COPEMA
ActiveSummary
COPEMA has been active since 2018 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €879k and a net result of €138k. Equity is growing by ~46.7% per year across the filed fiscal years. Its solvency ranks better than 91% of 31791 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.1% (very low).
Checked score
Score 2025
Axes · tick = 2024
Profitability87▲+41
Solvency100=
Growth78=
Track record100
Bankruptcy probability, 12 months
0.1%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €70k at 30 days acceptable
Liquidity ample (current ratio 18.47 against 16.37 in 2024; short-term debt: 4.2% and cash: 2% of total assets), and 7.8% of the assets are financed with debt.
Credit check for your own amount and term
Signals
Four signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 70
Relative position
BE, all sectors
reference
Activities of head offices; management consultancy activities (NACE 70)
about 69% fewer bankruptcies
← fewer bankruptcies
more bankruptcies →
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
92.2%
Return on assets
14.5%
Age of the figures
9 mo
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 03-06-2026, 58 days ahead of the deadline.
NBB · 7 filingsDeviation from the deadline
2025
58 d early
2024
58 d early
2023
51 d early
2022
55 d early
2021
47 d early
2020
52 d early
2019
35 d early
← before the deadline
after the deadline →
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
25-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€879k▲ 18.7%
2024 · €740k
2019: €44klowest in 7 years
2020: €96k▲ +117% vs 2019
2021: €211k▲ +121% vs 2020
2022: €331k▲ +56.7% vs 2021
2023: €558k▲ +68.9% vs 2022
2024: €740k▲ +32.6% vs 2023
2025: €879k▲ +18.7% vs 2024highest in 7 years
2019 → 2025
Total assets
€953k▲ 16.2%
2024 · €820k
2019: €79klowest in 7 years
2020: €127k▲ +60.9% vs 2019
2021: €233k▲ +82.9% vs 2020
2022: €440k▲ +88.8% vs 2021
2023: €706k▲ +60.4% vs 2022
2024: €820k▲ +16.2% vs 2023
2025: €953k▲ +16.2% vs 2024highest in 7 years
2019 → 2025
Net result
€138k▼ 23.9%
2024 · €182k
2019: €24klowest in 7 years
2020: €52k▲ +115% vs 2019
2021: €115k▲ +124% vs 2020
2022: €120k▲ +3.5% vs 2021
2023: €228k▲ +90.5% vs 2022highest in 7 years
2024: €182k▼ -20.1% vs 2023
2025: €138k▼ -23.9% vs 2024
2019 → 2025
Working capital
€705k▲ 28.0%
2024 · €551k
2019: €30klowest in 7 years
2020: €61k▲ +105% vs 2019
2021: €180k▲ +195% vs 2020
2022: €215k▲ +19.7% vs 2021
2023: €446k▲ +107% vs 2022
2024: €551k▲ +23.6% vs 2023
2025: €705k▲ +28.0% vs 2024highest in 7 years
2019 → 2025
Trend over the years
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€211k-€331k▲ 56.7%€558k▲ 68.9%€740k▲ 32.6%€879k▲ 18.7%
2021: €211klowest in 5 years
2022: €331k▲ +56.7% vs 2021
2023: €558k▲ +68.9% vs 2022
2024: €740k▲ +32.6% vs 2023
2025: €879k▲ +18.7% vs 2024highest in 5 years
Operating result€148k-€171k▲ 15.6%€320k▲ 87.4%€-29k€115k
2021: €148k
2022: €171k▲ +15.6% vs 2021
2023: €320k▲ +87.4% vs 2022highest in 5 years
2024: €-29k▼ -109% vs 2023lowest in 5 years
2025: €115k▲ +494% vs 2024
Net result€115k-€120k▲ 3.5%€228k▲ 90.5%€182k▼ 20.1%€138k▼ 23.9%
2021: €115klowest in 5 years
2022: €120k▲ +3.5% vs 2021
2023: €228k▲ +90.5% vs 2022highest in 5 years
2024: €182k▼ -20.1% vs 2023
2025: €138k▼ -23.9% vs 2024
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result returns to profit in 2025: €115k after a loss of €29k in 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €953k
Fixed assets
€208k ▼ 11.1%
Current assets
€746k ▲ 27.1%
Equity and liabilities €953k
Equity
€879k ▲ 18.7%
Debt
€75k ▼ 6.8%
Debt's share of the balance-sheet total falls from 9.8% to 7.8%. Equity is higher and debt is lower.
