Coaching 4 Coaches
ActiveSummary
Coaching 4 Coaches has been active since 2007 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €391k and a net result of €37k. Equity is growing by ~11.3% per year across the filed fiscal years. Its solvency ranks better than 88% of 2043 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.1% (very low).
Checked score
Score 2025
94
/ 100
Excellent
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability79▼-1
Solvency100▲+14
Growth78=
Track record100
Bankruptcy probability, 12 months
0.1%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €35k at 30 days acceptable
Liquidity ample (current ratio 6.96 against 2.26 in 2024; short-term debt: 11.8% and cash: 60.9% of total assets), and 12% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Four signals. The signal on the left, the evidence on the right.
−lowers risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 85
Relative position
BE, all sectors
reference
Sector 85
lower
← fewer bankruptcies
more bankruptcies →
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
88%
Return on assets
8.4%
Age of the figures
9 mo
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 15-04-2026, 107 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
107 d early
2024
51 d early
2023
34 d early
2022
3 d early
2021
17 d early
2020
80 d early
2019
58 d early
← before the deadline
after the deadline →
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
24-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€391k▲ 9.8%
2024 · €356k
2018: €190k
2019: €207k
2020: €198k
2021: €250k
2022: €406k
2023: €438k
2024: €356k
2018 → 2025
Total assets
€444k▼ 23.4%
2024 · €580k
2018: €257k
2019: €280k
2020: €326k
2021: €475k
2022: €477k
2023: €600k
2024: €580k
2018 → 2025
Net result
€37k▼ 26.7%
2024 · €51k
2018: €17k
2019: €17k
2020: €-10k
2021: €52k
2022: €156k
2023: €32k
2024: €51k
2018 → 2025
Working capital
€311k▲ 11.5%
2024 · €279k
2018: €177k
2019: €199k
2020: €145k
2021: €287k
2022: €335k
2023: €388k
2024: €279k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€250k-€406k▲ 62.6%€438k▲ 7.8%€356k▼ 18.6%€391k▲ 9.8%
Operating result€97k-€227k▲ 134%€54k▼ 76.3%€73k▲ 36.2%€53k▼ 27.1%
Net result€52k-€156k▲ 200%€32k▼ 79.8%€51k▲ 61.1%€37k▼ 26.7%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result falls in 2025; 2025 is 27% below 2024 and is the lowest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €444k
Fixed assets
€81k ▲ 3.3%
Current assets
€364k ▼ 27.5%
Equity and liabilities €444k
Equity
€391k ▲ 9.8%
Debt
€53k ▼ 76.2%
Debt's share of the balance-sheet total falls from 38.6% to 12.0%. Equity is higher and debt is lower.
Key figures and ratios
EBITDA
€75k▼
2024 · €109k
Cash flow
€58k▼
2024 · €86k
Current ratio
6.96▲
2024 · 2.26
Quick ratio
6.93▲
2024 · 2.25
Debt to equity
0.14▼
2024 · 0.63
ROE
9.6%▼
2024 · 14.3%
ROA
8.4%▼
2024 · 8.8%
Interest coverage
22.92▼
2024 · 26.53
Debt ≤ 1 year
€52k▼
2024 · €223k
Income taxes
€14k▼
2024 · €19k
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Filed annual accounts As filed with the NBB · 2025 against 2024 · 51 lines
Balance sheet
Code20242025
Assets
Total assets20/58€580k€444k▼
Fixed assets21/28€78k€81k▲
Intangible fixed assets21€55€0▼
Tangible fixed assets22/27€78k€81k▲
Plant, machinery and equipment23€13k€19k▲
Furniture and vehicles24€23k€12k▼
Other tangible fixed assets26€41k€50k▲
Current assets29/58€502k€364k▼
Stocks and contracts in progress3€2k€1k▼
Stocks30/36€2k€1k▼
Amounts receivable within one year40/41€149k€86k▼
Trade receivables40€138k€74k▼
Other amounts receivable41€11k€12k▲
Cash at bank and in hand54/58€349k€270k▼
Deferred charges and accrued income490/1€3k€6k▲
Equity and liabilities
Total equity and liabilities10/49€580k€444k▼
Equity10/15€356k€391k▲
Contributions10/11€12k€12k=
Reserves13€307k€342k▲
Distributable reserves133€307k€342k▲
Profit (loss) carried forward14€36k€36k=
Amounts payable17/49€224k€53k▼
