CASHPLANNR
ActiveSummary
CASHPLANNR has been active since 2020 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show negative equity (€-6k) and a net result of €-45k. The figures fluctuate too strongly year-on-year for a reliable trend projection. Its solvency ranks better than 8% of 17043 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.7% (low).
Checked score
Score 2025
26
/ 100
Weak
The score weighs solvency, liquidity, profitability and financial development. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability0▼-3
Solvency13▼-54
Growth78=
Track record100
Bankruptcy probability, 12 months
0.7%
Low
0%0.5%1.5%4%10%≥ 25%
No credit on open account
Liquidity short (current ratio 0.07 against 0.16 in 2024; short-term debt: 106% and cash: 1.2% of total assets), and equity is negative.
Credit check for your own amount and term
Signals
Five signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 62
Relative position
BE, all sectors
reference
Sector 62
lower
← fewer bankruptcies
more bankruptcies →
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
-12.4%
Return on assets
-95.3%
Age of the figures
9 mo
raises risk · Negative equity
The 2025 annual accounts show negative equity and a net loss.
NBB · annual accounts 2025Equity per financial year
202122232425
2020 to 2025 · latest year €-6k
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 15-07-2026, 16 days ahead of the deadline.
NBB · 6 filingsDeviation from the deadline
2025
16 d early
2024
29 d late
2023
14 d early
2022
61 d early
2021
22 d late
2020
31 d late
← before the deadline
after the deadline →
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
24-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€-6k
2024 · €39k
2020: €-57k
2021: €-115k
2022: €161k
2023: €82k
2024: €39k
2020 → 2025
Total assets
€47k▼ 49.0%
2024 · €92k
2020: €136k
2021: €95k
2022: €232k
2023: €135k
2024: €92k
2020 → 2025
Net result
€-45k▼ 3.9%
2024 · €-43k
2020: €-58k
2021: €-57k
2022: €-174k
2023: €-79k
2024: €-43k
2020 → 2025
Working capital
€-46k▼ 21.0%
2024 · €-38k
2020: €38k
2021: €-3k
2022: €-7k
2023: €-20k
2024: €-38k
2020 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€-115k-€161k€82k▼ 48.9%€39k▼ 52.5%€-6k
Operating result€-49k-€-170k▼ 249%€-76k▲ 55.5%€-40k▲ 47.4%€-43k▼ 7.2%
Net result€-57k-€-174k▼ 204%€-79k▲ 54.6%€-43k▲ 45.1%€-45k▼ 3.9%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result stays negative: a loss of €43k in 2025 against €40k in 2024; the loss grows.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €47k
Fixed assets
€44k ▼ 48.6%
Current assets
€4k ▼ 53.4%
Key figures and ratios
EBITDA
€-2k▼
2024 · €1k
Cash flow
€-4k▼
2024 · €-2k
Solvency
-12.4%▼
2024 · 42.3%
Current ratio
0.07▼
2024 · 0.16
Debt to equity
-9.06▼
2024 · 1.37
ROA
-95.3%▼
2024 · -46.8%
Interest coverage
-0.68▼
2024 · 0.39
Debt
€53k▼
2024 · €53k
Debt ≤ 1 year
€50k▲
2024 · €46k
Debt > 1 year
€0▼
2024 · €7k
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Filed annual accounts As filed with the NBB · 2025 against 2024 · 40 lines
Balance sheet
Code20242025
Assets
Total assets20/58€92k€47k▼
Fixed assets21/28€85k€44k▼
Intangible fixed assets21€85k€44k▼
Financial fixed assets28€125€50▼
Current assets29/58€8k€4k▼
Amounts receivable within one year40/41€7k€3k▼
Trade receivables40€7k€2k▼
Other amounts receivable41€22€741▲
Cash at bank and in hand54/58€768€569▼
Deferred charges and accrued income490/1€0-
Equity and liabilities
Total equity and liabilities10/49€92k€47k▼
Equity10/15€39k€-6k▼
Contributions10/11€450k€450k=
Profit (loss) carried forward14€-411k€-456k▼
Amounts payable17/49€53k€53k▼
Amounts payable after more than one year17€7k€0▼
Financial debts170/4€7k€0▼
Amounts payable within one year42/48€46k€50k▲
Current portion of amounts payable after more than one year42€17k€7k▼
Financial debts43€0-
Credit institutions430/8€0-
Trade debts44€8k€6k▼
Suppliers440/4€8k€6k▼
Taxes, remuneration and social security45€1k€623▼
Taxes450/3€1k€623▼
Other amounts payable47/48€20k€36k▲
Accrued charges and deferred income492/3-€3k
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€41k€41k=
Other operating charges640/8€1k€1k▲
Gross operating margin9900€2k€-350▼
Operating profit (loss)9901€-40k€-43k▼
Financial income75/76B€0-
Recurring financial income75€0-
Financial charges65/66B€3k€2k▼
Recurring financial charges65€3k€2k▼
Profit (loss) for the period before taxes9903€-43k€-45k▼
Profit (loss) for the period9904€-43k€-45k▼
Profit (loss) for the period to be appropriated9905€-43k€-45k▼
Appropriation of the result
Profit (loss) to be appropriated9906€-411k€-456k▼
Profit (loss) brought forward from the previous period14P€-368k€-411k▼
The notes to these accounts (15 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
15-07
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
29-08
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 29 days late
2024
17-07
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
31-05
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
31-12
Financial
Weakest financial yearnet €-174k
Net result drops to €-174k, the lowest in the series; recovery starts the following year.
31-12
Financial
Equity above €150kEq €161k
Equity rises from €-115k to €161k.
22-08
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema · 22 days late
2021
31-08
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema · 31 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
6 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Maarkedal · 1 establishment unit since 2020
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Zeitje 59681 MaarkedalGround area
2,400 m²
Building footprint
175 m²
Volume, LiDAR
1,054 m³
Parcel 45032B0155/00H000, Flanders · tallest building 8.7 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
CASHPLANNR
since 20202.300.879.887
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 45032B0155/00H000 | Flanders | 2,400 m² | 1 · 175 m² | 8.7 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector, comparable size
Ascential
BE 1006.051.237
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METRUM BELGIUM
BE 1010.812.452
Sint-Pieters-Woluwe · Eq €39,075
MoensK
BE 1005.015.119
Sint-Katelijne-Waver · Eq €39,075
DBI9N
BE 0696.904.022
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KOKASIMA
BE 0788.465.389
Brakel · Eq €39,076
Of 29,996 companies in sector 62200 we hold annual accounts for 18,393. 14,956 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded20-01-2020
Fiscal year end31-12
Activities, NACEBEL 2025
62200Computer consultancy and computer facilities management
Sources
Crossroads Bank for EnterprisesNational Bank · 6 filingsAddress and cadastre registers
Scores and ratios are computed by Checked and are not a credit decision.
Contact details
1 entryE-mail:thomas@cashplannr.com