Coco Consultancy
ActiveSummary
Coco Consultancy has been active since 2018 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €196,476 and a net result of €13,136. Equity is growing by ~14.9% per year across the filed fiscal years. Its solvency ranks better than 24% of 31896 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.2% (very low).
Checked score
Score 2025
Axes · tick = 2024
Profitability54▼-24
Solvency46▼-4
Growth52▼-26
Track record100
Bankruptcy probability, 12 months
0.2%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €11,000 at 30 days acceptable
Liquidity short (current ratio 0.76 against 2.16 in 2024; short-term debt: 30.2% and cash: 2.2% of total assets), and 79.2% of the assets are financed with debt.
Credit check for your own amount and term
Open the credit simulator : see how the verdict changes with amount, term and advance.
Signals
Five signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 70
Relative position
BE, all sectors
reference
Activities of head offices; management consultancy activities (NACE 70)
about 69% fewer bankruptcies
← fewer bankruptcies
more bankruptcies →
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
20.8%
Return on assets
1.4%
Age of the figures
9 mo
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
raises risk · Weak solvency vs sector
Solvency (equity / total assets) is in the sector's weakest quartile: better than 24% of 31896 sector peers (2025).
NBB · sector comparisonPosition among 31896 sector peers
Solvency
better than 24%
← weakest
strongest →
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 03-08-2026, 3 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 8 filingsDeviation from the deadline
2025
3 d late
2024
2 d early
2023
30 d late
2022
on the day
2021
31 d late
2020
31 d late
2019
47 d late
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
This company filed its last 7 accounts on average 20 days after the deadline; the sector median for financial year 2024 is 9 days before the deadline, and 32% of the sector filed late.
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
27-09-2026 today31-12-2026 close31-07-2027 deadline
History
Go further with this company
How much credit can you give this customer, and on what term?Credit simulator What should you check before you do business with this company?Supplier due diligence Can you accept this company as a client under the anti-money-laundering law?AML client file Which of your other customers can you e-invoice via Peppol?Peppol check How does this company compare with its sector?Sector benchmark What changed in the latest annual accounts?What changed
Is this your company? See how customers and banks see it.
Investigating this company? Keep it with today's facts in a case file.
Financials · fiscal year 2025, micro schema
Equity
€196,476▼ 7.9%
2024 · €213,223
Total assets
€946,326▲ 12.4%
2024 · €841,862
Net result
€13,136▼ 77.8%
2024 · €59,244
Working capital
-€67,471
2024 · €139,812
Trend over the years
Click a name to add, emphasise or remove a line.
Every figure with its change against the fiscal year before
favourable
unfavourable
Line20212022202320242025
Operating result€131,706▲ 17.5%€127,848▼ 2.9%€116,520▼ 8.9%€93,440▼ 19.8%€50,691▼ 45.8%
Net result€88,249▲ 17.8%€82,653▼ 6.3%€76,577▼ 7.4%€59,244▼ 22.6%€13,136▼ 77.8%
Equity€207,286▲ 74.1%€289,939▲ 39.9%€168,917▼ 41.7%€213,223▲ 26.2%€196,476▼ 7.9%
Total assets€594,384▲ 22.4%€636,812▲ 7.1%€504,890▼ 20.7%€841,862▲ 66.7%€946,326▲ 12.4%
Debt€387,098▲ 5.6%€346,873▼ 10.4%€335,974▼ 3.1%€628,639▲ 87.1%€749,850▲ 19.3%
Working capital€212,817▲ 76.5%€298,915▲ 40.5%€179,050▼ 40.1%€139,812▼ 21.9%-€67,471
Turnover and EBIT margin not published: the micro schema does not require them.
Why a figure moved sharply
- 2024 Total assets +67% on 2023. Cause not known from the registers.
