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CLB M&C

Active
Private limited companyfounded 20233 yrs activeIndustrieterrein Kolmen 1085, 3570 Alken, BelgiumKBO/BCE: BE 0803.425.462
Summary

The computed 12-month bankruptcy probability of CLB M&C is 1.6% (moderate). The 2025 annual accounts show equity of €138,324 and a net result of -€5,294. Its solvency ranks better than 59% of 1672 sector peers (fiscal year 2025). The company has been active since 2023 and the Belgian State Gazette contains no insolvency or warning signals.

Checked score

Score 2025
Axes · tick = 2024
Profitability66▲+66
Solvency79▼-5
Growth58
Track record94
Bankruptcy probability, 12 months
1.6% Moderate
0%0.5%1.5%4%10%≥ 25%
Credit up to €9,000 at 30 days acceptable
Liquidity ample (current ratio 3.51 against 3.94 in 2024; short-term debt: 13.7% and cash: 28.6% of total assets), and 46.2% of the assets are financed with debt.
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Signals

Three signals. The signal on the left, the evidence on the right.
+raises risk○neutral
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation date
Age against the risk zone
highest failure risk from 2 to 8 years 3 years 0 10 y
raises risk · Persistent losses
Two consecutive loss-making years (2024 and 2025); equity is also lower. May indicate structural pressure on profitability.
NBB · annual accounts 2025
Net result per financial year
2425
2024 to 2025 · latest year -€5,294
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 22-07-2026, 9 days ahead of the deadline.
NBB · 2 filings
Deviation from the deadline
2025
9 d early
2024
28 d early
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

This company filed its last 2 accounts on average 19 days before the deadline; the sector median for financial year 2024 is 6 days before the deadline, and 36% of the sector filed late.

Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven months
Position in the running window
28-09-2026 today31-12-2026 close31-07-2027 deadline
neutral · No strike-offs in the KBO publications
We found no ex-officio strike-off or cessation. Our series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.
KBO publications · our coverage

History

On 30 June 2023, CLB M&C was incorporated as a Private limited company.1 The company has filed 2 sets of annual accounts, the latest for fiscal year 2025.2

  1. 1Crossroads Bank for Enterprises
  2. 2National Bank, annual accounts 2025

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Financials · fiscal year 2025, abbreviated schema

Equity
€138,324▼ 3.7%
2024 · €143,618
Total assets
€257,326▲ 5.1%
2024 · €244,866
Net result
-€5,294▲ 90.6%
2024 · -€56,382
Working capital
€88,624▲ 43.4%
2024 · €61,821
Trend over the years

Click a name to add, emphasise or remove a line.Band: the middle half (P25 to P75) of NACE 73, Advertising, market research and public relations activities, each year against the same schema; no band under 30 filings. Dashed line: the median.

Every figure with its change against the fiscal year before
favourable unfavourable
Line20242025
Operating result-€51,478--€1,447▲ 97.2%
Net result-€56,382below the sector's middle half--€5,294below the sector's middle half▲ 90.6%
Equity€143,618within the sector's middle half-€138,324within the sector's middle half▼ 3.7%
Total assets€244,866within the sector's middle half-€257,326within the sector's middle half▲ 5.1%
Debt€101,248-€119,002▲ 17.5%
Working capital€61,821within the sector's middle half-€88,624within the sector's middle half▲ 43.4%
Solvency58.7%within the sector's middle half-53.8%within the sector's middle half▼ 4.9pp
Current ratio3.94above the sector's middle half-3.51above the sector's middle half▼ 0.43
Return on assets (ROA)-23.0%below the sector's middle half--2.1%below the sector's middle half▲ 21.0pp
above within below the middle half (P25 to P75) of NACE 73, Advertising, market research and public relations activities, each year against the same schema; no band under 30 filings.
Turnover and EBIT margin not published: the abbreviated schema does not require them.
Result per fiscal year
Operating resultNet result
-€60,000-€40,000-€20,000€0Operating result 2024: -€51,478-€51,478Net result 2024: -€56,382-€56,382Operating result 2025: -€1,447-€1,447Net result 2025: -€5,294-€5,29420242025-€60,000-€40,000-€20,000€0Operating result 2024: -€51,478-€51,500Net result 2024: -€56,382-€56,400Operating result 2025: -€1,447-€1,450Net result 2025: -€5,294-€5,29020242025
The operating result stays negative: a loss of €1,447 in 2025 against €51,478 in 2024; the loss shrinks.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €257,326
Fixed assets €133,450 ▼ 17.6%
Current assets €123,875 ▲ 49.5%
Equity and liabilities €257,326
Equity €138,324 ▼ 3.7%
Debt €119,002 ▲ 17.5%
Debt's share of the balance-sheet total rises from 41.3% to 46.2%. Equity is lower and debt is higher.
Key figures and ratios
2025 value · change against 2024
EBITDA
€27,124▲
2024 · -€13,500
Cash flow
€23,278▲
2024 · -€18,404
Debt to equity
0.86▲
2024 · 0.70
ROE
-3.8%▲
2024 · -39.3%
Interest coverage
7.05▲
2024 · -2.75
Debt ≤ 1 year
€35,252▲
2024 · €21,023
Debt > 1 year
€82,075▲
2024 · €78,919
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.

