Checked processes every Belgian company, act by act, from the Belgian Official Gazette. The data below is real and verified, this company's full, act-by-act verified dossier is still being assembled.
Summary
Conclusion
the dossier summarised in one paragraphThe file of CLASS-CONSTRUCT contains 2 historical bankruptcy publications, as published in the Belgian State Gazette. The computed 12-month bankruptcy probability is 0.7% (low). The 2024 annual accounts show equity of €155k and a net result of €21k. Equity is growing by ~21.4% per year across the filed fiscal years. Its solvency ranks better than 22% of 3827 sector peers (fiscal year 2024).
Based on the State Gazette, CBE and 7 annual accounts.
Bankruptcy probability (12 mo)
Checked model v1 · free for everyoneStatistical estimate based on public sources, not credit advice nor a finding of fact. How do we compute this?
Insolvency timeline
2 eventsSignals
1 signal · with evidenceSignals are derived from the filed annual accounts and the sector comparison. No composite score: each signal is separately verifiable at the source.
Trust signals
1 signalAdministrative Flags
0 eventsFinancials
Annual accounts & ratios
Source: NBB · 2024How do we compute this?
The trend is a robust median of all pairwise slopes between fiscal years (Theil-Sen), so a single odd year cannot hijack the line. For strictly positive series we also fit a log variant (compound annual growth) and keep whichever describes the figures best.
The area around the projection is 1.8 × the median absolute deviation from the trend, widening each year ahead (×1 / ×1.6 / ×2.2), with a minimum of 8% of the last value. It is an indicative range, not a statistical confidence interval.
A series whose deviations exceed 35% of its level is too volatile: we then deliberately show no projection. Every projection assumes unchanged policy and is blind to non-public information (order book, contracts, funding rounds).
| Metric | This company | Sector median | Position in the sector |
|---|---|---|---|
| Solvency | 14.0% | 39.4% | |
| Net result | €21k | €9k | |
| Equity | €155k | €29k | |
| Gross operating margin | €34k | €26k | |
| Total assets | €1.11M | €85k |
| Fiscal year | 2024 |
|---|---|
| Revenue | - |
| EBITDA | €34k |
| Net profit | €21k |
| Cash flow | €31k |
| Staff costs | - |
| Income taxes | - |
| Dividends | - |
| Total assets | €1.11M |
| Equity | €155k |
| Debt | €951k |
| of which ≤ 1y | €951k |
| of which > 1y | - |
| Working capital | €128k |
| Employees (FTE) | - |
| 2024 | |
|---|---|
| Current ratio | 1.13 |
| Quick ratio | 1.13 |
| Working capital ratio | 11.5% |
| Solvency | 14.0% |
| Debt / equity | 6.15 |
| Long-term debt ratio | - |
| Interest coverage | 9.46 |
| Gross margin | - |
| Net margin | - |
| ROA | 1.9% |
| ROE | 13.9% |
| EBITDA margin | - |
| Days sales outstanding | - |
| Days payable outstanding | - |
| Inventory turnover | - |
| Days inventory (DSI) | - |
| Line item | Code | 2024 |
|---|---|---|
| Balance sheet, Assets | ||
| TOTAL ASSETS | 20/58 | €1.11M |
| Fixed assets | 21/28 | €27k |
| Tangible fixed assets | 22/27 | €27k |
| Financial fixed assets | 28 | €80 |
| Current assets | 29/58 | €1.08M |
| Amounts receivable within one year | 40/41 | €1.05M |
| Cash & bank | 54/58 | €23k |
| Balance sheet, Equity & liabilities | ||
| TOTAL EQUITY & LIABILITIES | 10/49 | €1.11M |
| Equity | 10/15 | €155k |
| Contributions / capital | 10/11 | €549k |
| Reserves | 13 | €563 |
| Accumulated profits (losses) | 14 | €-395k |
| Amounts payable | 17/49 | €951k |
| Amounts payable within one year | 42/48 | €951k |
| Trade debts payable within one year | 44 | €308k |
| Income statement | ||
| Gross operating margin | 9900 | €34k |
| Operating result | 9901 | €24k |
| Financial income | 75 | €762 |
| Financial charges | 65 | €4k |
| Result before taxes | 9903 | €21k |
| Net result for the period | 9904 | €21k |
| Result to be appropriated | 9905 | €21k |
Health barometer
FY 2024 · computedUnlock the full score breakdown, per-year score history and the indicative credit limit with Plus.
See plans →Directors
Directors & mandates
indexingDirectors and mandates usually appear here within 24 hours of publication in the Belgian State Gazette.
Insolvency mandates
1 mandate| Role | Name | Tenure | Source |
|---|---|---|---|
| Curator | WIM BOLLEN STEENWEG OP SINT-JORIS-WINGE 21,
3200 AARSCHOT |
03-10-2023 → present | Belgian State Gazette |
Legal Structure
| NACE primary | Algemene bouw van residentiële gebouwen(41001) |
| Legal form | Private limited company(610) |
| Incorporation | 01-04-1991 |
| Status | Active |
| Postal code | 1970 |
| First BS signal | 09-10-2023 |
| Latest BS signal | 07-11-2023 |
Structure & network
Company structure: linked entities
1 linked entityLocations & real estate
Registered office
on the map · from the address registerEstablishment units
1 locationReal-estate footprint
Source: CBE × cadastre · address linkingParcels linked to this company through its CBE addresses (seat, establishment units, branches), cross-referenced with the cadastral parcel plan. This shows where the company operates, not a deeds register.
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 92254A0387/00L000 | Wallonia | 5,146 m² | 1 · 152 m² | - |
| 22006A0114/00P000 | Flanders | 520 m² | 1 · 325 m² | 14.8 m · 3 fl. |
Publications
Lifecycle & Insolvency Signals
2 events from the State GazetteTime machine: BS events + macro context
2021-2026Belgisch Staatsblad · acts
2 acts30-11-2023 Registered office moved to Wezembeek-Oppem
- Lange Eikstraat 46, 1970 Wezembeek-Oppem
14-11-2022 Registered office moved to Overijse
Analysis
Snowflake analysis
financial profile on 5 axesStrong profile, led by stability.
Ask AI about this company
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AI due-diligence brief
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Credit advice
verdict per customer and amountSimilar
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Company registry (CBE)
Crossroads Bank| Legal nameNL | CLASS-CONSTRUCT |