Result per fiscal year
Operating resultNet result
The operating result has fallen four years in a row; 2025 is 46% below 2024 and is the lowest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €946,326
Fixed assets
€728,478 ▲ 25.2%
Current assets
€217,848 ▼ 16.2%
Equity and liabilities €946,326
Equity
€196,476 ▼ 7.9%
Debt
€749,850 ▲ 19.3%
Debt's share of the balance-sheet total rises from 74.7% to 79.2%. Equity is lower and debt is higher.
Key figures and ratios
EBITDA
€108,340▼
2024 · €164,232
Cash flow
€70,785▼
2024 · €130,035
Current ratio
0.76▼
2024 · 2.16
Debt to equity
3.82▲
2024 · 2.95
ROE
6.7%▼
2024 · 27.8%
ROA
1.4%▼
2024 · 7.0%
Interest coverage
4.04▼
2024 · 6.46
Debt ≤ 1 year
€285,318▲
2024 · €120,068
Debt > 1 year
€464,532▼
2024 · €508,571
Income taxes
€11,562▼
2024 · €13,090
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Peer companies
Historical observationOf the 2,365 companies that looked in July 2024 the way this one looks now, 1.7% went bankrupt within 24 months and 97% are still going.
- Small
- 5 to 10 years old
- solvency 10 to 30%
- a profit under 5% of the balance sheet
1.7%
went bankrupt
1.4%
stopped otherwise
97%
still going
A further 0.3% stopped, but we cannot tell whether within those 24 months.
For this company itself Checked computes a lower bankruptcy probability: 0.2% over twelve months. The score reads more about this company than the group's four characteristics; both figures are right about what they measure.
How reliable is this rule?
Tested on the year before, without using that year itself: the groups of July 2023 gave each of the 497,058 companies of July 2024 its group's bankruptcy share. Expected: 1.5%; actually bankrupt within 24 months: 1.6%.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.4% |
| 3 | 0.5% | 0.5% |
| 4 | 0.6% | 0.7% |
| 5 | 0.8% | 0.9% |
| 6 | 1.2% | 1.3% |
| 7 | 1.5% | 1.6% |
| 8 | 1.7% | 1.7% |
| 9 | 2.7% | 2.8% |
| 10 | 5.3% | 5.7% |
The rule ranks well: a company that went bankrupt got a higher share than one that kept going in 74% of comparisons. The level follows the economy: in a year with more bankruptcies, the actual share is higher than the year before.
An observation about 2,365 comparable companies, not a prediction for this company. The sector does not count: the register keeps no sector for companies that stopped, so it would make the outcome look better than it was.
Annual accounts
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630 | €16,215 | €16,078 | €15,463 | €70,792 | €57,649 | ▼ 18.6% |
| Other operating charges640/8 | €3,430 | €5,578 | €8,588 | €9,394 | €6,618 | ▼ 29.6% |
| Gross operating margin9900 | €151,351 | €149,504 | €140,571 | €173,626 | €114,957 | ▼ 33.8% |
| Operating profit (loss)9901 | €131,706 | €127,848 | €116,520 | €93,440 | €50,691 | ▼ 45.8% |
| Financial income75/76B | €16 | €8 | €6,669 | €4,320 | €827 | ▼ 80.9% |
| Recurring financial income75 | €16 | €8 | €6,669 | €4,320 | €827 | ▼ 80.9% |
| Financial charges65/66B | €12,486 | €11,800 | €10,455 | €25,427 | €26,820 | ▲ 5.5% |
| Recurring financial charges65 | €12,486 | €11,800 | €10,455 | €25,427 | €26,820 | ▲ 5.5% |
| Profit (loss) for the period before taxes9903 | €119,236 | €116,056 | €112,734 | €72,334 | €24,698 | ▼ 65.9% |
| Income taxes67/77 | €30,987 | €33,403 | €36,157 | €13,090 | €11,562 | ▼ 11.7% |
| Profit (loss) for the period9904 | €88,249 | €82,653 | €76,577 | €59,244 | €13,136 | ▼ 77.8% |
