CLEANMARC
ActiveThe annual accounts of CLEANMARC for fiscal year 2025 show a net loss of 59% of the equity at the start of that year. The 2025 annual accounts show equity of €8k and a net result of €-12k. Its solvency ranks better than 25% of 11238 sector peers (fiscal year 2025). The company has been active since 2024 and the Belgian State Gazette contains no insolvency or warning signals. The computed 12-month bankruptcy probability is 1.4% (low).
Checked score
Score 2025
39
/ 100
Weak
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability3▼-97
Solvency34▼-57
Growth32
Track record82
Bankruptcy probability, 12 months
1.4%
Low
0%0.5%1.5%4%10%≥ 25%
No publishable credit limit; credit only on tighter terms
Net loss of at least half of total assets or of the equity at the start of the financial year.
Liquidity short (current ratio 0.89 against 2.95 in 2024; short-term debt: 46.7% and cash: 12.6% of total assets), and 91% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Seven signals. The signal on the left, the evidence on the right.
+raises risk○neutral
raises risk · Young company
A young company has little track record yet and statistically fails more often than an established one.
KBO · incorporation dateAge against the risk zone
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 46
Relative position
BE, all sectors
reference
Sector 46
higher
← fewer bankruptcies
more bankruptcies →
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
9%
Return on assets
-12.9%
Age of the figures
9 mo
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 26-07-2026, 5 days ahead of the deadline.
NBB · 2 filingsDeviation from the deadline
2025
5 d early
2024
20 d early
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
18-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€8k▼ 58.8%
2024 · €20k
2024: €20k
2024 → 2025
Total assets
€90k▲ 202%
2024 · €30k
2024: €30k
2024 → 2025
Net result
€-12k
2024 · €17k
2024: €17k
2024 → 2025
Working capital
€-5k
2024 · €20k
2024: €20k
2024 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20242025Trend
Equity€20k-€8k▼ 58.8%
Operating result€21k-€-9k
Net result€17k-€-12k
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result turns negative in 2025: a loss of €9k after €21k in 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €90k
Fixed assets
€53k
Current assets
€37k
Equity and liabilities €90k
Equity
€8k▼ 58.8%
Debt
€82k▲ 710%
The debt ratio rises from 33.9% to 91.0%. Equity is lower and debt is higher.
Key figures and ratios
EBITDA
€-4k
Cash flow
€-7k
Solvency
9.0%▼
2024 · 66.1%
Current ratio
0.89▼
2024 · 2.95
Quick ratio
0.71▼
2024 · 2.95
Debt / equity
10.07▲
2024 · 0.51
ROE
-142.8%▼
2024 · 84.8%
ROA
-12.9%▼
2024 · 56.1%
Interest coverage
-1.54
Debt
€82k▲
2024 · €10k
Debt ≤ 1 year
€42k▲
2024 · €10k
Debt > 1 year
€40k
Income taxes
€203▼
2024 · €4k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€30k€90k▲
Fixed assets21/28-€53k
Tangible fixed assets22/27-€53k
Plant, machinery and equipment23-€3k
Furniture and vehicles24-€50k
Current assets29/58€30k€37k▲
Stocks and contracts in progress3-€7k
Stocks30/36-€7k
Amounts receivable within one year40/41€15k€18k▲
Trade receivables40€7k€13k▲
Other amounts receivable41€8k€4k▼
Cash at bank and in hand54/58€13k€11k▼
Deferred charges and accrued income490/1€2k€961▼
Equity and liabilities
Total equity and liabilities10/49€30k€90k▲
Equity10/15€20k€8k▼
Contributions10/11€3k€3k=
Profit (loss) carried forward14€17k€5k▼
Amounts payable17/49€10k€82k▲
Amounts payable after more than one year17-€40k
Financial debts170/4-€40k
Amounts payable within one year42/48€10k€42k▲
Current portion of amounts payable after more than one year42-€11k
Trade debts44€2k€14k▲
Suppliers440/4€2k€14k▲
Taxes, remuneration and social security45€8k€4k▼
Taxes450/3€8k€4k▼
Other amounts payable47/48-€13k
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630-€5k
Other operating charges640/8€225€2k▲
Gross operating margin9900€21k€-2k▼
Operating profit (loss)9901€21k€-9k▼
Financial income75/76B€1€0▼
Recurring financial income75€1€0▼
Financial charges65/66B€296€3k▲
Recurring financial charges65€296€3k▲
Profit (loss) for the period before taxes9903€21k€-11k▼
Income taxes67/77€4k€203▼
Profit (loss) for the period9904€17k€-12k▼
Profit (loss) for the period to be appropriated9905€17k€-12k▼
Appropriation of the result
Profit (loss) to be appropriated9906€17k€5k▼
Profit (loss) brought forward from the previous period14P-€17k
The notes to these accounts (10 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
26-07
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
11-07
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
NBB filing
Directors · office · real estate
Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Charleroi · 1 establishment unit since 2024
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Route de Philippeville 576010 CharleroiGround area
190 m²
Building footprint
41 m²
Parcel 52014A0082/00N009, Wallonia. Linked by address, not a title deed.
1 establishment unit
CLEANMARC
since 20242.365.218.405
1 parcel
Wallonia
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 52014A0082/00N009 | Wallonia | 190 m² | 1 · 41 m² | - |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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FACE INT.
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AL JAMMAL GOLD
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CLK COMPANY
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Of 1,745 companies in sector 46150 we hold annual accounts for 757. 338 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded07-10-2024
Fiscal year end31-12
Activities, NACEBEL
46150Agents in the wholesale of furniture, household goods and hardware
47120Other non-specialised retail sale
47716Retail sale of clothing and accessories for women, men, children and babies (general range)
47789Other retail sale of new goods
47820Market retail: textiles, clothing, footwear
47890Retail trade
47910Retail trade
Sources
Crossroads Bank for EnterprisesNational Bank · 2 filingsAddress and cadastre registers
Data from official sources, last processed on 18-09-2026. Scores and ratios are computed by Checked and are not a credit decision.