Cloudpepper
ActiveSummary
Cloudpepper has been active since 2023 and the Belgian Official Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €29,478 and a net result of €7,682. Its solvency ranks better than 35% of 2,289 sector peers (NACE 63, financial year 2025). The computed 12-month bankruptcy probability is 0.2% (very low).
Overview
- Equity
- €29,478
- Profit
- €7,682
- SMOLDERS Guillaume XavierDirector
- VERLEYEN Sven VictorDirector
Why 88raises risk1 change of registered office in 24 monthsFounded in 2023lowers riskLiquidity: current ratio 8.78, cash €69,278Sector: Computing infrastructure, data processing, hosting and other information service activities (NACE 63)Show the evidence
Checked score
About 2 in 1,000 comparable companies go bankrupt within 12 months (an estimate).
How it is calculated
The band follows from the bankruptcy probability, on a scale where 10 more points roughly halve it:
| 75-100 | Excellent | under 0.55% |
| 60-74 | Healthy | 0.55% to 1.5% |
| 45-59 | Fair | 1.5% to 4.2% |
| 25-44 | Weak | 4.2% to 15.0% |
| 0-24 | Critical | over 15.0% |
Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 63, micro): better than 37% on solvency, 92% on liquidity, 31% on profitability and 74% on growth.
The bankruptcy probability was computed on 28-10-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.
Some facts cap the score, however low the probability. Negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late hold it at Fair at most (59); two missing filings, at Weak (44). An ongoing judicial reorganisation or the company's end (bankruptcy, dissolution, liquidation) holds it at Critical at most (24).
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Signals
This company filed its last 2 accounts on average 29 days after the deadline; the sector median (NACE 63) for financial year 2024 is 10 days before the deadline, and 32% of those companies filed late.
Searched, nothing found (2)
- Annual accounts filedfinancial year 2025 · micro…
- Annual accounts filedfinancial year 2024 · micro…
- Registered officeRegistered-office move
Financials · financial year 2025, micro format
2025 annual accounts filed late (28 days) Filed on 28 August 2026, deadline 31 July 2026 (7 months after the close on 31 December 2025, Companies Code art. 3:10). Source: NBB, 2026-00467508.
2024 to 2025, 2 financial years
The operating result falls in 2025; 2025 is 14% below 2024.
What the company sold each financial year and what was left of it. A loss stands below the zero line.
What the company owns (total assets), how much of it is its own (equity) and how much it owes.
Short-term assets minus short-term debts. Above zero the company can pay its bills in the short term.
How much of each euro of turnover is left from operations (EBIT margin) and what the assets earn (return on assets).
The share of the company financed with its own means. The higher it is, the better it absorbs a shock.
Short-term assets per euro of short-term debt. Above 1 the short-term debts are covered.
Use the arrow keys on the chart for the figures per year.
Sector: the middle half of NACE 63, Computing infrastructure, data processing, hosting and other information service activities: a quarter of companies sit below it, a quarter above. Each year compared with accounts in the same format, and only where there are at least 30. Dashed line: the median. Available for Net result, Equity, Total assets, Working capital, Solvency, Current ratio, Return on assets (ROA).
Peer companies
Historical observationOf the 39,278 companies that looked in July 2024 the way this one looks now, 1.8% went bankrupt within 24 months and 95.8% are still going.
- Micro
- 2 to 5 years old
- solvency 30% or more
- a profit of 5% of the balance sheet or more
A further 0.1% stopped, but we cannot tell whether within those 24 months.
For this company itself Checked computes a lower bankruptcy probability: 0.2% over twelve months. The score reads more about this company than the group's four characteristics; both figures are right about what they measure.
How reliable is this rule?
Tested on the year before, without using that year itself: the groups of July 2023 gave each of the 497,445 companies of July 2024 its group's bankruptcy share. Expected: 1.6%; actually bankrupt within 24 months: 1.7%.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.5% |
| 3 | 0.5% | 0.6% |
| 4 | 0.7% | 0.8% |
| 5 | 0.9% | 0.9% |
| 6 | 1.3% | 1.5% |
| 7 | 1.6% | 1.8% |
| 8 | 1.8% | 1.8% |
| 9 | 3.0% | 3.1% |
| 10 | 5.6% | 6.2% |
The rule ranks well: a company that went bankrupt got a higher share than one that kept going in 74.5% of comparisons. The level follows the economy: in a year with more bankruptcies, the actual share is higher than the year before.
