Credit risk
Bankruptcy probability (12 mo)
Credit advice
verdict per amount and termTimeline
What happened to this company, by date
2024
19-04-2024 State Gazette act Registered-office change
No further detail in the source.
12-04-2024 NBB filing Annual accounts filed
fiscal year 2023 · micro schema
2023
12-04-2023 NBB filing Annual accounts filed
fiscal year 2022 · micro schema
03-02-2023 State Gazette act Open capture
General meeting · Officer resignation · Officer appointment · Statute amendment
2022
08-06-2022 NBB filing Annual accounts filed
fiscal year 2021 · micro schema
2021
09-07-2021 NBB filing Annual accounts filed
fiscal year 2020 · micro schema
Financials
Turnover€3k-80.6%
2020: €16k
EBIT margin211.5%+332.5pp
2020: -121.0%
Net result€21k+225.7%
2020: €4k
2021: €39k
2022: €6k
Working capital€70k+41.2%
2020: €10k
2021: €51k
2022: €50k
Turnover and EBIT margin not published: the micro schema does not require them.
Figures by fiscal year
fiscal year 2023 · micro schemaSector comparison
Fiscal year 2023 · NACE 85, Education · compared within the same schema type (micro schema)
| Metric | This company | Sector median | Position in the sector |
|---|---|---|---|
| Solvency | 72.0% | 38.5% | |
| Net result | €21k | €5k | |
| Equity | €70k | €16k | |
| Gross operating margin | €200k | €15k | |
| Staff costs | €179k | €17k |
Sector position over time
Percentile per fiscal year versus peers that filed figures, computed year by year (a year without enough peers is absent).
P80
Improving position over 2020-2023
· n=108-659
P78
Improving position over 2020-2023
· n=108-655
P84
Improving position over 2020-2023
· n=108-659
P95
Improving position over 2020-2023
· n=108-655
€98k
+33.3%
20-23
€70k
+41.5%
20-23
€179k
+8.0%
20-23
€27k
+16.0%
20-23
€27k
+16.6%
20-23
3.58
+14.4%
20-23
3.58
+14.4%
20-23
72.0%
+6.1%
20-23
0.39
-18.0%
20-23
29.3%
+130.2%
20-23
21.1%
+144.3%
20-23
206.7%
+720.8%
20-23
Figures by fiscal year and ratios
| Fiscal year | 2023 |
|---|---|
| Deposit | micro schema |
| Revenue | - |
| EBITDA | - |
| Net profit | €21k |
| Cash flow | - |
| Staff costs | €179k |
| Income taxes | - |
| Dividends | - |
| Total assets | €98k |
| Equity | €70k |
| Debt | €27k |
| of which ≤ 1y | €27k |
| of which > 1y | - |
| Working capital | €70k |
| Employees (FTE) | - |
Ratios (computed)
| 2023 | |
|---|---|
| Current ratio | 3.58 |
| Quick ratio | 3.58 |
| Working capital ratio | 72.0% |
| Solvency | 72.0% |
| Debt / equity | 0.39 |
| Long-term debt ratio | - |
| Interest coverage | - |
| Gross margin | - |
| Net margin | - |
| ROA | 21.1% |
| ROE | 29.3% |
| EBITDA margin | - |
| Days sales outstanding | - |
| Days payable outstanding | - |
| Inventory turnover | - |
| Days inventory (DSI) | - |
This table shows the latest fiscal year. 3 prior years, with figures and ratios, belong to a paid plan.
