VAN GEYSEGHEM BART is a financial institution; the bankruptcy model is trained on trading and manufacturing companies and does not apply here. The 2025 annual accounts show equity of €128k and a net result of €9k. Equity is growing by ~4.3% per year across the filed fiscal years. Its solvency ranks better than 77% of 2413 sector peers (fiscal year 2025). The company has been active since 2008 and the Belgian State Gazette contains no insolvency or warning signals.
Checked score
Outside the general model
Model not applicable to financial institutions
The health score weighs liquidity, leverage and margins against norms for trading and manufacturing companies. A bank, insurer or financial holding has a fundamentally different balance-sheet structure, so those ratios, and hence the score, carry no meaning here. That is why we show no financial axes either.
Credit advice for your own amount and term
Signals
Three signals. The signal on the left, the evidence on the right.
○neutral
neutral · A punctual record breaks
This company filed 9 consecutive financial years on time. The year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 12-08-2026, 12 days late. Weigh it accordingly: a break into the 1-to-90-day band measures 1.41% abnormal legal state, below the 1.66% market average. It is a change in behaviour, not evidence of elevated risk.
NBB · 10 filingsDeviation from the deadline
2025
12 d late
2024
55 d early
2023
48 d early
2022
45 d early
2021
59 d early
2020
31 d early
2019
2 d early
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
16-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€128k▲ 6.9%
2024 · €120k
2018: €88k
2019: €108k
2020: €126k
2021: €148k
2022: €154k
2023: €115k
2024: €120k
2018 → 2025
Net result
€9k▲ 52.6%
2024 · €6k
2018: €22k
2019: €24k
2020: €19k
2021: €27k
2022: €6k
2023: €8k
2024: €6k
2018 → 2025
Total assets
€163k▲ 10.5%
2024 · €147k
2018: €234k
2019: €261k
2020: €245k
2021: €268k
2022: €231k
2023: €195k
2024: €147k
2018 → 2025
Solvency
78.8%▼ 2.7pp
2024 · 81.5%
2018: 37.6%
2019: 41.3%
2020: 51.4%
2021: 55.4%
2022: 66.5%
2023: 58.8%
2024: 81.5%
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€148k-€154k▲ 3.5%€115k▼ 25.2%€120k▲ 4.4%€128k▲ 6.9%
Operating result€38k-€10k▼ 73.1%€14k▲ 33.5%€9k▼ 31.6%€14k▲ 50.7%
Net result€27k-€6k▼ 77.8%€8k▲ 40.2%€6k▼ 29.9%€9k▲ 52.6%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result recovers in 2025; 2025 is 51% above 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €163k
Fixed assets
€39k▼ 25.8%
Current assets
€124k▲ 30.4%
Equity and liabilities €163k
Equity
€128k▲ 6.9%
Debt
€34k▲ 26.3%
The debt ratio rises from 18.5% to 21.2%. Equity and debt are higher.
Key figures and ratios
Solvency
78.8%▼
2024 · 81.5%
ROE
7.1%▲
2024 · 5.0%
ROA
5.6%▲
2024 · 4.0%
Debt
€34k▲
2024 · €27k
Debt ≤ 1 year
€33k▲
2024 · €26k
Income taxes
€5k▲
2024 · €3k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€147k€163k▲
Fixed assets21/28€52k€39k▼
Tangible fixed assets22/27€52k€39k▼
Land and buildings22€39k€29k▼
Plant, machinery and equipment23€6k€4k▼
Furniture and vehicles24€7k€6k▼
Current assets29/58€95k€124k▲
Amounts receivable within one year40/41€51k€51k▲
Trade receivables40€49k€51k▲
Other amounts receivable41€2k€0▼
Cash at bank and in hand54/58€38k€49k▲
Deferred charges and accrued income490/1€7k€23k▲
Equity and liabilities
Total equity and liabilities10/49€147k€163k▲
Equity10/15€120k€128k▲
Contributions10/11€19k€19k=
Reserves13€101k€110k▲
Distributable reserves133€101k€110k▲
Profit (loss) carried forward14-€0
Amounts payable17/49€27k€34k▲
Amounts payable within one year42/48€26k€33k▲
Trade debts44€182€2k▲
Suppliers440/4€182€2k▲
Taxes, remuneration and social security45€8k€8k▼
Taxes450/3€8k€8k▼
Other amounts payable47/48€17k€23k▲
Accrued charges and deferred income492/3€2k€2k▲
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€15k€15k▲
Other operating charges640/8€598€2k▲
Non-recurring operating charges66A€63-
Gross operating margin9900€25k€31k▲
Operating profit (loss)9901€9k€14k▲
Financial income75/76B-€0
Recurring financial income75-€0
Financial charges65/66B€657€206▼
Recurring financial charges65€657€206▼
Profit (loss) for the period before taxes9903€9k€14k▲
Income taxes67/77€3k€5k▲
Profit (loss) for the period9904€6k€9k▲
Profit (loss) for the period to be appropriated9905€6k€9k▲
Appropriation of the result
Profit (loss) to be appropriated9906€6k€9k▲
Transfer from equity791/2-€239
Transfer to equity691/2€5k€8k▲
To other reserves6921€5k€8k▲
Profit to be distributed694/7€833€833=
Return on contributions (dividend)694€833€833=
The notes to these accounts (10 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
12-08
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema · 12 days late
2025
06-06
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
31-12
Financial
Weakest financial yearnet €6k ▼29.9%
Net result drops to €6k, the lowest in the series; recovery starts the following year.
31-12
Financial
Liquidity doublescurrent ratio 3.69
Current ratio from 1.64 to 3.69; short-term debt falls from €78k to €26k.
13-06
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
16-06
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
31-12
Financial
Equity above €150kEq €154k ▲3.5%
5 profitable years in a row build equity to €154k.
02-06
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2021
31-12
Financial
Highest result since 2018net €27k ▲43.9%
Operating result €38k, net result €27k, both a record.
30-06
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
2020
31-12
Financial
Liquidity doublescurrent ratio 7.77
Current ratio from 3.58 to 7.77; short-term debt falls from €38k to €18k.
29-07
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema
2019
31-12
Financial
Equity above €100kEq €108k ▲22.2%
2 profitable years in a row build equity to €108k.
29-07
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema
2018
20-07
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema
2017
15-07
NBB filing
Annual accounts filed
fiscal year 2016 · micro schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
2 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Wortegem-Petegem · 2 establishment units since 2008
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Oudenaardseweg (W.-M.) 42F9790 Wortegem-PetegemGround area
5,022 m²
Building footprint
526 m²
Volume, LiDAR
575 m³
3 parcels, Flanders · tallest building 9.1 m, ±2 floors. Linked by address, not a title deed.
2 establishment units
Van Geyseghem Bart
since 20082.168.929.106
VAN GEYSEGHEM BART
since 20142.226.894.425
3 parcels
Flanders
3
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 45055A0938/00F000 | Flanders | 2,631 m² | 1 · 221 m² | - |
| 45055A0927/00F000 | Flanders | 1,896 m² | 1 · 196 m² | - |
| 23583K0415/00C000 | Flanders | 494 m² | 1 · 109 m² | 9.1 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1 · via establishment units: 2
3 of 3 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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Of 854 companies in sector 66210 we hold annual accounts for 512. 445 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded19-02-2008
Fiscal year end31-12
Activities, NACEBEL
66210Risk and damage evaluation
Sources
Crossroads Bank for EnterprisesNational Bank · 18 filingsAddress and cadastre registers
Data from official sources, last processed on 15-09-2026. Scores and ratios are computed by Checked and are not a credit decision.