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CLEANMARC

Active
Private limited companyfounded 2024active for 2 yearsRoute de Philippeville 57, 6010 Charleroi, BelgiumKBO/BCE: BE 1014.765.696
Summary

The computed 12-month bankruptcy probability of CLEANMARC is 2.3% (moderate). The annual accounts of CLEANMARC for financial year 2025 show a net loss of 59% of the equity at the start of that year. The 2025 annual accounts show equity of €8,131 and a net result of -€11,614. Its solvency ranks better than 26% of 13,646 sector peers (NACE 46, financial year 2025). The company has been active since 2024 and the Belgian Official Gazette contains no insolvency or warning signals.

Overview

Activity
Agents in the wholesale of furniture, household goods and hardware
NACE 46150
1 site
Size
€90,012total assets 2025
Equity
€8,131
Loss
-€11,614
Turnover not published (micro format)
Financial health
51 Fair Checked score 2025
Bankruptcy probabilitywithin 12 months
2.3%
Structure
2025 accounts 5 days early
Why 51raises riskFounded in 2024Equity €8,131 (9.0% of total assets)Loss of €11,614 (financial year 2025)lowers riskFigures for financial year 2025 (filed 26-07-2026)Show the evidence

Checked score

Score 2025
51 / 100
Fair
Probability in this band: 1.5% to 4.2%
Financially better than 21% of its sector peers (NACE 46, micro)
Financial strength · tick = 2024
Weak
Solvency 34-57
equity 9.0% of total assets
Liquidity 43-42
short-term debt 46.7% · cash 12.6%
Profitability 3-97
return on assets -12.9%
Bankruptcy probability, 12 months
2.3% Moderate
0%0.5%1.5%4%10%≥ 25%

About 2 in 100 comparable companies go bankrupt within 12 months (an estimate).

Sector median 0.4% (26,881 companies, NACE 46, micro)
Last 24 months 11-2025: 0.4% 12-2025: 0.4%● unchanged vs 11-2025 01-2026: 0.4%● unchanged vs 12-2025 02-2026: 0.4%● unchanged vs 01-2026lowest value 03-2026: 0.4%● unchanged vs 02-2026 04-2026: 0.5%▲ +0.1 percentage points vs 03-2026 05-2026: 0.5%● unchanged vs 04-2026 06-2026: 0.5%● unchanged vs 05-2026 07-2026: 0.6%▲ +0.1 percentage points vs 06-2026 08-2026: 2.2%▲ +1.6 percentage points vs 07-2026 09-2026: 2.2%● unchanged vs 08-2026 10-2026: 2.3%▲ +0.1 percentage points vs 09-2026highest value
No publishable credit limit; credit only on tighter terms
Net loss of at least half of total assets or of the equity at the start of the financial year.
Liquidity insufficient (current ratio 0.89, compared with 2.95 in 2024, below 1; short-term debt: 46.7% and cash: 12.6% of total assets), and 91% of the assets are financed with debt and provisions.
How it is calculated

The band follows from the bankruptcy probability, on a scale where 10 more points roughly halve it:

75-100 Excellent under 0.55%
60-74 Healthy 0.55% to 1.5%
45-59 Fair 1.5% to 4.2%
25-44 Weak 4.2% to 15.0%
0-24 Critical over 15.0%

Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 46, micro): better than 23% on solvency, 41% on liquidity, 13% on profitability and 8% on growth.

The bankruptcy probability was computed on 27-10-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.

Some facts cap the score, however low the probability. Negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late hold it at Fair at most (59); two missing filings, at Weak (44). An ongoing judicial reorganisation or the company's end (bankruptcy, dissolution, liquidation) holds it at Critical at most (24).

Credit check for your own amount and term

Show the recommended maximum and see how the verdict changes with amount, term and advance.

