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Fidictum

Active Risk: not assessed
Private limited companyfounded 20188 yrs activeKerklandstraat 1, 9620 Zottegem, BelgiumKBO/BCE: BE 0698.615.477
Summary

Fidictum has a registered holding activity and consists mainly of financial fixed assets; the bankruptcy model is trained on trading and manufacturing companies and does not apply here. The 2025 annual accounts show equity of €129,481 and a net result of €50,239. Equity is growing by ~8.8% per year across the filed fiscal years. Its solvency ranks better than 19% of 31896 sector peers (fiscal year 2025). The company has been active since 2018 and the Belgian State Gazette contains no insolvency or warning signals.

Checked score

Outside the general model
Holding: general score not applicable
The company has a registered holding activity and financial fixed assets account for more than half of its assets. The general operating-company model is unsuitable for this profile, so we show no financial axes either. Filed figures remain available.
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Signals

1 signal. The signal on the left, the evidence on the right.
○neutral
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 28-07-2026, 3 days ahead of the deadline.
NBB · 7 filings
Deviation from the deadline
2025
3 d early
2024
21 d early
2023
16 d early
2022
31 d late
2021
27 d early
2020
38 d early
2019
18 d early
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

This company filed its last 7 accounts on average 13 days before the deadline; the sector median for financial year 2024 is 9 days before the deadline, and 32% of the sector filed late.

Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven months
Position in the running window
27-09-2026 today31-12-2026 close31-07-2027 deadline
neutral · No strike-offs in the KBO publications
We found no ex-officio strike-off or cessation. Our series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.
KBO publications · our coverage

History

Fidictum was incorporated on 19 June 2018.1 Total assets rose from EUR 135,083 in 2019 to EUR 956,404 in 2025.2

  1. 1Crossroads Bank for Enterprises
  2. 2National Bank, annual accounts 2019 and 2025

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Financials · fiscal year 2025, micro schema

Source amounts without an identifiable currency are assumed to be EUR.

Equity
€129,481▼ 31.8%
2024 · €189,961
Total assets
€956,404▲ 18.2%
2024 · €808,858
Net result
€50,239▼ 66.7%
2024 · €151,084
Working capital
-€83,568
2024 · €122,791
Trend over the years

Click a name to add, emphasise or remove a line.Band: the middle half (P25 to P75) of NACE 70, Activities of head offices; management consultancy activities, each year against the same schema; no band under 30 filings. Dashed line: the median.

