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CREMAR

Active
Private limited companyfounded 20251 yr activeW.A. Mozartlaan 2, 1620 Drogenbos, BelgiumKBO/BCE: BE 1023.253.295
Summary

CREMAR has been active since 2025 and the Belgian State Gazette contains no insolvency or warning signals. The 2026 annual accounts show equity of €24,187 and a net result of €22,187. Its solvency ranks better than 82% of 104 sector peers (fiscal year 2026). The computed 12-month bankruptcy probability is 1.3% (low).

Checked score

Score 2026
Axes
Profitability100
Solvency100
Growth-
Track record67
Bankruptcy probability, 12 months
1.3% Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €2,000 at 30 days acceptable
Liquidity ample (current ratio 4.01; short-term debt: 20.6% and cash: 70.9% of total assets), and 20.6% of the assets are financed with debt.
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Signals

Four signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 41
Relative position
BE, all sectors
reference
Construction of residential and non-residential buildings (NACE 41)
about 67% more bankruptcies
← fewer bankruptcies more bankruptcies →
raises risk · Young company
A young company has little track record yet and statistically fails more often than an established one.
KBO · incorporation date
Age against the risk zone
highest failure risk from 2 to 8 years 1 year 0 10 y
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2026
Solvency, return and age of the figures
Solvency
79.4%
Return on assets
72.8%
Age of the figures
6 mo
neutral · Latest accounts filed on time
The financial year that closed on 31-03-2026 was due by 31-10-2026 and was filed on 10-09-2026, 51 days ahead of the deadline.
NBB · 1 filing
Deviation from the deadline
2026
51 d early
← before the deadline after the deadline →
Checked, nothing found (1)
neutral · No strike-offs in the KBO publications
We found no ex-officio strike-off or cessation. Our series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.
KBO publications · our coverage

History

On 13 May 2025, CREMAR was incorporated as a Private limited company.1 The company has filed annual accounts once, for fiscal year 2026.2

  1. 1Crossroads Bank for Enterprises
  2. 2National Bank, annual accounts 2026

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Financials · fiscal year 2026, micro schema

Equity
€24,187
Total assets
€30,479
Net result
€22,187
Working capital
€18,910

Turnover and EBIT margin not published: the micro schema does not require them.

Balance-sheet composition
Assets €30,479
Fixed assets €5,277
Current assets €25,202
Equity and liabilities €30,479
Equity €24,187
Debt €6,292
Debt finances 20.6% of the balance-sheet total.
Key figures and ratios
2026 value
EBITDA
€28,481
Cash flow
€22,825
Current ratio
4.01
Debt to equity
0.26
ROE
91.7%
ROA
72.8%
Interest coverage
320.01
Debt ≤ 1 year
€6,292
Income taxes
€5,628
Staff costs
€545

Peer companies

Historical observation

Of the 11,279 companies that looked in July 2024 the way this one looks now, 0.7% went bankrupt within 24 months and 97% are still going.

  • Micro
  • under 2 years old
  • solvency 30% or more
  • a profit of 5% of the balance sheet or more
0.7% went bankrupt
2.6% stopped otherwise
97% still going

A further 0.1% stopped, but we cannot tell whether within those 24 months.

For this company itself Checked computes a higher bankruptcy probability: 1.3% over twelve months. The score reads more about this company than the group's four characteristics; both figures are right about what they measure.

How reliable is this rule?

Tested on the year before, without using that year itself: the groups of July 2023 gave each of the 497,058 companies of July 2024 its group's bankruptcy share. Expected: 1.5%; actually bankrupt within 24 months: 1.6%.

The companies in ten equal groups, from lowest to highest expected share.
Group Expected Actual
1 0.2% 0.2%
2 0.3% 0.4%
3 0.5% 0.5%
4 0.6% 0.7%
5 0.8% 0.9%
6 1.2% 1.3%
7 1.5% 1.6%
8 1.7% 1.7%
9 2.7% 2.8%
10 5.3% 5.7%

The rule ranks well: a company that went bankrupt got a higher share than one that kept going in 74% of comparisons. The level follows the economy: in a year with more bankruptcies, the actual share is higher than the year before.

An observation about 11,279 comparable companies, not a prediction for this company. The sector does not count: the register keeps no sector for companies that stopped, so it would make the outcome look better than it was.

