CLBR Consulting
ActiveSummary
CLBR Consulting has been active since 2020 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €185k and a net result of €5k. Equity is growing by ~8.3% per year across the filed fiscal years. Its solvency ranks better than 34% of 7029 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 1.4% (low).
Checked score
Score 2025
63
/ 100
Healthy
The score weighs solvency, liquidity, profitability and financial development. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability70▼-14
Solvency58▲+4
Growth52=
Track record100
Bankruptcy probability, 12 months
1.4%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €11k at 30 days acceptable
Liquidity tight (current ratio 1.48 against 1.36 in 2024; short-term debt: 22.2% and cash: 16.1% of total assets), and 66.7% of the assets are financed with debt.
Credit check for your own amount and term
Signals
Four signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
33.3%
Return on assets
1%
Age of the figures
12 mo
neutral · Latest accounts filed on time
The financial year that closed on 30-09-2025 was due by 30-04-2026 and was filed on 28-04-2026, 2 days ahead of the deadline.
NBB · 5 filingsDeviation from the deadline
2025
2 d early
2024
26 d early
2023
15 d early
2022
38 d early
2021
39 d early
← before the deadline
after the deadline →
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 30-09-2026 and is due by 30-04-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
24-09-2026 today30-09-2026 close30-04-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€185k▲ 3.1%
2024 · €180k
2021: €88k
2022: €175k
2023: €217k
2024: €180k
2021 → 2025
Total assets
€557k▼ 11.3%
2024 · €628k
2021: €178k
2022: €531k
2023: €643k
2024: €628k
2021 → 2025
Net result
€5k▼ 92.6%
2024 · €75k
2021: €87k
2022: €89k
2023: €42k
2024: €75k
2021 → 2025
Working capital
€60k▼ 2.8%
2024 · €62k
2021: €79k
2022: €102k
2023: €114k
2024: €62k
2021 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€88k-€175k▲ 99.9%€217k▲ 24.3%€180k▼ 17.4%€185k▲ 3.1%
Operating result€112k-€109k▼ 2.6%€63k▼ 41.6%€109k▲ 72.3%€36k▼ 66.7%
Net result€87k-€89k▲ 2.2%€42k▼ 52.3%€75k▲ 75.7%€5k▼ 92.6%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result falls in 2025; 2025 is 67% below 2024 and is the lowest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €557k
Fixed assets
€373k ▼ 5.7%
Current assets
€184k ▼ 21.0%
Equity and liabilities €557k
Equity
€185k ▲ 3.1%
Debt
€371k ▼ 17.1%
Debt's share of the balance-sheet total falls from 71.4% to 66.7%. Equity is higher and debt is lower.
Key figures and ratios
EBITDA
€58k▼
2024 · €133k
Cash flow
€27k▼
2024 · €98k
Current ratio
1.48▲
2024 · 1.36
Debt to equity
2.01▼
2024 · 2.50
ROE
3.0%▼
2024 · 41.6%
ROA
1.0%▼
2024 · 11.9%
Interest coverage
6.79▼
2024 · 14.68
Debt ≤ 1 year
€124k▼
2024 · €171k
Debt > 1 year
€248k▼
2024 · €276k
Income taxes
€22k▼
2024 · €26k
Staff costs
€313k▲
2024 · €294k
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Filed annual accounts As filed with the NBB · 2025 against 2024 · 53 lines
Balance sheet
Code20242025
Assets
Total assets20/58€628k€557k▼
Fixed assets21/28€395k€373k▼
Intangible fixed assets21€3k€5k▲
Tangible fixed assets22/27€392k€368k▼
Land and buildings22€348k€339k▼
Plant, machinery and equipment23€6k€4k▼
Furniture and vehicles24€10k€6k▼
Other tangible fixed assets26€28k€20k▼
Current assets29/58€233k€184k▼
Amounts receivable within one year40/41€135k€91k▼
Trade receivables40€132k€84k▼
Other amounts receivable41€3k€7k▲
Cash at bank and in hand54/58€97k€89k▼
Deferred charges and accrued income490/1-€3k
Equity and liabilities
Total equity and liabilities10/49€628k€557k▼
Equity10/15€180k€185k▲
Contributions10/11€2k€2k=
Reserves13€177k€177k=
Distributable reserves133€177k€177k=
Profit (loss) carried forward14€596€6k▲
Amounts payable17/49€448k€371k▼