Signals

Five signals.
lowers riskraises riskneutral
raises risk · Founded in 2024
Companies of this age fail more often than older ones; how much that weighs depends on the rest of its profile.
KBO
raises risk · Equity €8,131 (9.0% of total assets)
NBB · annual accounts
raises risk · Loss of €11,614 (financial year 2025)
NBB · annual accounts
lowers risk · Figures for financial year 2025 (filed 26-07-2026)
NBB · annual accounts
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 26-07-2026, 5 days ahead of the deadline.
NBB · 2 filings
Deviation from the deadline
2025
5 days early
2024
20 days early
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

This company filed its last 2 accounts on average 13 days before the deadline; the sector median (NACE 46) for financial year 2024 is 3 days before the deadline, and 39% of those companies filed late.

Searched, nothing found (2)
neutral · Next filing not due yet
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven months
Where today falls in the filing period
28-10-2026 today31-12-2026 year end31-07-2027 deadline
neutral · No strike-offs in the KBO publications
Searched since incorporation in 2024.
KBO publications · our coverage
  1. Annual accounts filedfinancial year 2025 · micro…
  2. Annual accounts filedfinancial year 2024 · micro…
  3. IncorporationAppointment: DEVALQUE Marc (director) ·…

Financials · financial year 2025, micro format

Equity
€8,131▼ 58.8%
2024 · €19,745
Total assets
€90,012▲ 202%
2024 · €29,852
Net result
-€11,614
2024 · €16,745
Working capital
-€4,771
2024 · €19,745
Trend over the years

2024 to 2025, 2 financial years

The operating result turns negative in 2025: a loss of €8,753 after €21,233 in 2024.

What the company sold each financial year and what was left of it. A loss stands below the zero line.

Operating result-€8,753 2025 Net result-€11,614 2025

Use the arrow keys on the chart for the figures per year.

Sector: the middle half of NACE 46, Wholesale trade: a quarter of companies sit below it, a quarter above. Each year compared with accounts in the same format, and only where there are at least 30. Dashed line: the median. Available for Net result, Equity, Total assets, Working capital, Solvency, Current ratio, Return on assets (ROA).

Every figure with its change against the financial year before
favourable unfavourable
Line20242025
Operating result€21,233--€8,753
Net result€16,745within the sector's middle half--€11,614below the sector's middle half
Equity€19,745within the sector's middle half-€8,131within the sector's middle half▼ 58.8%
Total assets€29,852below the sector's middle half-€90,012within the sector's middle half▲ 202%
Debt€10,108-€81,881▲ 710%
Working capital€19,745within the sector's middle half--€4,771within the sector's middle half
Solvency66.1%within the sector's middle half-9.0%within the sector's middle half▼ 57.1pp
Current ratio2.95within the sector's middle half-0.89below the sector's middle half▼ 2.07
Return on assets (ROA)56.1%above the sector's middle half--12.9%below the sector's middle half▼ 69.0pp
above within below the middle half of NACE 46, Wholesale trade: a quarter of companies sit below it, a quarter above. Each year compared with accounts in the same format, and only where there are at least 30.
Turnover and EBIT margin not published: the micro format does not require them.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €90,012
Fixed assets €52,758
Current assets €37,253
Equity and liabilities €90,012
Equity €8,131 ▼ 58.8%
Debt €81,881 ▲ 710%
Debt's share of the balance-sheet total rises from 33.9% to 91.0%. Equity is lower and debt is higher.
Key figures and ratios
2025 value · change against 2024
EBITDA
-€4,081
Cash flow
-€6,942
Quick ratio
0.71▼
2024 · 2.95
Debt to equity
10.07▲
2024 · 0.51
ROE
-142.8%▼
2024 · 84.8%
Interest coverage
-1.54
Debt ≤ 1 year
€42,025▲
2024 · €10,108
Debt > 1 year
€39,856
Income taxes
€203▼
2024 · €4,193
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.

Peer companies

Historical observation

Of the 757 companies that looked in July 2024 the way this one looks now, 7.9% went bankrupt within 24 months and 86.8% are still going.

