JOHNRIZZO
ActiveSummary
JOHNRIZZO has been active since 2008 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €39,066 and a net result of €19,437. The figures fluctuate too strongly year-on-year for a reliable trend projection. Its solvency ranks better than 89% of 17179 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.3% (very low).
Checked score
Score 2025
Axes · tick = 2024
Profitability100▲+28
Solvency100▲+2
Growth58=
Track record100
Bankruptcy probability, 12 months
0.3%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €3,500 at 30 days acceptable
Liquidity ample (current ratio 9.07 against 2.34 in 2024; short-term debt: 9.3% and cash: 51.5% of total assets), and 9.3% of the assets are financed with debt.
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Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 62
Relative position
BE, all sectors
reference
Computer programming, consultancy and related activities (NACE 62)
about 64% fewer bankruptcies
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
90.7%
Return on assets
45.1%
Age of the figures
9 mo
lowers risk · Growing equity
Reported equity is higher than in 2023 and did not fall compared with 2024. These amounts do not establish the cause of the change.
NBB · annual accounts 2025Equity per financial year
1819202122232425
2018 to 2025 · latest year €39,066
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 31-07-2026, 0 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
on the day
2024
1 d early
2023
26 d late
2022
17 d late
2021
31 d late
2020
31 d late
2019
91 d late
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
This company filed its last 7 accounts on average 28 days after the deadline; the sector median for financial year 2024 is 9 days before the deadline, and 33% of the sector filed late.
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
27-09-2026 today31-12-2026 close31-07-2027 deadline
History
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Investigating this company? Keep it with today's facts in a case file.
Financials · fiscal year 2025, micro schema
Equity
€39,066▲ 99.0%
2024 · €19,629
Total assets
€43,084▲ 60.3%
2024 · €26,878
Net result
€19,437▲ 2,994%
2024 · €628
Working capital
€32,428▲ 234%
2024 · €9,716
Trend over the years
Click a name to add, emphasise or remove a line.Band: the middle half (P25 to P75) of NACE 62, Computer programming, consultancy and related activities, each year against the same schema; no band under 30 filings. Dashed line: the median.
Every figure with its change against the fiscal year before
favourable
unfavourable
Line20212022202320242025
Operating result-€13,780▲ 30.3%€27,965-€7,284€787€19,608▲ 2,393%
Net result-€13,863below the sector's middle half▲ 32.8%€27,740within the sector's middle half-€6,984below the sector's middle half€628below the sector's middle half€19,437within the sector's middle half▲ 2,994%
Equity-€1,755below the sector's middle half€25,985within the sector's middle half€19,000below the sector's middle half▼ 26.9%€19,629below the sector's middle half▲ 3.3%€39,066within the sector's middle half▲ 99.0%
Total assets€12,189below the sector's middle half▼ 49.2%€27,795below the sector's middle half▲ 128%€27,711below the sector's middle half▼ 0.3%€26,878below the sector's middle half▼ 3.0%€43,084below the sector's middle half▲ 60.3%
Debt€13,944▲ 17.5%€1,810▼ 87.0%€8,711▲ 381%€7,249▼ 16.8%€4,018▼ 44.6%
Working capital-€4,929€24,045€17,058▼ 29.1%€9,716▼ 43.0%€32,428▲ 234%
Solvency-14.4%below the sector's middle half▼ 64.9pp93.5%above the sector's middle half▲ 107.9pp68.6%within the sector's middle half▼ 24.9pp73.0%within the sector's middle half▲ 4.5pp90.7%above the sector's middle half▲ 17.6pp
above
within
below
the middle half (P25 to P75) of NACE 62, Computer programming, consultancy and related activities, each year against the same schema; no band under 30 filings.
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
After the dip in 2023 the operating result has climbed two years in a row; 2025 is 2,393% above 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €43,084
Fixed assets
€6,638 ▼ 33.0%
Current assets
€36,446 ▲ 115%
Equity and liabilities €43,084
Equity
€39,066 ▲ 99.0%
Debt
€4,018 ▼ 44.6%
Debt's share of the balance-sheet total falls from 27.0% to 9.3%. Equity is higher and debt is lower.
Key figures and ratios
EBITDA
€22,882▲
2024 · €4,316
Cash flow
€22,711▲
2024 · €4,158
Current ratio
9.07▲
2024 · 2.34
Debt to equity
0.10▼
2024 · 0.37
ROE
49.8%▲
2024 · 3.2%
ROA
45.1%▲
2024 · 2.3%
Interest coverage
635.61▲
2024 · 77.08
Debt ≤ 1 year
€4,018▼
2024 · €7,249
Income taxes
€135▲
2024 · €102
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Peer companies
Historical observationOf the 34,672 companies that looked in July 2024 the way this one looks now, 0.6% went bankrupt within 24 months and 95% are still going.
