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BK-J

Active
Private limited companyfounded 2025active for 1 yearRue Notre Dame 1, 7000 Mons, BelgiumKBO/BCE: BE 1019.159.697
Summary

The computed 12-month bankruptcy probability of BK-J is 4.2% (elevated). The 2025 annual accounts show negative equity (-€11,767) and a net result of -€26,767. Its solvency ranks better than 15% of 13,426 sector peers (NACE 46, financial year 2025). The company has been active since 2025 and the Belgian Official Gazette contains no insolvency or warning signals.

Overview

Activity
Agents in the wholesale of furniture, household goods and hardware
NACE 46150
1 site
Size
€59,356total assets 2025
Equity
-€11,767
Loss
-€26,767
Turnover not published (micro format)
Financial health
46 Fair Checked score 2025
Bankruptcy probabilitywithin 12 months
4.2%
Structure
Accounts 53 days early
Why 46raises risk1 change of registered office in 24 monthsFounded in 2025Loss of €26,767 (financial year 2025)lowers riskFigures for financial year 2025 (filed 08-06-2026)Show the evidence

Checked score

Score 2025
46 / 100
Fair
Probability in this band: 1.5% to 4.2%
Financially better than 15% of its sector peers (NACE 46, micro)
Financial strength
Weak
Solvency 5
equity -19.8% of total assets
Liquidity 30
short-term debt 59.1% · cash 8.7%
Profitability 0
return on assets -45.1%
Bankruptcy probability, 12 months
4.2% Elevated
0%0.5%1.5%4%10%≥ 25%

About 4 in 100 comparable companies go bankrupt within 12 months (an estimate).

Sector median 0.4% (26,873 companies, NACE 46, micro)
Last 24 months 02-2026: 3.6%lowest value 03-2026: 3.6%● unchanged vs 02-2026lowest value 04-2026: 3.7%▲ +0.1 percentage points vs 03-2026 05-2026: 4.0%▲ +0.3 percentage points vs 04-2026 06-2026: 4.2%▲ +0.2 percentage points vs 05-2026 07-2026: 4.6%▲ +0.4 percentage points vs 06-2026 08-2026: 4.6%● unchanged vs 07-2026 09-2026: 4.8%▲ +0.2 percentage points vs 08-2026highest value 10-2026: 4.2%▼ -0.6 percentage points vs 09-2026
No credit on open account
Liquidity tight (current ratio 1.48, below the usual 1.5; short-term debt: 59.1% and cash: 8.7% of total assets), and equity is negative.
How it is calculated

The band follows from the bankruptcy probability, on a scale where 10 more points roughly halve it:

75-100 Excellent under 0.55%
60-74 Healthy 0.55% to 1.5%
45-59 Fair 1.5% to 4.2%
25-44 Weak 4.2% to 15.0%
0-24 Critical over 15.0%

Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 46, micro): better than 12% on solvency, 28% on liquidity and 6% on profitability.

The bankruptcy probability was computed on 14-10-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.

Some facts cap the score, however low the probability. Negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late hold it at Fair at most (59); two missing filings, at Weak (44). An ongoing judicial reorganisation or the company's end (bankruptcy, dissolution, liquidation) holds it at Critical at most (24).

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Signals

Six signals.
lowers riskraises riskneutral
raises risk · 1 change of registered office in 24 months
Belgian Official Gazette
raises risk · Founded in 2025
Companies of this age fail more often than older ones; how much that weighs depends on the rest of its profile.
KBO
lowers risk · Figures for financial year 2025 (filed 08-06-2026)
NBB · annual accounts
raises risk · Loss of €26,767 (financial year 2025)
NBB · annual accounts
raises risk · Negative equity
The 2025 annual accounts show negative equity and a net loss.
NBB · annual accounts 2025
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 08-06-2026, 53 days ahead of the deadline.
NBB · 1 filing
Deviation from the deadline
2025
53 days early
← before the deadline after the deadline →
Searched, nothing found (1)
neutral · No strike-offs in the KBO publications
Searched since incorporation in 2025.
KBO publications · our coverage
  1. Annual accounts filedfinancial year 2025 · micro…
  2. Registered officeRegistered-office move
  3. IncorporationAppointment: KÜÇÜK Bedia (director) ·…

Key points

  • Risk: Negative equityfinancial year 2025: debts exceed assets -€11,767 View
  • Caution: Among the weakest 9% on net resultsector median €5,691 · 13,432 companies -€26,767 View
  • Total assets 2025first financial year filed €59,356 View

By topic

Financials

Financial year
2025
Total assets
€59,356
Loss
-€26,767
Solvency
-19.8%
Go to Financials

Company details

Sites
1
Legal form
Private limited company
Activity
Agents in the wholesale of furniture, household goods…NACE 46150
Founded
24-01-2025
Year ends
31-12
Peppol
Reachable for e-invoices
Go to Company details

Articles of association

Provisions read
30
Who signs
Each director alone
Annual meeting
Last Friday of May
Statutory auditor
No statutory auditor
Go to Articles of association

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