CMC IMMO CONSULT
ActiveCMC IMMO CONSULT has been active since 2014 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €318k and a net result of €104k. Equity is growing by ~29.3% per year across the filed fiscal years. Its solvency ranks better than 29% of 7740 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.5% (low).
Checked score
Score 2025
66
/ 100
Healthy
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability86▲+13
Solvency49▲+1
Growth70▼-15
Track record100
Bankruptcy probability, 12 months
0.5%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €21k at 30 days acceptable
Liquidity short (current ratio 0.37 against 0.78 in 2024; short-term debt: 35.4% and cash: 5.7% of total assets), and 76.3% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Seven signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 82
Relative position
BE, all sectors
reference
Sector 82
lower
← fewer bankruptcies
more bankruptcies →
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
23.7%
Return on assets
7.7%
Age of the figures
9 mo
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 12-06-2026, 49 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
49 d early
2024
on the day
2023
21 d early
2022
31 d early
2021
31 d late
2020
59 d late
2019
61 d late
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
22-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Turnover
€459k▼ 59.0%
2024 · €1.12M
2018: €291k
2019: €395k
2020: €530k
2021: €575k
2022: €620k
2023: €895k
2024: €1.12M
2018 → 2025
EBIT margin
33.7%▲ 27.2pp
2024 · 6.5%
2018: 10.1%
2019: 10.7%
2020: 2.9%
2021: -2.6%
2022: 4.5%
2023: 11.4%
2024: 6.5%
2018 → 2025
Net result
€104k▲ 117%
2024 · €48k
2018: €23k
2019: €25k
2020: €2k
2021: €-38k
2022: €21k
2023: €56k
2024: €48k
2018 → 2025
Working capital
€-301k▼ 359%
2024 · €-66k
2018: €21k
2019: €27k
2020: €-54k
2021: €-112k
2022: €-108k
2023: €-78k
2024: €-66k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Turnover€575k-€620k▲ 7.8%€895k▲ 44.3%€1.12M▲ 25.0%€459k▼ 59.0%
Equity€57k-€78k▲ 36.4%€194k▲ 149%€215k▲ 10.5%€318k▲ 48.3%
Operating result€-15k-€28k€102k▲ 263%€73k▼ 28.5%€155k▲ 112%
Net result€-38k-€21k€56k▲ 169%€48k▼ 14.8%€104k▲ 117%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result recovers in 2025; 2025 is 112% above 2024 and is the highest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €1.35M
Fixed assets
€1.17M▲ 70.1%
Current assets
€175k▼ 25.9%
Equity and liabilities €1.35M
Equity
€318k▲ 48.3%
Debt
€1.03M▲ 44.7%
The debt ratio falls from 76.8% to 76.3%. Equity and debt are higher.
Key figures and ratios
EBITDA
€219k▲
2024 · €135k
Cash flow
€168k▲
2024 · €110k
Solvency
23.7%▲
2024 · 23.2%
Current ratio
0.37▼
2024 · 0.78
Quick ratio
0.37▼
2024 · 0.78
Debt / equity
3.23▼
2024 · 3.31
ROE
32.6%▲
2024 · 22.2%
ROA
7.7%▲
2024 · 5.2%
Interest coverage
13.35▲
2024 · 9.23
Debt
€1.03M▲
2024 · €710k
Debt ≤ 1 year
€477k▲
2024 · €302k
Debt > 1 year
€550k▲
2024 · €407k
Income taxes
€35k▲
2024 · €11k
Staff costs
€132k▼
2024 · €515k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€924k€1.35M▲
Fixed assets21/28€688k€1.17M▲
Tangible fixed assets22/27€684k€1.17M▲
Land and buildings22€576k€1.09M▲
Furniture and vehicles24€108k€72k▼
Financial fixed assets28€4k€4k=
Current assets29/58€237k€175k▼
Amounts receivable within one year40/41€211k€94k▼
Trade receivables40€149k€91k▼
Other amounts receivable41€62k€3k▼
Cash at bank and in hand54/58€19k€76k▲
Deferred charges and accrued income490/1€7k€5k▼
Equity and liabilities
Total equity and liabilities10/49€924k€1.35M▲
Equity10/15€215k€318k▲
Contributions10/11€67k€67k=
Reserves13€2k€2k=
Non-distributable reserves130/1€2k€2k=
Reserves not available under the articles1311€2k€2k=
Profit (loss) carried forward14€146k€250k▲
Amounts payable17/49€710k€1.03M▲
Amounts payable after more than one year17€407k€550k▲
