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CAPIRE

Active Private limited company (pre-2019)founded 2010active for 16 yearsDassenstraat 44, 3053 Oud-HeverleeKBO/BCE: BE 0826.904.313

Lifetime

15 annual accounts with figures on one time axis
peak €77,006 (2025)
€77,006▲ 65.6%
lowest -€60,982 (2017)
€43,503▲ 108%
peak €116,697 (2025)
€116,697▲ 59.4%
€267,827▼ 7.1%
Board1 name since 2021
1 directorVAN NOTEN Ingrid
Documentsfilings and deeds
16-10-202677 days late
2025micro format
Gross margin from €46,499 to €77,006Result from €20,877 to €43,503Equity from €73,193 to €116,697

Key points

from the 2025 annual accounts

Equity

€116,697 ▲ 59.4%

CAPIRE has made a profit without a break since 2018.

Liquidity

1.42 was 0.82 in 2024

Short-term debts fell from €153,180 to €114,790.

Filings

15 annual accounts 77 days
AprilJune31 JulyOctober201520202025

Latest accounts filed late: after the legal deadline.

Checked score

85
Excellent
Financially stronger than 52% of micro companies in education (NACE 85)
Probability in this band: under 0.55%
Bankruptcy probability within 12 months
0.3% Very low
0%0.5%1.5%4%10%≥ 25%

The dashed line is the sector median: 0.1% across 3,825 companies (NACE 85, micro).

About 3 in 1,000 comparable companies go bankrupt within 12 months (an estimate).

Last 24 months 12-2024: 0.6% 01-2025: 0.6%● unchanged vs 12-2024 02-2025: 0.6%● unchanged vs 01-2025 03-2025: 0.6%● unchanged vs 02-2025 04-2025: 0.6%● unchanged vs 03-2025 05-2025: 0.6%● unchanged vs 04-2025 06-2025: 0.6%● unchanged vs 05-2025 07-2025: 0.7%▲ +0.1 percentage points vs 06-2025 08-2025: 1.0%▲ +0.3 percentage points vs 07-2025highest value 09-2025: 0.3%▼ -0.7 percentage points vs 08-2025 10-2025: 0.3%● unchanged vs 09-2025 11-2025: 0.3%● unchanged vs 10-2025 12-2025: 0.3%● unchanged vs 11-2025 01-2026: 0.3%● unchanged vs 12-2025 02-2026: 0.3%● unchanged vs 01-2026 03-2026: 0.3%● unchanged vs 02-2026 04-2026: 0.3%● unchanged vs 03-2026 05-2026: 0.3%● unchanged vs 04-2026 06-2026: 0.3%● unchanged vs 05-2026lowest value 07-2026: 0.3%● unchanged vs 06-2026 08-2026: 0.6%▲ +0.3 percentage points vs 07-2026 09-2026: 0.8%▲ +0.2 percentage points vs 08-2026 10-2026: 0.3%▼ -0.5 percentage points vs 09-2026 11-2026: 0.3%● unchanged vs 10-2026

Financial strength
Strong

55+10equity 30.3% of total assets
39+9short-term debt 29.9% · cash 1.0%
83+20return on assets 11.3%

Score breakdown

raises risk
Last filed accounts filed 77 days late; 1 of the last 3 accounts late
Liquidity: current ratio 1.42, cash €3,903
lowers risk
Size: total assets €384,524
Founded in 2010
Calculation

The band follows from the bankruptcy probability. 10 more points roughly halve it.

75-100 Excellent under 0.55%
60-74 Healthy 0.55% to 1.5%
45-59 Fair 1.5% to 4.2%
25-44 Weak 4.2% to 15.0%
0-24 Critical over 15.0%

Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 85, micro). It does better than 38% of them on solvency, 21% on liquidity, 64% on profitability and 85% on growth.

The bankruptcy probability was computed on 09-11-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.

The probability rests on the annual accounts with balance sheet date 31-12-2025.

Of the companies with a bankruptcy probability in the very low class on 30-06-2025, 0.1% went bankrupt within twelve months.

Some facts cap the score, however low the probability. With negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late, the score is Fair at most (59). With two missing filings, it is Weak at most (44). During a judicial reorganisation or at the company's end (bankruptcy, dissolution, liquidation), it is Critical at most (24).

Comparable companies, two years later

In July 2024, 34,693 companies had the same profile as CAPIRE has now. Each dot stands for 87 companies, two years later.

95.3%
were still trading
3.9%
stopped another way
0.7%
went bankrupt
  • Micro
  • 10 to 20 years old
  • solvency 30% or more
  • a profit of 5% of the balance sheet or more

That fits the bankruptcy probability of CAPIRE itself: 0.3% within 12 months.

Test of the method

The method was tested on the 497,447 companies of July 2024. Each company was given the bankruptcy share of the same profile a year earlier, in July 2023. The expectation was that 1.6% would go bankrupt within 24 months. In fact 1.7% went bankrupt.

The companies in ten equal groups, from the lowest to the highest expected share
Group Expected Actual
1 0.2% 0.2%
2 0.3% 0.5%
3 0.5% 0.6%
4 0.7% 0.8%
5 0.9% 0.9%
6 1.3% 1.5%
7 1.6% 1.8%
8 1.8% 1.8%
9 3.0% 3.1%
10 5.6% 6.2%

A company that went bankrupt had a higher expected share than one that kept going in 74.5% of comparisons. The level depends on the economy. In a year with more bankruptcies than the year before, the actual share is higher than the expected one.