An observation about 39,278 comparable companies, not a prediction for this company. The sector does not count: the register keeps no sector for companies that stopped, so it would make the outcome look better than it was.
| Line | 2024 | 2025 | Change |
|---|---|---|---|
| Other operating charges640/8 | €877 | €941 | ▲ 7.3% |
| Gross operating margin9900 | €34,163 | €29,536 | ▼ 13.5% |
| Operating profit (loss)9901 | €33,286 | €28,595 | ▼ 14.1% |
| Financial income75/76B | €1,296 | €1,727 | ▲ 33.2% |
| Recurring financial income75 | €1,296 | €1,727 | ▲ 33.2% |
| Financial charges65/66B | €9,780 | €20,693 | ▲ 112% |
| Recurring financial charges65 | €9,780 | €20,693 | ▲ 112% |
| Profit (loss) for the period before taxes9903 | €24,802 | €9,629 | ▼ 61.2% |
| Income taxes67/77 | €5,006 | €1,947 | ▼ 61.1% |
| Profit (loss) for the period9904 | €19,796 | €7,682 | ▼ 61.2% |
| Profit (loss) for the period to be appropriated9905 | €19,796 | €7,682 | ▼ 61.2% |
| Line | 2024 | 2025 | Change |
|---|---|---|---|
| Assets | |||
| Total assets20/58 | €48,922 | €78,083 | ▲ 59.6% |
| Fixed assets21/28 | €1,750 | €2,104 | ▲ 20.2% |
| Financial fixed assets28 | €1,750 | €2,104 | ▲ 20.2% |
| Current assets29/58 | €47,172 | €75,979 | ▲ 61.1% |
| Amounts receivable within one year40/41 | €11,313 | €5,509 | ▼ 51.3% |
| Trade receivables40 | €7,635 | - | - |
| Other amounts receivable41 | €3,678 | €5,509 | ▲ 49.8% |
| Cash at bank and in hand54/58 | €35,859 | €69,278 | ▲ 93.2% |
| Deferred charges and accrued income490/1 | - | €1,192 | - |
| Equity and liabilities | |||
| Total equity and liabilities10/49 | €48,922 | €78,083 | ▲ 59.6% |
| Equity10/15 | €21,796 | €29,478 | ▲ 35.2% |
| Contributions10/11 | €2,000 | €2,000 | = |
| Reserves13 | €19,796 | €27,478 | ▲ 38.8% |
| Distributable reserves133 | €19,796 | €27,478 | ▲ 38.8% |
| Amounts payable17/49 | €27,126 | €48,605 | ▲ 79.2% |
| Amounts payable within one year42/48 | €6,739 | €8,655 | ▲ 28.4% |
| Trade debts44 | €1,279 | €2,150 | ▲ 68.1% |
| Suppliers440/4 | €1,279 | €2,150 | ▲ 68.1% |
| Advances received on contracts in progress46 | €598 | - | - |
| Taxes, remuneration and social security45 | €4,861 | €6,504 | ▲ 33.8% |
| Taxes450/3 | €4,861 | €6,504 | ▲ 33.8% |
| Accrued charges and deferred income492/3 | €20,387 | €39,951 | ▲ 96.0% |
| Line | 2024 | 2025 | Change |
|---|---|---|---|
| Profit (loss) for the period9904 | €19,796 | €7,682 | ▼ 61.2% |
| Operating cash flow (approximation) | €19,796 | €7,682 | ▼ 61.2% |
| Investment in fixed assets (approximation) | - | -€354 | - |
| Change in cash | - | €33,419 | - |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
Filings with the National Bank (2)
| Financial year | Type | Filed | Reference |
|---|---|---|---|
| 31-12-2025 | micro format | 28-08-2026 | 2026-00467508 |
| 31-12-2024 | micro format | 30-08-2025 | 2025-00454694 |
Similar companies · same sector, comparable size
Public contracts: No European public contracts awarded found since October 2016. Contracts below the EU thresholds are not in TED.
