SANA SP
ActiveThe computed 12-month bankruptcy probability of SANA SP is 1.8% (moderate). The 2025 annual accounts show equity of €383k and a net result of €25k. Equity is growing by ~9.4% per year across the filed fiscal years. Its solvency ranks better than 82% of 18237 sector peers (fiscal year 2025). The company has been active since 2022 and the Belgian State Gazette contains no insolvency or warning signals.
Checked score
Score 2025
74
/ 100
Healthy
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability75▼-1
Solvency98▼-2
Growth52=
Track record94
Bankruptcy probability, 12 months
1.8%
Moderate
0%0.5%1.5%4%10%≥ 25%
Credit up to €25k at 30 days acceptable
Liquidity ample (current ratio 3.55 against 4.34 in 2024; short-term debt: 27.5% and cash: 27.9% of total assets), and 27.5% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 47
Relative position
BE, all sectors
reference
Sector 47
higher
← fewer bankruptcies
more bankruptcies →
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
72.5%
Return on assets
4.7%
Age of the figures
15 mo
neutral · Latest accounts filed on time
The financial year that closed on 30-06-2025 was due by 31-01-2026 and was filed on 30-01-2026, 1 day ahead of the deadline.
NBB · 3 filingsDeviation from the deadline
2025
1 d early
2024
on the day
2023
1 d early
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 30-06-2026 and is due by 31-01-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
30-06-2026 close21-09-2026 today31-01-2027 deadline
Financials · fiscal year 2025, micro schema
Turnover
€841k
EBIT margin
8.8%
Net result
€25k▼ 59.6%
2024 · €62k
2023: €69k
2024: €62k
2023 → 2025
Working capital
€371k▲ 4.0%
2024 · €356k
2023: €296k
2024: €356k
2023 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line202320242025Trend
Turnover€841k
Equity€314k-€366k▲ 16.3%€383k▲ 4.7%
Operating result€93k-€74k▼ 20.5%€25k▼ 66.0%
Net result€69k-€62k▼ 10.2%€25k▼ 59.6%
Turnover and EBIT margin not published: the abbreviated or micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result has fallen two years in a row; 2025 is 66% below 2024 and is the lowest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €528k
Fixed assets
€12k▼ 18.6%
Current assets
€516k▲ 11.4%
Equity and liabilities €528k
Equity
€383k▲ 4.7%
Debt
€145k▲ 28.8%
The debt ratio rises from 23.6% to 27.5%. Equity and debt are higher.
Key figures and ratios
EBITDA
€32k▼
2024 · €80k
Cash flow
€31k▼
2024 · €68k
Solvency
72.5%▼
2024 · 76.4%
Current ratio
3.55▼
2024 · 4.34
Quick ratio
2.65▼
2024 · 3.01
Debt / equity
0.38▲
2024 · 0.31
ROE
6.5%▼
2024 · 16.9%
ROA
4.7%▼
2024 · 12.9%
Interest coverage
25.31▼
2024 · 54.45
Debt
€145k▲
2024 · €113k
Debt ≤ 1 year
€145k▲
2024 · €107k
Income taxes
€9k▼
2024 · €23k
Staff costs
€81k▼
2024 · €84k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€478k€528k▲
Fixed assets21/28€15k€12k▼
Tangible fixed assets22/27€13k€10k▼
Plant, machinery and equipment23€2k€3k▲
Furniture and vehicles24€10k€6k▼
Financial fixed assets28€3k€3k=
Current assets29/58€463k€516k▲
Stocks and contracts in progress3€142k€132k▼
Stocks30/36€142k€132k▼
Amounts receivable within one year40/41€47k€58k▲
Trade receivables40€43k€47k▲
Other amounts receivable41€4k€12k▲
Current investments50/53€102k€175k▲
Cash at bank and in hand54/58€169k€147k▼
Deferred charges and accrued income490/1€4k€3k▼
Equity and liabilities
Total equity and liabilities10/49€478k€528k▲
Equity10/15€366k€383k▲
Contributions10/11€27k€27k=
Reserves13€339k€356k▲
Tax-exempt reserves132€24k€24k=
Distributable reserves133€315k€332k▲
Profit (loss) carried forward14€0€0=
Amounts payable17/49€113k€145k▲
Amounts payable within one year42/48€107k€145k▲
Trade debts44€33k€43k▲
Suppliers440/4€33k€43k▲
Taxes, remuneration and social security45€19k€47k▲
Taxes450/3€5k€4k▼
Remuneration and social security454/9€14k€43k▲
Other amounts payable47/48€54k€56k▲
Accrued charges and deferred income492/3€6k€0▼
Income statement
Code20242025
Turnover70€841k-
Goods, raw materials, services and sundry goods60/61€680k-
Remuneration, social security and pensions62€84k€81k▼
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€6k€6k▲
Other operating charges640/8€952€4k▲
Gross operating margin9900€165k€117k▼
Operating profit (loss)9901€74k€25k▼
Financial income75/76B€12k€10k▼
Recurring financial income75€12k€10k▼
Financial charges65/66B€1k€1k▼
Recurring financial charges65€1k€1k▼
Profit (loss) for the period before taxes9903€84k€34k▼
Income taxes67/77€23k€9k▼
Profit (loss) for the period9904€62k€25k▼
Profit (loss) for the period to be appropriated9905€62k€25k▼
Appropriation of the result
Profit (loss) to be appropriated9906€62k€25k▼
Transfer to equity691/2€51k€17k▼
To other reserves6921€51k€17k▼
Profit to be distributed694/7€11k€8k▼
Employees696€11k€8k▼
Social balance
Average headcount (FTE)90871.2-
The notes to these accounts (12 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
30-01
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
30-06
Financial
Weakest financial yearnet €25k ▼59.6%
Net result drops to €25k, the lowest in the series.
31-01
NBB filing
Annual accounts filed
fiscal year 2024 · abbreviated schema
2024
30-01
NBB filing
Annual accounts filed
fiscal year 2023 · abbreviated schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Staden · 1 establishment unit since 2023
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Sint Jansstraat(STA) 48840 StadenGround area
1,284 m²
Building footprint
367 m²
Volume, LiDAR
2,904 m³
Parcel 36019A1315/00S003, Flanders · tallest building 14.0 m, ±3 floors. Linked by address, not a title deed.
1 establishment unit
SANA SP
since 20232.339.926.644
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 36019A1315/00S003 | Flanders | 1,284 m² | 1 · 367 m² | 14.0 m · 3 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Public money · subsidies and aid
Flemish government
2024 · 1 entry · 750 EUR awarded · 750 EUR paid| Year | Entries | awarded | paid |
|---|---|---|---|
| 2024 | 1 | 750 EUR | 750 EUR |
Schemes
Subsidie voor opleiding en advies voor kmo's en zelfstandigen (kmo-portefeuille)
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Of 5,222 companies in sector 47730 we hold annual accounts for 3,861. 3,446 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded22-12-2022
Fiscal year end30-06
Activities, NACEBEL
47730Retail sale of pharmaceutical products
Sources
Crossroads Bank for EnterprisesNational Bank · 3 filingsAddress and cadastre registers
Data from official sources, last processed on 21-09-2026. Scores and ratios are computed by Checked and are not a credit decision.