| Profit (loss) for the period to be appropriated9905 | €88,249 | €82,653 | €76,577 | €59,244 | €13,136 | ▼ 77.8% |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Assets | ||||||
| Total assets20/58 | €594,384 | €636,812 | €504,890 | €841,862 | €946,326 | ▲ 12.4% |
| Fixed assets21/28 | €254,656 | €238,578 | €224,454 | €581,983 | €728,478 | ▲ 25.2% |
| Tangible fixed assets22/27 | €254,456 | €238,378 | €224,254 | €580,283 | €726,778 | ▲ 25.2% |
| Land and buildings22 | €251,430 | €236,640 | €221,850 | €578,542 | €582,702 | ▲ 0.7% |
| Plant, machinery and equipment23 | - | - | €1,316 | €869 | €142,552 | ▲ 16,296% |
| Furniture and vehicles24 | €3,026 | €1,738 | €1,088 | €872 | €1,525 | ▲ 74.8% |
| Financial fixed assets28 | €200 | €200 | €200 | €1,700 | €1,700 | = |
| Current assets29/58 | €339,728 | €398,234 | €280,437 | €259,879 | €217,848 | ▼ 16.2% |
| Amounts receivable within one year40/41 | €276,353 | €339,857 | €234,911 | €230,029 | €185,837 | ▼ 19.2% |
| Trade receivables40 | €28,693 | €46,892 | €97,282 | €57,282 | €64,747 | ▲ 13.0% |
| Other amounts receivable41 | €247,660 | €292,964 | €137,630 | €172,747 | €121,090 | ▼ 29.9% |
| Current investments50/53 | - | €40,554 | €0 | - | - | - |
| Cash at bank and in hand54/58 | €61,921 | €16,532 | €43,203 | €18,508 | €20,958 | ▲ 13.2% |
| Deferred charges and accrued income490/1 | €1,455 | €1,292 | €2,322 | €11,343 | €11,053 | ▼ 2.6% |
| Equity and liabilities | ||||||
| Total equity and liabilities10/49 | €594,384 | €636,812 | €504,890 | €841,862 | €946,326 | ▲ 12.4% |
| Equity10/15 | €207,286 | €289,939 | €168,917 | €213,223 | €196,476 | ▼ 7.9% |
| Contributions10/11 | €6,200 | €6,200 | €18,600 | €18,600 | €18,600 | = |
| Reserves13 | €201,086 | €283,739 | €73,739 | €58,802 | €37,648 | ▼ 36.0% |
| Non-distributable reserves130/1 | €1,860 | €1,860 | €1,860 | €1,860 | €1,860 | = |
| Reserves not available under the articles1311 | €1,860 | €1,860 | €1,860 | €1,860 | €1,860 | = |
| Distributable reserves133 | €199,226 | €281,879 | €71,879 | €56,942 | €35,788 | ▼ 37.1% |
| Profit (loss) carried forward14 | - | - | €76,577 | €135,821 | €140,227 | ▲ 3.2% |
| Amounts payable17/49 | €387,098 | €346,873 | €335,974 | €628,639 | €749,850 | ▲ 19.3% |
| Amounts payable after more than one year17 | €260,186 | €247,553 | €234,587 | €508,571 | €464,532 | ▼ 8.7% |
| Financial debts170/4 | €260,186 | €247,553 | €234,587 | €508,571 | €464,532 | ▼ 8.7% |
| Amounts payable within one year42/48 | €126,912 | €99,319 | €101,387 | €120,068 | €285,318 | ▲ 138% |
| Current portion of amounts payable after more than one year42 | €12,309 | €22,633 | €12,966 | €42,412 | €44,039 | ▲ 3.8% |
| Financial debts43 | - | €4,942 | €10,000 | €2,716 | €213 | ▼ 92.2% |
| Credit institutions430/8 | - | €4,942 | €0 | €2,716 | €213 | ▼ 92.2% |
| Other loans439 | - | - | €10,000 | €0 | - | - |
| Trade debts44 | €13,695 | €15,059 | €5,645 | €16,837 | €35,103 | ▲ 108% |
| Suppliers440/4 | €13,695 | €15,059 | €5,645 | €16,837 | €35,103 | ▲ 108% |
| Advances received on contracts in progress46 | €17,385 | €0 | - | - | - | - |
| Taxes, remuneration and social security45 | €83,523 | €56,686 | €69,663 | €57,102 | €51,748 | ▼ 9.4% |
| Taxes450/3 | €83,523 | €56,686 | €69,663 | €52,102 | €51,748 | ▼ 0.7% |
| Remuneration and social security454/9 | - | - | - | €5,000 | €0 | ▼ 100% |
| Other amounts payable47/48 | - | - | €3,113 | €1,000 | €154,215 | ▲ 15,321% |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Profit (loss) for the period9904 | €88,249 | €82,653 | €76,577 | €59,244 | €13,136 | ▼ 77.8% |