Directors
Mandate history
- Board
| Name | Functions and periods |
|---|---|
| SMOLDERS Guillaume Xavier |
|
| VERLEYEN Sven Victor |
|
Owners and capital
Capital and shareholders
- VERLEYEN Sven Victor 50 shares (50%) · €1,000
- SMOLDERS Guillaume Xavier 50 shares (50%) · €1,000
The Belgian Official Gazette names shareholders only when an act mentions them; the share register itself is not published.
- 31-07-2023 Incorporation · €2,000 · 100 shares
Group and network
Connections & network
2 current directorsThe network starts from this company’s directors. Other companies they run appear here as nodes.
History
Acts, filings and financial milestones
05-03
Gazette deed
Registered officeRegistered-office move2 facts ▸
- Board meeting, 24-12-2024
- Registered-office move, 1040 Etterbeek,Witte Patersstraat 4
31-07
Gazette deed
IncorporationAppointments: VERLEYEN Sven Victor (director) and SMOLDERS Guillaume Xavier (director) · Founder · Founding capital12 facts ▸
- Incorporation, “Cloudpepper” (deed in Dutch)
- Founder, VERLEYEN Sven Victor
- Founder, SMOLDERS Guillaume Xavier
- Founding capital, €2,000
- Shareholding, 50, 1000 (2 times)
- Bank account, 2000, “vennootschap in oprichting” (deed in Dutch)
- Other provision, “bevestiging deponering overeenkomstig Wetboek van vennootschappen en verenigingen”, 2000 (deed in Dutch)
- Registered office clause, “Sint-Lambrechts-Woluwe, Marcel Thirylaan 83 bus 219” (deed in Dutch)
- Board rule, 2
- Director appointment, VERLEYEN Sven Victor (director (not named in the articles))
- Director appointment, SMOLDERS Guillaume Xavier (director (not named in the articles))
- Pre-incorporation commitments, “takeover, alle verbintenissen en verplichtingen die eruit voortvloeien en alle activiteiten ondernomen sinds heden door comparanten in naam en voor rekening van…” (deed in Dutch)
Register details
If you follow this company, Checked tells you the day it leaves the Peppol register.
Register as of 28 October 2026 · Peppol Directory
Scores and ratios are computed by Checked and are not a credit decision.
Environmental permits: No permit applications found in Flanders. Brussels and Wallonia do not publish the applicant.
Sites & property
1 establishment unit
1 parcel
| Cadastral parcel | Region | Area | Buildings | Height / floors |
|---|---|---|---|---|
| 21363B0348/00A002 | Brussels | 3,170 m² | 1 · 2,221 m² | 12.0 m · 3 |
How the parcels are linked
Articles of association
What the company does
- PurposeThe activities the company may carry out under its articles.
- “Het ruimte bieden voor websites,gegevensverwerking en aanverwante activiteiten; De activiteiten in verband met gespecialiseerde hosting…” (deed in Dutch)
15 activities (deed in Dutch)
- Het ruimte bieden voor websites,gegevensverwerking en aanverwante activiteiten
- De activiteiten in verband met gespecialiseerde hosting (webhosting,"streaming services","application hosting"),het voorzien van toepassingsmodaliteiten,het terbeschikking stellen aan klanten van mainframefaciliteiten op basis van tijdsgebruik,de gegevensverwerking: de volledige verwerking van gegevens voor rekening van derden,het maken van gespecialiseerde rapporten op basis van gegevens die geleverd worden door de klant,het nummeren van documenten,het invoeren van gegevens
- Het uitgeven van gebruiksklare niet-gepersonaliseerde standaardsoftware,met inbegrip van vertalingen of aanpassingen van deze standaardsoftware voor welbepaalde markten en voor eigen rekening
- Alle mogelijke advies- en/of dienstenfuncties op het vlak van informatica en technologie
- Onderzoek naar en ontwikkeling van technologische producten en systemen
- Consultancy,opleiding,technische expertise en bijstand op voornoemde gebieden
- Het ontwerpen,aanpassen,testen en ondersteunen van standaard- en maatwerksoftware
