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CLEAN YOUR LIFE

Active
Private limited companyfounded 20232 yrs activeTemselaan 100, 1853 Grimbergen, BelgiumKBO/BCE: BE 1001.580.428

The computed 12-month bankruptcy probability of CLEAN YOUR LIFE is 2.8% (moderate). The 2025 annual accounts show equity of €9k and a net result of €-1k. Its solvency ranks better than 20% of 4486 sector peers (fiscal year 2025). The company has been active since 2023 and the Belgian State Gazette contains no insolvency or warning signals.

Checked score

Score 2025
41 / 100
Weak
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability66▼-22
Solvency37▼-4
Growth32
Track record82
Bankruptcy probability, 12 months
2.8% Moderate
0%0.5%1.5%4%10%≥ 25%
No publishable credit limit; credit only on tighter terms
Liquidity tight (current ratio 1.06 against 1.18 in 2024; short-term debt: 88.4% and cash: 2.4% of total assets), and 88.4% of the assets are financed with debt.
Credit advice for your own amount and term

Signals

Seven signals. The signal on the left, the evidence on the right.
+raises riskneutral
raises risk · Young company
A young company has little track record yet and statistically fails more often than an established one.
KBO · incorporation date
Age against the risk zone
elevated failure risk from 2 to 8 years 2 years 0 10 y
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 81
Relative position
BE, all sectors
reference
Sector 81
higher
← fewer bankruptcies more bankruptcies →
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2025
Solvency, return and age of the figures
Solvency
11.6%
Return on assets
-1.8%
Age of the figures
9 mo
raises risk · Weak solvency vs sector
Solvency (equity / total assets) is in the sector's weakest quartile: better than 20% of 4486 sector peers (2025).
NBB · sector comparison
Position among 4486 sector peers
Solvency
better than 20%
← weakest strongest →
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 22-07-2026, 9 days ahead of the deadline.
NBB · 2 filings
Deviation from the deadline
2025
9 d early
2024
27 d late
← before the deadline after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven months
Position in the running window
23-09-2026 today31-12-2026 close31-07-2027 deadline
neutral · No strike-offs in the KBO publications
We found no ex-officio strike-off or cessation. Our series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.
KBO publications · our coverage

Financials · fiscal year 2025, micro schema

Equity
€9k▼ 13.7%
2024 · €11k
2024: €11k
2024 → 2025
Total assets
€79k▲ 16.2%
2024 · €68k
2024: €68k
2024 → 2025
Net result
€-1k
2024 · €11k
2024: €11k
2024 → 2025
Working capital
€4k▼ 58.2%
2024 · €10k
2024: €10k
2024 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise ▼ fall
Line20242025Trend
Equity€11k-€9k▼ 13.7%
Operating result€13k-€1k▼ 92.2%
Net result€11k-€-1k
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
€-5k€0€5k€10k€15kOperating result 2024: €13k€13kNet result 2024: €11k€11kOperating result 2025: €1k€1kNet result 2025: €-1k€-1k20242025
The operating result falls in 2025; 2025 is 92% below 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €79k
Fixed assets €5k▲ 1,061%
Current assets €74k▲ 9.7%
Equity and liabilities €79k
Equity €9k▼ 13.7%
Debt €70k▲ 21.7%
The debt ratio rises from 84.4% to 88.4%. Equity is lower and debt is higher.
Key figures and ratios
2025 value · change against 2024
EBITDA
€1k
2024 · €13k
Cash flow
€-1k
2024 · €11k
Solvency
11.6%
2024 · 15.6%
Current ratio
1.06
2024 · 1.18
Quick ratio
1.06
2024 · 1.18
Debt / equity
7.64
2024 · 5.42
ROE
-15.8%
2024 · 100.0%
ROA
-1.8%
2024 · 15.6%
Interest coverage
12.00
2024 · 176.65
Debt
€70k
2024 · €57k
Debt ≤ 1 year
€70k
2024 · €57k
Income taxes
€2k
2024 · €3k
Staff costs
€69k
2024 · €41k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet Code20242025
Assets
Total assets20/58€68k€79k
Fixed assets21/28€422€5k
Tangible fixed assets22/27€422€5k
Furniture and vehicles24€422€5k
Current assets29/58€68k€74k
Amounts receivable within one year40/41€67k€72k
Trade receivables40€65k€70k
Other amounts receivable41€2k€2k
Cash at bank and in hand54/58€569€2k
Equity and liabilities
Total equity and liabilities10/49€68k€79k
Equity10/15€11k€9k
Profit (loss) carried forward14€11k€9k
Amounts payable17/49€57k€70k
Amounts payable within one year42/48€57k€70k
Trade debts44€49k€54k
Suppliers440/4€49k€54k
Taxes, remuneration and social security45€9k€14k
Taxes450/3€3k€5k
Remuneration and social security454/9€6k€8k
Other amounts payable47/48-€3k
Income statement Code20242025
Remuneration, social security and pensions62€41k€69k
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€12€247
Other operating charges640/8€772-
Gross operating margin9900€55k€70k
Operating profit (loss)9901€13k€1k
Financial income75/76B€112-
Recurring financial income75€112-
Financial charges65/66B€75€107
Recurring financial charges65€75€107
Profit (loss) for the period before taxes9903€13k€928
Income taxes67/77€3k€2k
Profit (loss) for the period9904€11k€-1k
Profit (loss) for the period to be appropriated9905€11k€-1k
Appropriation of the result
Profit (loss) to be appropriated9906€11k€9k
Profit (loss) brought forward from the previous period14P-€11k

The notes to these accounts (4 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.

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Timeline · acts, filings and financial milestones

Next filing, fiscal year 2026, expected by 31-07-2027
2026
22-07
NBB filing Annual accounts filed
fiscal year 2025 · micro schema
2025
27-08
NBB filing Annual accounts filed
fiscal year 2024 · micro schema · 27 days late
NBB filing

Directors · office · real estate

Directors
2 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Grimbergen · 1 establishment unit since 2023
establishment The establishment unit on the map
Cannot be placed on the map

This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.

Temselaan 1001853 Grimbergen
Ground area
11.6 ha
Building footprint
5,434 m²
Volume, LiDAR
63,754 m³
2 parcels, Brussels, Flanders · tallest building 19.5 m, ±4 floors. Linked by address, not a title deed.
1 establishment unit
CLEAN YOUR LIFE
Jetteselaan 243, 1083 GanshorenGeneral cleaning of buildings
since 20232.378.112.574
2 parcels
Flanders 1 (50%) Brussels 1 (50%)
Parcel (capakey) Region Area Buildings Height / fl.
23084B0061/00V000 Flanders 11.6 ha 1 · 5,332 m² 19.5 m · 3 fl.
21008A0402/00L008 Brussels 247 m² 1 · 102 m² 15.7 m · 4 fl.
Linked by address, not proof of ownership
Methodology
via registered seat: 1 · via establishment units: 1
2 of 2 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.

Similar companies · same sector, comparable size

Of 1,706 companies in sector 81230 we hold annual accounts for 473. 226 are within a factor 10 of this equity.See the whole sector

Company data · Crossroads Bank

Identification
Legal formPrivate limited company
Founded24-10-2023
Fiscal year end31-12
Activities, NACEBEL
81210General cleaning of buildings
81230Other cleaning activities
81220Other building cleaning and industrial cleaning
Sources
Crossroads Bank for EnterprisesNational Bank · 2 filingsAddress and cadastre registers

Data from official sources, last processed on 23-09-2026. Scores and ratios are computed by Checked and are not a credit decision.