Annual accounts
Filed annual accounts As filed with the NBB · 2026 · 34 lines
Balance sheet Code2026
Assets
Total assets20/58€30,479
Fixed assets21/28€5,277
Tangible fixed assets22/27€4,391
Furniture and vehicles24€4,391
Financial fixed assets28€886
Current assets29/58€25,202
Amounts receivable within one year40/41€3,329
Other amounts receivable41€3,329
Cash at bank and in hand54/58€21,609
Deferred charges and accrued income490/1€264
Equity and liabilities
Total equity and liabilities10/49€30,479
Equity10/15€24,187
Contributions10/11€2,000
Profit (loss) carried forward14€22,187
Amounts payable17/49€6,292
Amounts payable within one year42/48€6,292
Trade debts44€340
Suppliers440/4€340
Taxes, remuneration and social security45€5,952
Taxes450/3€5,952
Income statement Code2026
Remuneration, social security and pensions62€545
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€638
Other operating charges640/8€805
Gross operating margin9900€29,831
Operating profit (loss)9901€27,843
Financial income75/76B€61
Recurring financial income75€61
Financial charges65/66B€89
Recurring financial charges65€89
Profit (loss) for the period before taxes9903€27,815
Income taxes67/77€5,628
Profit (loss) for the period9904€22,187
Profit (loss) for the period to be appropriated9905€22,187
Appropriation of the result
Profit (loss) to be appropriated9906€22,187

The notes to these accounts (7 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.

Line2026
Remuneration, social security and pensions62€545
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€638
Other operating charges640/8€805
Gross operating margin9900€29,831
Operating profit (loss)9901€27,843
Financial income75/76B€61
Recurring financial income75€61
Financial charges65/66B€89
Recurring financial charges65€89
Profit (loss) for the period before taxes9903€27,815
Income taxes67/77€5,628
Profit (loss) for the period9904€22,187
Profit (loss) for the period to be appropriated9905€22,187
Line2026
Assets
Total assets20/58€30,479
Fixed assets21/28€5,277
Tangible fixed assets22/27€4,391
Furniture and vehicles24€4,391
Financial fixed assets28€886
Current assets29/58€25,202
Amounts receivable within one year40/41€3,329
Other amounts receivable41€3,329
Cash at bank and in hand54/58€21,609
Deferred charges and accrued income490/1€264
Equity and liabilities
Total equity and liabilities10/49€30,479
Equity10/15€24,187
Contributions10/11€2,000
Profit (loss) carried forward14€22,187
Amounts payable17/49€6,292
Amounts payable within one year42/48€6,292
Trade debts44€340
Suppliers440/4€340
Taxes, remuneration and social security45€5,952
Taxes450/3€5,952
Line2026
Profit (loss) for the period9904€22,187
+ Depreciation and write-downs630€638
Operating cash flow (approximation)€22,825

Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.

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Timeline · acts, filings and financial milestones

2026
10-09
NBB filing Annual accounts filed
fiscal year 2026 · micro schema
NBB filing
0 of 1 act read
About the unread acts

We know of 1 Belgian State Gazette act for this company. It has not been read yet: what they contain is neither established nor disproved here.

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Directors · office · real estate

Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Drogenbos · 1 establishment unit since 2025
seat establishment The establishment unit on the map
Ground area
1.1 ha
Building footprint
961 m²
Volume, LiDAR
10,791 m³
2 parcels, Brussels, Flanders · tallest building 19.4 m, ±4 floors. Linked by address, not a title deed.
236 companies at this address See who is registered here
1 establishment unit
CREMAR
Emile Feronstraat 56, 1060 Sint-Gillis (bij-Brussel)General construction of residential buildings
since 20252.374.672.836
2 parcels
Flanders 1 (50%) Brussels 1 (50%)
Parcel (capakey) Region Area Buildings Height / fl.
22001A0006/00W002 Flanders 1.1 ha 1 · 794 m² 13.0 m · 4 fl.
21562A0354/00T011 Brussels 195 m² 1 · 167 m² 19.4 m · 3 fl.
Linked by address, not proof of ownership
Good to know
2 of 2 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.

Similar companies · same sector, comparable size

Of 29,787 companies in sector 41001 we hold annual accounts for 16,042. 12,005 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector

Identification & contact

Identification
Legal formPrivate limited company
Founded13-05-2025
Fiscal year end31-03
Activities, NACEBEL 2025
41001General construction of residential buildings
43211General electrical installation work
43221Plumbing work
43410Roofing work
E-invoicing
Reachable via Peppol
Peppol ID 0208:1023253295
Also 9925:BE1023253295

Register as of 27 September 2026 · Peppol Directory

Scores and ratios are computed by Checked and are not a credit decision.