- Het analyseren en ontwerpen van computersystemen waarbij hardware,software en communicatietechnologie worden geïntegreerd; het systeem- en netwerkbeheer of -management van computersystemen en/of gegevensverwerkende apparatuur bij klanten en overige diensten op het gebied van informatietechnologie en computer
- Het analyseren van de behoeften en problemen van de gebruiker en het aanbieden van de beste oplossing
- Het systeem- en netwerkbeheer of -management van computersystemen en/of gegevensverwerkende apparatuur bij klanten,alsmede de gerelateerde ondersteunende diensten
- De aan- en verkoop,de huur en verhuur en de huurkoop en de leasing van computers,hoogtechnologisch materiaal en apparatuur en,in het algemeen,elk informatica en elektronisch materiaal met inbegrip van,maar niet beperkt tot,computers,bedienings- en controlepanelen,computerwerkstations,processors,digitale overbrengers,telefaxapparaten,plotters,printers,toetsenborden,toevoertoebehoren,beeldschermen,computerterminals en onderdelen,uitrusting,toebehoren en randapparatuur
- De creatie,ontwikkeling,verbetering,herstelling,installatie,verkoop,distributie,commercialisering,algemene vertegenwoordiging van websites,logo’s,grafisch materiaal,zowel hardware als software
- Het gegevensherstel na een computercrash,de installatie (configuratie) van PC's en andere informaticaonderdelen,de installatie van programmatuur
- Het geven van advies en verstrekken van diensten met betrekking tot de organisatie en het beheer van bedrijven,met inbegrip van de vertegenwoordiging en het optreden als commercieel tussenpersoon
- Het uitbaten van een studie-,organisatie- en raadgevend bureau inzake handelsaangelegenheden in de ruimst mogelijke zin
- DurationHow long the company exists; usually unlimited, so until it is dissolved.
- Unlimited
- Name clauseThe name the company operates under according to its articles.
- Cloudpepper
- Registered office clauseThe region of the registered office; it decides among other things the language of official documents.
- “Mag bijhuizen,exploitatiezetels,administratieve zetels,filialen en agentschappen in België en buitenland oprichten bij besluit…” (deed in Dutch)
Who represents it, and how
- Who signsWho may bind the company towards others, for example by signing a contract.
- Each director alone
- Board ruleHow the board is made up, meets and takes decisions.
- “12, algemene vergadering” (deed in Dutch)“Vaste of evenredige vergoeding, 14” (deed in Dutch)
Capital, shares and profit
- Kind of sharesWhich classes of shares exist and what rights each class carries.
- “100, gelijk recht in winstverdeling per aandeel” (deed in Dutch)“Alle aandelen op naam, ingeschreven in register van aandelen op naam met vermeldingen voorgeschreven door Wetboek van vennootschappen en…” (deed in Dutch)
- Transfer restrictionWhether shareholders may sell their shares freely or need approval first.
- “Helft overdrager, helft koper(s) naar evenredigheid aantal aandelen, elke overdracht onder levenden ten bezwarende of kosteloze titel…” (deed in Dutch)
- Share issue ruleHow and by whom new shares can be issued.
- “Nieuwe aandelen waarop in geld wordt ingeschreven worden eerst aangeboden aan bestaande aandeelhouders naar evenredigheid van aantal…” (deed in Dutch)
Meetings and financial year
- Annual meetingWhen the shareholders meet each year, among other things to approve the annual accounts.
- First Friday of May
Oversight and winding up
- Statutory auditorA statutory auditor is a registered auditor who checks the accounts; small companies need not have one. According to the deed, the legal criteria do not require one here.
- No statutory auditor
- Dissolution ruleWhen and by whom the company can be dissolved.
- “Beslissing algemene vergadering beslissende in vormen vereist voor statutenwijziging, op elk moment” (deed in Dutch)
- Liquidation ruleHow assets are shared after dissolution: creditors first, then shareholders.
- “Ontbinding om welke reden en op welk ogenblik ook, recht algemene vergadering om één of meerdere vereffenaars aan te duiden,bevoegdheden te…” (deed in Dutch)