CLIA Toitures
ActiveThe computed 12-month bankruptcy probability of CLIA Toitures is 2.7% (moderate). The 2024 annual accounts show equity of €139k and a net result of €120k. Equity is growing by ~332.3% per year across the filed fiscal years. Its solvency ranks better than 75% of 36376 sector peers (fiscal year 2024). The company has been active since 2022 and the Belgian State Gazette contains no insolvency or warning signals.
Checked score
Score 2024
69
/ 100
Healthy
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2023
Profitability100=
Solvency95▲+33
Growth78=
Track record94
Bankruptcy probability, 12 months
2.7%
Moderate
0%0.5%1.5%4%10%≥ 25%
Credit up to €9k at 30 days acceptable
Liquidity ample (current ratio 3.22 against 1.52 in 2023; short-term debt: 28.8% and cash: 4.2% of total assets), and 30.3% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Five signals. The signal on the left, the evidence on the right.
+raises risk○neutral
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 43
Relative position
BE, all sectors
reference
Sector 43
higher
← fewer bankruptcies
more bankruptcies →
neutral · Filed after the deadline
The financial year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 21-08-2025, 21 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 3 filingsDeviation from the deadline
2025
not confirmed
2024
21 d late
2023
2 d early
2022
31 d late
← before the deadline
after the deadline →
Financials · fiscal year 2024, micro schema
Equity
€139k▲ 591%
2023 · €20k
2022: €5k
2023: €20k
2022 → 2024
Total assets
€199k▲ 269%
2023 · €54k
2022: €17k
2023: €54k
2022 → 2024
Net result
€120k▲ 631%
2023 · €16k
2022: €5k
2023: €16k
2022 → 2024
Working capital
€128k▲ 929%
2023 · €12k
2022: €5k
2023: €12k
2022 → 2024
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line202220232024Trend
Equity€5k-€20k▲ 284%€139k▲ 591%
Operating result€6k-€22k▲ 255%€155k▲ 619%
Net result€5k-€16k▲ 240%€120k▲ 631%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result has risen two years in a row; 2024 is 619% above 2023 and is the highest result in the available series.
Balance-sheet composition
2024 in colour, 2023 as the grey bar beneath
Assets €199k
Fixed assets
€14k▼ 20.0%
Current assets
€185k▲ 408%
Equity and liabilities €199k
Equity
€139k▲ 591%
Debt
€61k▲ 78.3%
The debt ratio falls from 62.8% to 30.3%. Equity and debt are higher.
Key figures and ratios
EBITDA
€163k▲
2023 · €27k
Cash flow
€128k▲
2023 · €22k
Solvency
69.7%▲
2023 · 37.2%
Current ratio
3.22▲
2023 · 1.52
Quick ratio
3.22▲
2023 · 1.52
Debt / equity
0.44▼
2023 · 1.69
ROE
86.7%▲
2023 · 81.9%
ROA
60.4%▲
2023 · 30.5%
Interest coverage
145.64▲
2023 · 25.82
Debt
€61k▲
2023 · €34k
Debt ≤ 1 year
€58k▲
2023 · €24k
Debt > 1 year
€3k▼
2023 · €10k
Income taxes
€34k▲
2023 · €4k
Staff costs
€75k▲
2023 · €48k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2024 against 2023
Balance sheet
Code20232024
Assets
Total assets20/58€54k€199k▲
Fixed assets21/28€18k€14k▼
Tangible fixed assets22/27€18k€14k▼
Plant, machinery and equipment23€2k€3k▲
Furniture and vehicles24€15k€11k▼
Current assets29/58€36k€185k▲
Amounts receivable within one year40/41€31k€177k▲
Trade receivables40€28k€166k▲
Other amounts receivable41€3k€10k▲
Cash at bank and in hand54/58€5k€8k▲
Deferred charges and accrued income490/1€163€435▲
Equity and liabilities
Total equity and liabilities10/49€54k€199k▲
Equity10/15€20k€139k▲
Contributions10/11€2k€2k=
Profit (loss) carried forward14€18k€137k▲
Amounts payable17/49€34k€61k▲
Amounts payable after more than one year17€10k€3k▼
Financial debts170/4€10k€3k▼
Amounts payable within one year42/48€24k€58k▲
Current portion of amounts payable after more than one year42€6k€7k▲
Trade debts44€7k€12k▲
Suppliers440/4€7k€12k▲
Taxes, remuneration and social security45€8k€37k▲
Taxes450/3€7k€36k▲
Remuneration and social security454/9€901€819▼
Other amounts payable47/48€3k€2k▼
Income statement
Code20232024
Remuneration, social security and pensions62€48k€75k▲
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€5k€7k▲
Other operating charges640/8€99€1k▲
Non-recurring operating charges66A-€88
Gross operating margin9900€75k€239k▲
Operating profit (loss)9901€22k€155k▲
Financial income75/76B€5-
Recurring financial income75€5-
Financial charges65/66B€1k€1k▲
Recurring financial charges65€1k€1k▲
Profit (loss) for the period before taxes9903€21k€154k▲
Income taxes67/77€4k€34k▲
Profit (loss) for the period9904€16k€120k▲
Profit (loss) for the period to be appropriated9905€16k€120k▲
Appropriation of the result
Profit (loss) to be appropriated9906€20k€139k▲
Profit (loss) brought forward from the previous period14P€3k€18k▲
Profit to be distributed694/7€2k€2k=
Return on contributions (dividend)694€2k€2k=
The notes to these accounts (8 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
2025
21-08
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 21 days late
2024
31-12
Financial
Highest result since 2022net €120k ▲631%
Operating result €155k, net result €120k, both a record.
31-12
Financial
Liquidity doublescurrent ratio 3.22
Current ratio from 1.52 to 3.22.
31-12
Financial
Equity above €100kEq €139k ▲591%
3 profitable years in a row build equity to €139k.
29-07
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
31-08
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 31 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Namur · 1 establishment unit since 2022
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Chaussée de Liège(JB) 6245100 NamurGround area
476 m²
Building footprint
497 m²
Volume, LiDAR
6,543 m³
Parcel 92067A0066/00F000, Wallonia · tallest building 16.7 m, ±4 floors. Linked by address, not a title deed.
1 establishment unit
Chaussée de Liège(JB) 624, 5100 Namur
since 20222.336.551.737
1 parcel
Wallonia
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 92067A0066/00F000 | Wallonia | 476 m² | 1 · 497 m² | 16.7 m · 4 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector, comparable size
HYDROCKX ENTREPRISE S.A.
BE 0464.073.437
Courcelles · Eq €140k
SMOKE MONKEY
BE 0764.482.635
Maasmechelen · Eq €137k
ON CONSTRUCT
BE 0666.788.094
Schaarbeek · Eq €137k
S.N.S.
BE 0686.944.991
Hasselt · Eq €133k
DRYMUR
BE 0727.990.443
Kinrooi · Eq €132k
Of 366 companies in sector 43421 we hold annual accounts for 203. 166 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded11-10-2022
Fiscal year end31-12
Activities, NACEBEL
43410Roofing work
43421Specialised construction activities
43990Other specialised construction activities
43992Specialised construction activities
43995Specialised construction activities
81220Other building cleaning and industrial cleaning
Sources
Crossroads Bank for EnterprisesNational Bank · 3 filingsAddress and cadastre registers
Data from official sources, last processed on 21-09-2026. Scores and ratios are computed by Checked and are not a credit decision.