Skip to content

CLAIR

Active Risk: not assessed Private limited companyfounded 2008active for 18 yearsRoute du Lac de Warfa 7, 4845 JalhayKBO/BCE: BE 0898.505.060
CLAIR
Follow ReportCompare

Overview

Lifetime

17 annual accounts with figures on one time axis
peak €90,568 (2024)
€19,743▼ 78.2%
lowest -€15,196 (2025)
-€15,196▼ €79,060
peak €144,744 (2024)
€129,549▼ 10.5%
€22,267▼ 57.6%
Board1 name since 2021
1 directorFOULON Dominique Jean Christian Ghislain
Documentsfilings and deeds
17-10-202678 days late
2025micro format
Gross margin from €90,568 to €19,743Loss of €15,196Debts from €52,551 to €22,267Cash from €120,317 to €59,810

Key points

from the 2025 annual accounts

Result

-€15,196 -€15,196
€63,9002024-€15,2002025

From profit to loss in 2025, after a profit of €63,864 in 2024.

Filings

17 annual accounts 78 days
AprilJune31 JulyOctober2010201520202025

Latest accounts filed late: after the legal deadline.

Position in the sector

-€15,196

Lower net result than 91% of companies in auxiliary financial services. Sector median €32,497 · 3,075 companies.

Financial institution: outside the modelBankruptcy probability: sector outside the model

Checked score

Outside the general model
Model not applicable to financial institutions
The Checked score measures liquidity, leverage and margins against the norms for trading and manufacturing companies. A bank, insurer or financial holding has a very different balance sheet. Those ratios and the score mean nothing here. So there is no financial strength either.

Bankruptcy probability within 12 months

The company is a financial institution: a bank, insurer or financial holding. Its balance sheet works differently from that of a trading or manufacturing company. A bankruptcy probability from the general model would mislead here.

Credit check for an amount and term of your choice

Show the recommended maximum and see how the verdict changes with amount, term and advance.

The scores and ratios are Checked's own calculations, not a credit decision.

Signals

1 signal.
raises risk
raises risk · 2025 accounts filed 78 days late
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 17-10-2026, 78 days later. Nearly half (47%) of Belgian companies file late; of those that file 1 to 90 days late, 2.0% are now bankrupt, dissolved or in another special legal status, against 1.66% of all filers. A delay like this does not count in the score.
NBB · 10 filings
Deviation from the deadline
2025
78 days late
2024
61 days late
2023
31 days late
2022
30 days late
2021
31 days late
2020
30 days late
2019
132 days late
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

The company filed its last 7 accounts on average 56 days after the deadline. In the sector (NACE 66), the median for financial year 2024 was 5 days before the deadline, and 39% of those companies filed late.

Searched, nothing found (2)
neutral · Next filing not due yet
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. The company usually files around 1 September (4 of the last 5 accounts filed within 30 days either side of that date).
Companies Code · seven months
Where today falls in the filing period
08-11-2026 today31-12-2026 year end31-07-2027 deadline
neutral · No strike-offs in the KBO publications
That holds for every publication since 2021.
KBO publications

Recent changes

Registered in the Peppol Directory Reachable for e-invoices through 0208:0898505060
Change of role: FOULON Dominique Jean Christian Ghislain, from manager to director “La coordination de travaux d'expertise, ainsi que la mise à disposition de services et de matériels…” (deed in French) · Gazette deed
First establishment Route du Lac de Warfa 7, Jalhay
Incorporation published on 23-06-2008 · Gazette deed
All 30 events

Comparable companies

same main activity, similar in size and age
Company
CLAIR Jalhay €151,816 €19,743 85.3% -
EXPERTISEBUREAU CLAUDE VAN DAELE Evergem €190,897 €20,717 77.2% -
MOULIN & CO La Hulpe €183,455 €25,283 90.7% -
VAN GEYSEGHEM BART Wortegem-Petegem €162,630 €31,042 78.8% -
CENTRE DE SERVICES MV CONSULT Ittre €119,562 €15,945 69.9% -
EXPARCH Waterloo €233,429 €19,640 91.4% -
EXPERTS PARTNERS Neupré €157,449 €28,026 46.2% -

These companies have the same main activity as CLAIR: risk and damage evaluation (NACE 66210). They are comparable in size and age: total assets between €120,000 and €233,000, founded between 1999 and 2011.

