CM REAL CONSTRUCT
ActiveSummary
CM REAL CONSTRUCT has been active since 2025 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €25k and a net result of €23k. Its solvency ranks better than 76% of 7500 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 1.4% (low).
Checked score
Score 2025
Axes
Profitability100
Solvency93
Growth-
Track record67
Bankruptcy probability, 12 months
1.4%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €2k at 30 days acceptable
Liquidity ample (current ratio 3.28; short-term debt: 30.5% and cash: 29.3% of total assets), and 32.1% of the assets are financed with debt.
Credit check for your own amount and term
Signals
Four signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 41
Relative position
BE, all sectors
reference
Construction of residential and non-residential buildings (NACE 41)
about 67% more bankruptcies
← fewer bankruptcies
more bankruptcies →
raises risk · Young company
A young company has little track record yet and statistically fails more often than an established one.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
67.9%
Return on assets
62.5%
Age of the figures
9 mo
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 31-08-2026, 31 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 1 filingDeviation from the deadline
2025
31 d late
← before the deadline
after the deadline →
Checked, nothing found (1)
Financials · fiscal year 2025, micro schema
Equity
€25k
Total assets
€37k
Net result
€23k
Working capital
€26k
Turnover and EBIT margin not published: the micro schema does not require them.
Balance-sheet composition
Equity and liabilities €37k
Equity
€25k
Debt
€12k
Debt finances 32.1% of the balance-sheet total.
Key figures and ratios
Current ratio
3.28
Debt to equity
0.47
ROE
92.1%
ROA
62.5%
Debt ≤ 1 year
€11k
Income taxes
€9k
Filed annual accounts As filed with the NBB · 2025 · 31 lines
Balance sheet
Code2025
Assets
Total assets20/58€37k
Current assets29/58€37k
Amounts receivable within one year40/41€26k
Trade receivables40€12k
Other amounts receivable41€14k
Cash at bank and in hand54/58€11k
Deferred charges and accrued income490/1€169
Equity and liabilities
Total equity and liabilities10/49€37k
Equity10/15€25k
Contributions10/11€2k
Reserves13€23k
Distributable reserves133€23k
Amounts payable17/49€12k
Amounts payable within one year42/48€11k
Trade debts44€989
Suppliers440/4€989
Taxes, remuneration and social security45€10k
Taxes450/3€10k
Accrued charges and deferred income492/3€600
Income statement
Code2025
Other operating charges640/8€400
Gross operating margin9900€33k
Operating profit (loss)9901€32k
Financial charges65/66B€41
Recurring financial charges65€41
Profit (loss) for the period before taxes9903€32k
Income taxes67/77€9k
Profit (loss) for the period9904€23k
Profit (loss) for the period to be appropriated9905€23k
Appropriation of the result
Profit (loss) to be appropriated9906€23k
Transfer to equity691/2€23k
To other reserves6921€23k
The notes to these accounts (1 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Accounts by statement
| Line | 2025 |
|---|---|
| Other operating charges640/8 | €400 |
| Gross operating margin9900 | €33k |
| Operating profit (loss)9901 | €32k |
| Financial charges65/66B | €41 |
| Recurring financial charges65 | €41 |
| Profit (loss) for the period before taxes9903 | €32k |
| Income taxes67/77 | €9k |
| Profit (loss) for the period9904 | €23k |
| Profit (loss) for the period to be appropriated9905 | €23k |
| Line | 2025 | |
|---|---|---|
| Assets | ||
| Total assets20/58 | €37k | |
| Current assets29/58 | €37k | |
| Amounts receivable within one year40/41 | €26k | |
| Trade receivables40 | €12k | |
| Other amounts receivable41 | €14k | |
| Cash at bank and in hand54/58 | €11k | |
| Deferred charges and accrued income490/1 | €169 | |
| Equity and liabilities | ||
| Total equity and liabilities10/49 | €37k | |
| Equity10/15 | €25k | |
| Contributions10/11 | €2k | |
| Reserves13 | €23k | |
| Distributable reserves133 | €23k | |
| Amounts payable17/49 | €12k | |
| Amounts payable within one year42/48 | €11k | |
| Trade debts44 | €989 | |
| Suppliers440/4 | €989 | |
| Taxes, remuneration and social security45 | €10k | |
| Taxes450/3 | €10k | |
| Accrued charges and deferred income492/3 | €600 | |
| Line | 2025 |
|---|---|
| Profit (loss) for the period9904 | €23k |
| Operating cash flow (approximation) | €23k |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
Timeline · acts, filings and financial milestones
2026
31-08
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema · 31 days late
NBB filing
0 of 1 act read
About the unread acts
We know of 1 Belgian State Gazette act for this company. It has not been read yet: what they contain is neither established nor disproved here.
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Directors · office · real estate
Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Roosdaal
Ground area
1,302 m²
Building footprint
489 m²
Volume, LiDAR
2,615 m³
Parcel 23011A0074/00G000, Flanders · tallest building 9.5 m, ±2 floors. Linked by address, not a title deed.
2
companies at this address
See who is registered here
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 23011A0074/00G000 | Flanders | 1,302 m² | 1 · 489 m² | 9.5 m · 2 fl. |
Linked by address, not proof of ownership
Good to know
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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Of 29,779 companies in sector 41001 we hold annual accounts for 16,044. 12,100 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Identification & contact
Identification
Legal formPrivate limited company
Founded06-06-2025
Fiscal year end31-12
Activities, NACEBEL 2025
41001General construction of residential buildings
Scores and ratios are computed by Checked and are not a credit decision.