GUINNOT
ActiveGUINNOT has been active since 2019 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €53k and a net result of €25k. Equity is growing by ~26% per year across the filed fiscal years. Its solvency ranks better than 40% of 638 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.7% (low).
Checked score
Score 2025
76
/ 100
Excellent▲ +56 vs 2024
The score combines four axes. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability100▲+100
Solvency50▲+28
Growth78▲+26
Stability100
Bankruptcy probability, 12 months
0.7%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €4k at 30 days acceptable
Liquidity tight (current ratio 1.25 against 0.99 in 2024), and 71.5% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 32
Relative position
BE, all sectors
reference
Sector 32
lower
← fewer bankruptcies
more bankruptcies →
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
28.5%
Return on assets
13.4%
Age of the figures
8 mo
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 24-04-2026, 98 days ahead of the deadline.
NBB · 7 filingsDeviation from the deadline
2025
98 d early
2024
29 d late
2023
2 d early
2022
3 d early
2021
61 d late
2020
31 d late
2019
16 d early
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
14-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€53k▲ 88.9%
2024 · €28k
2019: €28k
2020: €5k
2021: €-6k
2022: €14k
2023: €33k
2024: €28k
2019 → 2025
Total assets
€187k▲ 6.9%
2024 · €175k
2019: €277k
2020: €391k
2021: €244k
2022: €223k
2023: €248k
2024: €175k
2019 → 2025
Net result
€25k
2024 · €-5k
2019: €8k
2020: €-23k
2021: €-11k
2022: €20k
2023: €19k
2024: €-5k
2019 → 2025
Working capital
€34k
2024 · €-2k
2019: €-57k
2020: €17k
2021: €-27k
2022: €-22k
2023: €-44k
2024: €-2k
2019 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€-6k-€14k€33k▲ 140%€28k▼ 15.2%€53k▲ 88.9%
Operating result€-6k-€22k€22k▲ 3.1%€-4k€32k
Net result€-11k-€20k€19k▼ 2.0%€-5k€25k
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result returns to profit in 2025: €32k after a loss of €4k in 2024, the highest year so far.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €187k
Fixed assets
€19k▼ 35.3%
Current assets
€168k▲ 15.5%
Equity and liabilities €187k
Equity
€53k▲ 88.9%
Debt
€134k▼ 8.9%
The debt ratio falls from 83.9% to 71.5%: equity grows while debt is paid down.
Key figures and ratios
EBITDA
€42k▲
2024 · €7k
Cash flow
€36k▲
2024 · €6k
Solvency
28.5%▲
2024 · 16.1%
Current ratio
1.25▲
2024 · 0.99
Quick ratio
0.54▲
2024 · 0.34
Debt / equity
2.51▼
2024 · 5.20
ROE
47.1%▲
2024 · -18.0%
ROA
13.4%▲
2024 · -2.9%
Interest coverage
195.56▲
2024 · 9.90
Debt
€134k▼
2024 · €147k
Debt ≤ 1 year
€134k▼
2024 · €147k
Income taxes
€7k▲
2024 · €2
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€175k€187k▲
Fixed assets21/28€30k€19k▼
Intangible fixed assets21€30k€19k▼
Tangible fixed assets22/27€40€0▼
Plant, machinery and equipment23€0€0=
Furniture and vehicles24€40€0▼
Current assets29/58€145k€168k▲
Stocks and contracts in progress3€95k€95k▼
Stocks30/36€95k€95k▼
Amounts receivable within one year40/41€16k€8k▼
Trade receivables40€16k€5k▼
Other amounts receivable41-€3k
Cash at bank and in hand54/58€33k€64k▲
Deferred charges and accrued income490/1€103€275▲
Equity and liabilities
Total equity and liabilities10/49€175k€187k▲
Equity10/15€28k€53k▲
Contributions10/11€20k€20k=
Reserves13€8k€33k▲
Distributable reserves133€8k€33k▲
Amounts payable17/49€147k€134k▼
Amounts payable within one year42/48€147k€134k▼
Current portion of amounts payable after more than one year42€8k-
Trade debts44€3k€1k▼
Suppliers440/4€3k€1k▼
Taxes, remuneration and social security45€5k€2k▼
Taxes450/3€5k€2k▼
Other amounts payable47/48€130k€130k=
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€11k€11k▼
Other operating charges640/8€534€923▲
Non-recurring operating charges66A€45k-
Gross operating margin9900€52k€43k▼
Operating profit (loss)9901€-4k€32k▲
Financial charges65/66B€684€217▼
Recurring financial charges65€684€217▼
Profit (loss) for the period before taxes9903€-5k€32k▲
Income taxes67/77€2€7k▲
Profit (loss) for the period9904€-5k€25k▲
Profit (loss) for the period to be appropriated9905€-5k€25k▲
Appropriation of the result
Profit (loss) to be appropriated9906€-5k€25k▲
Transfer from equity791/2€5k-
Transfer to equity691/2-€25k
To other reserves6921-€25k
The notes to these accounts (7 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
24-04
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
31-12
Financial
Back to profitnet €25k
Net result €25k after one loss-making year.
29-08
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 29 days late
2024
29-07
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
28-07
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
31-12
Financial
Back to profitnet €20k
Net result €20k after 2 loss-making years.
30-09
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema · 61 days late
2021
31-08
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema · 31 days late
2020
31-12
Financial
Weakest financial yearnet €-23k ▼403%
Net result drops to €-23k, the lowest in the series; recovery starts the following year.
15-07
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
5 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Nijlen · 1 establishment unit since 2019
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Koningsbaan 842560 NijlenGround area
3,919 m²
Building footprint
276 m²
Volume, LiDAR
1,419 m³
Parcel 12026D0745/00D000, Flanders · tallest building 8.4 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
Guinnot
since 20192.285.461.837
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 12026D0745/00D000 | Flanders | 3,919 m² | 1 · 276 m² | 8.4 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector, comparable size
Les Blondes
BE 0805.938.752
Antwerpen · Eq €52k
ARIA DESIGNS
BE 0677.965.464
Antwerpen · Eq €55k
CARIELLE
BE 0741.964.777
Dendermonde · Eq €51k
GERALDINE RAULIER
BE 1001.855.887
Erquelinnes · Eq €51k
ARTHABILIS
BE 0473.162.832
Genappe · Eq €49k
Of 1,524 companies in sector 32123 we hold annual accounts for 225. 180 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded07-02-2019
Fiscal year end31-12
Activities, NACEBEL
32123Manufacture of jewellery
46150Agents in the wholesale of furniture, household goods and hardware
46480Wholesale trade
47120Other non-specialised retail sale
47770Retail sale of watches and jewellery
47910Retail trade
71121Engineering and related technical consultancy, excluding land surveyors
74111Design of textile patterns, clothing, jewellery, furniture and decorative items
77224Rental and leasing activities
77399Renting and leasing of other machinery, equipment and tangible goods
95250Repair and maintenance of computers, personal and household goods, and motor vehicles and motorcycles
Sources
Crossroads Bank for EnterprisesNational Bank · 7 filingsAddress and cadastre registers
Data from official sources, last processed on 14-09-2026. Scores and ratios are computed by Checked and are not a credit decision.