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LDB CONSULTING

Active
Private limited companyfounded 201412 yrs activeWijdebroeken 17, 9051 Gent, BelgiumKBO/BCE: BE 0544.724.680
Summary

LDB CONSULTING has been active since 2014 and the Belgian State Gazette contains no insolvency or warning signals. The 2026 annual accounts show equity of €836,514 and a net result of €208,950. Equity is growing by ~8.7% per year across the filed fiscal years. Its solvency ranks better than 52% of 217 sector peers (fiscal year 2026). The computed 12-month bankruptcy probability is 0.1% (very low).

Risk analysisWatch ReportCompare
LDB CONSULTINGActiveChecked score 93/100
Risk analysis ReportCompare

Overview

Activity
Other business support services
NACE 82990Office administrative and support services NACE 82100
1 site
Size
€420,400turnover 2026
Equity
€836,514
Profit
€208,950
Financial health
93 Excellent Checked score 2026
Bankruptcy chance 12 m
0.1%
Structure
Accounts 37 d early0 of 2 deeds read
Why 93+ Figures for FY 2026 (filed 24-09-2026)+ Size: turnover €420,400, total assets €1.5m+ Sector Office administrative, office support and other business support activities (NACE 82)+ Equity €836,514 (56.6% of total assets)Show the evidence

Checked score

Score 2026
93 / 100
Excellent
Probability in this band: under 0.55%
Better than 43% of its sector peers (NACE 82, micro)
Performance against the sector, not lower risk
Every signal that weighs is under Signals.
Financial strength · tick = 2025
Strong
Solvency 82-18
equity 56.6% of total assets
Liquidity 43-19
short-term debt 43.4% · cash 10.9%
Profitability 86-3
return on assets 14.1%
Bankruptcy probability, 12 months
0.1% Very low
0%0.5%1.5%4%10%≥ 25%

Fewer than 1 in 1,000 comparable companies go bankrupt within 12 months (an estimate).

Sector median 0.2% (12,439 companies)
Last 24 months 11-2024: 0.1% 12-2024: 0.1%● 0.0% vs 11-2024 01-2025: 0.1%▼ -2.1% vs 12-2024 02-2025: 0.1%▼ -2.2% vs 01-2025 03-2025: 0.1%● 0.0% vs 02-2025 04-2025: 0.1%● 0.0% vs 03-2025 05-2025: 0.1%▲ +1.1% vs 04-2025 06-2025: 0.1%▲ +9.8% vs 05-2025 07-2025: 0.1%▲ +6.9% vs 06-2025 08-2025: 0.1%▼ -3.7% vs 07-2025 09-2025: 0.1%▲ +8.7% vs 08-2025 10-2025: 0.2%▲ +46.0% vs 09-2025highest value 11-2025: 0.1%▼ -67.3% vs 10-2025lowest value 12-2025: 0.1%● 0.0% vs 11-2025lowest value 01-2026: 0.1%● 0.0% vs 12-2025lowest value 02-2026: 0.1%● 0.0% vs 01-2026lowest value 03-2026: 0.1%● 0.0% vs 02-2026lowest value 04-2026: 0.1%▲ +1.9% vs 03-2026 05-2026: 0.1%▲ +1.8% vs 04-2026 06-2026: 0.1%▲ +14.3% vs 05-2026 07-2026: 0.1%▲ +7.8% vs 06-2026 08-2026: 0.1%▼ -4.3% vs 07-2026 09-2026: 0.1%▲ +22.7% vs 08-2026 10-2026: 0.1%▼ -12.3% vs 09-2026
  • Figures for FY 2026 (filed 24-09-2026) lowers the probability
  • Size: turnover €420,400, total assets €1.5m lowers the probability for this profile
  • Sector Office administrative, office support and other business support activities (NACE 82) lowers the probability
  • Equity €836,514 (56.6% of total assets) lowers the probability
Credit up to €40,000 at 30 days acceptable
Liquidity ample (current ratio 2.3 against 8.64 in 2025; short-term debt: 43.4% and cash: 10.9% of total assets), and 43.4% of the assets are financed with debt.
How it is calculated

The band comes from the bankruptcy probability on a scale of 0 to 100: every 10 points more double the odds of getting through the year without bankruptcy.

