STAES - VAN CAMP
ActiveSTAES - VAN CAMP has been active since 2015 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €384k and a net result of €39k. Equity is growing by ~10% per year across the filed fiscal years. Its solvency ranks better than 69% of 10345 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 1.1% (low).
Checked score
Score 2025
65
/ 100
Healthy
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability43▼-28
Solvency82▼-15
Growth52▼-26
Track record100
Bankruptcy probability, 12 months
1.1%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €24k at 30 days acceptable
Liquidity ample (current ratio 2.03 against 2.6 in 2024; short-term debt: 43.2% and cash: 30.1% of total assets), and 43.2% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 47
Relative position
BE, all sectors
reference
Sector 47
higher
← fewer bankruptcies
more bankruptcies →
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
56.8%
Return on assets
5.8%
Age of the figures
9 mo
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 12-06-2026, 49 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
49 d early
2024
7 d early
2023
20 d early
2022
24 d early
2021
27 d early
2020
18 d early
2019
30 d early
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
23-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, abbreviated schema
Equity
€384k▼ 13.9%
2024 · €446k
2018: €164k
2019: €242k
2020: €341k
2021: €391k
2022: €444k
2023: €451k
2024: €446k
2018 → 2025
Total assets
€677k▲ 8.5%
2024 · €624k
2018: €987k
2019: €836k
2020: €760k
2021: €833k
2022: €721k
2023: €757k
2024: €624k
2018 → 2025
Net result
€39k▼ 63.5%
2024 · €107k
2018: €76k
2019: €81k
2020: €101k
2021: €79k
2022: €79k
2023: €85k
2024: €107k
2018 → 2025
Working capital
€301k▲ 6.0%
2024 · €284k
2018: €132k
2019: €178k
2020: €273k
2021: €307k
2022: €323k
2023: €223k
2024: €284k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€391k-€444k▲ 13.6%€451k▲ 1.7%€446k▼ 1.1%€384k▼ 13.9%
Operating result€210k-€224k▲ 6.8%€210k▼ 6.2%€248k▲ 17.7%€187k▼ 24.5%
Net result€79k-€79k▲ 1.1%€85k▲ 6.5%€107k▲ 26.7%€39k▼ 63.5%
Turnover and EBIT margin not published: the abbreviated schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result falls in 2025; 2025 is 24% below 2024 and is the lowest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €677k
Fixed assets
€83k▼ 48.8%
Current assets
€594k▲ 28.7%
Equity and liabilities €677k
Equity
€384k▼ 13.9%
Debt
€293k▲ 65.1%
The debt ratio rises from 28.4% to 43.2%. Equity is lower and debt is higher.
Key figures and ratios
EBITDA
€271k▼
2024 · €337k
Cash flow
€123k▼
2024 · €196k
Solvency
56.8%▼
2024 · 71.6%
Current ratio
2.03▼
2024 · 2.60
Quick ratio
1.50▼
2024 · 1.84
Debt / equity
0.76▲
2024 · 0.40
ROE
10.2%▼
2024 · 24.0%
ROA
5.8%▼
2024 · 17.2%
Interest coverage
2.09▼
2024 · 3.63
Debt
€293k▲
2024 · €177k
Debt ≤ 1 year
€293k▲
2024 · €177k
Income taxes
€18k▼
2024 · €48k
Staff costs
€75k▲
2024 · €53k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€624k€677k▲
Fixed assets21/28€162k€83k▼
Intangible fixed assets21€56k-
Tangible fixed assets22/27€106k€83k▼
Plant, machinery and equipment23€23k€24k▲
Furniture and vehicles24€83k€59k▼
Current assets29/58€461k€594k▲
Stocks and contracts in progress3€135k€155k▲
Stocks30/36€135k€155k▲
Amounts receivable within one year40/41€170k€210k▲
Trade receivables40€169k€197k▲
Other amounts receivable41€839€13k▲
Cash at bank and in hand54/58€156k€204k▲
Deferred charges and accrued income490/1€404€25k▲
Equity and liabilities
Total equity and liabilities10/49€624k€677k▲
Equity10/15€446k€384k▼
Reserves13€446k€384k▼
Non-distributable reserves130/1€3k€3k=
Reserves not available under the articles1311€3k€3k=
Distributable reserves133€443k€381k▼
Amounts payable17/49€177k€293k▲
Amounts payable within one year42/48€177k€293k▲
Current portion of amounts payable after more than one year42€15k-
Trade debts44€50k€167k▲
Suppliers440/4€50k€167k▲
Taxes, remuneration and social security45€36k€29k▼
Taxes450/3€29k€18k▼
Remuneration and social security454/9€8k€11k▲
Other amounts payable47/48€76k€96k▲
Income statement
Code20242025
Remuneration, social security and pensions62€53k€75k▲
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€89k€84k▼
Other operating charges640/8€432€568▲
Gross operating margin9900€390k€347k▼
Operating profit (loss)9901€248k€187k▼
Financial income75/76B€128€181▲
Recurring financial income75€128€181▲
Financial charges65/66B€93k€130k▲
Recurring financial charges65€93k€130k▲
Profit (loss) for the period before taxes9903€155k€57k▼
Income taxes67/77€48k€18k▼
Profit (loss) for the period9904€107k€39k▼
Profit (loss) for the period to be appropriated9905€107k€39k▼
Appropriation of the result
Profit (loss) to be appropriated9906€107k€39k▼
Transfer from equity791/2€78k€100k▲
Transfer to equity691/2€106k€38k▼
To other reserves6921€106k€38k▼
Profit to be distributed694/7€79k€101k▲
Return on contributions (dividend)694€79k€101k▲
Social balance
Average headcount (FTE)90870.90.9=
The notes to these accounts (7 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
12-06
NBB filing
Annual accounts filed
fiscal year 2025 · abbreviated schema
2025
31-12
Financial
Weakest financial yearnet €39k ▼63.5%
Net result drops to €39k, the lowest in the series.