  • Micro
  • 2 to 5 years old
  • solvency under 10%
  • a loss of 10% of the balance sheet or more
7.9% went bankrupt
4.8% stopped otherwise
86.8% still going

A further 0.5% stopped, but we cannot tell whether within those 24 months.

For this company itself Checked computes a bankruptcy probability of 2.3% over twelve months; the group does not contradict it.

How reliable is this rule?

Tested on the year before, without using that year itself: the groups of July 2023 gave each of the 497,445 companies of July 2024 its group's bankruptcy share. Expected: 1.6%; actually bankrupt within 24 months: 1.7%.

The companies in ten equal groups, from lowest to highest expected share.
Group Expected Actual
1 0.2% 0.2%
2 0.3% 0.5%
3 0.5% 0.6%
4 0.7% 0.8%
5 0.9% 0.9%
6 1.3% 1.5%
7 1.6% 1.8%
8 1.8% 1.8%
9 3.0% 3.1%
10 5.6% 6.2%

The rule ranks well: a company that went bankrupt got a higher share than one that kept going in 74.5% of comparisons. The level follows the economy: in a year with more bankruptcies, the actual share is higher than the year before.

An observation about 757 comparable companies, not a prediction for this company. The sector does not count: the register keeps no sector for companies that stopped, so it would make the outcome look better than it was.

Annual accounts
Filed annual accounts As filed with the NBB · 2025 against 2024 · 41 lines
Balance sheet Code20242025
Assets
Total assets20/58€29,852€90,012▲
Fixed assets21/28-€52,758
Tangible fixed assets22/27-€52,758
Plant, machinery and equipment23-€2,595
Furniture and vehicles24-€50,163
Current assets29/58€29,852€37,253▲
Stocks and contracts in progress3-€7,294
Stocks30/36-€7,294
Amounts receivable within one year40/41€14,713€17,631▲
Trade receivables40€7,121€13,500▲
Other amounts receivable41€7,592€4,132▼
Cash at bank and in hand54/58€12,880€11,367▼
Deferred charges and accrued income490/1€2,260€961▼
Equity and liabilities
Total equity and liabilities10/49€29,852€90,012▲
Equity10/15€19,745€8,131▼
Contributions10/11€3,000€3,000=
Profit (loss) carried forward14€16,745€5,131▼
Amounts payable17/49€10,108€81,881▲
Amounts payable after more than one year17-€39,856
Financial debts170/4-€39,856
Amounts payable within one year42/48€10,108€42,025▲
Current portion of amounts payable after more than one year42-€11,387
Trade debts44€1,773€13,547▲
Suppliers440/4€1,773€13,547▲
Taxes, remuneration and social security45€8,335€4,396▼
Taxes450/3€8,335€4,396▼
Other amounts payable47/48-€12,695
Income statement Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630-€4,672
Other operating charges640/8€225€1,740▲
Gross operating margin9900€21,458-€2,341▼
Operating profit (loss)9901€21,233-€8,753▼
Financial income75/76B€1€0▼
Recurring financial income75€1€0▼
Financial charges65/66B€296€2,658▲
Recurring financial charges65€296€2,658▲
Profit (loss) for the period before taxes9903€20,938-€11,411▼
Income taxes67/77€4,193€203▼
Profit (loss) for the period9904€16,745-€11,614▼
Profit (loss) for the period to be appropriated9905€16,745-€11,614▼
Appropriation of the result
Profit (loss) to be appropriated9906€16,745€5,131▼
Profit (loss) brought forward from the previous period14P-€16,745

The notes to these accounts (10 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.