Official details

Source: KBO
Status
Active since 09-06-2008Normal situation
Activity
Risk and damage evaluationNACE 66210
Establishment unit
2.171.580.4714845 Jalhay, since 26-06-2008
Financial year end
31 December
Peppol
Reachable since 08-12-2025
Company details

Annual accounts 2025

€15,196
€129,549▼ 10.5%
€151,816▼ 23.1%
Filing
Filed on 17-10-2026
Financials

Insights on CLAIR

CLAIR files the micro format. That format states no turnover. The gross margin fell from €38,922 in 2009 to €19,743 in 2025.

Sources: KBO register, filings at the National Bank, Belgian Official Gazette.

Financials

Annual accounts 2025

micro format, filed on 17-10-2026, 78 days late
€129,549
▼ 10.5%
€151,816
▼ 23.1%
-€15,196
▼ €79,060
85.3%
▲ 12.0 percentage points
-11.7%
▼ 55.9 percentage points
-10.0%
▼ 42.4 percentage points

Money flows

no detail for 2025

Balance sheet

balance sheet total €151,816 on 31-12-2025
What the company ownsHow it is paid for

in euro

in euro

Position in the sector

Compare with sector

85.3%

Higher than 84% of 3,074 companies in 2025.

-10.0%

Higher than 6% of 3,019 companies in 2025.

CLAIR Middle half of the sector 80% of the sector Micro accounts in auxiliary financial services (NACE 66)

Net result: bottom quarter · Equity: middle half · Balance sheet total: middle half

Filed annual accounts

as filed with the National Bank, click a year to choose it
Line Trend20252024202320222021202020192018201720162015201420132012201120102009
Balance sheet: assets
20/58 151,816197,295205,088166,664160,61298,404106,15888,96252,44933,92681,65397,247131,40559,78870,64243,59667,180
20 ---------0-------
21/28 21,33424,35134,29935,15312,45512,03312,51518,13122,4647118,30015,02921,27905,98211,96317,945
22/27 21,33424,35134,29935,15312,45512,03312,51518,13122,4647118,30015,02921,27905,98211,96317,945
24 21,21423,36931,89131,3187,1946,95312,51518,13122,4647118,30015,02921,27905,98211,96317,945
26 1209822,4083,8355,2615,080---0-------
29/58 130,482172,945170,789131,511148,15786,37193,64370,83129,98533,21573,35382,218110,12559,78864,66031,63349,235
29 ------1,544--0-------
291 ------1,544----------
3 -----------00007,75111,474
30/36 -----------00007,75111,474
37 ------------0----
40/41 68,58752,05977,311110,00753,24782,06883,28959,60113,72912,38433,27027,10446,46822,56618,81612,0666,971
40 30,71434,72976,367109,07852,33154,71875,49758,69012,818-25,19425,09341,96814,5666,30000
41 37,87317,33194492991727,3507,79291191112,3848,0772,0124,5008,00012,51612,0666,971
54/58 59,810120,31793,47821,04494,4503,7408,18110,60416,25620,83140,08355,11363,65737,22145,84411,81630,790
490/1 2,08556904604605646296260-----0--
Balance sheet: equity and liabilities
10/49 151,816197,295205,088166,664160,61298,404106,15888,96252,44933,92681,65397,247131,40559,78870,64243,59667,180
10/15 129,549144,74493,88099,46083,02437,35641,42344,37130,08628,88643,49242,64653,52730,59725,96518,77025,369
10/11 20,46020,46020,46018,60018,60018,60018,60018,60018,60018,60018,60018,60018,60018,60018,60018,60018,600
10 ---18,60018,600------------
100 ---18,60018,60018,60018,60018,60018,60018,60018,60018,60018,60018,60018,60018,60018,600
11 ----------0------
1100/10 ----------0------
12 -----------0-----
13 124,284124,28473,42080,86064,42418,75622,82325,77111,48610,28624,8921,8601,8601,8601,8601,8601,860
130/1 --01,8601,8601,860-----------
130 ---1,8601,8601,8601,8601,8601,8601,8601,8601,8601,8601,8601,8601,8601,860
1311 --0--------------
133 124,284124,28473,42079,00062,56416,89620,96323,9119,6268,42623,032------
14 -15,196---------022,18633,06710,1375,505-1,6904,909
16 -------------09,0009,76017,760
160/5 -------------09,0009,76017,760
17/49 22,26752,551111,20867,20477,58861,04864,73644,59122,3635,04038,16154,60177,87729,19035,67715,06624,051
42/48 22,26752,551111,20867,20477,58861,04864,73644,59122,3635,04038,16154,60177,87729,19035,67715,06624,051
42 --06,118-------------
43 ---------0-------
44 19,4395,8144,9439,1059,4633,0695173,2329,1403,2018,11119,28420,0170150167679
440/4 19,4395,8144,9439,1059,4633,0695173,2329,1403,2018112,22420,0170150167679
441 ----------7,30017,060-----
46 ---03,000------------
45 2,82836,73744,78720,60950,83943,6933,8208,60510,4481,8396,26313,29230,3408,0635,5102,4075,642
450/3 2,82836,73744,78715,42945,65943,6938137,1058,948-3,16313,29230,3408,0635,5102,4075,642
454/9 --05,1805,18003,0071,5001,5001,8393,100------
47/48 -10,00061,47831,37214,28614,28660,39832,7552,775-23,78722,02527,52121,12830,01712,49317,729
492/3 ---------0-------
Income statement
70 ----322,615142,50789,426----112,543148,91597,072118,89190,612124,697
76A --------------621--
9900 19,74390,56890,25051,19667,46620,2993,53524,0109,024-7,36011,84436136,9882,12812,643-4,56138,922
60/61 ----257,313124,34888,245---81,866112,182111,92894,943106,24895,17385,775
62 ----------00-000-
630 11,5069,9499,0673,2448,1316,1275,6164,3336,0587,5897,5897,3747,0935,9825,9825,9828,745
635/8 --------------9,000-760-8,00017,760
640/8 -----1-0531759038963974113736171,212
66A -1,067-40-----0----270--
9901 8,23679,55281,18347,91259,33514,171-2,08119,6772,913-15,1243,352-7,90929,4984,7367,048-3,15911,205
75/76B 1,6016082,40601,317----069477,2736076-6
75 1,6016082,40601,317-----69477,2736076-6
65/66B 2603042093413797454118133693215362541631241294,441
65 2603042093413797454118133693215362541631241294,441
9903 9,57779,85683,38047,57160,27414,097-2,13519,5592,900-15,4933,100-8,39936,5174,6337,351-3,2886,769
67/77 24,77315,99228,95911,13514,6063,8788135,2741,700-8882,2542,48313,587-1573,311-
9904 -15,19663,86454,42036,43645,66810,220-2,94814,2851,199-14,605845-10,88122,9304,6337,195-6,5996,769
9905 -15,19663,86454,42036,43645,66810,220-2,94814,2851,199-14,605845-10,88122,9304,6337,195-6,5996,769
Appropriation of the result
9906 -15,19663,86454,42036,43645,66810,220-2,94814,2851,199-14,60523,03222,18633,06710,1375,505-1,6906,769
791/2 --75,580--4,0662,948--14,605-------
691/2 -50,86470,00016,43645,668--14,2851,199-23,032-----1,860
6920 -864-16,43645,668--14,2851,199-23,032-----1,860
6921 -50,00070,000--------------
694/7 -13,00060,00020,000-14,286-----------
694 -13,00060,00020,000-14,286-----------
Document PDFPDFPDFPDFPDFPDFPDFPDFPDFPDFPDFPDFPDFPDFPDFPDFPDF