- Micro
- 10 to 20 years old
- solvency 30% or more
- a profit of 5% of the balance sheet or more
0.6%
went bankrupt
3.9%
stopped otherwise
95%
still going
A further 0.2% stopped, but we cannot tell whether within those 24 months.
For this company itself Checked computes a bankruptcy probability of 0.3% over twelve months; the group does not contradict it.
How reliable is this rule?
Tested on the year before, without using that year itself: the groups of July 2023 gave each of the 497,058 companies of July 2024 its group's bankruptcy share. Expected: 1.5%; actually bankrupt within 24 months: 1.6%.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.4% |
| 3 | 0.5% | 0.5% |
| 4 | 0.6% | 0.7% |
| 5 | 0.8% | 0.9% |
| 6 | 1.2% | 1.3% |
| 7 | 1.5% | 1.6% |
| 8 | 1.7% | 1.7% |
| 9 | 2.7% | 2.8% |
| 10 | 5.3% | 5.7% |
The rule ranks well: a company that went bankrupt got a higher share than one that kept going in 74% of comparisons. The level follows the economy: in a year with more bankruptcies, the actual share is higher than the year before.
An observation about 34,672 comparable companies, not a prediction for this company. The sector does not count: the register keeps no sector for companies that stopped, so it would make the outcome look better than it was.
Annual accounts
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630 | €4,071 | €1,738 | €1,196 | €3,530 | €3,274 | ▼ 7.2% |
| Other operating charges640/8 | €886 | €776 | €809 | €920 | €1,191 | ▲ 29.4% |
| Gross operating margin9900 | -€8,823 | €30,479 | -€5,280 | €5,237 | €24,073 | ▲ 360% |
| Operating profit (loss)9901 | -€13,780 | €27,965 | -€7,284 | €787 | €19,608 | ▲ 2,393% |
| Financial income75/76B | €485 | - | €461 | - | - | - |
| Recurring financial income75 | €485 | - | €461 | - | - | - |
| Financial charges65/66B | €212 | €48 | €55 | €56 | €36 | ▼ 35.7% |
| Recurring financial charges65 | €212 | €48 | €55 | €56 | €36 | ▼ 35.7% |
| Profit (loss) for the period before taxes9903 | -€13,507 | €27,917 | -€6,878 | €731 | €19,572 | ▲ 2,579% |
| Income taxes67/77 | €356 | €177 | €106 | €102 | €135 | ▲ 31.6% |
| Profit (loss) for the period9904 | -€13,863 | €27,740 | -€6,984 | €628 | €19,437 | ▲ 2,994% |
| Profit (loss) for the period to be appropriated9905 | -€13,863 | €27,740 | -€6,984 | €628 | €19,437 | ▲ 2,994% |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Assets | ||||||
| Total assets20/58 | €12,189 | €27,795 | €27,711 | €26,878 | €43,084 | ▲ 60.3% |
| Fixed assets21/28 | €3,174 | €1,940 | €1,942 | €9,912 | €6,638 | ▼ 33.0% |
| Tangible fixed assets22/27 | €3,174 | €1,940 | €1,942 | €9,912 | €6,638 | ▼ 33.0% |
| Furniture and vehicles24 | €3,174 | €1,940 | €1,942 | €9,912 | €6,638 | ▼ 33.0% |
| Current assets29/58 | €9,015 | €25,855 | €25,769 | €16,966 | €36,446 | ▲ 115% |
| Amounts receivable within one year40/41 | €2,601 | €20,019 | €13,093 | €14,327 | €14,265 | ▼ 0.4% |
| Trade receivables40 | - | €400 | €2,998 | €8,509 | €8,908 | ▲ 4.7% |
| Other amounts receivable41 | €2,601 | €19,619 | €10,095 | €5,818 | €5,357 | ▼ 7.9% |
| Cash at bank and in hand54/58 | €1,104 | €5,540 | €12,304 | €2,639 | €22,181 | ▲ 741% |
| Deferred charges and accrued income490/1 | €5,310 | €296 | €372 | - | - | - |
| Equity and liabilities | ||||||
| Total equity and liabilities10/49 | €12,189 | €27,795 | €27,711 | €26,878 | €43,084 | ▲ 60.3% |
| Equity10/15 | -€1,755 | €25,985 | €19,000 | €19,629 | €39,066 | ▲ 99.0% |
| Contributions10/11 | €84,400 | €84,400 | €84,400 | €84,400 | €84,400 | = |
| Reserves13 | €1,860 | €1,860 | €1,860 | €1,860 | €1,860 | = |
| Non-distributable reserves130/1 | €1,860 | €1,860 | €1,860 | €1,860 | €1,860 | = |
| Reserves not available under the articles1311 | €1,860 | €1,860 | €1,860 | €1,860 | €1,860 | = |
| Profit (loss) carried forward14 | -€88,015 | -€60,275 | -€67,260 | -€66,631 | -€47,194 | ▲ 29.2% |
| Amounts payable17/49 | €13,944 | €1,810 | €8,711 | €7,249 | €4,018 | ▼ 44.6% |
