CLAMFOSS
ActiveCLAMFOSS has been active since 2018 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €59k and a net result of €17k. Equity is growing by ~48.3% per year across the filed fiscal years. Its solvency ranks better than 75% of 7027 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 1.1% (low).
Checked score
Score 2025
81
/ 100
Excellent
The score weighs solvency, liquidity, profitability and financial development. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability96▼-4
Solvency100=
Growth78=
Track record100
Bankruptcy probability, 12 months
1.1%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €4.5k at 30 days acceptable
Liquidity ample (current ratio 6.21 against 2.62 in 2024; short-term debt: 8% and cash: 17% of total assets), and 21.8% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
78.2%
Return on assets
22.2%
Age of the figures
9 mo
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 01-07-2026, 30 days ahead of the deadline.
NBB · 7 filingsDeviation from the deadline
2025
30 d early
2024
11 d late
2023
6 d early
2022
31 d early
2021
32 d early
2020
23 d early
2019
31 d early
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
22-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Turnover
€0
Total assets
€75k▲ 41.0%
2024 · €53k
2019: €12k
2020: €45k
2021: €32k
2022: €32k
2023: €36k
2024: €53k
2019 → 2025
Net result
€17k▼ 10.0%
2024 · €19k
2019: €-15k
2020: €13k
2021: €9k
2022: €2k
2023: €6k
2024: €19k
2019 → 2025
Working capital
€31k▲ 248%
2024 · €9k
2019: €-7k
2020: €10k
2021: €8k
2022: €17k
2023: €31k
2024: €9k
2019 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Turnover€0-
Equity€27k-€18k▼ 31.8%€24k▲ 31.0%€42k▲ 78.3%€59k▲ 39.5%
Operating result€14k-€5k▼ 66.4%€15k▲ 211%€20k▲ 32.6%€29k▲ 44.7%
Net result€9k-€2k▼ 78.4%€6k▲ 177%€19k▲ 231%€17k▼ 10.0%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
After the dip in 2022 the operating result has climbed three years in a row; 2025 is 45% above 2024 and is the highest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €75k
Fixed assets
€38k▼ 2.6%
Current assets
€37k▲ 157%
Equity and liabilities €75k
Equity
€59k▲ 39.5%
Debt
€16k▲ 46.4%
The debt ratio rises from 21.0% to 21.8%. Equity and debt are higher.
Key figures and ratios
EBITDA
€38k▲
2024 · €22k
Cash flow
€26k▲
2024 · €21k
Solvency
78.2%▼
2024 · 79.0%
Current ratio
6.21▲
2024 · 2.62
Quick ratio
6.21▲
2024 · 2.62
Debt / equity
0.28▲
2024 · 0.27
ROE
28.3%▼
2024 · 43.9%
ROA
22.2%▼
2024 · 34.7%
Interest coverage
619.95▲
2024 · 305.78
Debt
€16k▲
2024 · €11k
Debt ≤ 1 year
€6k▲
2024 · €6k
Debt > 1 year
€10k▲
2024 · €6k
Income taxes
€12k▲
2024 · €9k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€53k€75k▲
Fixed assets21/28€39k€38k▼
Tangible fixed assets22/27€39k€38k▼
Furniture and vehicles24€39k€38k▼
Current assets29/58€15k€37k▲
Amounts receivable within one year40/41€2k€22k▲
Trade receivables40€2k€22k▲
Cash at bank and in hand54/58€10k€13k▲
Deferred charges and accrued income490/1€2k€2k▲
Equity and liabilities
Total equity and liabilities10/49€53k€75k▲
Equity10/15€42k€59k▲
Contributions10/11€10k€10k=
Reserves13€28k€43k▲
Distributable reserves133€28k€43k▲
Profit (loss) carried forward14€4k€6k▲
Amounts payable17/49€11k€16k▲
Amounts payable after more than one year17€6k€10k▲
Financial debts170/4€6k€10k▲
Amounts payable within one year42/48€6k€6k▲
Trade debts44€2k€2k▲
Suppliers440/4€2k€2k▲
Taxes, remuneration and social security45€4k€4k▲
Taxes450/3€4k€4k▲
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€2k€9k▲
Other operating charges640/8€2k€578▼
Non-recurring operating charges66A-€3k
Gross operating margin9900€24k€41k▲
Operating profit (loss)9901€20k€29k▲
Financial income75/76B€8k€1▼
Recurring financial income75€78€1▼
Non-recurring financial income76B€8k-
Financial charges65/66B€71€61▼
Recurring financial charges65€71€61▼
Profit (loss) for the period before taxes9903€27k€29k▲
Income taxes67/77€9k€12k▲
Profit (loss) for the period9904€19k€17k▼
Profit (loss) for the period to be appropriated9905€19k€17k▼
Appropriation of the result
Profit (loss) to be appropriated9906€20k€21k▲
Profit (loss) brought forward from the previous period14P€2k€4k▲
Transfer to equity691/2€16k€15k▼
To other reserves6921€16k€15k▼
The notes to these accounts (9 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
01-07
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
31-12
Financial
Liquidity doublescurrent ratio 6.21
Current ratio from 2.62 to 6.21.
11-08
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 11 days late
2024
31-12
Financial
Highest result since 2019net €19k ▲231%
Net result €19k, the highest in the series.
25-07
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
31-12
Financial
Liquidity doublescurrent ratio 12.28
Current ratio from 5.45 to 12.28; short-term debt falls from €4k to €3k.
30-06
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
31-12
Financial
Liquidity doublescurrent ratio 5.45
Current ratio from 2.58 to 5.45; short-term debt falls from €5k to €4k.
29-06
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2021
08-07
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
2020
31-12
Financial
Back to profitnet €13k
Net result €13k after one loss-making year.
31-12
Financial
Liquidity times 11current ratio 2.23
Current ratio from 0.21 to 2.23; short-term debt falls from €9k to €8k.
30-06
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
3 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Awans · 1 establishment unit since 2018
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Rue Englebert Lescrenier 434340 AwansGround area
251 m²
Building footprint
105 m²
Volume, LiDAR
708 m³
Parcel 62077B0305/00F000, Wallonia · tallest building 10.1 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
CLAMFOSS
since 20182.282.656.953
1 parcel
Wallonia
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 62077B0305/00F000 | Wallonia | 251 m² | 1 · 105 m² | 10.1 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector, comparable size
Caro Technology
BE 0698.789.384
Deinze · Eq €59k
PLP CONSULT
BE 0781.313.026
Sint-Lambrechts-Woluwe · Eq €59k
ODYN EQUESTRIAN PRODUCTS AND SERVICES
BE 0795.104.545
Etterbeek · Eq €59k
REDI International
BE 0787.330.885
Schaarbeek · Eq €59k
BOG
BE 0881.524.815
Knokke-Heist · Eq €59k
Of 13,422 companies in sector 73300 we hold annual accounts for 6,901. 5,557 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded12-12-2018
Fiscal year end31-12
Activities, NACEBEL
70210Activities of head offices; management consultancy activities
73300Public relations and communication consultancy
70200Business and other management consultancy
70220Business consulting
Sources
Crossroads Bank for EnterprisesNational Bank · 7 filingsAddress and cadastre registers
Data from official sources, last processed on 21-09-2026. Scores and ratios are computed by Checked and are not a credit decision.
Contact details
2 entriesE-mail:jluc.malherbe@gmail.com
Phone:+32475781169