The notes to these accounts have 6 items, including the statement of assets and debts, the cost breakdown and rights and commitments. You find them in the accounts filed with the NBB.

Source: Annual accounts 2025 at the NBB, filed on 17-10-2026.

Download as CSV

Filings

each dot is a set of accounts, on the day it reached the National Bank

2025 annual accounts filed 78 days after the deadline. Filed on 17 October 2026, deadline 31 July 2026 (7 months after the close on 31 December 2025, Companies Code art. 3:10). Source: NBB, 2026-00561973.

Financial year Type Filed Reference Document
31-12-2025 micro format 17-10-2026 2026-00561973 PDF
31-12-2024 micro format 30-09-2025 2025-00527955 PDF
31-12-2023 micro format 31-08-2024 2024-00422270 PDF
31-12-2022 micro format 30-08-2023 2023-00392654 PDF
31-12-2021 micro format 31-08-2022 2022-20390013 PDF
31-12-2020 micro format 30-08-2021 2021-61900262 PDF
31-12-2019 micro format 10-12-2020 2020-75400032 PDF
31-12-2018 full format 24-09-2019 2019-66100370 PDF
31-12-2017 full format 30-07-2018 2018-41900502 PDF
31-12-2016 full format 25-09-2017 2017-64200537 PDF
31-12-2015 full format 29-08-2016 2016-50800296 PDF
31-12-2014 full format 20-08-2015 2015-45700504 PDF
31-12-2013 full format 25-11-2014 2014-67600230 PDF
31-12-2012 full format 30-08-2013 2013-55400198 PDF
31-12-2011 full format 29-08-2012 2012-53500492 PDF
31-12-2010 full format 23-08-2011 2011-42400473 PDF
31-12-2009 full format 03-08-2010 2010-37600404 PDF