Key figures and ratios
EBITDA
€131k▲
2024 · €-15k
Cash flow
€154k▼
2024 · €197k
Current ratio
18.47▲
2024 · 16.37
Debt to equity
0.08▼
2024 · 0.11
ROE
15.8%▼
2024 · 24.6%
ROA
14.5%▼
2024 · 22.2%
Interest coverage
34.18▲
2024 · -1.89
Debt ≤ 1 year
€40k▲
2024 · €36k
Debt > 1 year
€34k▼
2024 · €44k
Income taxes
€45k▲
2024 · €18k
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Filed annual accounts As filed with the NBB · 2025 against 2024 · 48 lines
Balance sheet
Code20242025
Assets
Total assets20/58€820k€953k▲
Fixed assets21/28€234k€208k▼
Tangible fixed assets22/27€224k€208k▼
Land and buildings22€215k€203k▼
Furniture and vehicles24€5k€891▼
Other tangible fixed assets26€4k€4k=
Financial fixed assets28€10k-
Current assets29/58€587k€746k▲
Stocks and contracts in progress3€306k-
Stocks30/36€306k-
Amounts receivable within one year40/41€265€13k▲
Other amounts receivable41€265€13k▲
Current investments50/53€163k€678k▲
Cash at bank and in hand54/58€118k€20k▼
Deferred charges and accrued income490/1€282€36k▲
Equity and liabilities
Total equity and liabilities10/49€820k€953k▲
Equity10/15€740k€879k▲
Contributions10/11€20k€20k=
Reserves13€720k€859k▲
Non-distributable reserves130/1€1k€1k=
Reserves not available under the articles1311€1k€1k=
Distributable reserves133€719k€858k▲
Amounts payable17/49€80k€75k▼
Amounts payable after more than one year17€44k€34k▼
Financial debts170/4€44k€34k▼
Amounts payable within one year42/48€36k€40k▲
Current portion of amounts payable after more than one year42€10k€10k▲
Trade debts44€340-
Suppliers440/4€340-
Taxes, remuneration and social security45€9k€8k▼
Taxes450/3€9k€8k▼
Other amounts payable47/48€17k€22k▲
Income statement
Code20242025
Non-recurring operating income76A-€128k
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€15k€16k▲
Other operating charges640/8€2k€2k▲
Gross operating margin9900€-13k€134k▲
Operating profit (loss)9901€-29k€115k▲
Financial income75/76B€237k€72k▼
Recurring financial income75€237k€72k▼
Financial charges65/66B€8k€4k▼
Recurring financial charges65€8k€4k▼
Profit (loss) for the period before taxes9903€200k€183k▼
Income taxes67/77€18k€45k▲
Profit (loss) for the period9904€182k€138k▼
Profit (loss) for the period to be appropriated9905€182k€138k▼
Appropriation of the result
Profit (loss) to be appropriated9906€182k€138k▼
Transfer to equity691/2€182k€138k▼
To other reserves6921€182k€138k▼
The notes to these accounts (6 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Accounts by statement
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Non-recurring operating income76A | €441 | - | - | - | €128k | - |
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630 | €4k | €10k | €12k | €15k | €16k | ▲ 9.1% |
| Other operating charges640/8 | €749 | €16k | €38k | €2k | €2k | ▲ 20.6% |
| Gross operating margin9900 | €153k | €197k | €370k | €-13k | €134k | ▲ 1,159% |
| Operating profit (loss)9901 | €148k | €171k | €320k | €-29k | €115k | ▲ 494% |
| Financial income75/76B | €14k | €9 | €12k | €237k | €72k | ▼ 69.7% |
| Recurring financial income75 | €14k | €9 | €12k | €237k | €72k | ▼ 69.7% |
| Non-recurring financial income76B | €14k | - | - | - | - | - |
| Financial charges65/66B | €776 | €2k | €5k | €8k | €4k | ▼ 50.1% |
| Recurring financial charges65 | €526 | €2k | €5k | €8k | €4k | ▼ 50.1% |
| Non-recurring financial charges66B | €250 | - | - | - | - | - |
| Profit (loss) for the period before taxes9903 | €161k | €169k | €327k | €200k | €183k | ▼ 8.4% |
| Income taxes67/77 | €45k | €49k | €100k | €18k | €45k | ▲ 147% |
| Profit (loss) for the period9904 | €115k | €120k | €228k | €182k | €138k | ▼ 23.9% |
| Profit (loss) for the period to be appropriated9905 | €115k | €120k | €228k | €182k | €138k | ▼ 23.9% |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Assets | ||||||
| Total assets20/58 | €233k | €440k | €706k | €820k | €953k | ▲ 16.2% |
| Fixed assets21/28 | €31k | €179k | €167k | €234k | €208k | ▼ 11.1% |
| Tangible fixed assets22/27 | €21k | €169k | €157k | €224k | €208k | ▼ 7.1% |
| Land and buildings22 | - | €153k | €145k | €215k | €203k | ▼ 5.5% |
| Furniture and vehicles24 | €18k | €13k | €9k | €5k | €891 | ▼ 82.0% |
| Other tangible fixed assets26 | €4k | €4k | €4k | €4k | €4k | = |
| Financial fixed assets28 | €10k | €10k | €10k | €10k | - | - |
| Current assets29/58 | €202k | €261k | €539k | €587k | €746k | ▲ 27.1% |
| Stocks and contracts in progress3 | - | - | €300k | €306k | - | - |
| Stocks30/36 | - | - | €300k | €306k | - | - |
| Amounts receivable within one year40/41 | €71k | €40k | €9k | €265 | €13k | ▲ 4,620% |
| Trade receivables40 | €70k | €36k | - | - | - | - |