Peer companies

Historical observation

Of the 2,148 companies that looked in July 2024 the way this one looks now, 2.1% went bankrupt within 24 months and 92% are still going.

  • Micro
  • 2 to 5 years old
  • solvency 30% or more
  • a small loss
2.1% went bankrupt
5.8% stopped otherwise
92% still going

A further 0.6% stopped, but we cannot tell whether within those 24 months.

For this company itself Checked computes a bankruptcy probability of 1.6% over twelve months; the group does not contradict it.

How reliable is this rule?

Tested on the year before, without using that year itself: the groups of July 2023 gave each of the 497,662 companies of July 2024 its group's bankruptcy share. Expected: 1.5%; actually bankrupt within 24 months: 1.6%.

The companies in ten equal groups, from lowest to highest expected share.
Group Expected Actual
1 0.2% 0.2%
2 0.3% 0.4%
3 0.5% 0.5%
4 0.6% 0.7%
5 0.8% 0.9%
6 1.2% 1.3%
7 1.5% 1.7%
8 1.7% 1.7%
9 2.7% 2.8%
10 5.3% 5.7%

The rule ranks well: a company that went bankrupt got a higher share than one that kept going in 75% of comparisons. The level follows the economy: in a year with more bankruptcies, the actual share is higher than the year before.

An observation about 2,148 comparable companies, not a prediction for this company. The sector does not count: the register keeps no sector for companies that stopped, so it would make the outcome look better than it was.

Annual accounts
Filed annual accounts As filed with the NBB · 2025 against 2024 · 33 lines
Balance sheet Code20242025
Assets
Total assets20/58€244,866€257,326▲
Fixed assets21/28€162,022€133,450▼
Intangible fixed assets21€162,022€133,450▼
Current assets29/58€82,844€123,875▲
Amounts receivable within one year40/41€35,901€50,095▲
Trade receivables40€32,218€48,352▲
Other amounts receivable41€3,683€1,743▼
Cash at bank and in hand54/58€46,943€73,584▲
Deferred charges and accrued income490/1-€196
Equity and liabilities
Total equity and liabilities10/49€244,866€257,326▲
Equity10/15€143,618€138,324▼
Contributions10/11€200,000€200,000=
Profit (loss) carried forward14-€56,382-€61,676▼
Amounts payable17/49€101,248€119,002▲
Amounts payable after more than one year17€78,919€82,075▲
Financial debts170/4€78,919€82,075▲
Amounts payable within one year42/48€21,023€35,252▲
Trade debts44€21,023€23,074▲
Suppliers440/4€21,023€23,074▲
Taxes, remuneration and social security45-€12,178
Taxes450/3-€12,178
Accrued charges and deferred income492/3€1,306€1,675▲
Income statement Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€37,978€28,571▼
Other operating charges640/8€943€462▼
Gross operating margin9900-€12,557€27,586▲
Operating profit (loss)9901-€51,478-€1,447▲
Financial charges65/66B€4,904€3,846▼
Recurring financial charges65€4,904€3,846▼
Profit (loss) for the period before taxes9903-€56,382-€5,294▲
Profit (loss) for the period9904-€56,382-€5,294▲
Profit (loss) for the period to be appropriated9905-€56,382-€5,294▲
Appropriation of the result
Profit (loss) to be appropriated9906-€56,382-€61,676▼
Profit (loss) brought forward from the previous period14P--€56,382

The notes to these accounts (6 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.

