profit (loss) to be appropriated9906€26,817€7,139▼
Transfer from equity791/2-€76,470
Transfer to equity691/2€26,817€7,139▼
To other reserves6921€26,817€7,139▼
Profit to be distributed694/7-€76,470
Return on contributions (dividend)694-€76,470

The notes to these accounts (5 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.

Line2023202420252026Change
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€662€4,091€5,019€4,673▼ 6.9%
Other operating charges640/8€975€751€1,621€911▼ 43.8%
Gross operating margin9900€50,923€55,015€39,985€12,673▼ 68.3%
Operating profit (loss)9901€49,285€50,173€33,345€7,089▼ 78.7%
Financial income75/76B€693€610€2,155€3,357▲ 55.8%
Recurring financial income75€693€610€2,155€3,357▲ 55.8%
Financial charges65/66B€109€96€190€84▼ 56.0%
Recurring financial charges65€109€96€190€84▼ 56.0%
Profit (loss) for the period before taxes9903€49,870€50,687€35,309€10,362▼ 70.7%
Income taxes67/77€10,841€11,138€8,492€3,224▼ 62.0%
Profit (loss) for the period9904€39,029€39,549€26,817€7,139▼ 73.4%
Profit (loss) for the period to be appropriated9905€39,029€39,549€26,817€7,139▼ 73.4%
Line2023202420252026Change
Assets
Total assets20/58€53,133€104,803€118,846€51,290▼ 56.8%
Fixed assets21/28€3,340€19,034€19,304€17,742▼ 8.1%
Tangible fixed assets22/27€3,340€19,034€19,304€17,742▼ 8.1%
Furniture and vehicles24€3,340€10,050€7,870€4,839▼ 38.5%
Other tangible fixed assets26-€8,984€11,435€12,904▲ 12.8%
Current assets29/58€49,793€85,769€99,541€33,548▼ 66.3%
Amounts receivable within one year40/41€33,745€51,671€59,415€29,528▼ 50.3%
Trade receivables40€30,680€31,315€10,500€11,000▲ 4.8%
Other amounts receivable41€3,065€20,356€48,915€18,528▼ 62.1%
Cash at bank and in hand54/58€15,623€33,677€38,826€2,594▼ 93.3%
Deferred charges and accrued income490/1€425€421€1,301€1,425▲ 9.6%
Equity and liabilities
Total equity and liabilities10/49€53,133€104,803€118,846€51,290▼ 56.8%
Equity10/15€42,029€81,578€108,395€39,064▼ 64.0%
Contributions10/11€3,000€3,000€3,000€3,000=
Reserves13€39,029€78,578€105,395€36,064▼ 65.8%
Distributable reserves133€39,029€78,578€105,395€36,064▼ 65.8%
Amounts payable17/49€11,104€23,225€10,451€12,227▲ 17.0%
Amounts payable within one year42/48€11,104€23,225€10,451€12,227▲ 17.0%
Trade debts44€839€7,164€2,133€2,395▲ 12.3%
Suppliers440/4€839€7,164€2,133€2,395▲ 12.3%
Taxes, remuneration and social security45€10,265€16,061€8,317€9,832▲ 18.2%
Taxes450/3€10,265€16,061€8,317€7,390▼ 11.2%
Remuneration and social security454/9---€2,442-
Line2023202420252026Change
Profit (loss) for the period9904€39,029€39,549€26,817€7,139▼ 73.4%
+ Depreciation and write-downs630€662€4,091€5,019€4,673▼ 6.9%
Operating cash flow (approximation)€39,690€43,640€31,837€11,812▼ 62.9%
Investment in fixed assets (approximation)--€19,784-€5,290-€3,111▲ 41.2%
Change in cash-€18,054€5,149-€36,232-

Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.