Every figure with its change against the fiscal year before
favourable unfavourable
Line20212022202320242025
Operating result€20,062▼ 85.3%€79,476▲ 296%€81,310▲ 2.3%€225,143▲ 177%€89,583▼ 60.2%
Net result€12,792within the sector's middle half▼ 86.5%€47,373within the sector's middle half▲ 270%€48,344within the sector's middle half▲ 2.1%€151,084above the sector's middle half▲ 213%€50,239within the sector's middle half▼ 66.7%
Equity€150,152within the sector's middle half▲ 9.3%€197,525within the sector's middle half▲ 31.6%€221,163within the sector's middle half▲ 12.0%€189,961within the sector's middle half▼ 14.1%€129,481within the sector's middle half▼ 31.8%
Total assets€172,638within the sector's middle half▼ 5.3%€691,563above the sector's middle half▲ 301%€728,989above the sector's middle half▲ 5.4%€808,858above the sector's middle half▲ 11.0%€956,404above the sector's middle half▲ 18.2%
Debt€22,486▼ 49.9%€494,038▲ 2,097%€507,826▲ 2.8%€618,897▲ 21.9%€826,923▲ 33.6%
Working capital€124,865▲ 8.2%€130,390▲ 4.4%€151,054▲ 15.8%€122,791▼ 18.7%-€83,568
Solvency87.0%above the sector's middle half▲ 11.6pp28.6%within the sector's middle half▼ 58.4pp30.3%within the sector's middle half▲ 1.8pp23.5%below the sector's middle half▼ 6.9pp13.5%below the sector's middle half▼ 9.9pp
above within below the middle half (P25 to P75) of NACE 70, Activities of head offices; management consultancy activities, each year against the same schema; no band under 30 filings.
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
€0€100,000€200,000Operating result 2021: €20,062€20,062Net result 2021: €12,792€12,792Operating result 2022: €79,476€79,476Net result 2022: €47,373€47,373Operating result 2023: €81,310€81,310Net result 2023: €48,344€48,344Operating result 2024: €225,143€225,143Net result 2024: €151,084€151,084Operating result 2025: €89,583€89,583Net result 2025: €50,239€50,23920212022202320242025€0€100,000€200,000Operating result 2023: €81,310€81,300Net result 2023: €48,344€48,300Operating result 2024: €225,143€225,000Net result 2024: €151,084€151,000Operating result 2025: €89,583€89,600Net result 2025: €50,239€50,200202320242025
The operating result falls in 2025; 2025 is 60% below 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €956,404
Fixed assets €851,550 ▲ 64.7%
Current assets €104,854 ▼ 64.1%
Equity and liabilities €956,404
Equity €129,481 ▼ 31.8%
Debt €826,923 ▲ 33.6%
Debt's share of the balance-sheet total rises from 76.5% to 86.5%. Equity is lower and debt is higher.
Key figures and ratios
2025 value · change against 2024
ROE
38.8%▼
2024 · 79.5%
ROA
5.3%▼
2024 · 18.7%
Debt ≤ 1 year
€188,423▲
2024 · €168,897
Debt > 1 year
€638,500▲
2024 · €450,000
Income taxes
€19,666▼
2024 · €54,913
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Annual accounts
Filed annual accounts As filed with the NBB · 2025 against 2024 · 56 lines
Balance sheet Code20242025
Assets
Total assets20/58€808,858€956,404▲
Fixed assets21/28€517,170€851,550▲
Tangible fixed assets22/27€17,170€351,550▲
Land and buildings22€7,425€307,137▲
Plant, machinery and equipment23€5,791€4,038▼
Furniture and vehicles24€3,955€40,375▲
Financial fixed assets28€500,000€500,000=
Current assets29/58€291,688€104,854▼
Amounts receivable after more than one year29€30,000€30,000=
Trade receivables290€30,000€0▼
Other amounts receivable291-€30,000
Amounts receivable within one year40/41€113,252€47,157▼
Trade receivables40€105,753€28,218▼
Other amounts receivable41€7,499€18,939▲
Cash at bank and in hand54/58€147,240€25,692▼
Deferred charges and accrued income490/1€1,196€2,006▲
Equity and liabilities
Total equity and liabilities10/49€808,858€956,404▲
Equity10/15€189,961€129,481▼
Reserves13€102,886€122,167▲
Distributable reserves133€102,886€122,167▲
Profit (loss) carried forward14€87,075€7,314▼
Amounts payable17/49€618,897€826,923▲
Amounts payable after more than one year17€450,000€638,500▲
Financial debts170/4-€188,500
Other amounts payable178/9€450,000€450,000=
Amounts payable within one year42/48€168,897€188,423▲
Current portion of amounts payable after more than one year42€17,855€125,000▲
Financial debts43-€21,878
Other loans439-€21,878
Trade debts44€3,187€2,687▼
Suppliers440/4€3,187€2,687▼
Taxes, remuneration and social security45€57,510€37,752▼
Taxes450/3€54,263€34,505▼
Remuneration and social security454/9€3,247€3,247=
Other amounts payable47/48€90,345€1,105▼
Income statement Code20242025
Non-recurring operating income76A-€18,182
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€5,412€22,220▲
Other operating charges640/8€2,362€997▼
Non-recurring operating charges66A-€8,322
Gross operating margin9900€232,917€121,122▼
Operating profit (loss)9901€225,143€89,583▼
Financial income75/76B€777€777=
Recurring financial income75€777€777=
Financial charges65/66B€19,923€20,455▲
Recurring financial charges65€19,923€20,455▲
Profit (loss) for the period before taxes9903€205,997€69,905▼
Income taxes67/77€54,913€19,666▼
Profit (loss) for the period9904€151,084€50,239▼
Profit (loss) for the period to be appropriated9905€151,084€50,239▼
Appropriation of the result
Profit (loss) to be appropriated9906€174,722€137,314▼
Profit (loss) brought forward from the previous period14P€23,638€87,075▲
Transfer from equity791/2€94,639€110,718▲
Transfer to equity691/2-€130,000
To other reserves6921-€130,000
Profit to be distributed694/7€182,286€110,718▼
Return on contributions (dividend)694€182,286€110,718▼

The notes to these accounts (10 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.

