CMH
ActiveCMH has been active since 2007 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €686k and a net result of €51k. Equity is growing by ~21.7% per year across the filed fiscal years. Its solvency ranks better than 31% of 9135 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.3% (very low).
Checked score
Score 2025
56
/ 100
Fair
The score weighs solvency, liquidity, profitability and financial development. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability45▼-3
Solvency37=
Growth78=
Track record100
Bankruptcy probability, 12 months
0.3%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €35k at 30 days acceptable
Liquidity tight (current ratio 1.49 against 2.29 in 2024; short-term debt: 32.5% and cash: 5.7% of total assets), and 88.1% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Seven signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 68
Relative position
BE, all sectors
reference
Sector 68
lower
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
11.9%
Return on assets
0.9%
Age of the figures
18 mo
neutral · Latest accounts filed on time
The financial year that closed on 31-03-2025 was due by 31-10-2025 and was filed on 31-10-2025, 0 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
on the day
2024
on the day
2023
on the day
2022
4 d late
2021
3 d late
2020
12 d late
2019
19 d late
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-03-2026 and is due by 31-10-2026. Nothing is late today.
Companies Code · seven monthsPosition in the running window
31-03-2026 close19-09-2026 today31-10-2026 deadline
Financials · fiscal year 2025, abbreviated schema
Equity
€686k▲ 8.0%
2024 · €635k
2019: €105k
2020: €152k
2021: €277k
2022: €487k
2023: €568k
2024: €635k
2019 → 2025
Total assets
€5.78M▲ 10.1%
2024 · €5.25M
2019: €1.88M
2020: €2.96M
2021: €4.09M
2022: €4.65M
2023: €4.36M
2024: €5.25M
2019 → 2025
Net result
€51k▼ 56.7%
2024 · €117k
2019: €14k
2020: €86k
2021: €196k
2022: €310k
2023: €131k
2024: €117k
2019 → 2025
Working capital
€918k▼ 31.3%
2024 · €1.34M
2019: €116k
2020: €366k
2021: €1.07M
2022: €512k
2023: €719k
2024: €1.34M
2019 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€277k-€487k▲ 75.7%€568k▲ 16.5%€635k▲ 11.8%€686k▲ 8.0%
Operating result€249k-€286k▲ 15.1%€196k▼ 31.5%€117k▼ 40.5%€118k▲ 1.2%
Net result€196k-€310k▲ 58.5%€131k▼ 57.9%€117k▼ 10.5%€51k▼ 56.7%
Turnover and EBIT margin not published: the abbreviated or micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result recovers in 2025; 2025 is 1% above 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €5.78M
Fixed assets
€2.98M▲ 3.7%
Current assets
€2.80M▲ 17.9%
Equity and liabilities €5.78M
Equity
€686k▲ 8.0%
Debt
€5.09M▲ 10.4%
The debt ratio rises from 87.9% to 88.1%. Equity and debt are higher.
Key figures and ratios
EBITDA
€315k▲
2024 · €295k
Cash flow
€247k▼
2024 · €295k
Solvency
11.9%▼
2024 · 12.1%
Current ratio
1.49▼
2024 · 2.29
Quick ratio
1.13▼
2024 · 2.06
Debt / equity
7.43▲
2024 · 7.27
ROE
7.4%▼
2024 · 18.4%
ROA
0.9%▼
2024 · 2.2%
Interest coverage
2.97▼
2024 · 3.19
Debt
€5.09M▲
2024 · €4.61M
Debt ≤ 1 year
€1.88M▲
2024 · €1.04M
Debt > 1 year
€2.65M▼
2024 · €3.04M
Income taxes
€12k▼
2024 · €28k
Staff costs
€195k▲
2024 · €161k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€5.25M€5.78M▲
Fixed assets21/28€2.88M€2.98M▲
Tangible fixed assets22/27€2.88M€2.98M▲
Land and buildings22€2.82M€2.93M▲
Plant, machinery and equipment23€41k€37k▼
Furniture and vehicles24€16k€17k▲
Current assets29/58€2.37M€2.80M▲
Stocks and contracts in progress3€239k€679k▲
Stocks30/36€239k€679k▲
Amounts receivable within one year40/41€1.70M€1.77M▲
Trade receivables40€553k€777k▲
Other amounts receivable41€1.15M€993k▼
Cash at bank and in hand54/58€430k€327k▼
Deferred charges and accrued income490/1€2k€21k▲
Equity and liabilities
Total equity and liabilities10/49€5.25M€5.78M▲
Equity10/15€635k€686k▲
Contributions10/11€61k€61k=
Reserves13€574k€625k▲
Non-distributable reserves130/1€7k-
Reserves not available under the articles1311€7k-
Distributable reserves133€567k€625k▲
Amounts payable17/49€4.61M€5.09M▲
Amounts payable after more than one year17€3.04M€2.65M▼
Financial debts170/4€3.04M€2.65M▼
Amounts payable within one year42/48€1.04M€1.88M▲