Download as CSV

Filings with the National Bank (4)
Financial year Type Filed Reference
31-03-2026 micro format 21-09-2026 2026-00518174
31-03-2025 micro format 10-10-2025 2025-00538888
31-03-2024 micro format 29-10-2024 2024-00520376
31-03-2023 micro format 09-10-2023 2023-00481019

Similar companies · same sector, comparable size

Of the 29,872 active companies whose main activity is computer consultancy and computer facilities management (NACE 62200), figures are known for 18,794. 15,303 are within a factor 10 of this equity. These 5 are the closest to it. See the whole sector

Public contracts: No European public contracts awarded found since October 2016. Contracts below the EU thresholds are not in TED.

Directors

Directors
No directors read yet: 1 of 2 Gazette acts processed. See the directors and other office holders in the KBO →

Owners and capital

Owners

No owners or capital events in the accounts and acts we read.

History

CODEKT was incorporated on 19 April 2022 as a private limited company.1 The registered office was moved to Reet in 2024.2 Total assets went from €53,133 in 2023 to €51,290 in 2026.3

  1. 1KBO register
  2. 2Belgian Official Gazette, 19-03-2024
  3. 3National Bank, annual accounts 2023 and 2026

Acts, filings and financial milestones

Next filing, financial year 2027, expected by 31-10-2027
2026
21-09
NBB filing Annual accounts filed
financial year 2026 · micro format
31-03
Financial Weakest financial yearnet €7,139 ▼73.4%
Net result drops to €7,139, the lowest in the series.
2025
10-10
NBB filing Annual accounts filed
financial year 2025 · micro format
31-03
Financial Liquidity more than doubledcurrent ratio 9.52
Current ratio from 3.69 to 9.52; short-term debt falls from €23,225 to €10,451.
31-03
Financial Equity above €100,000equity €108,395 ▲32.9%
A profit in every financial year since 2023 builds equity to €108,395.
2024
29-10
NBB filing Annual accounts filed
financial year 2024 · micro format
31-03
Financial Highest result from 2023 to 2026net €39,549 ▲1.3%
Operating result €50,173, net result €39,549, both a record.
19-03
Gazette deed Registered office
Registered-office move2 facts ▸
  • Board meeting, “De enige bestuurder” (deed in Dutch)
  • Registered-office move, Pierstraat 153,2840 Reet
2023
09-10
NBB filing Annual accounts filed
financial year 2023 · micro format
Financial milestoneGazette deedNBB filingFinancial milestones sit on the financial year-end date, not the filing date.
1 of 2 deeds read
About the unread acts

Of the 2 Belgian Official Gazette deeds we know for this company, 1 has been read. The other one has not been read yet: what they contain is neither established nor disproved here.

Have them read with priority Sign in to place this company at the front of the reading queue.

Register details

Identification
Legal formPrivate limited company
Founded19-04-2022
Financial year end31-03
Activities, NACEBEL 2025
62200Computer consultancy and computer facilities management
62100Computer programming
E-invoicing
Reachable via Peppol
Peppol ID 0208:0784947853
Also 9925:BE0784947853
Registered 24-11-2023

If you follow this company, Checked tells you the day it leaves the Peppol register.

Register as of 24 October 2026 · Peppol Directory

Scores and ratios are computed by Checked and are not a credit decision.

Environmental permits: No permit applications found in Flanders. Brussels and Wallonia do not publish the applicant.

Sites & property

Location & real-estate footprint
Registered office, Rumst · 1 establishment unit since 2022
registered office establishment The establishment unit on the map
Ground area
593 m²
Building footprint
123 m²
Building volume
573 m³
Parcel 11036A0081/00G003, Flanders · tallest building 6.9 m. Linked by address, not a title deed.
1 establishment unit
CODEKT
Pierstraat 153, 2840 RumstComputer consultancy and computer facilities management
since 2022unit no. 2.330.602.271
1 parcel
Flanders 1 (100%)
Cadastral parcel Region Area Buildings Height / floors
11036A0081/00G003 Flanders 593 m² 1 · 123 m² 6.9 m · 2
How the parcels are linked
Good to know
The parcel matches the address exactly.