CLERBATI
ActiveThe computed 12-month bankruptcy probability of CLERBATI is 4.2% (elevated). The 2024 annual accounts show equity of €43k and a net result of €91k. Its solvency ranks better than 20% of 9981 sector peers (fiscal year 2024). The company has been active since 2023 and the Belgian State Gazette contains no insolvency or warning signals.
Checked score
Score 2024
54
/ 100
Fair
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2023
Profitability100▲+100
Solvency37▲+37
Growth78
Track record82
Bankruptcy probability, 12 months
4.2%
Elevated
0%0.5%1.5%4%10%≥ 25%
Credit up to €2k at 30 days only on tighter terms
Liquidity short (current ratio 0.94 against 0.33 in 2023; short-term debt: 79.2% and cash: 34.2% of total assets), and 88% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Seven signals. The signal on the left, the evidence on the right.
+raises risk○neutral
raises risk · Young company
A young company has little track record yet and statistically fails more often than an established one.
KBO · incorporation dateAge against the risk zone
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 41
Relative position
BE, all sectors
reference
Sector 41
higher
← fewer bankruptcies
more bankruptcies →
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2024Solvency, return and age of the figures
Solvency
12%
Return on assets
25.6%
Age of the figures
20 mo
raises risk · Weak solvency vs sector
Solvency (equity / total assets) is in the sector's weakest quartile: better than 20% of 9981 sector peers (2024).
NBB · sector comparisonPosition among 9981 sector peers
Solvency
better than 20%
← weakest
strongest →
neutral · Filed after the deadline
The financial year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 25-09-2025, 56 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 2 filingsDeviation from the deadline
2025
not confirmed
2024
56 d late
2023
68 d late
← before the deadline
after the deadline →
Financials · fiscal year 2024, micro schema
Equity
€43k
2023 · €-48k
2023: €-48k
2023 → 2024
Total assets
€357k▲ 194%
2023 · €121k
2023: €121k
2023 → 2024
Net result
€91k
2023 · €-51k
2023: €-51k
2023 → 2024
Working capital
€-18k▲ 84.2%
2023 · €-113k
2023: €-113k
2023 → 2024
Multi-year overview
Available amounts per fiscal year
Line20232024Trend
Equity€-48k-€43k
Operating result€-51k-€108k
Net result€-51k-€91k
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result returns to profit in 2024: €108k after a loss of €51k in 2023.
Balance-sheet composition
2024 in colour, 2023 as the grey bar beneath
Assets €357k
Fixed assets
€92k▲ 41.6%
Current assets
€265k▲ 370%
Equity and liabilities €357k
Equity
€43k
Debt
€314k
Debt finances 88.0% of the balance-sheet total.
Key figures and ratios
EBITDA
€154k▲
2023 · €-33k
Cash flow
€138k▲
2023 · €-33k
Solvency
12.0%▲
2023 · -39.8%
Current ratio
0.94▲
2023 · 0.33
Quick ratio
0.94▲
2023 · 0.33
Debt / equity
7.32▲
2023 · -3.51
ROE
212.7%
ROA
25.6%▲
2023 · -42.3%
Interest coverage
64.99
Debt
€314k▲
2023 · €170k
Debt ≤ 1 year
€283k▲
2023 · €170k
Debt > 1 year
€30k
Income taxes
€14k
Staff costs
€138k▲
2023 · €54k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2024 against 2023
Balance sheet
Code20232024
Assets
Total assets20/58€121k€357k▲
Fixed assets21/28€65k€92k▲
Tangible fixed assets22/27€65k€92k▲
Plant, machinery and equipment23€18k€43k▲
Furniture and vehicles24€47k€49k▲
Financial fixed assets28-€625
Current assets29/58€56k€265k▲
Amounts receivable within one year40/41€52k€140k▲
Trade receivables40€52k€126k▲
Other amounts receivable41-€14k
Cash at bank and in hand54/58€3k€122k▲
Deferred charges and accrued income490/1€1k€3k▲
Equity and liabilities
Total equity and liabilities10/49€121k€357k▲
Equity10/15€-48k€43k▲
Contributions10/11€3k€3k=
Profit (loss) carried forward14€-51k€40k▲
Amounts payable17/49€170k€314k▲
Amounts payable after more than one year17-€30k
Financial debts170/4-€30k
Amounts payable within one year42/48€170k€283k▲
Current portion of amounts payable after more than one year42-€22k
Trade debts44-€33k
Suppliers440/4-€33k
Taxes, remuneration and social security45€2k€32k▲
Taxes450/3€118€17k▲
Remuneration and social security454/9€2k€15k▲
Other amounts payable47/48€168k€197k▲
Accrued charges and deferred income492/3-€1k
Income statement
Code20232024
Remuneration, social security and pensions62€54k€138k▲
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€18k€46k▲
Other operating charges640/8€2k€8k▲
Gross operating margin9900€23k€300k▲
Operating profit (loss)9901€-51k€108k▲
Financial charges65/66B-€2k
Recurring financial charges65-€2k
Profit (loss) for the period before taxes9903€-51k€105k▲
Income taxes67/77-€14k
Profit (loss) for the period9904€-51k€91k▲
Profit (loss) for the period to be appropriated9905€-51k€91k▲
Appropriation of the result
Profit (loss) to be appropriated9906€-51k€40k▲
Profit (loss) brought forward from the previous period14P-€-51k
The notes to these accounts (8 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
2025
25-09
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 56 days late
2024
31-12
Financial
Back to profitnet €91k
Net result €91k after one loss-making year.
07-10
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 68 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Oudergem · 1 establishment unit since 2023
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Vogelzang 1871160 OudergemGround area
232 m²
Building footprint
115 m²
Volume, LiDAR
1,157 m³
Parcel 21002A0158/00E002, Brussels · tallest building 13.9 m, ±4 floors. Linked by address, not a title deed.
1 establishment unit
CLERBATI
since 20232.349.998.214
1 parcel
Brussels
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 21002A0158/00E002 | Brussels | 232 m² | 1 · 115 m² | 13.9 m · 4 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector, comparable size
GESTION ET TRAVAUX
BE 0465.338.296
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KM Rénove
BE 1006.858.317
Anderlecht · Eq €43k
TMC CONSTRUCT
BE 0568.987.647
Charleroi · Eq €43k
AERBO-aannemingen
BE 1004.001.369
Antwerpen · Eq €43k
Spurs Klimaat
BE 0779.860.402
Kortrijk · Eq €43k
Of 29,808 companies in sector 41001 we hold annual accounts for 16,038. 12,931 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded28-09-2023
Fiscal year end31-12
Activities, NACEBEL
41001General construction of residential buildings
43211General electrical installation work
43990Other specialised construction activities
43995Specialised construction activities
Sources
Crossroads Bank for EnterprisesNational Bank · 2 filingsAddress and cadastre registers
Data from official sources, last processed on 16-09-2026. Scores and ratios are computed by Checked and are not a credit decision.