| + Depreciation and write-downs630 | €16,215 | €16,078 | €15,463 | €70,792 | €57,649 | ▼ 18.6% |
| Operating cash flow (approximation) | €104,464 | €98,731 | €92,041 | €130,035 | €70,785 | ▼ 45.6% |
| Investment in fixed assets (approximation) | - | €0 | -€1,339 | -€428,321 | -€204,144 | ▲ 52.3% |
| Change in cash | - | -€45,389 | €26,671 | -€24,695 | €2,450 | ▲ 110% |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
03-08
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema · 3 days late
2025
31-12
Financial
Weakest financial yearnet €13,136 ▼77.8%
Net result drops to €13,136, the lowest in the series.
29-07
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
31-12
Financial
Equity above €200,000Eq €213,223 ▲26.2%
7 profitable years in a row build equity to €213,223.
30-08
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 30 days late
2023
31-07
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
31-08
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema · 31 days late
2021
31-12
Financial
Highest result since 2018net €88,249 ▲17.8%
Operating result €131,706, net result €88,249, both a record.
31-12
Financial
Equity above €200,000Eq €207,286 ▲74.1%
4 profitable years in a row build equity to €207,286.
31-08
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema · 31 days late
2020
31-12
Financial
Equity above €100,000Eq €119,037 ▲170%
3 profitable years in a row build equity to €119,037.
16-09
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema · 47 days late
2019
29-08
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema · 29 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 4 acts read
About the unread acts
We know of 4 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.
Have them read with priority
Sign in to place this company at the front of the reading queue.
Directors · office · real estate
Directors
4 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Hasselt · 1 establishment unit since 2018
Ground area
230 m²
Building footprint
120 m²
Volume, LiDAR
842 m³
Parcel 71327G0590/00N003, Flanders · tallest building 14.2 m, ±2 floors. Linked by address, not a title deed.
2
companies at this address
See who is registered here
1 establishment unit
Coco Consultancy
since 20182.276.500.126
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 71327G0590/00N003 | Flanders | 230 m² | 1 · 120 m² | 14.2 m · 2 fl. |
Linked by address, not proof of ownership
Good to know
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector, comparable size
Sève Design & Consult
BE 1010.752.866
Boortmeerbeek · Eq €196,490
TEMACON
BE 0448.261.942
Harelbeke · Eq €196,441
EXOCONSULT
BE 0831.973.255
Ittre · Eq €196,515
SAB IMMO
BE 0841.934.165
Nivelles · Eq €196,528
TIBOULEN
BE 0765.504.303
Vorst · Eq €196,419
Of 82,642 companies in sector 70200 we hold annual accounts for 52,590. 40,131 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Identification & contact
Identification
Legal formPrivate limited company (pre-2019)
Founded28-05-2018
Fiscal year end31-12
Activities, NACEBEL 2025
70200Business and other management consultancy
64210Activities of holding companies
85599Other education
E-invoicing
Reachable via Peppol
Peppol ID
0208:0696831766
Also
9925:BE0696831766
Registered
20-06-2025
Register as of 27 September 2026 · Peppol Directory
Scores and ratios are computed by Checked and are not a credit decision.