75-100 Excellent under 0.55%
60-74 Healthy 0.55% to 1.5%
45-59 Fair 1.5% to 4.2%
25-44 Weak 4.2% to 15.0%
0-24 Critical over 15.0%

Place inside the band: half the bankruptcy probability, half how the company does against its sector peers (NACE 82, micro). Better than this share of them on solvency 57%, liquidity 27%, profitability 61%, growth against the median 29%. That is performance, not lower risk; the band itself always comes from the probability.

Bankruptcy probability: model pd-v3.202610021621, computed on 03-10-2026. The model learns from Belgian bankruptcies and reads the registers, the annual accounts and the gazette.

Ceilings: negative or zero equity, a heavy loss, a special KBO legal situation and a missing filing 59 (two missing 44), an ongoing judicial reorganisation or an ending 24. Financial strength does not count in the score.

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Signals

Five signals. The signal on the left, the evidence on the right.
−lowers risk○neutral
lowers risk · Figures for FY 2026 (filed 24-09-2026)
In the bankruptcy model this factor lowers the probability.
NBB · annual accounts
lowers risk · Size: turnover €420,400, total assets €1.5m
In the bankruptcy model this factor lowers the probability for this profile.
NBB · annual accounts
lowers risk · Sector Office administrative, office support and other business support activities (NACE 82)
In the bankruptcy model this factor lowers the probability.
KBO
lowers risk · Equity €836,514 (56.6% of total assets)
In the bankruptcy model this factor lowers the probability.
NBB · annual accounts
neutral · Latest accounts filed on time
The financial year that closed on 31-03-2026 was due by 31-10-2026 and was filed on 24-09-2026, 37 days ahead of the deadline.
NBB · 10 filings
Deviation from the deadline
2026
37 d early
2025
19 d early
2024
104 d early
2023
2 d late
2022
4 d early
2021
75 d early
2020
97 d early
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

This company filed its last 7 accounts on average 48 days before the deadline; the sector median for financial year 2024 is 7 days before the deadline, and 35% of the sector filed late.

Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-03-2027 and is due by 31-10-2027. Nothing is late today. Usually files around 12 October (4 of the last 5 filed years within 30 days of that day).
Companies Code · seven months
Position in the running window
03-10-2026 today31-03-2027 close31-10-2027 deadline
neutral · No strike-offs in the KBO publications
We found no ex-officio strike-off or cessation. Our series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.
KBO publications · our coverage
  1. Annual accounts filedfiscal year 2026 · full…
  2. General meeting · MergerOther statement · Accounting effect
  3. Merger · IncorporationBoard composition · Permanent representative

Key points

  • Positive: Among the best 13% on net resultsector median €26,546 · 220 companies €208,950 View
  • Positive: 8 profitable years in a rowprofit 2026: €208,950 8 years View
  • Caution: Equity fell in 2026from €1.2m to €836,514 ▼ 33.0% View

By topic

Financials

Fiscal year
2026
Turnover
€420,400
Profit
€208,950
Solvency
56.6%
Turnover▼ 2.1%
Net result
20232026
Go to Financials

Timeline

Events
31
Since
2017
Next accounts
by 31-10-2027
  1. 24-09-2026Annual accounts filed
  2. 23-07-2026General meeting · Merger
  3. 15-05-2026Merger · Incorporation
Go to Timeline

Company details

Sites
1
Legal form
Private limited company
Activity
Other business support servicesNACE 82990
Founded
23-01-2014
Year ends
31-03
Peppol
Reachable for e-invoices
Go to Company details

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