24-07
NBB filing
Annual accounts filed
fiscal year 2024 · abbreviated schema
2024
31-12
Financial
Highest result since 2018net €107k ▲26.7%
Operating result €248k, net result €107k, both a record.
11-07
NBB filing
Annual accounts filed
fiscal year 2023 · abbreviated schema
2023
07-07
NBB filing
Annual accounts filed
fiscal year 2022 · abbreviated schema
2022
04-07
NBB filing
Annual accounts filed
fiscal year 2021 · abbreviated schema
2021
13-07
NBB filing
Annual accounts filed
fiscal year 2020 · abbreviated schema
2020
01-07
NBB filing
Annual accounts filed
fiscal year 2019 · abbreviated schema
2019
31-12
Financial
Equity above €200kEq €242k ▲47.5%
2 profitable years in a row build equity to €242k.
02-07
NBB filing
Annual accounts filed
fiscal year 2018 · abbreviated schema
2018
09-07
NBB filing
Annual accounts filed
fiscal year 2017 · abbreviated schema
2017
20-06
NBB filing
Annual accounts filed
fiscal year 2016 · abbreviated schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
2 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Grobbendonk · 3 establishment units since 2015
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Heidelaan 182280 GrobbendonkGround area
2,109 m²
Building footprint
456 m²
Volume, LiDAR
2,704 m³
3 parcels, Flanders · tallest building 9.4 m, ±3 floors. Linked by address, not a title deed.
3 establishment units
Heidelaan 18, 2280 Grobbendonk
since 20152.245.289.583
De Lindeboom apotheek
since 20152.258.193.256
De Lindeboom apotheek Nijlen
since 20162.258.193.157
3 parcels
Flanders
3
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 13010C0049/00C007 | Flanders | 1,691 m² | 1 · 211 m² | 9.0 m · 2 fl. |
| 11004A0172/00W000 | Flanders | 286 m² | 1 · 134 m² | 9.4 m · 3 fl. |
| 12026D0412/00G005 | Flanders | 131 m² | 1 · 111 m² | 9.4 m · 3 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1 · via establishment units: 2
3 of 3 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Public money · subsidies and aid
Flemish government
2024 · 1 entry · 2,000 EUR awarded · 2,000 EUR paid| Year | Entries | awarded | paid |
|---|---|---|---|
| 2024 | 1 | 2,000 EUR | 2,000 EUR |
Schemes
Hinderpremie bij openbare werken
Recognitions · licences · registrations
Food safety, FASFC
2 sitesBoechout2.258.193.256
Nijlen2.258.193.157
Legal Entity Identifier
254900Y8RLHU1BA2TI83
Similar companies · same sector, comparable size
APOTHEEK FAUT A.J.
BE 0460.923.907
Pajottegem · Eq €384k
Pharmacie Darimont
BE 0870.652.204
Theux · Eq €384k
Stella and Maynard
BE 0686.920.841
Gent · Eq €384k
PHARMACIE CARLIER
BE 0447.174.651
Beloeil · Eq €385k
Cobra Apotheek Rosselaar
BE 0838.525.012
Mol · Eq €383k
Of 5,222 companies in sector 47730 we hold annual accounts for 3,861. 3,446 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded20-08-2015
Fiscal year end31-12
Activities, NACEBEL
47730Retail sale of pharmaceutical products
Sources
Crossroads Bank for EnterprisesNational Bank · 10 filingsAddress and cadastre registers
Data from official sources, last processed on 21-09-2026. Scores and ratios are computed by Checked and are not a credit decision.
Contact details
2 entriesE-mail:janstaes@zorgenfarma.be
Phone:0479388812