Amounts payable after more than one year17€276k€248k▼
Financial debts170/4€276k€248k▼
Amounts payable within one year42/48€171k€124k▼
Current portion of amounts payable after more than one year42€29k€29k▲
Trade debts44€32k€27k▼
Suppliers440/4€32k€27k▼
Taxes, remuneration and social security45€89k€68k▼
Taxes450/3€32k€25k▼
Remuneration and social security454/9€58k€43k▼
Other amounts payable47/48€20k-
Accrued charges and deferred income492/3€830-
Income statement
Code20242025
Non-recurring operating income76A-€2k
Remuneration, social security and pensions62€294k€313k▲
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€24k€22k▼
Other operating charges640/8€2k€6k▲
Gross operating margin9900€430k€378k▼
Operating profit (loss)9901€109k€36k▼
Financial income75/76B€210€122▼
Recurring financial income75€210€122▼
Financial charges65/66B€9k€9k▼
Recurring financial charges65€9k€9k▼
Profit (loss) for the period before taxes9903€100k€28k▼
Income taxes67/77€26k€22k▼
Profit (loss) for the period9904€75k€5k▼
Profit (loss) for the period to be appropriated9905€75k€5k▼
Appropriation of the result
Profit (loss) to be appropriated9906€75k€6k▼
Profit (loss) brought forward from the previous period14P€466€596▲
Transfer from equity791/2€113k-
Transfer to equity691/2€75k-
To other reserves6921€75k-
Profit to be distributed694/7€113k-
Return on contributions (dividend)694€113k-
The notes to these accounts (14 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
28-04
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
30-09
Financial
Weakest financial yearnet €5k ▼92.6%
Net result drops to €5k, the lowest in the series.
04-04
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
15-04
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
30-09
Financial
Equity above €200kEq €217k ▲24.3%
3 profitable years in a row build equity to €217k.
23-03
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
30-09
Financial
Highest result since 2021net €89k ▲2.2%
Net result €89k, the highest in the series.
30-09
Financial
Equity above €150kEq €175k ▲99.9%
2 profitable years in a row build equity to €175k.
22-03
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Antwerpen · 2 establishment units since 2020
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Platanenlaan 112610 AntwerpenGround area
1,588 m²
Building footprint
600 m²
Volume, LiDAR
4,287 m³
2 parcels, Flanders · tallest building 24.9 m, ±2 floors. Linked by address, not a title deed.
2 establishment units
CLBR Consulting
since 20202.299.094.691
CLBR Consulting
since 20212.326.298.243
2 parcels
Flanders
2
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 11303C0293/00B004 | Flanders | 1,207 m² | 1 · 513 m² | 24.9 m · 2 fl. |
| 11051B0090/00E012 | Flanders | 381 m² | 1 · 86 m² | 9.1 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1 · via establishment units: 1
2 of 2 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Public money · subsidies and aid
Flemish government
2022 to 2025 · 6 entries · 43,425 EUR awarded · 43,425 EUR paid| Year | Entries | awarded | paid |
|---|---|---|---|
| 2025 | 2 | 37,087 EUR | 37,087 EUR |
| 2024 | 2 | 4,955 EUR | 4,955 EUR |
| 2023 | 1 | 906 EUR | 906 EUR |
| 2022 | 1 | 477 EUR | 477 EUR |
Schemes
Individueel Maatwerk
Subsidie voor opleiding en advies voor kmo's en zelfstandigen (kmo-portefeuille)
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Of 13,421 companies in sector 73300 we hold annual accounts for 6,901. 5,341 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded11-02-2020
Fiscal year end30-09
Activities, NACEBEL 2025
70200Business and other management consultancy
73300Public relations and communication consultancy
Sources
Crossroads Bank for EnterprisesNational Bank · 5 filingsAddress and cadastre registers
Scores and ratios are computed by Checked and are not a credit decision.