| Amounts payable within one year42/48 | €13,944 | €1,810 | €8,711 | €7,249 | €4,018 | ▼ 44.6% |
| Trade debts44 | €1,143 | €595 | €2,617 | €6,827 | €3,499 | ▼ 48.7% |
| Suppliers440/4 | €1,143 | €595 | €2,617 | €6,827 | €3,499 | ▼ 48.7% |
| Advances received on contracts in progress46 | - | - | - | - | €282 | - |
| Taxes, remuneration and social security45 | €356 | €1,216 | €6,094 | €102 | €237 | ▲ 132% |
| Taxes450/3 | €356 | €1,216 | €6,094 | €102 | €237 | ▲ 132% |
| Other amounts payable47/48 | €12,445 | - | - | €320 | - | - |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Profit (loss) for the period9904 | -€13,863 | €27,740 | -€6,984 | €628 | €19,437 | ▲ 2,994% |
| + Depreciation and write-downs630 | €4,071 | €1,738 | €1,196 | €3,530 | €3,274 | ▼ 7.2% |
| Operating cash flow (approximation) | -€9,792 | €29,478 | -€5,789 | €4,158 | €22,711 | ▲ 446% |
| Investment in fixed assets (approximation) | - | -€504 | -€1,198 | -€11,500 | €0 | ▲ 100% |
| Change in cash | - | €4,436 | €6,764 | -€9,665 | €19,542 | ▲ 302% |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
31-07
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
31-12
Financial
Liquidity quadruplescurrent ratio 9.07
Current ratio from 2.34 to 9.07; short-term debt falls from €7,249 to €4,018.
30-07
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
31-12
Financial
Back to profitnet €628
Net result €628 after one loss-making year.
26-08
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 26 days late
2023
17-08
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 17 days late
2022
31-12
Financial
Back to profitnet €27,740
Net result €27,740 after 4 loss-making years.
31-12
Financial
Liquidity times 22current ratio 14.28
Current ratio from 0.65 to 14.28; short-term debt falls from €13,944 to €1,810.
31-08
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema · 31 days late
2021
31-08
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema · 31 days late
2020
30-10
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema · 91 days late
2019
30-08
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema · 30 days late
2018
04-09
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema · 35 days late
2017
22-08
NBB filing
Annual accounts filed
fiscal year 2016 · full schema · 22 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 3 acts read
About the unread acts
We know of 3 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.
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Directors · office · real estate
Directors
3 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Watermaal-Bosvoorde · 1 establishment unit since 2008
Ground area
292 m²
Building footprint
100 m²
Volume, LiDAR
753 m³
Parcel 21017D0001/00Y003, Brussels · tallest building 11.4 m, ±3 floors. Linked by address, not a title deed.
3
companies at this address
See who is registered here
1 establishment unit
Ooienstraat 27, 1170 Watermaal-Bosvoorde
since 20082.170.086.176
1 parcel
Brussels
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 21017D0001/00Y003 | Brussels | 291 m² | 1 · 100 m² | 11.4 m · 3 fl. |
Linked by address, not proof of ownership
Good to know
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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Of 30,007 companies in sector 62200 we hold annual accounts for 18,396. 14,957 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Identification & contact
Identification
Legal formPrivate limited company
Founded04-03-2008
Fiscal year end31-12
Activities, NACEBEL 2025
62200Computer consultancy and computer facilities management
70200Business and other management consultancy
73300Public relations and communication consultancy
85599Other education
Contact
E-mail
john.rizzo.be@gmail.comWatermaal-Bosvoorde
E-invoicing
Reachable via Peppol
Peppol ID
0208:0896170132
Also
9925:BE0896170132
Registered
07-01-2026
Register as of 27 September 2026 · Peppol Directory
Scores and ratios are computed by Checked and are not a credit decision.