Financials
- Fiscal year
- 2025
- Turnover
- €290,435
- Loss
- -€24,276
- Solvency
- 76.9%
Turnover▼ 17.1%
Net result
20212025
SEMAFORMA
ActiveSummary
SEMAFORMA has been active since 2006 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €347,700 and a net result of -€24,276. Equity is growing by ~4.3% per year across the filed fiscal years. Its solvency ranks better than 76% of 454 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is < 0.1% (very low).
Overview
What they do
Vocational training
NACE 85592Business and other management consultancy NACE 70200Business consulting NACE 70220
1 site
How big
€290,435turnover 2025
- Staff
- 1.7 FTE
- Equity
- €347,700
- Loss
- -€24,276
Who decides
Accounts 28 d early0 of 16 deeds read
Why 75- Higher-failure-rate region- Persistent losses+ Lower-risk legal form+ Lower-failure-rate sector+ Long track recordLatest accounts filed on timeShow the evidence
Checked score
Score 2025
Axes · tick = 2024
Profitability8▼-9
Solvency100▲+3
Growth51▼-9
Track record100
Bankruptcy probability, 12 months
< 0.1%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €25,000 at 30 days acceptable
Liquidity ample (current ratio 4.32 against 3.58 in 2024; short-term debt: 23.1% and cash: 74.4% of total assets), and 23.1% of the assets are financed with debt.
Credit check for your own amount and term
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Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 85
Relative position
BE, all sectors
reference
Education (NACE 85)
about 77% fewer bankruptcies
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
raises risk · Persistent losses
Two consecutive loss-making years (2024 and 2025); equity is also lower. May indicate structural pressure on profitability.
NBB · annual accounts 2025Net result per financial year
2122232425
2021 to 2025 · latest year -€24,276
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 03-07-2026, 28 days ahead of the deadline.
NBB · 5 filingsDeviation from the deadline
2025
28 d early
2024
119 d late
2023
47 d early
2022
31 d early
2021
68 d early
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
This company filed its last 5 accounts on average 11 days before the deadline; the sector median for financial year 2024 is 16 days before the deadline, and 32% of the sector filed late.
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. Usually files around 30 June (4 of the last 5 filed years within 37 days of that day).
Companies Code · seven monthsPosition in the running window
02-10-2026 today31-12-2026 close31-07-2027 deadline
- Annual accounts filedfiscal year 2025 · full…
- Weakest financial yearnet -€24,276
- Annual accounts filedfiscal year 2024 · full…
Key points
By topic
Timeline
- Events
- 7
- Since
- 2022
- Next accounts
- by 31-07-2027
- 03-07-2026Annual accounts filed
- 31-12-2025Weakest financial year
- 27-11-2025Annual accounts filed
Company details
- Sites
- 1
- Legal form
- Non-profit association
- Activity
- Vocational trainingNACE 85592
- Founded
- 01-12-2006
- Year ends
- 31-12
- Peppol
- Reachable for e-invoices
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