See plans →
Balance-sheet composition 2023
Full annual accounts (16 line items)
Filed balance sheet and income statement, exactly as deposited with the NBB.
| Line item | Code | 2023 |
|---|---|---|
| Balance sheet, Assets | ||
| TOTAL ASSETS | 20/58 | €98k |
| Current assets | 29/58 | €98k |
| Amounts receivable within one year | 40/41 | €19k |
| Cash & bank | 54/58 | €77k |
| Balance sheet, Equity & liabilities | ||
| TOTAL EQUITY & LIABILITIES | 10/49 | €98k |
| Equity | 10/15 | €70k |
| Accumulated profits (losses) | 14 | €70k |
| Amounts payable | 17/49 | €27k |
| Amounts payable within one year | 42/48 | €27k |
| Trade debts payable within one year | 44 | €9k |
| Income statement | ||
| Gross operating margin | 9900 | €200k |
| Operating result | 9901 | €21k |
| Financial charges | 65 | €149 |
| Result before taxes | 9903 | €21k |
| Net result for the period | 9904 | €21k |
| Result to be appropriated | 9905 | €21k |
Signals
2 signals
Annual accounts not filed
The financial year that closed on 31-12-2024 was due at the National Bank by 31-07-2025. Nothing is on record today, 400 days later. 2 financial years are missing in total. Measured on financial year 2023: 41.75% of the companies that did not file are in an abnormal legal state today, against 1.66% of those that did.
Latest accounts filed on time
The financial year that closed on 31-12-2023 was due by 31-07-2024 and was filed on 12-04-2024, 110 days ahead of the deadline.
No strikeouts found in the KBO publications · how complete this is
No strikeouts found in the KBO publications we processed. That series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.
Filing history by fiscal year and how the deadline is computed
Annual accounts not filed
The financial year that closed on 31-12-2024 was due at the National Bank by 31-07-2025. Nothing is on record today, 400 days later. 2 financial years are missing in total. Measured on financial year 2023: 41.75% of the companies that did not file are in an abnormal legal state today, against 1.66% of those that did.
Latest accounts filed on time
The financial year that closed on 31-12-2023 was due by 31-07-2024 and was filed on 12-04-2024, 110 days ahead of the deadline.
How we compute the deadline
The year end is derived from 4 filed financial years, each closing on 31-12. The statutory deadline is seven months after the close of the financial year (art. 3:10 par. 1 CAC, art. 3:47 par. 7 for ASBL and foundations). Applied to the financial year that closed on 31-12-2023, that is 31-07-2024.
Deadline per financial year
| Year closed | Due by | Filed | Variance | Reference |
|---|---|---|---|---|
| 31-12-2025 | 31-07-2026 | nothing on record | not confirmed | - |
| 31-12-2024 | 31-07-2025 | nothing on record | not filed | - |
| 31-12-2023 | 31-07-2024 | 12-04-2024 | 110 d early | 2024-00061902 |
| 31-12-2022 | 31-07-2023 | 12-04-2023 | 110 d early | 2023-00057396 |
| 31-12-2021 | 31-07-2022 | 08-06-2022 | 53 d early | 2022-20049885 |
| 31-12-2020 | 31-07-2021 | 09-07-2021 | 22 d early | 2021-32900075 |
Source: the National Bank's deposit records, as we have ingested them. NOTE: our copy has a gap across June to August 2026, missing roughly 220,000 deposits; for July we hold 15,605 of about 137,000 expected. A year whose deadline falls in that window shows as not confirmed, not as not filed. Filing late covers nearly half the market and is therefore not scored; only not filing, being more than 90 days late and breaking a punctual record carry weight.
Locations & real estate
Registered office
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Franklin Rooseveltlaan 3499000 GentEstablishment units
1 locationYouth for Work Innovation
since 20152.246.916.017
Parcels2
Ground area971 m²
Buildings2
Building footprint711 m²
Volume (LiDAR)14,058 m³
Tallest building29.0 m · ±9 fl.
Real-estate footprint
Flanders
2
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 44804D2709/00K008 | Flanders | 740 m² | 1 · 611 m² | 29.0 m · 9 fl. |
| 44061A0228/00D004 | Flanders | 230 m² | 1 · 100 m² | 11.5 m · 3 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1 · via establishment units: 1
2 of 2 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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How this selection is made
We hold annual accounts for 23 of the 1,000 companies in this sector. 15 of them are within a factor 10 of this company's equity.
Company registry
Company registry (CBE)
Crossroads BankActivities
Socio-cultural adult education85593Other membership organisations94999Other education85599
Names & trade names
| AbbreviationNL | C-S |