Current portion of amounts payable after more than one year42€433k€419k▼
Trade debts44€321k€1.28M▲
Suppliers440/4€321k€1.28M▲
Taxes, remuneration and social security45€46k€51k▲
Taxes450/3€29k€31k▲
Remuneration and social security454/9€17k€19k▲
Other amounts payable47/48€237k€126k▼
Accrued charges and deferred income492/3€536k€568k▲
Income statement
Code20242025
Remuneration, social security and pensions62€161k€195k▲
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€178k€197k▲
Other operating charges640/8€57k€36k▼
Gross operating margin9900€514k€546k▲
Operating profit (loss)9901€117k€118k▲
Financial income75/76B€120k€51k▼
Recurring financial income75€6k€3k▼
Non-recurring financial income76B€114k€48k▼
Financial charges65/66B€93k€106k▲
Recurring financial charges65€93k€106k▲
Profit (loss) for the period before taxes9903€144k€63k▼
Income taxes67/77€28k€12k▼
Profit (loss) for the period9904€117k€51k▼
Profit (loss) for the period to be appropriated9905€117k€51k▼
Appropriation of the result
Profit (loss) to be appropriated9906€117k€51k▼
Transfer to equity691/2€67k€51k▼
To other reserves6921€67k€51k▼
Profit to be distributed694/7€50k-
Directors or managers695€50k-
Social balance
Average headcount (FTE)90874.55.0▲
The notes to these accounts (11 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2025
31-10
NBB filing
Annual accounts filed
fiscal year 2025 · abbreviated schema
2024
31-10
NBB filing
Annual accounts filed
fiscal year 2024 · abbreviated schema
2023
31-10
NBB filing
Annual accounts filed
fiscal year 2023 · abbreviated schema
31-03
Financial
Equity above €500kEq €568k ▲16.5%
5 profitable years in a row build equity to €568k.
2022
04-11
NBB filing
Annual accounts filed
fiscal year 2022 · abbreviated schema · 4 days late
31-03
Financial
Highest result since 2019net €310k ▲58.5%
Operating result €286k, net result €310k, both a record.
2021
03-11
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema · 3 days late
31-03
Financial
Equity above €200kEq €277k ▲82.8%
3 profitable years in a row build equity to €277k.
2020
12-11
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema · 12 days late
31-03
Financial
Equity above €150kEq €152k ▲44%
2 profitable years in a row build equity to €152k.
2019
19-11
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema · 19 days late
2018
31-10
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema
2017
25-10
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema
2016
28-10
NBB filing
Annual accounts filed
fiscal year 2016 · abbreviated schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
4 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Houthalen-Helchteren · 2 establishment units since 2007
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Molenheidestraat 153530 Houthalen-HelchterenGround area
5.8 ha
3 parcels, Flanders, Wallonia. Linked by address, not a title deed.
2 establishment units
CMH
since 20072.161.619.462
CMH
since 20222.352.270.784
3 parcels
Flanders
1
(33.3%)
Wallonia
2
(66.7%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 72014B0047/00X040 | Flanders | 5.4 ha | - | - |
| 83028D0105/00H000indicative | Wallonia | 3,189 m² | - | - |
| 91114A1043/00M000 | Wallonia | 407 m² | - | - |
Linked by address, not proof of ownership
Methodology
via registered seat: 1 · via establishment units: 2
2 of 3 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector, comparable size
Immoflandria
BE 0400.152.615
Merelbeke-Melle · Eq €686k
BOIS MADAME
BE 0782.272.039
Liège · Eq €685k
DANCO
BE 0472.604.388
Awans · Eq €685k
SOKRA
BE 0880.908.666
Mons · Eq €685k
KWALIS
BE 0533.816.140
Leuven · Eq €685k
Of 9,697 companies in sector 68121 we hold annual accounts for 7,382. 4,396 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded02-03-2007
Fiscal year end31-03
Activities, NACEBEL
68121Development of residential building projects
56102Limited-service restaurants
56112Limited-service restaurants, excluding mobile food services
55203Holiday cottages, homes and apartments
Sources
Crossroads Bank for EnterprisesNational Bank · 18 filingsAddress and cadastre registers
Data from official sources, last processed on 18-09-2026. Scores and ratios are computed by Checked and are not a credit decision.