Amounts payable within one year42/48€223k€52k▼
Trade debts44€27k€21k▼
Suppliers440/4€27k€21k▼
Taxes, remuneration and social security45€48k€17k▼
Taxes450/3€46k€15k▼
Remuneration and social security454/9€2k€2k▲
Other amounts payable47/48€147k€15k▼
Accrued charges and deferred income492/3€1k€1k▼
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€35k€21k▼
Other operating charges640/8€172€185▲
Non-recurring operating charges66A€0€2k▲
Gross operating margin9900€109k€77k▼
Operating profit (loss)9901€73k€53k▼
Financial income75/76B€827€795▼
Recurring financial income75€827€795▼
Financial charges65/66B€4k€3k▼
Recurring financial charges65€4k€3k▼
Profit (loss) for the period before taxes9903€70k€51k▼
Income taxes67/77€19k€14k▼
Profit (loss) for the period9904€51k€37k▼
Profit (loss) for the period to be appropriated9905€51k€37k▼
Appropriation of the result
Profit (loss) to be appropriated9906€88k€74k▼
Profit (loss) brought forward from the previous period14P€36k€36k=
Transfer from equity791/2€130k€0▼
Transfer to equity691/2€48k€35k▼
To other reserves6921€48k€35k▼
Profit to be distributed694/7€133k€3k▼
Return on contributions (dividend)694€130k€0▼
Directors or managers695€3k€3k=
The notes to these accounts (11 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
15-04
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
31-12
Financial
Liquidity triplescurrent ratio 6.96
Current ratio from 2.26 to 6.96; short-term debt falls from €223k to €52k.
10-06
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
27-06
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
28-07
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
31-12
Financial
Highest result since 2018net €156k ▲200%
Operating result €227k, net result €156k, both a record.
14-07
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2021
31-12
Financial
Back to profitnet €52k
Net result €52k after one loss-making year.
31-12
Financial
Equity above €200kEq €250k ▲26.3%
Equity rises from €198k to €250k.
12-05
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
2020
31-12
Financial
Weakest financial yearnet €-10k ▼157%
Net result drops to €-10k, the lowest in the series; recovery starts the following year.
03-06
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema
Show earlier events
2019
31-12
Financial
Equity above €200kEq €207k ▲8.9%
2 profitable years in a row build equity to €207k.
28-05
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema
2018
09-05
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema
2017
08-06
NBB filing
Annual accounts filed
fiscal year 2016 · micro schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Bierbeek · 1 establishment unit since 2007
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Sterrenlaan 23360 BierbeekGround area
830 m²
Building footprint
185 m²
Volume, LiDAR
901 m³
Parcel 24053B0035/00R005, Flanders · tallest building 8.3 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
TheLandscapePhotoGuy.com
since 20072.167.040.673
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 24053B0035/00R005 | Flanders | 830 m² | 1 · 185 m² | 8.2 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Public money · subsidies and aid
Flemish government
2022 · 1 entry · 648 EUR awarded · 648 EUR paid| Year | Entries | awarded | paid |
|---|---|---|---|
| 2022 | 1 | 648 EUR | 648 EUR |
Schemes
Subsidie voor opleiding en advies voor kmo's en zelfstandigen (kmo-portefeuille)
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Of 3,017 companies in sector 85592 we hold annual accounts for 987. 661 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded22-11-2007
Fiscal year end31-12
Abbreviation NL
C4C
Activities, NACEBEL 2025
85592Vocational training
70200Business and other management consultancy
Sources
Crossroads Bank for EnterprisesNational Bank · 18 filingsAddress and cadastre registers
Scores and ratios are computed by Checked and are not a credit decision.