Cobra Apotheek Rosselaar
ActiveCobra Apotheek Rosselaar has been active since 2011 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €383k and a net result of €76k. Equity is growing by ~5% per year across the filed fiscal years. Its solvency ranks better than 57% of 10331 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.8% (low).
Checked score
Score 2025
69
/ 100
Healthy
The score weighs solvency, liquidity, profitability and financial development. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability80▲+4
Solvency68▲+4
Growth78=
Track record100
Bankruptcy probability, 12 months
0.8%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €25k at 30 days acceptable
Liquidity tight (current ratio 1.48 against 1.29 in 2024; short-term debt: 29.7% and cash: 10.9% of total assets), and 56.7% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Seven signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 47
Relative position
BE, all sectors
reference
Sector 47
higher
← fewer bankruptcies
more bankruptcies →
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
43.3%
Return on assets
8.6%
Age of the figures
9 mo
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 27-07-2026, 4 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
4 d early
2024
41 d early
2023
1 d late
2022
on the day
2021
87 d early
2020
5 d early
2019
32 d early
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
21-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, abbreviated schema
Equity
€383k▲ 10.5%
2024 · €347k
2018: €283k
2019: €281k
2020: €283k
2021: €294k
2022: €327k
2023: €343k
2024: €347k
2018 → 2025
Total assets
€884k▼ 1.4%
2024 · €897k
2018: €882k
2019: €985k
2020: €1.65M
2021: €973k
2022: €935k
2023: €872k
2024: €897k
2018 → 2025
Net result
€76k▲ 56.9%
2024 · €49k
2018: €16k
2019: €-2k
2020: €3k
2021: €71k
2022: €63k
2023: €16k
2024: €49k
2018 → 2025
Working capital
€126k▲ 58.0%
2024 · €80k
2018: €75k
2019: €83k
2020: €-85k
2021: €2k
2022: €50k
2023: €65k
2024: €80k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€294k-€327k▲ 11.2%€343k▲ 4.9%€347k▲ 1.1%€383k▲ 10.5%
Operating result€86k-€79k▼ 7.8%€52k▼ 34.5%€65k▲ 25.2%€104k▲ 60.5%
Net result€71k-€63k▼ 10.7%€16k▼ 74.4%€49k▲ 201%€76k▲ 56.9%
Turnover and EBIT margin not published: the abbreviated schema does not require them.
Result per fiscal year
Operating resultNet result
After the dip in 2023 the operating result has climbed two years in a row; 2025 is 61% above 2024 and is the highest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €884k
Fixed assets
€496k▼ 9.2%
Current assets
€389k▲ 10.8%
Equity and liabilities €884k
Equity
€383k▲ 10.5%
Debt
€501k▼ 8.8%
The debt ratio falls from 61.3% to 56.7%. Equity is higher and debt is lower.
Key figures and ratios
EBITDA
€154k▲
2024 · €115k
Cash flow
€126k▲
2024 · €99k
Solvency
43.3%▲
2024 · 38.7%
Current ratio
1.48▲
2024 · 1.29
Quick ratio
0.93▲
2024 · 0.81
Debt / equity
1.31▼
2024 · 1.58
ROE
19.9%▲
2024 · 14.0%
ROA
8.6%▲
2024 · 5.4%
Interest coverage
36.46▲
2024 · 24.32
Debt
€501k▼
2024 · €550k
Debt ≤ 1 year
€263k▼
2024 · €271k
Debt > 1 year
€238k▼
2024 · €279k
Income taxes
€25k▲
2024 · €13k
Staff costs
€-185▼
2024 · €129
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€897k€884k▼
Fixed assets21/28€546k€496k▼
Intangible fixed assets21€468k€432k▼
Tangible fixed assets22/27€77k€63k▼
Plant, machinery and equipment23€77k€63k▼
Current assets29/58€351k€389k▲
Stocks and contracts in progress3€132k€145k▲
Stocks30/36€132k€145k▲
Amounts receivable within one year40/41€81k€112k▲
Trade receivables40€68k€106k▲
Other amounts receivable41€12k€6k▼
Cash at bank and in hand54/58€123k€96k▼
Deferred charges and accrued income490/1€16k€35k▲
Equity and liabilities
Total equity and liabilities10/49€897k€884k▼
Equity10/15€347k€383k▲
Contributions10/11€12k€12k=
Reserves13€329k€329k=
Non-distributable reserves130/1€2k€2k=
Reserves not available under the articles1311€2k€2k=
Distributable reserves133€327k€327k=
Profit (loss) carried forward14€6k€42k▲
Amounts payable17/49€550k€501k▼