Line20212022202320242025Change
Non-recurring operating income76A----€18,182-
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€9,067€11,013€7,025€5,412€22,220▲ 311%
Other operating charges640/8€28,695€27,363€1,350€2,362€997▼ 57.8%
Non-recurring operating charges66A-€201€0-€8,322-
Gross operating margin9900€57,824€118,053€89,685€232,917€121,122▼ 48.0%
Operating profit (loss)9901€20,062€79,476€81,310€225,143€89,583▼ 60.2%
Financial income75/76B€80€3,072€777€777€777=
Recurring financial income75€80€3,072€777€777€777=
Financial charges65/66B€712€12,121€19,814€19,923€20,455▲ 2.7%
Recurring financial charges65€712€12,121€19,814€19,923€20,455▲ 2.7%
Profit (loss) for the period before taxes9903€19,430€70,427€62,273€205,997€69,905▼ 66.1%
Income taxes67/77€6,638€23,054€13,929€54,913€19,666▼ 64.2%
Profit (loss) for the period9904€12,792€47,373€48,344€151,084€50,239▼ 66.7%
Profit (loss) for the period to be appropriated9905€12,792€47,373€48,344€151,084€50,239▼ 66.7%
Line20212022202320242025Change
Assets
Total assets20/58€172,638€691,563€728,989€808,858€956,404▲ 18.2%
Fixed assets21/28€25,934€517,135€520,110€517,170€851,550▲ 64.7%
Tangible fixed assets22/27€25,934€17,135€20,110€17,170€351,550▲ 1,947%
Land and buildings22--€9,425€7,425€307,137▲ 4,037%
Plant, machinery and equipment23€12,732€10,244€7,949€5,791€4,038▼ 30.3%
Furniture and vehicles24€11,375€6,890€2,737€3,955€40,375▲ 921%
Assets under construction and advance payments27€1,826-----
Financial fixed assets28-€500,000€500,000€500,000€500,000=
Current assets29/58€146,704€174,428€208,880€291,688€104,854▼ 64.1%
Amounts receivable after more than one year29€30,000€30,000€30,000€30,000€30,000=
Trade receivables290--€30,000€30,000€0▼ 100%
Other amounts receivable291€30,000€30,000--€30,000-
Amounts receivable within one year40/41€7,371€102,320€79,104€113,252€47,157▼ 58.4%
Trade receivables40-€91,382€71,382€105,753€28,218▼ 73.3%
Other amounts receivable41€7,371€10,937€7,722€7,499€18,939▲ 153%
Current investments50/53€11,071-----
Cash at bank and in hand54/58€98,261€40,725€98,436€147,240€25,692▼ 82.6%
Deferred charges and accrued income490/1-€1,384€1,340€1,196€2,006▲ 67.8%
Equity and liabilities
Total equity and liabilities10/49€172,638€691,563€728,989€808,858€956,404▲ 18.2%
Equity10/15€150,152€197,525€221,163€189,961€129,481▼ 31.8%
Reserves13€150,152€197,525€197,525€102,886€122,167▲ 18.7%
Distributable reserves133€150,152€197,525€197,525€102,886€122,167▲ 18.7%
Profit (loss) carried forward14--€23,638€87,075€7,314▼ 91.6%
Amounts payable17/49€22,486€494,038€507,826€618,897€826,923▲ 33.6%
Amounts payable after more than one year17-€450,000€450,000€450,000€638,500▲ 41.9%
Financial debts170/4----€188,500-
Other amounts payable178/9-€450,000€450,000€450,000€450,000=
Amounts payable within one year42/48€21,838€44,038€57,826€168,897€188,423▲ 11.6%
Current portion of amounts payable after more than one year42-€11,423€14,035€17,855€125,000▲ 600%
Financial debts43----€21,878-
Other loans439----€21,878-
Trade debts44€5,979-€14,590€3,187€2,687▼ 15.7%
Suppliers440/4€5,979-€14,590€3,187€2,687▼ 15.7%
Taxes, remuneration and social security45€15,859€32,615€17,238€57,510€37,752▼ 34.4%
Taxes450/3€15,859€32,615€17,174€54,263€34,505▼ 36.4%
Remuneration and social security454/9--€64€3,247€3,247=
Other amounts payable47/48--€11,964€90,345€1,105▼ 98.8%
Accrued charges and deferred income492/3€648-----
Line20212022202320242025Change
Profit (loss) for the period9904€12,792€47,373€48,344€151,084€50,239▼ 66.7%
+ Depreciation and write-downs630€9,067€11,013€7,025€5,412€22,220▲ 311%
Operating cash flow (approximation)€21,859€58,386€55,369€156,496€72,459▼ 53.7%
Investment in fixed assets (approximation)--€502,213-€10,000-€2,472-€356,600▼ 14,323%
Change in cash--€57,537€57,711€48,804-€121,548▼ 349%

Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.

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Timeline · acts, filings and financial milestones

Next filing, fiscal year 2026, expected by 31-07-2027
2026
28-07
NBB filing Annual accounts filed
fiscal year 2025 · micro schema
2025
10-07
NBB filing Annual accounts filed
fiscal year 2024 · micro schema
2024
31-12
Financial Highest result since 2019net €151,084 ▲213%
Operating result €225,143, net result €151,084, both a record.
15-07
NBB filing Annual accounts filed
fiscal year 2023 · micro schema
2023
31-12
Financial Equity above €200,000Eq €221,163 ▲12%
5 profitable years in a row build equity to €221,163.
31-08
NBB filing Annual accounts filed
fiscal year 2022 · micro schema · 31 days late
2022
04-07
NBB filing Annual accounts filed
fiscal year 2021 · micro schema
10-06
State Gazette act Board meeting · Director resignation
Power of attorney · Director appointment
2021
31-12
Financial Weakest financial yearnet €12,792 ▼86.5%
Net result drops to €12,792, the lowest in the series; recovery starts the following year.
31-12
Financial Equity above €150,000Eq €150,152 ▲9.3%
3 profitable years in a row build equity to €150,152.
03-12
State Gazette act General meeting · Director resignation
Director appointment · Permanent representative
23-06
NBB filing Annual accounts filed
fiscal year 2020 · micro schema
2020
13-07
NBB filing Annual accounts filed
fiscal year 2019 · micro schema
Financial milestoneState Gazette actNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 3 acts read
About the unread acts

We know of 3 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.

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Directors · office · real estate

Directors
3 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Zottegem · 1 establishment unit since 2018
seat establishment The establishment unit on the map
Ground area
978 m²
Building footprint
105 m²
Volume, LiDAR
683 m³
Parcel 41069C0778/00T002, Flanders · tallest building 10.8 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
Fidictum
Kerklandstraat 1, 9620 ZottegemHoldings
since 20182.276.867.340
1 parcel
Flanders 1 (100%)
Parcel (capakey) Region Area Buildings Height / fl.
41069C0778/00T002
ProtectedTownscape or village viewDorpskern Velzeke-RuddershoveSource ↗
Flanders 978 m² 1 · 105 m² 10.8 m · 2 fl.
Linked by address, not proof of ownership
Good to know
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
1 of these parcels carry protected heritage: expect extra rules on renovation or sale.

Structure & network

Owners and holdings

1 holding

Owners 0

No owner stated in the accounts, acts or LEI register we read.

Holdings 1

According to the annual accounts of the other companies, the acts in the Belgian Gazette and the LEI register. The register of ultimate beneficial owners (UBO) is not public: who ultimately stands behind a natural person or a foreign parent is not stated here. A company that does not fill in these statements, or need not, is missing.

Connections & network

No current directors or connected companies found in the register.

Recognitions · licences · registrations

Legal Entity Identifier

6488A03JN4AZM48M8116
live in the LEI register

Similar companies · same sector, comparable size

Of 82,642 companies in sector 70200 we hold annual accounts for 52,589. 40,863 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector

Identification & contact

Identification
Legal formPrivate limited company
Founded19-06-2018
Fiscal year end31-12
Activities, NACEBEL 2025
70200Business and other management consultancy
64210Activities of holding companies
E-invoicing
Reachable via Peppol
Peppol ID 0208:0698615477
Also 9925:BE0698615477
Registered 18-09-2025

Register as of 27 September 2026 · Peppol Directory

Scores and ratios are computed by Checked and are not a credit decision.