HOUSEC
ActiveSummary
The computed 12-month bankruptcy probability of HOUSEC is 2.7% (moderate). The 2024 annual accounts show equity of €127,541 and a net result of €90,889. Equity is growing by ~41.9% per year across the filed fiscal years. Its solvency ranks better than 54% of 36386 sector peers (fiscal year 2024). The company has been active since 2021 and the Belgian State Gazette contains no insolvency or warning signals.
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Signals
This company filed its last 3 accounts on average 54 days after the deadline; the sector median for financial year 2024 is 1 day before the deadline, and 42% of the sector filed late.
Checked, nothing found (1)
History
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Financials · fiscal year 2024, micro schema
Click a name to add, emphasise or remove a line.Band: the middle half (P25 to P75) of NACE 43, Specialised construction activities, each year against the same schema; no band under 30 filings. Dashed line: the median.
Peer companies
Historical observationOf the 39,276 companies that looked in July 2024 the way this one looks now, 1.6% went bankrupt within 24 months and 96% are still going.
- Micro
- 2 to 5 years old
- solvency 30% or more
- a profit of 5% of the balance sheet or more
A further 0.5% stopped, but we cannot tell whether within those 24 months.
For this company itself Checked computes a higher bankruptcy probability: 2.7% over twelve months. The score reads more about this company than the group's four characteristics; both figures are right about what they measure.
How reliable is this rule?
Tested on the year before, without using that year itself: the groups of July 2023 gave each of the 497,662 companies of July 2024 its group's bankruptcy share. Expected: 1.5%; actually bankrupt within 24 months: 1.6%.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.4% |
| 3 | 0.5% | 0.5% |
| 4 | 0.6% | 0.7% |
| 5 | 0.8% | 0.9% |
| 6 | 1.2% | 1.3% |
| 7 | 1.5% | 1.7% |
| 8 | 1.7% | 1.7% |
| 9 | 2.7% | 2.8% |
| 10 | 5.3% | 5.7% |
The rule ranks well: a company that went bankrupt got a higher share than one that kept going in 75% of comparisons. The level follows the economy: in a year with more bankruptcies, the actual share is higher than the year before.
An observation about 39,276 comparable companies, not a prediction for this company. The sector does not count: the register keeps no sector for companies that stopped, so it would make the outcome look better than it was.
| Line | 2022 | 2023 | 2024 | Change |
|---|---|---|---|---|
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630 | €472 | €13,087 | €16,406 | ▲ 25.4% |
| Other operating charges640/8 | €602 | €342 | €1,673 | ▲ 390% |
| Gross operating margin9900 | €56,722 | €78,128 | €120,016 | ▲ 53.6% |
| Operating profit (loss)9901 | €55,648 | €64,700 | €101,937 | ▲ 57.6% |
| Financial income75/76B | - | - | €1 | - |
| Recurring financial income75 | - | - | €1 | - |
| Financial charges65/66B | €12 | €1,872 | €2,260 | ▲ 20.8% |
| Recurring financial charges65 | €12 | €1,872 | €2,260 | ▲ 20.8% |
| Profit (loss) for the period before taxes9903 | €55,636 | €62,828 | €99,677 | ▲ 58.7% |
| Income taxes67/77 | €14,000 | €12,812 | €8,788 | ▼ 31.4% |
| Profit (loss) for the period9904 | €41,636 | €50,015 | €90,889 | ▲ 81.7% |