Amounts payable after more than one year17€279k€238k▼
Financial debts170/4€279k€238k▼
Amounts payable within one year42/48€271k€263k▼
Current portion of amounts payable after more than one year42€40k€40k▲
Financial debts43€3k€3k▼
Credit institutions430/8€3k€3k▼
Trade debts44€139k€141k▲
Suppliers440/4€139k€141k▲
Taxes, remuneration and social security45€3k€15k▲
Taxes450/3€3k€15k▲
Remuneration and social security454/9€0-
Other amounts payable47/48€85k€63k▼
Income statement
Code20242025
Remuneration, social security and pensions62€129€-185▼
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€51k€50k▼
Other operating charges640/8€1k€1k▼
Gross operating margin9900€117k€155k▲
Operating profit (loss)9901€65k€104k▲
Financial income75/76B€2k€2k▼
Recurring financial income75€2k€2k▼
Financial charges65/66B€5k€4k▼
Recurring financial charges65€5k€4k▼
Profit (loss) for the period before taxes9903€62k€102k▲
Income taxes67/77€13k€25k▲
Profit (loss) for the period9904€49k€76k▲
Profit (loss) for the period to be appropriated9905€49k€76k▲
Appropriation of the result
Profit (loss) to be appropriated9906€51k€82k▲
Profit (loss) brought forward from the previous period14P€2k€6k▲
Transfer to equity691/2€0-
To other reserves6921€0-
Profit to be distributed694/7€45k€40k▼
Directors or managers695€45k€40k▼
Social balance
Average headcount (FTE)90870.00.0=
The notes to these accounts (18 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
27-07
NBB filing
Annual accounts filed
fiscal year 2025 · abbreviated schema
2025
31-12
Financial
Highest result since 2018net €76k ▲56.9%
Operating result €104k, net result €76k, both a record.
20-06
NBB filing
Annual accounts filed
fiscal year 2024 · abbreviated schema
2024
01-08
NBB filing
Annual accounts filed
fiscal year 2023 · abbreviated schema · 1 day late
2023
31-07
NBB filing
Annual accounts filed
fiscal year 2022 · abbreviated schema
2022
05-05
NBB filing
Annual accounts filed
fiscal year 2021 · abbreviated schema
2021
26-07
NBB filing
Annual accounts filed
fiscal year 2020 · abbreviated schema
2020
31-12
Financial
Back to profitnet €3k
Net result €3k after one loss-making year.
29-06
NBB filing
Annual accounts filed
fiscal year 2019 · abbreviated schema
2019
31-12
Financial
Weakest financial yearnet €-2k ▼115%
Net result drops to €-2k, the lowest in the series; recovery starts the following year.
01-08
NBB filing
Annual accounts filed
fiscal year 2018 · abbreviated schema · 1 day late
2018
10-09
NBB filing
Annual accounts filed
fiscal year 2017 · abbreviated schema · 41 days late
2017
28-09
NBB filing
Annual accounts filed
fiscal year 2016 · abbreviated schema · 59 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
7 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Mol · 2 establishment units since 2014
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Markt 232400 MolGround area
1,753 m²
Building footprint
386 m²
Volume, LiDAR
2,642 m³
2 parcels, Flanders · tallest building 13.1 m, ±3 floors. Linked by address, not a title deed.
2 establishment units
Apotheek Rosselaar
since 20142.230.553.404
Olmensebaan 40, 2490 Balen
since 20212.324.390.709
2 parcels
Flanders
2
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 13434F0558/00C000 | Flanders | 1,109 m² | 1 · 236 m² | 13.1 m · 3 fl. |
| 13003A1094/00Y000 | Flanders | 643 m² | 1 · 150 m² | 8.6 m · 1 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1 · via establishment units: 1
2 of 2 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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Of 5,222 companies in sector 47730 we hold annual accounts for 3,861. 3,446 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded12-08-2011
Fiscal year end31-12
Activities, NACEBEL
47730Retail sale of pharmaceutical products
Sources
Crossroads Bank for EnterprisesNational Bank · 14 filingsAddress and cadastre registers
Data from official sources, last processed on 21-09-2026. Scores and ratios are computed by Checked and are not a credit decision.
Contact details
1 entryPhone:0476/89.74.76