Line20242025Change
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€37,978€28,571▼ 24.8%
Other operating charges640/8€943€462▼ 51.0%
Gross operating margin9900-€12,557€27,586▲ 320%
Operating profit (loss)9901-€51,478-€1,447▲ 97.2%
Financial charges65/66B€4,904€3,846▼ 21.6%
Recurring financial charges65€4,904€3,846▼ 21.6%
Profit (loss) for the period before taxes9903-€56,382-€5,294▲ 90.6%
Profit (loss) for the period9904-€56,382-€5,294▲ 90.6%
Profit (loss) for the period to be appropriated9905-€56,382-€5,294▲ 90.6%
Line20242025Change
Assets
Total assets20/58€244,866€257,326▲ 5.1%
Fixed assets21/28€162,022€133,450▼ 17.6%
Intangible fixed assets21€162,022€133,450▼ 17.6%
Current assets29/58€82,844€123,875▲ 49.5%
Amounts receivable within one year40/41€35,901€50,095▲ 39.5%
Trade receivables40€32,218€48,352▲ 50.1%
Other amounts receivable41€3,683€1,743▼ 52.7%
Cash at bank and in hand54/58€46,943€73,584▲ 56.8%
Deferred charges and accrued income490/1-€196-
Equity and liabilities
Total equity and liabilities10/49€244,866€257,326▲ 5.1%
Equity10/15€143,618€138,324▼ 3.7%
Contributions10/11€200,000€200,000=
Profit (loss) carried forward14-€56,382-€61,676▼ 9.4%
Amounts payable17/49€101,248€119,002▲ 17.5%
Amounts payable after more than one year17€78,919€82,075▲ 4.0%
Financial debts170/4€78,919€82,075▲ 4.0%
Amounts payable within one year42/48€21,023€35,252▲ 67.7%
Trade debts44€21,023€23,074▲ 9.8%
Suppliers440/4€21,023€23,074▲ 9.8%
Taxes, remuneration and social security45-€12,178-
Taxes450/3-€12,178-
Accrued charges and deferred income492/3€1,306€1,675▲ 28.2%
Line20242025Change
Profit (loss) for the period9904-€56,382-€5,294▲ 90.6%
+ Depreciation and write-downs630€37,978€28,571▼ 24.8%
Operating cash flow (approximation)-€18,404€23,278▲ 226%
Investment in fixed assets (approximation)-€0-
Change in cash-€26,641-

Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.

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Timeline · acts, filings and financial milestones

Next filing, fiscal year 2026, expected by 31-07-2027
2026
22-07
NBB filing Annual accounts filed
fiscal year 2025 · abbreviated schema
2025
03-07
NBB filing Annual accounts filed
fiscal year 2024 · abbreviated schema
NBB filing
0 of 1 act read
About the unread acts

We know of 1 Belgian State Gazette act for this company. It has not been read yet: what they contain is neither established nor disproved here.

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Directors · office · real estate

Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Alken · 1 establishment unit since 2023
seat establishment approximate The establishment unit on the map
Ground area
1.5 ha
Building footprint
2,541 m²
Volume, LiDAR
12,404 m³
Parcel 73302C0109/00M000, Flanders · tallest building 9.2 m, ±1 floor. Linked by address, not a title deed.
1 establishment unit
CLB M&C
Industrieterrein Kolmen 1085, 3570 AlkenPrinting and reproduction of recorded media
since 20232.347.530.751
1 parcel
Flanders 1 (100%)
Parcel (capakey) Region Area Buildings Height / fl.
73302C0109/00M000 Flanders 1.5 ha 1 · 2,541 m² 9.2 m · 1 fl.
Linked by address, not proof of ownership
Good to know
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.

Structure & network

Owners and holdings

1 owner

Chain of control

  1. CREATIEF, MODERN, INNOVATIEF 100%
  2. LOONBEHEER 100%
  3. CLB M&C

Highest known parent: CREATIEF, MODERN, INNOVATIEF. The sources do not say who stands above it.

Owners 1

Holdings 0

No holding stated in the accounts, acts or LEI register we read.

According to the annual accounts of the other companies, the acts in the Belgian Gazette and the LEI register. The register of ultimate beneficial owners (UBO) is not public: who ultimately stands behind a natural person or a foreign parent is not stated here. A company that does not fill in these statements, or need not, is missing.

Connections & network

No current directors or connected companies found in the register.

Similar companies · same sector, comparable size

Of 9,864 companies in sector 73110 we hold annual accounts for 3,758. 2,963 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector

Identification & contact

Identification
Legal formPrivate limited company
Founded30-06-2023
Fiscal year end31-12
Activities, NACEBEL 2025
73110Advertising agencies
E-invoicing
Reachable via Peppol
Peppol ID 0208:0803425462
Registered 23-09-2025

If you follow this company, Checked tells you the day it leaves the Peppol register.

Register as of 28 September 2026 · Peppol Directory

Scores and ratios are computed by Checked and are not a credit decision.