Hazard Cleaning
ActiveThe computed 12-month bankruptcy probability of Hazard Cleaning is 2.3% (moderate). The 2025 annual accounts show equity of €56k and a net result of €18k. Its solvency ranks better than 60% of 1188 sector peers (fiscal year 2025). The company has been active since 2024 and the Belgian State Gazette contains no insolvency or warning signals.
Checked score
Score 2025
81
/ 100
Excellent= vs 2024
The score combines four axes. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability100=
Solvency84▲+10
Growth52
Stability82
Bankruptcy probability, 12 months
2.3%
Moderate
0%0.5%1.5%4%10%≥ 25%
Credit up to €5k at 30 days acceptable
Liquidity tight (current ratio 1.5 against 1.34 in 2024), and 50% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Young company
A young company has little track record yet and statistically fails more often than an established one.
KBO · incorporation dateAge against the risk zone
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 81
Relative position
BE, all sectors
reference
Sector 81
higher
← fewer bankruptcies
more bankruptcies →
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
50%
Return on assets
16%
Age of the figures
8 mo
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 21-07-2026, 10 days ahead of the deadline.
NBB · 2 filingsDeviation from the deadline
2025
10 d early
2024
60 d late
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
13-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, abbreviated schema
Equity
€56k▲ 44.1%
2024 · €39k
2024: €39k
2024 → 2025
Total assets
€113k▲ 27.9%
2024 · €88k
2024: €88k
2024 → 2025
Net result
€18k▼ 50.0%
2024 · €36k
2024: €36k
2024 → 2025
Working capital
€28k▲ 68.1%
2024 · €17k
2024: €17k
2024 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20242025Trend
Equity€39k-€56k▲ 44.1%
Operating result€46k-€25k▼ 45.8%
Net result€36k-€18k▼ 50.0%
Turnover and EBIT margin not published: the abbreviated schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result falls in 2025; 2025 is 46% below 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €113k
Fixed assets
€28k▲ 26.1%
Current assets
€84k▲ 28.5%
Equity and liabilities €113k
Equity
€56k▲ 44.1%
Debt
€56k▲ 15.0%
The debt ratio falls from 55.6% to 50.0%: equity grows faster than debt.
Key figures and ratios
EBITDA
€30k▼
2024 · €47k
Cash flow
€23k▼
2024 · €36k
Solvency
50.0%▲
2024 · 44.4%
Current ratio
1.50▲
2024 · 1.34
Quick ratio
1.50▲
2024 · 1.34
Debt / equity
1.00▼
2024 · 1.25
ROE
32.1%▼
2024 · 92.3%
ROA
16.0%▼
2024 · 41.0%
Interest coverage
13.70▼
2024 · 43.43
Debt
€56k▲
2024 · €49k
Debt ≤ 1 year
€56k▲
2024 · €49k
Income taxes
€5k▼
2024 · €9k
Staff costs
€34k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€88k€113k▲
Fixed assets21/28€22k€28k▲
Intangible fixed assets21-€5k
Tangible fixed assets22/27€22k€23k▲
Plant, machinery and equipment23-€5k
Furniture and vehicles24€22k€18k▼
Current assets29/58€66k€84k▲
Amounts receivable within one year40/41€49k€75k▲
Trade receivables40€39k€66k▲
Other amounts receivable41€10k€10k▼
Cash at bank and in hand54/58€17k€8k▼
Deferred charges and accrued income490/1-€653
Equity and liabilities
Total equity and liabilities10/49€88k€113k▲
Equity10/15€39k€56k▲
Contributions10/11€3k€3k=
Reserves13€36k€53k▲
Distributable reserves133€36k€53k▲
Profit (loss) carried forward14-€0
Amounts payable17/49€49k€56k▲
Amounts payable within one year42/48€49k€56k▲
Trade debts44€14k€18k▲
Suppliers440/4€14k€18k▲
Taxes, remuneration and social security45€9k€26k▲
Taxes450/3€9k€18k▲
Remuneration and social security454/9-€8k
Other amounts payable47/48€26k€13k▼
Income statement
Code20242025
Remuneration, social security and pensions62-€34k
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€148€5k▲
Other operating charges640/8€40€887▲
Gross operating margin9900€47k€65k▲
Operating profit (loss)9901€46k€25k▼
Financial income75/76B-€104
Recurring financial income75-€104
Financial charges65/66B€1k€2k▲
Recurring financial charges65€1k€2k▲
Profit (loss) for the period before taxes9903€45k€23k▼
Income taxes67/77€9k€5k▼
Profit (loss) for the period9904€36k€18k▼
Profit (loss) for the period to be appropriated9905€36k€18k▼
Appropriation of the result
Profit (loss) to be appropriated9906€36k€18k▼
Transfer to equity691/2€36k€17k▼
To other reserves6921€36k€17k▼
Profit to be distributed694/7-€833
Return on contributions (dividend)694-€833
Social balance
Average headcount (FTE)9087-0.7
The notes to these accounts (10 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
21-07
NBB filing
Annual accounts filed
fiscal year 2025 · abbreviated schema
2025
29-09
NBB filing
Annual accounts filed
fiscal year 2024 · abbreviated schema · 60 days late
NBB filing
Directors · office · real estate
Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Oostende · 1 establishment unit since 2024
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Taboralaan 2148400 OostendeGround area
290 m²
Building footprint
54 m²
Volume, LiDAR
520 m³
Parcel 35382F0566/00N000, Flanders · tallest building 12.2 m, ±3 floors. Linked by address, not a title deed.
1 establishment unit
Hazard Cleaning
since 20242.361.749.169
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 35382F0566/00N000 | Flanders | 290 m² | 1 · 54 m² | 12.2 m · 3 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector, comparable size
Termens
BE 0818.670.793
Lier · Eq €56k
ASG CLEAN
BE 0752.577.567
Ukkel · Eq €56k
HR Cleaning
BE 0760.511.771
Boortmeerbeek · Eq €56k
DSP-Cleaning
BE 0767.499.731
Rijkevorsel · Eq €56k
PURIFIX
BE 0746.902.869
Lievegem · Eq €56k
Of 6,944 companies in sector 81220 we hold annual accounts for 2,380. 1,974 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded11-07-2024
Fiscal year end31-12
Activities, NACEBEL
81220Other building cleaning and industrial cleaning
81230Other cleaning activities
Sources
Crossroads Bank for EnterprisesNational Bank · 2 filingsAddress and cadastre registers
Data from official sources, last processed on 12-09-2026. Scores and ratios are computed by Checked and are not a credit decision.