Key figures and ratios

per financial year, computed from the annual accounts
Line Trend20252024202320222021202020192018201720162015201420132012201120102009
8,48908,21327,3338,5535,6450027,81108601,12428,37200034,976
-60,50726,83972,434-73,40690,710-4,442-2,423-5,652-4,576-19,251-15,031-8,54426,436-8,62334,029-18,975-
----18.4%9.9%-2.3%-----7.0%19.8%4.9%5.9%-3.5%9.0%
85.3%73.4%45.8%59.7%51.7%38.0%39.0%49.9%57.4%85.1%53.3%43.9%40.7%51.2%36.8%43.1%37.8%
-11.7%44.1%58.0%36.6%55.0%27.4%-7.1%32.2%4.0%-50.6%1.9%-25.5%42.8%15.1%27.7%-35.2%26.7%
-10.0%32.4%26.5%21.9%28.4%10.4%-2.8%16.1%2.3%-43.1%1.0%-11.2%17.4%7.7%10.2%-15.1%10.1%

A Belgian filing has no cash-flow statement. Cash flow is therefore an approximation, derived from the income statement. Investment is the acquisitions in the notes and, without them, the balance-sheet move.

Investments

fixed assets acquired
Item20252024202320222021
Tangible fixed assets€8,489-€8,213€27,333€8,553
€11,506€9,949€9,067€3,244€8,131

Source: notes to the 2021 to 2025 annual accounts (statement of fixed assets)

Insights on CLAIR

The operating result for 2025 is 90% lower than in 2024 and the lowest since 2019. It is the second fall in a row.

Debt's share of the balance-sheet total falls from 26.6% to 14.7%. Equity and debt are lower.

Board & ownership

Board

1 director, last change in 2023
FOULON Dominique Jean Christian Ghislain
Director (not named in the articles)
appointed by deed of 07-04-2023 term without a fixed end
earlier manager, until 07-04-2023
listed in the 2025 annual accounts, filed on 17-10-2026
Signing authorityThe articles say who may bind the company, for example by signing a contract.
Each director alone
deed of 07-04-2023

Office holders in the KBO →

Mandates through the years

1 name, the dashed line is today
FOULON Dominique Jean Christian Ghislain
Director (not named in the articles)
BoardEarliermandate already running before its first mention
Mandates as a list
  • FOULON Dominique Jean Christian Ghislain
    • Director (not named in the articles), since before 31-12-2021
    • Manager, until 07-04-2023

See the board, name and registered office on a given date →

Control

See the annual accounts at the National Bank and the publications in the Belgian Official Gazette.

Capital

Contribution
€20,460
Source
deed of 07-04-2023

Articles of association

deed of 07-04-2023 (in French)
DurationMost companies exist for an unlimited period, until they are dissolved.
Unlimited
Board ruleThese rules set how the board is made up, meets and takes decisions.
At least 1 director
Transfer restrictionThis rule says whether shareholders may sell their shares freely or need approval first.
“Décision non susceptible d'aucun recours, héritiers ou légataires n'ayant pas usé du droit de préférence peuvent solliciter admission comme…”
Annual meetingThe shareholders approve the annual accounts, among other things, at the annual meeting.
Last Monday of May at 18:00

Network & group

No group

CLAIR has no parent and no holdings in its annual accounts. FOULON Dominique Jean Christian Ghislain is the only director. CLAIR shares no director with another company.

The LEI register names no parent.