Financial debts170/4€407k€544k▲
Other amounts payable178/9-€6k
Amounts payable within one year42/48€302k€477k▲
Current portion of amounts payable after more than one year42€101k€76k▼
Trade debts44€109k€322k▲
Suppliers440/4€109k€322k▲
Taxes, remuneration and social security45€93k€42k▼
Taxes450/3€20k€22k▲
Remuneration and social security454/9€73k€21k▼
Other amounts payable47/48€150€36k▲
Income statement
Code20242025
Turnover70€1.12M€459k▼
Non-recurring operating income76A-€6k
Goods, raw materials, services and sundry goods60/61€494k€167k▼
Remuneration, social security and pensions62€515k€132k▼
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€62k€64k▲
Other operating charges640/8€14k€21k▲
Gross operating margin9900€663k€372k▼
Operating profit (loss)9901€73k€155k▲
Financial income75/76B€10€58▲
Recurring financial income75€10€58▲
Financial charges65/66B€15k€16k▲
Recurring financial charges65€15k€16k▲
Profit (loss) for the period before taxes9903€58k€138k▲
Income taxes67/77€11k€35k▲
Profit (loss) for the period9904€48k€104k▲
Profit (loss) for the period to be appropriated9905€48k€104k▲
Appropriation of the result
Profit (loss) to be appropriated9906€146k€250k▲
Profit (loss) brought forward from the previous period14P€98k€146k▲
The notes to these accounts (9 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
12-06
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
31-12
Financial
Highest result since 2018net €104k ▲117%
Operating result €155k, net result €104k, both a record.
31-07
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
31-12
Financial
Equity above €200kEq €215k ▲10.5%
3 profitable years in a row build equity to €215k.
10-07
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
31-12
Financial
Equity above €150kEq €194k ▲149%
2 profitable years in a row build equity to €194k.
30-06
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
31-12
Financial
Back to profitnet €21k
Net result €21k after one loss-making year.
31-08
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema · 31 days late
2021
31-12
Financial
Weakest financial yearnet €-38k ▼2208%
Net result drops to €-38k, the lowest in the series; recovery starts the following year.
28-09
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema · 59 days late
2020
30-09
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema · 61 days late
2019
07-03
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema
2018
30-09
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema · 61 days late
2017
15-07
NBB filing
Annual accounts filed
fiscal year 2016 · micro schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
5 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Anderlecht · 1 establishment unit since 2016
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Maria Groeninckx-De Maylaan 38/11070 AnderlechtGround area
245 m²
Building footprint
119 m²
Volume, LiDAR
975 m³
Parcel 21302A0132/00G002, Brussels · tallest building 13.3 m, ±3 floors. Linked by address, not a title deed.
1 establishment unit
Immo-Consulting
since 20162.264.070.367
1 parcel
Brussels
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 21302A0132/00G002 | Brussels | 245 m² | 1 · 119 m² | 13.3 m · 3 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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Of 11,225 companies in sector 82100 we hold annual accounts for 3,511. 2,249 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded08-08-2014
Fiscal year end31-12
Activities, NACEBEL
82100Office administrative and support services
73110Advertising agencies
Sources
Crossroads Bank for EnterprisesNational Bank · 11 filingsAddress and cadastre registers
Data from official sources, last processed on 21-09-2026. Scores and ratios are computed by Checked and are not a credit decision.