| Profit (loss) for the period to be appropriated9905 | €41,636 | €50,015 | €90,889 | ▲ 81.7% |
| Line | 2022 | 2023 | 2024 | Change |
|---|---|---|---|---|
| Assets | ||||
| Total assets20/58 | €91,393 | €235,561 | €255,659 | ▲ 8.5% |
| Fixed assets21/28 | €5,630 | €66,306 | €51,249 | ▼ 22.7% |
| Tangible fixed assets22/27 | €5,630 | €66,306 | €51,199 | ▼ 22.8% |
| Land and buildings22 | €5,630 | - | - | - |
| Plant, machinery and equipment23 | - | €6,292 | €4,839 | ▼ 23.1% |
| Furniture and vehicles24 | - | €60,014 | €46,360 | ▼ 22.8% |
| Financial fixed assets28 | - | - | €50 | - |
| Current assets29/58 | €85,763 | €169,255 | €204,410 | ▲ 20.8% |
| Amounts receivable within one year40/41 | €28,446 | €109,489 | €106,014 | ▼ 3.2% |
| Trade receivables40 | €22,880 | €92,120 | €102,989 | ▲ 11.8% |
| Other amounts receivable41 | €5,566 | €17,368 | €3,025 | ▼ 82.6% |
| Cash at bank and in hand54/58 | €57,317 | €59,578 | €96,735 | ▲ 62.4% |
| Deferred charges and accrued income490/1 | - | €189 | €1,661 | ▲ 779% |
| Equity and liabilities | ||||
| Total equity and liabilities10/49 | €91,393 | €235,561 | €255,659 | ▲ 8.5% |
| Equity10/15 | €46,636 | €96,652 | €127,541 | ▲ 32.0% |
| Contributions10/11 | €5,000 | €5,000 | €5,000 | = |
| Capital10 | €5,000 | - | - | - |
| Issued capital100 | €5,000 | - | - | - |
| Profit (loss) carried forward14 | €41,636 | €91,652 | €122,541 | ▲ 33.7% |
| Amounts payable17/49 | €44,757 | €138,910 | €128,118 | ▼ 7.8% |
| Amounts payable after more than one year17 | - | €44,686 | €31,535 | ▼ 29.4% |
| Financial debts170/4 | - | €44,686 | €31,535 | ▼ 29.4% |
| Amounts payable within one year42/48 | €43,181 | €94,224 | €96,583 | ▲ 2.5% |
| Current portion of amounts payable after more than one year42 | - | €12,647 | €13,151 | ▲ 4.0% |
| Trade debts44 | €21,751 | €65,538 | €52,498 | ▼ 19.9% |
| Suppliers440/4 | €21,751 | €65,538 | €52,498 | ▼ 19.9% |
| Taxes, remuneration and social security45 | €21,430 | €16,039 | €28,137 | ▲ 75.4% |
| Taxes450/3 | €14,476 | €14,695 | €19,723 | ▲ 34.2% |
| Remuneration and social security454/9 | €6,954 | €1,344 | €8,413 | ▲ 526% |
| Other amounts payable47/48 | - | - | €2,797 | - |
| Accrued charges and deferred income492/3 | €1,576 | - | - | - |
| Line | 2022 | 2023 | 2024 | Change |
|---|---|---|---|---|
| Profit (loss) for the period9904 | €41,636 | €50,015 | €90,889 | ▲ 81.7% |
| + Depreciation and write-downs630 | €472 | €13,087 | €16,406 | ▲ 25.4% |
| Operating cash flow (approximation) | €42,108 | €63,102 | €107,295 | ▲ 70.0% |
| Investment in fixed assets (approximation) | - | -€73,762 | -€1,350 | ▲ 98.2% |
| Change in cash | - | €2,261 | €37,157 | ▲ 1,544% |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
Timeline · acts, filings and financial milestones
About the unread acts
We know of 2 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.
Directors · office · real estate
1 establishment unit
1 parcel
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 55016A0241/00M002 | Wallonia | 642 m² | 1 · 82 m² | - |
Linked by address, not proof of ownership
Recognitions · licences · registrations
Legal Entity Identifier
Similar companies · same sector, comparable size
Identification & contact
If you follow this company, Checked tells you the day it leaves the Peppol register.
Register as of 28 September 2026 · Peppol Directory
Scores and ratios are computed by Checked and are not a credit decision.