| Other amounts receivable41 | €576 | €4k | €9k | €265 | €13k | ▲ 4,620% |
| Current investments50/53 | - | - | €61k | €163k | €678k | ▲ 316% |
| Cash at bank and in hand54/58 | €131k | €205k | €168k | €118k | €20k | ▼ 83.4% |
| Deferred charges and accrued income490/1 | - | €15k | €268 | €282 | €36k | ▲ 12,652% |
| Equity and liabilities | ||||||
| Total equity and liabilities10/49 | €233k | €440k | €706k | €820k | €953k | ▲ 16.2% |
| Equity10/15 | €211k | €331k | €558k | €740k | €879k | ▲ 18.7% |
| Contributions10/11 | €20k | €20k | €20k | €20k | €20k | = |
| Reserves13 | €191k | €311k | €538k | €720k | €859k | ▲ 19.2% |
| Non-distributable reserves130/1 | €1k | €1k | €1k | €1k | €1k | = |
| Reserves not available under the articles1311 | €1k | €1k | €1k | €1k | €1k | = |
| Distributable reserves133 | €190k | €309k | €537k | €719k | €858k | ▲ 19.3% |
| Amounts payable17/49 | €22k | €109k | €147k | €80k | €75k | ▼ 6.8% |
| Amounts payable after more than one year17 | - | €64k | €54k | €44k | €34k | ▼ 22.6% |
| Financial debts170/4 | - | €64k | €54k | €44k | €34k | ▼ 22.6% |
| Amounts payable within one year42/48 | €22k | €45k | €93k | €36k | €40k | ▲ 12.7% |
| Current portion of amounts payable after more than one year42 | €7k | €35k | €70k | €10k | €10k | ▲ 1.2% |
| Trade debts44 | - | €310 | €607 | €340 | - | - |
| Suppliers440/4 | - | €310 | €607 | €340 | - | - |
| Taxes, remuneration and social security45 | €12k | €4k | €2k | €9k | €8k | ▼ 12.3% |
| Taxes450/3 | €12k | €4k | €227 | €9k | €8k | ▼ 12.3% |
| Remuneration and social security454/9 | - | - | €2k | - | - | - |
| Other amounts payable47/48 | €3k | €6k | €21k | €17k | €22k | ▲ 35.5% |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Profit (loss) for the period9904 | €115k | €120k | €228k | €182k | €138k | ▼ 23.9% |
| + Depreciation and write-downs630 | €4k | €10k | €12k | €15k | €16k | ▲ 9.1% |
| Operating cash flow (approximation) | €120k | €129k | €240k | €197k | €154k | ▼ 21.5% |
| Investment in fixed assets (approximation) | - | €-158k | €0 | €-81k | €10k | ▲ 112% |
| Change in cash | - | €74k | €-37k | €-50k | €-98k | ▼ 94.4% |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
03-06
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
03-06
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
31-12
Financial
Liquidity triplescurrent ratio 16.37
Current ratio from 5.78 to 16.37; short-term debt falls from €93k to €36k.
10-06
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
31-12
Financial
Highest result since 2019net €228k ▲90.5%
Operating result €320k, net result €228k, both a record.
31-12
Financial
Equity above €500kEq €558k ▲68.9%
5 profitable years in a row build equity to €558k.
06-06
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
14-06
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2021
31-12
Financial
Liquidity triplescurrent ratio 9.15
Current ratio from 3.38 to 9.15; short-term debt falls from €26k to €22k.
31-12
Financial
Equity above €200kEq €211k ▲121%
3 profitable years in a row build equity to €211k.
09-06
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
2020
26-06
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 2 acts read
About the unread acts
We know of 2 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.
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Directors · office · real estate
Directors
2 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Beringen · 1 establishment unit since 2018
Ground area
506 m²
Building footprint
167 m²
Volume, LiDAR
1,314 m³
Parcel 71382D0712/00R003, Flanders · tallest building 11.7 m, ±3 floors. Linked by address, not a title deed.
2
companies at this address
See who is registered here
1 establishment unit
COPEMA
since 20182.278.261.665
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 71382D0712/00R003 | Flanders | 506 m² | 1 · 167 m² | 11.7 m · 3 fl. |
Linked by address, not proof of ownership
Good to know
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Recognitions · licences · registrations
Legal Entity Identifier
984500CE3EVI70996146
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Of 82,553 companies in sector 70200 we hold annual accounts for 52,585. 29,253 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Identification & contact
Identification
Legal formPrivate limited company
Founded30-05-2018
Fiscal year end31-12
Activities, NACEBEL 2025
70200Business and other management consultancy
70100Activities of head offices
82990Other business support services
Scores and ratios are computed by Checked and are not a credit decision.