Timeline

Timeline

30 events since 2008

Deadline for the 2026 accounts: 31-07-2027

2026
Annual accounts 2025 filed NBBmicro format · 78 days late
2025
Weakest financial year net -€15,196 The net result drops to -€15,196, the lowest from 2009 to 2025.
Registered in the Peppol Directory Reachable for e-invoices through 0208:0898505060
Annual accounts 2024 filed PDFmicro format · 61 days late
2024
Highest result from 2009 to 2025 net €63,864 ▲17.4% The net result of €63,864 is the highest of those years.
Liquidity more than doubled current ratio 3.29 The current ratio rises from 1.54 to 3.29. Short-term debt falls from €111,208 to €52,551.
Equity above €100,000 equity €144,744 ▲54.2% After 5 profitable years in a row, equity reaches €144,744.
Annual accounts 2023 filed PDFmicro format · 31 days late
2023
Annual accounts 2022 filed PDFmicro format · 30 days late
Change of role: FOULON Dominique Jean Christian Ghislain, from manager to director“La coordination de travaux d'expertise, ainsi que la mise à disposition de services et de matériels…” (deed in French)5 points ▸
  • Purpose change, “La coordination de travaux d'expertise, ainsi que la mise à disposition de services et de matériels nécessaires à ces travaux; Toute prestation de service dans…” (deed in French)
  • Registered office clause, route du Lac de Warfa 7, 4845 JALHAY
  • Director resignation, FOULON Dominique Jean Christian Ghislain (manager)
  • Director appointment, FOULON Dominique Jean Christian Ghislain (director (not named in the articles))
  • Power of attorney, Armand FASSIN
  • The deed holds 6 more points.

Open the deed in the Belgian Official Gazette

2022
Annual accounts 2021 filed PDFmicro format · 31 days late
2021
Annual accounts 2020 filed PDFmicro format · 30 days late
2020
Back to profit net €10,220 The net result is €10,220, after one loss-making year.
Annual accounts 2019 filed PDFmicro format · 132 days late
2019
Annual accounts 2018 filed PDFfull format · 55 days late
2018
Annual accounts 2017 filed PDFfull format · 1 day before the deadline
2017
Back to profit net €1,199 The net result is €1,199, after one loss-making year.
Annual accounts 2016 filed PDFfull format · 56 days late
2016
Liquidity more than triples current ratio 6.59 The current ratio rises from 1.92 to 6.59. Short-term debt falls from €38,161 to €5,040.
Annual accounts 2015 filed PDFfull format · 29 days late
2015
Back to profit net €845 The net result is €845, after one loss-making year.
Annual accounts 2014 filed PDFfull format · 20 days late
2014
Annual accounts 2013 filed PDFfull format · 117 days late
2013
Annual accounts 2012 filed PDFfull format · 30 days late
2012
Annual accounts 2011 filed PDFfull format · 29 days late
2011
Back to profit net €7,195 The net result is €7,195, after one loss-making year.
Annual accounts 2010 filed PDFfull format · 23 days late
2010
Annual accounts 2009 filed PDFfull format · 3 days late
2008
First establishment Route du Lac de Warfa 7, Jalhay
Incorporation PDFpublished on 23-06-2008

Financial milestones sit on the financial year-end date, not the filing date.

Sources: Publications in the Belgian Official GazetteFilings with the National Bank

History

CLAIR was incorporated on 9 June 2008.1 Total assets rose from €88,962 in 2018 to €151,816 in 2025.2

  1. 1KBO register
  2. 2National Bank, annual accounts 2018 and 2025

Company details

Identity

Enterprise number
0898.505.060
VAT number
BE 0898.505.060
Peppol ID
0208:0898505060
LEI code
875500QMAP771MG95Z68 live in the LEI register
Legal form
Private limited company
Status
Active, normal situation
Founded
09-06-2008
Financial year
ends on 31 December
Annual meetingThe shareholders approve the annual accounts, among other things, at the annual meeting.
Last Monday of May at 18:00
deed of 07-04-2023 (in French)
Peppol
Reachable since 08-12-2025Follow this company and you will hear the next morning if it leaves the Peppol register.
Name
CLAIR in French
Entity type
Legal entity
DurationMost companies exist for an unlimited period, until they are dissolved.
Unlimited
deed of 07-04-2023 (in French)

Activities

NACEBEL 2025
66210 Risk and damage evaluation main activity
Codes under NACEBEL 2008
66210 Activities auxiliary to financial services and insurance activities main activity

Registered office and establishments

1 establishment
Establishment Since Unit number
Route du Lac de Warfa 7 registered office 4845 Jalhay 6621001 Risk and damage evaluation 26-06-2008 2.171.580.471

Buildings and parcels at the address

Ground area
94 m²
Buildings
94 m²
Volume, LiDAR
430 m³
Tallest building
6.0 m
Buildings to scale, each on its own parcel
94 m², 6.0 m 94 m², 6.0 m

Location

registered office establishment The establishment unit on the map

Parcels

Cadastral parcelArea Buildings Height / floors
63068C0811/00M00094 m² 1 · 94 m² 6.0 m · 2

We would like to set cookies. That happens only with your consent. What we measure