CLM ASSURANCES
ActiveSummary
CLM ASSURANCES is a financial institution; the bankruptcy model is trained on trading and manufacturing companies and does not apply here. The latest annual accounts of CLM ASSURANCES were filed more than 90 days after the deadline. The 2025 annual accounts show equity of €807,194 and a net result of €23,441. Equity is growing by about 20% per year across the filed financial years. Its solvency ranks better than 42% of 9,680 sector peers (NACE 64, financial year 2025). The company has been active since 1991 and the Belgian Official Gazette contains no insolvency or warning signals.
Articles of association
What the company does
- PurposeThe activities the company may carry out under its articles.
- “La gestion de portefeuilles d'assurances; L'expertise et le conseil en matière d'assurances, de prêts hypothécaires, de dépôts, de…” (deed in French)
3 activities (deed in French)
- La gestion de portefeuilles d'assurances
- L'expertise et le conseil en matière d'assurances, de prêts hypothécaires, de dépôts, de financements, le conseil juridique, la prévention des risques, le service bureau informatique et toutes activités de services au sens le plus large se rapportant aux activités prédécrites
- L'intermédiaire financier et la représentation par agence du Crédit à l'Industrie
- DurationHow long the company exists; usually unlimited, so until it is dissolved.
- Unlimited
- Name clauseThe name the company operates under according to its articles.
- CLM ASSURANCES
- Registered office clauseThe region of the registered office; it decides among other things the language of official documents.
- “Sièges administratifs peuvent être créés en Belgique ou à l'étranger par décision de l'organe d'administration, Annexes du Moniteur belge” (deed in French)
Who represents it, and how
- Who signsWho may bind the company towards others, for example by signing a contract.
- Each director alone
- Board ruleHow the board is made up, meets and takes decisions.
- “1, un ou plusieurs administrateurs,actionnaire ou non,constituant un collège ou non” (deed in French)
Capital, shares and profit
- Kind of sharesWhich classes of shares exist and what rights each class carries.
- One provision in the deed
- Transfer restrictionWhether shareholders may sell their shares freely or need approval first.
- “Écrit, actions dont la cession est proposée” (deed in French)
- Authorised capitalThe amount by which the board may raise capital without a new shareholder decision.
- “Jour fixé par la loi comme point de départ, conférer à l'organe d'administration le pouvoir d'émettre des actions nouvelles, des obligations…” (deed in French)
- Membership ruleWho can become a member or partner, and on what terms.
- “Exclusion par assemblée générale pour justes motifs moyennant respect des modalités fixées par article 5:155, droit de démissionner à charge…” (deed in French)
Meetings and financial year
- Annual meetingWhen the shareholders meet each year, among other things to approve the annual accounts.
- First Monday of October at 20:00
Oversight and winding up
- Dissolution ruleWhen and by whom the company can be dissolved.
- “Article 2:80, dissolution et clôture de la liquidation en un seul acte” (deed in French)
- Liquidation ruleHow assets are shared after dissolution: creditors first, then shareholders.
- “Liquidateurs, solde réparti entre actionnaires proportionnellement aux actions possédées” (deed in French)