CLINCH
ActiveCLINCH has been active since 2007 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €58k and a net result of €2k. Equity is growing by ~4.4% per year across the filed fiscal years. Its solvency ranks better than 94% of 636 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.3% (very low).
Checked score
Score 2025
94
/ 100
Excellent▲ +42 vs 2024
The score combines four axes. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability21▲+21
Solvency100=
Growth52=
Stability100
Bankruptcy probability, 12 months
0.3%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €5k at 30 days acceptable
Liquidity ample (current ratio 16.14 against 12.66 in 2024), and 6.3% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 32
Relative position
BE, all sectors
reference
Sector 32
lower
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
93.7%
Return on assets
4%
Age of the figures
8 mo
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 05-05-2026, 87 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
87 d early
2024
76 d early
2023
84 d early
2022
84 d early
2021
75 d early
2020
26 d early
2019
30 d early
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
13-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€58k▲ 4.5%
2024 · €55k
2018: €40k
2019: €48k
2020: €58k
2021: €64k
2022: €70k
2023: €66k
2024: €55k
2018 → 2025
Total assets
€61k▲ 2.3%
2024 · €60k
2018: €50k
2019: €54k
2020: €66k
2021: €71k
2022: €75k
2023: €69k
2024: €60k
2018 → 2025
Net result
€2k
2024 · €-11k
2018: €6k
2019: €8k
2020: €10k
2021: €6k
2022: €5k
2023: €-3k
2024: €-11k
2018 → 2025
Working capital
€57k▲ 5.8%
2024 · €54k
2018: €36k
2019: €41k
2020: €52k
2021: €59k
2022: €66k
2023: €64k
2024: €54k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€64k-€70k▲ 8.4%€66k▼ 4.8%€55k▼ 17.1%€58k▲ 4.5%
Operating result€9k-€8k▼ 12.7%€-3k€-11k▼ 266%€3k
Net result€6k-€5k▼ 10.8%€-3k€-11k▼ 236%€2k
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result returns to profit in 2025: €3k after a loss of €11k in 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €61k
Fixed assets
€256▼ 76.9%
Current assets
€61k▲ 3.8%
Equity and liabilities €61k
Equity
€58k▲ 4.5%
Debt
€4k▼ 21.7%
The debt ratio falls from 8.2% to 6.3%: equity grows while debt is paid down.
Key figures and ratios
EBITDA
€3k▲
2024 · €-10k
Cash flow
€3k▲
2024 · €-10k
Solvency
93.7%▲
2024 · 91.8%
Current ratio
16.14▲
2024 · 12.66
Quick ratio
9.36▲
2024 · 6.46
Debt / equity
0.07▼
2024 · 0.09
ROE
4.3%▲
2024 · -20.6%
ROA
4.0%▲
2024 · -18.9%
Interest coverage
12.63▲
2024 · -64.34
Debt
€4k▼
2024 · €5k
Debt ≤ 1 year
€4k▼
2024 · €5k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€60k€61k▲
Fixed assets21/28€1k€256▼
Tangible fixed assets22/27€1k€256▼
Plant, machinery and equipment23€774€256▼
Furniture and vehicles24€334-
Current assets29/58€59k€61k▲
Stocks and contracts in progress3€29k€26k▼
Stocks30/36€29k€26k▼
Amounts receivable within one year40/41€4k€4k▲
Trade receivables40€2k€2k▲
Other amounts receivable41€2k€2k▲
Cash at bank and in hand54/58€24k€31k▲
Deferred charges and accrued income490/1€3k€500▼
Equity and liabilities
Total equity and liabilities10/49€60k€61k▲
Equity10/15€55k€58k▲
Contributions10/11€30k€30k=
Reserves13€36k€36k=
Distributable reserves133€36k€36k=
Profit (loss) carried forward14€-11k€-9k▲
Amounts payable17/49€5k€4k▼
Amounts payable within one year42/48€5k€4k▼
Trade debts44€83-
Suppliers440/4€83-
Taxes, remuneration and social security45€2k€2k▼
Taxes450/3€2k€2k▼
Other amounts payable47/48€2k€2k=
Accrued charges and deferred income492/3€250€50▼
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€1k€851▼
Other operating charges640/8€118€120▲
Gross operating margin9900€-10k€4k▲
Operating profit (loss)9901€-11k€3k▲
Financial income75/76B€17€137▲
Recurring financial income75€17€137▲
Financial charges65/66B€155€274▲
Recurring financial charges65€155€274▲
Profit (loss) for the period before taxes9903€-11k€2k▲
Income taxes67/77€5-
Profit (loss) for the period9904€-11k€2k▲
Profit (loss) for the period to be appropriated9905€-11k€2k▲
Appropriation of the result
Profit (loss) to be appropriated9906€-11k€-9k▲
Profit (loss) brought forward from the previous period14P-€-11k
The notes to these accounts (6 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
05-05
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
31-12
Financial
Back to profitnet €2k
Net result €2k after 2 loss-making years.
16-05
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
31-12
Financial
Weakest financial yearnet €-11k
Net result drops to €-11k, the lowest in the series; recovery starts the following year.
08-05
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
08-05
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
17-05
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2021
05-07
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
2020
31-12
Financial
Highest result since 2018net €10k ▲24.5%
Operating result €15k, net result €10k, both a record.
01-07
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema
2019
08-07
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema
2018
04-07
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema
2017
06-07
NBB filing
Annual accounts filed
fiscal year 2016 · micro schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
3 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Antwerpen · 1 establishment unit since 2007
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Baron Dhanislaan 52000 AntwerpenGround area
86 m²
Building footprint
86 m²
Volume, LiDAR
1,105 m³
Parcel 11811L3741/00V000, Flanders · tallest building 17.4 m, ±5 floors. Linked by address, not a title deed.
1 establishment unit
CLINCH
since 20072.168.346.611
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 11811L3741/00V000 | Flanders | 86 m² | 1 · 86 m² | 17.4 m · 5 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector, comparable size
Lola Troisfontaines
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AY2
BE 0787.597.438
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ARIA DESIGNS
BE 0677.965.464
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J2 MUSIC
BE 0476.722.732
Holsbeek · Eq €61k
GUINNOT
BE 0719.977.352
Nijlen · Eq €53k
Of 1,524 companies in sector 32123 we hold annual accounts for 225. 184 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded24-12-2007
Fiscal year end31-12
Activities, NACEBEL
32123Manufacture of jewellery
47512Retail sale of household textiles and bedding
47715Retail trade
47716Retail sale of clothing and accessories for women, men, children and babies (general range)
47722Retail trade
Sources
Crossroads Bank for EnterprisesNational Bank · 18 filingsAddress and cadastre registers
Data from official sources, last processed on 13-09-2026. Scores and ratios are computed by Checked and are not a credit decision.
Contact details
1 entryPhone:0475 54 50 94