Skip to content

A.M.I.

Active
Private limited companyfounded 20233 yrs activeTerhulpsesteenweg 184, 1170 Watermaal-Bosvoorde, BelgiumKBO/BCE: BE 0801.085.386
Summary

The computed 12-month bankruptcy probability of A.M.I. is 7.9% (elevated). The 2024 annual accounts show equity of €44,313 and a net result of €39,313. Its solvency ranks better than 18% of 3556 sector peers (fiscal year 2024). The company has been active since 2023 and the Belgian State Gazette contains no insolvency or warning signals.

Risk analysisWatch ReportCompare
A.M.I.ActiveChecked score 34/100
Risk analysis ReportCompare

Overview

Activity
Specialised construction activities
NACE 43421Roofing work NACE 43410Bricklaying and masonry work NACE 43910
1 site
Size
€277,787total assets 2024
Equity
€44,313
Profit
€39,313
Financial health
34 Weak Checked score 2024
Bankruptcy chance 12 m
7.9%
Structure
Accounts filed 43 d late1 of 3 deeds read
Why 34- Figures for FY 2024 (filed 12-09-2025)- 1 change of registered office in 24 months- 1 financial year not filed after the legal deadline; latest accounts 43 days late; 1 of the last 3 late- Founded in 2023Show the evidence

Checked score

Score 2024
34 / 100
Weak
Probability in this band: 4.2% to 15.0%
Better than 37% of its sector peers (NACE 43, micro)
Performance against the sector, not lower risk
Every signal that weighs is under Signals.
Financial strength
Average
Solvency 41
equity 16.0% of total assets
Liquidity 32
short-term debt 76.8% · cash 19.1%
Profitability 86
return on assets 14.2%
Bankruptcy probability, 12 months
7.9% Elevated
0%0.5%1.5%4%10%≥ 25%

About 8 in 100 comparable companies go bankrupt within 12 months (an estimate).

Sector median 0.7% (47,133 companies)
Last 24 months 11-2024: 5.1% 12-2024: 5.3%▲ +4.2% vs 11-2024 01-2025: 5.3%▼ -0.7% vs 12-2024 02-2025: 5.3%● 0.0% vs 01-2025 03-2025: 5.6%▲ +6.3% vs 02-2025 04-2025: 5.8%▲ +2.6% vs 03-2025 05-2025: 5.8%● 0.0% vs 04-2025 06-2025: 5.8%● 0.0% vs 05-2025 07-2025: 5.8%● 0.0% vs 06-2025 08-2025: 5.8%● 0.0% vs 07-2025 09-2025: 5.8%● 0.0% vs 08-2025 10-2025: 3.4%▼ -41.6% vs 09-2025 11-2025: 2.4%▼ -29.8% vs 10-2025 12-2025: 2.3%▼ -1.3% vs 11-2025 01-2026: 2.3%▼ -2.4% vs 12-2025 02-2026: 2.3%● 0.0% vs 01-2026 03-2026: 2.3%▼ -0.5% vs 02-2026lowest value 04-2026: 2.3%▲ +2.1% vs 03-2026 05-2026: 2.3%▲ +1.2% vs 04-2026 06-2026: 4.2%▲ +77.2% vs 05-2026 07-2026: 4.2%▲ +0.3% vs 06-2026 08-2026: 5.1%▲ +21.9% vs 07-2026 09-2026: 5.2%▲ +2.1% vs 08-2026 10-2026: 7.9%▲ +52.5% vs 09-2026highest value
  • Figures for FY 2024 (filed 12-09-2025) raises the probability
  • 1 change of registered office in 24 months raises the probability
  • 1 financial year not filed after the legal deadline; latest accounts 43 days late; 1 of the last 3 late raises the probability
  • Founded in 2023 raises the probability for this profile
Credit up to €1,500 at 30 days only on tighter terms
Liquidity tight (current ratio 1.15; short-term debt: 76.8% and cash: 19.1% of total assets), and 84% of the assets are financed with debt.
How it is calculated

The band comes from the bankruptcy probability on a scale of 0 to 100: every 10 points more double the odds of getting through the year without bankruptcy.

75-100 Excellent under 0.55%
60-74 Healthy 0.55% to 1.5%
45-59 Fair 1.5% to 4.2%
25-44 Weak 4.2% to 15.0%
0-24 Critical over 15.0%

Place inside the band: half the bankruptcy probability, half how the company does against its sector peers (NACE 43, micro). Better than this share of them on solvency 18%, liquidity 20%, profitability 72%. That is performance, not lower risk; the band itself always comes from the probability.

Bankruptcy probability: model pd-v3.202610021621, computed on 03-10-2026. The model learns from Belgian bankruptcies and reads the registers, the annual accounts and the gazette.

Ceilings: negative or zero equity, a heavy loss, a special KBO legal situation and a missing filing 59 (two missing 44), an ongoing judicial reorganisation or an ending 24. Financial strength does not count in the score.

Credit check for your own amount and term

Show the recommended maximum : and see how the verdict changes with amount, term and advance.

Signals

Six signals. The signal on the left, the evidence on the right.
+raises risk○neutral
raises risk · Figures for FY 2024 (filed 12-09-2025)
In the bankruptcy model this factor raises the probability.
NBB · annual accounts
raises risk · 1 change of registered office in 24 months
In the bankruptcy model this factor raises the probability.
Belgian State Gazette
raises risk · 1 financial year not filed after the legal deadline; latest accounts 43 days late; 1 of the last 3 late
In the bankruptcy model this factor raises the probability.
NBB · filings
raises risk · Founded in 2023
In the bankruptcy model this factor raises the probability for this profile.
KBO
raises risk · Weak solvency vs sector
Solvency (equity / total assets) is in the sector's weakest quartile: better than 18% of 3556 sector peers (2024).
NBB · sector comparison
Position among 3556 sector peers
Solvency
better than 18%
← weakest strongest →
neutral · Filed after the deadline
The financial year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 12-09-2025, 43 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 1 filing
Deviation from the deadline
2024
43 d late
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

This company filed its 2024 accounts 43 days after the deadline; the sector median for financial year 2024 is 1 day before the deadline, and 42% of the sector filed late.

Checked, nothing found (1)
neutral · No strike-offs in the KBO publications
We found no ex-officio strike-off or cessation. Our series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.
KBO publications · our coverage
  1. Registered officeRegistered-office move
  2. Annual accounts filedfiscal year 2024 · full…

Key points

  • Caution: Among the weakest 18% on equitysector median €284,474 · 3,556 companies €44,313 View
  • Total assets 2024first fiscal year filed €277,787 View
  • Active since 2023founded 24-04-2023 3 years View

By topic

Financials

Fiscal year
2024
Total assets
€277,787
Profit
€39,313
Solvency
16.0%
Go to Financials

Timeline

Events
2
Since
2025
  1. 22-05-2026Registered office
  2. 12-09-2025Annual accounts filed
Go to Timeline

Company details

Sites
1
Legal form
Private limited company
Activity
Specialised construction activitiesNACE 43421
Founded
24-04-2023
Year ends
31-12
Peppol
Reachable for e-invoices
Go to Company details

Go further with this company

How much credit can you give this customer, and on what term?Credit check What should you check before you do business with this company?Supplier due diligence Can you trust this company with building work?Contractor check Can you accept this company as a client under the anti-money-laundering law?AML client file Which of your other customers can you e-invoice via Peppol?Peppol check How does this company compare with its sector?Sector benchmark

Your own company? See how customers, suppliers and banks see it and what to improve first.

Investigating this company? Keep it with today's facts in a case file.

We would like to set cookies. That happens only with your consent. What we measure