Result
The result rose in 2025 from €54,415 to €109,970.
The result rose in 2025 from €54,415 to €109,970.
The micro format states no turnover.
Of this, €639,035 falls due within a year.
Green is investment, beige is depreciation. Land and buildings stand 15.2% higher than in 2024.
Nine of the last ten came late. The 2016 accounts came latest: 184 days after the end of the period.
Higher net result than 91% of companies in real estate. Sector median €5,994 · 17,181 companies.
The dashed line is the sector median: 0.2% across 26,626 companies (NACE 68, micro).
About 5 in 1,000 comparable companies go bankrupt within 12 months (an estimate).
The band follows from the bankruptcy probability. 10 more points roughly halve it.
| 75-100 | Excellent | under 0.55% |
| 60-74 | Healthy | 0.55% to 1.5% |
| 45-59 | Fair | 1.5% to 4.2% |
| 25-44 | Weak | 4.2% to 15.0% |
| 0-24 | Critical | over 15.0% |
Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 68, micro). It does better than 27% of them on solvency, 22% on liquidity, 75% on profitability and 98% on growth.
The bankruptcy probability was computed on 09-11-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.
The probability rests on the annual accounts with balance sheet date 31-12-2025.
Of the companies with a bankruptcy probability in the low class on 30-06-2025, 0.8% went bankrupt within twelve months.
Some facts cap the score, however low the probability. With negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late, the score is Fair at most (59). With two missing filings, it is Weak at most (44). During a judicial reorganisation or at the company's end (bankruptcy, dissolution, liquidation), it is Critical at most (24).
In July 2024, 1,325 companies had the same profile as De Compromis has now. Each dot stands for 4 companies, two years later.
Another 0.2% stopped without a precise date, possibly only after those two years.
That fits the bankruptcy probability of De Compromis itself: 0.5% within 12 months.
The method was tested on the 497,447 companies of July 2024. Each company was given the bankruptcy share of the same profile a year earlier, in July 2023. The expectation was that 1.6% would go bankrupt within 24 months. In fact 1.7% went bankrupt.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.5% |
| 3 | 0.5% | 0.6% |
| 4 | 0.7% | 0.8% |
| 5 | 0.9% | 0.9% |
| 6 | 1.3% | 1.5% |
| 7 | 1.6% | 1.8% |
| 8 | 1.8% | 1.8% |
| 9 | 3.0% | 3.1% |
| 10 | 5.6% | 6.2% |
A company that went bankrupt had a higher expected share than one that kept going in 74.5% of comparisons. The level depends on the economy. In a year with more bankruptcies than the year before, the actual share is higher than the expected one.
This is an observation about 1,325 companies, not a prediction for De Compromis. The sector does not count, because the KBO no longer lists a sector for a company that has stopped. By sector, mostly the survivors would count, which would paint too rosy a picture.
Liquidity is insufficient, with a current ratio of 0.2 (0.27 in 2024), below 1. Short-term debt is 43.6% and cash 0.1% of total assets. 93.3% of the assets are financed with debt and provisions.
Show the recommended maximum and see how the verdict changes with amount, term and advance.
The scores and ratios are Checked's own calculations, not a credit decision.
The company filed its last 7 accounts on average 24 days after the deadline. In the sector (NACE 68), the median for financial year 2024 was 7 days before the deadline, and 36% of those companies filed late.
| Company | ||||
|---|---|---|---|---|
| De Compromis Zedelgem | €1.5m | €531,608 | 6.7% | - |
| ICS Brussels | €1.7m | €528,370 | 4.0% | 4.8 |
| LIKE IMMO Tournai | €1.4m | €528,627 | 22.5% | 6.5 |
| AGREVA Sint-Niklaas | €1.4m | €531,778 | 47.1% | 2.1 |
| FIP Riemst | €1.4m | €449,159 | 73.4% | - |
| ARYÊS PROPERTIES Villers-la-Ville | €1.3m | €474,218 | 20.5% | 5.6 |
| DIVERSIS INVEST Liège | €1.8m | €491,520 | 58.9% | - |
These companies have the same main activity as De Compromis: real estate agency activities (NACE 68310). They are comparable in size and age: total assets between €1.3m and €1.8m, founded between 2011 and 2014.
De Compromis files the micro format. That format states no turnover. The gross margin rose from -€17,671 in 2013 to €531,608 in 2025.
The balance sheet grew most from 2024 to 2025 through fixed assets.
mediakantoor steevens holds 99% of the shares.
Sources: KBO register, filings at the National Bank, Belgian Official Gazette. Click a figure with a dotted line for the item and the filing.
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