Line20242025Change
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630-€4,672-
Other operating charges640/8€225€1,740▲ 674%
Gross operating margin9900€21,458-€2,341-
Operating profit (loss)9901€21,233-€8,753-
Financial income75/76B€1€0▼ 100%
Recurring financial income75€1€0▼ 100%
Financial charges65/66B€296€2,658▲ 798%
Recurring financial charges65€296€2,658▲ 798%
Profit (loss) for the period before taxes9903€20,938-€11,411-
Income taxes67/77€4,193€203▼ 95.2%
Profit (loss) for the period9904€16,745-€11,614-
Profit (loss) for the period to be appropriated9905€16,745-€11,614-
Line20242025Change
Assets
Total assets20/58€29,852€90,012▲ 202%
Fixed assets21/28-€52,758-
Tangible fixed assets22/27-€52,758-
Plant, machinery and equipment23-€2,595-
Furniture and vehicles24-€50,163-
Current assets29/58€29,852€37,253▲ 24.8%
Stocks and contracts in progress3-€7,294-
Stocks30/36-€7,294-
Amounts receivable within one year40/41€14,713€17,631▲ 19.8%
Trade receivables40€7,121€13,500▲ 89.6%
Other amounts receivable41€7,592€4,132▼ 45.6%
Cash at bank and in hand54/58€12,880€11,367▼ 11.7%
Deferred charges and accrued income490/1€2,260€961▼ 57.5%
Equity and liabilities
Total equity and liabilities10/49€29,852€90,012▲ 202%
Equity10/15€19,745€8,131▼ 58.8%
Contributions10/11€3,000€3,000=
Profit (loss) carried forward14€16,745€5,131▼ 69.4%
Amounts payable17/49€10,108€81,881▲ 710%
Amounts payable after more than one year17-€39,856-
Financial debts170/4-€39,856-
Amounts payable within one year42/48€10,108€42,025▲ 316%
Current portion of amounts payable after more than one year42-€11,387-
Trade debts44€1,773€13,547▲ 664%
Suppliers440/4€1,773€13,547▲ 664%
Taxes, remuneration and social security45€8,335€4,396▼ 47.3%
Taxes450/3€8,335€4,396▼ 47.3%
Other amounts payable47/48-€12,695-
Line20242025Change
Profit (loss) for the period9904€16,745-€11,614-
+ Depreciation and write-downs630-€4,672-
Operating cash flow (approximation)€16,745-€6,942-
Change in cash--€1,512-

Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.

Download as CSV

Filings with the National Bank (2)
Financial year Type Filed Reference
31-12-2025 micro format 26-07-2026 2026-00332168
31-12-2024 micro format 11-07-2025 2025-00265134

Similar companies · same sector, comparable size

Of the 1,702 active companies whose main activity is agents in the wholesale of furniture, household goods and hardware (NACE 46150), figures are known for 764. 335 are within a factor 10 of this equity. These 5 are the closest to it. See the whole sector

Public contracts: No European public contracts awarded found since October 2016. Contracts below the EU thresholds are not in TED.

Directors

Directors
1 director, no change since 2024
DEVALQUE Marc
Director (not named in the articles) · since 09-10-2024
Current
Derived from published Gazette deeds. The KBO keeps the official list of office holders; we do not read it, so the two can differ. See the directors and other office holders in the KBO →

Mandate history

1 person since 2024, 1 in office
Show
  • Board
Mandates per person, with start and end dates
Name Functions and periods
DEVALQUE Marc
  • Director (not named in the articles), from 09-10-2024 to date
See the board, name and registered office on a given date →

Owners and capital

Capital and shareholders

Shareholders according to the deeds
At incorporation act of 09-10-2024 ↗

The Belgian Official Gazette names shareholders only when an act mentions them; the share register itself is not published.

Capital over the years
  1. 09-10-2024 Incorporation · €3,000 · 100 shares

Group and network

Connections & network

1 current director
Depth

The network starts from this company’s directors. Other companies they run appear here as nodes.

This company Company Director Shareholding +N: links not shown yet Click a node to look further, drag to arrange, zoom with the mouse wheel.