This is an observation about 34,693 companies, not a prediction for CAPIRE. The sector does not count, because the KBO no longer lists a sector for a company that has stopped. By sector, mostly the survivors would count, which would paint too rosy a picture.

Credit verdict

Credit of up to €9,000 on 30-day terms is acceptable

Liquidity is tight, with a current ratio of 1.42 (0.82 in 2024), below the usual 1.5. Short-term debt is 29.9% and cash 1% of total assets. 69.7% of the assets are financed with debt and provisions.

Credit check for an amount and term of your choice

Show the recommended maximum and see how the verdict changes with amount, term and advance.

The scores and ratios are Checked's own calculations, not a credit decision.

Signals

Five signals.
lowers riskraises risk
raises risk · Last filed accounts filed 77 days late; 1 of the last 3 accounts late
NBB · filings
lowers risk · Size: total assets €384,524
Companies of this size fail less often. How much that weighs depends on the rest of the company's profile.
NBB · annual accounts
raises risk · Liquidity: current ratio 1.42, cash €3,903
NBB · annual accounts
lowers risk · Founded in 2010
Companies that have existed this long fail less often. How much that weighs depends on the rest of the company's profile.
KBO
raises risk · 2025 accounts filed 77 days late
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 16-10-2026, 77 days later. Nearly half (47%) of Belgian companies file late; of those that file 1 to 90 days late, 2.0% are now bankrupt, dissolved or in another special legal status, against 1.66% of all filers. A delay like this does not count in the score.
NBB · 10 filings
Deviation from the deadline
2025
77 days late
2024
22 days late
2023
9 days late
2022
29 days late
2021
31 days late
2020
30 days late
2019
60 days late
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

The company filed its last 7 accounts on average 37 days after the deadline. In the sector (NACE 85), the median for financial year 2024 was 16 days before the deadline, and 32% of those companies filed late.

Searched, nothing found (2)
neutral · Next filing not due yet
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. The company usually files around 29 August (4 of the last 5 accounts filed within 30 days either side of that date).
Companies Code · seven months
Where today falls in the filing period
10-11-2026 today31-12-2026 year end31-07-2027 deadline
neutral · No strike-offs in the KBO publications
That holds for every publication since 2021.
KBO publications

Board and ownership

VN
VAN NOTEN Ingrid
Director
Board & ownership

Recent changes

Registered in the Peppol Directory Reachable for e-invoices through 0208:0826904313
First establishment Schransstraat 32, Aarschot
Incorporation published on 05-07-2010 · Gazette deed
All 22 events

Comparable companies

same main activity, similar in size and age
Company
CAPIRE Oud-Heverlee €384,524 €77,006 30.3% -
Coaching 4 Coaches Bierbeek €444,439 €77,179 88.0% -
DB TRAINING SERVICES Zonhoven €402,593 €70,736 71.4% -
ADVIMAGO TRAININGS CENTER Ixelles €322,422 €80,556 -5.2% -
IT-TRAINING4ALL Vilvoorde €419,296 €72,116 74.5% -
EFT België Leuven €568,272 €54,973 66.7% -
Training & Cursus Centrum Belgium Antwerp €348,735 €59,889 24.8% -

These companies have the same main activity as CAPIRE: vocational training (NACE 85592). They are comparable in size and age: total assets between €322,000 and €568,000, founded between 2005 and 2013.

Official details

Source: KBO
Status
Active since 21-06-2010Normal situation
Activity
Vocational trainingNACE 85592
Establishment unit
2.193.641.9343200 Aarschot, since 01-09-2010
Financial year end
31 December
Peppol
Reachable since 28-11-2025
Company details

Annual accounts 2025

≈ €230,000estimated
€384,524▲ 6.3%
Filing
Filed on 16-10-2026
Financials

Insights on CAPIRE

CAPIRE files the micro format. That format states no turnover. The gross margin rose from €74,736 in 2011 to €77,006 in 2025.

The balance sheet grew most from 2015 to 2017 through fixed assets.

Sources: KBO register, filings at the National Bank, Belgian Official Gazette. Click a figure with a dotted line for the item and the filing.

Key facts about CAPIRE

What is the company number of CAPIRE?
The company number of CAPIRE is 0826.904.313. The VAT number is the same number with BE in front: BE 0826.904.313.
Where is CAPIRE based?
The registered office is at Dassenstraat 44, 3053 Oud-Heverlee.Company details
What does CAPIRE do?
According to the KBO register, the main activity is vocational training (NACE 85592).
What is the legal form of CAPIRE?
CAPIRE is a private limited company (pre-2019) (BVBA).
When was CAPIRE founded?
CAPIRE was founded on 21-06-2010.
Is CAPIRE still active?
Yes, CAPIRE is an active enterprise in the KBO register.
What is the turnover of CAPIRE?
The turnover in financial year 2025 is ≈ €230,000. This figure is estimated from the gross margin of €77,006 and 2,667 comparable companies of the same size. It probably lies between €150,000 and €400,000. It is a rough estimate. In financial year 2021 turnover was €0.Financials
Is CAPIRE profitable?
In financial year 2025, CAPIRE made a profit of €43,503.
Where can I find the annual accounts of CAPIRE?
CAPIRE filed 15 annual accounts with the National Bank of Belgium, the latest for financial year 2025.
When are the next annual accounts of CAPIRE due?
CAPIRE must file the annual accounts for financial year 2026 by 31-07-2027.Timeline

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