History

CLEANMARC was incorporated on 7 October 2024 as a private limited company by one natural person, with a starting capital of €3,000.12 Since 2024, DEVALQUE Marc has served as director of the company.2 The company has filed 2 sets of annual accounts, the latest for financial year 2025.3

  1. 1KBO register
  2. 2Belgian Official Gazette, 09-10-2024
  3. 3National Bank, annual accounts 2025

Acts, filings and financial milestones

Next filing, financial year 2026, expected by 31-07-2027
2026
26-07
NBB filing Annual accounts filed
financial year 2025 · micro format
2025
11-07
NBB filing Annual accounts filed
financial year 2024 · micro format
2024
09-10
Gazette deed Incorporation
Appointment: DEVALQUE Marc (director) · Founder · Founding capital6 facts ▸
  • Incorporation, “CLEANMARC” (deed in French)
  • Founder, DEVALQUE Marc
  • Founding capital, €3,000
  • Registered office clause, “6010 Couillet (Charleroi),Route de Philippeville,57” (deed in French)
  • Director appointment, DEVALQUE Marc (director (not named in the articles))
  • Pre-incorporation commitments, “takeover, tous engagements obligations et activités au nom et pour compte société en formation” (deed in French)
Gazette deedNBB filing
1 of 1 deed read

Register details

Identification
Legal formPrivate limited company
Founded07-10-2024
Financial year end31-12
Activities, NACEBEL 2025
46150Agents in the wholesale of furniture, household goods and hardware
47120Other non-specialised retail sale
47716Retail sale of clothing and accessories for women, men, children and babies (general range)
47789Other retail sale of new goods
E-invoicing
Reachable via Peppol
Peppol ID 0208:1014765696
Also 9925:BE1014765696
Registered 30-01-2025

If you follow this company, Checked tells you the day it leaves the Peppol register.

Register as of 28 October 2026 · Peppol Directory

Scores and ratios are computed by Checked and are not a credit decision.

Environmental permits: No permit applications found in Flanders. Brussels and Wallonia do not publish the applicant.

Sites & property

Location & real-estate footprint
Registered office, Charleroi · 1 establishment unit since 2024
registered office establishment The establishment unit on the map
Ground area
190 m²
Building footprint
41 m²
Parcel 52014A0082/00N009, Wallonia. Linked by address, not a title deed.
1 establishment unit
CLEANMARC
Route de Philippeville 57, 6010 CharleroiAgents specialised in the wholesale of other particular products
since 2024unit no. 2.365.218.405
1 parcel
Wallonia 1 (100%)
Cadastral parcel Region Area Buildings Height / floors
52014A0082/00N009 Wallonia 190 m² 1 · 41 m² -
How the parcels are linked
Good to know
The parcel matches the address exactly.

Articles of association

What the company does

Registered office clauseThe region of the registered office; it decides among other things the language of official documents.
“Région wallonne, tous pouvoirs aux fins de faire constater authentiquement la modification statutaire éventuelle” (deed in French)

deed of 09-10-2024

Who represents it, and how

Board ruleHow the board is made up, meets and takes decisions.
“Organe d’administration, nommés avec ou sans limitation de durée” (deed in French)

deed of 09-10-2024

Meetings and financial year

Annual meetingWhen the shareholders meet each year, among other things to approve the annual accounts.
Last Friday of June at 19:00

deed of 09-10-2024

Other provisionsOther rules from the articles that fall under none of the themes above.

Other provision: “Organe d’administration fixe les attributions et rémunérations éventuelles, gestion journalière” (deed in French)
Other provision: “Séances procès-verbaux, tenu au siège” (deed in French)
Other provision: “Une voix par action, délibérations assemblée générale” (deed in French)
Liquidation distribution: “Apurement dettes charges frais ou consignation montants, actif net entre actionnaires en proportion actions” (deed in French)
2 more provisions in the deed, see the deed of 09-10-2024

deed of 09-10-2024