Equity
CK CONSTRUCT has made a profit without a break since 2021.
CK CONSTRUCT has made a profit without a break since 2021.
The accounts state no turnover.
Green is investment, beige is depreciation.
Short-term debts fell from €131,695 to €79,885.
The last five annual accounts were filed 0 to 7 days before the end of the period.
Higher solvency than 95% of companies in construction of buildings. Sector median 31.5% · 551 companies.
In July 2024, 10,902 companies had the same profile as CK CONSTRUCT has now. Each dot stands for 28 companies, two years later.
The method was tested on the 497,331 companies of July 2024. Each company was given the bankruptcy share of the same profile a year earlier, in July 2023. The expectation was that 1.6% would go bankrupt within 24 months. In fact 1.7% went bankrupt.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.5% |
| 3 | 0.5% | 0.6% |
| 4 | 0.7% | 0.8% |
| 5 | 0.9% | 0.9% |
| 6 | 1.3% | 1.5% |
| 7 | 1.6% | 1.8% |
| 8 | 1.8% | 1.8% |
| 9 | 2.9% | 3.1% |
| 10 | 5.6% | 6.1% |
A company that went bankrupt had a higher expected share than one that kept going in 74.5% of comparisons. The level depends on the economy. In a year with more bankruptcies than the year before, the actual share is higher than the expected one.
This is an observation about 10,902 companies, not a prediction for CK CONSTRUCT. The sector does not count, because the KBO no longer lists a sector for a company that has stopped. By sector, mostly the survivors would count, which would paint too rosy a picture.
Show the recommended maximum and see how the verdict changes with amount, term and advance.
The scores and ratios are Checked's own calculations, not a credit decision.
| Company | ||||
|---|---|---|---|---|
| CK CONSTRUCT Jette | €1.2m | €104,628 | 90.8% | 1 |
| J.B. Schoovaerts Heist-op-den-Berg | €1.1m | €77,853 | 75.8% | 1 |
| ENTREPRISES SD CONSTRUCT La Louvière | €1.0m | €107,326 | 22.7% | 1 |
| Mortier Dirk Lievegem | €1.0m | €142,613 | 14.0% | 1 |
| VD MONTAGE Bree | €0.8m | €101,013 | 97.6% | 1 |
| BOUW,RENOVATIE EN DAKWERKEN Beringen | €1.0m | €148,673 | 27.1% | 1.3 |
| TEA-ENERGY Herent | €1.0m | €89,538 | 27.3% | 1 |
These companies have the same main activity as CK CONSTRUCT: general construction of residential buildings (NACE 41001). They are comparable in size and age: total assets between €820,000 and €1.1m, founded between 2002 and 2010.
CK CONSTRUCT has existed since 2008. The gross margin fell from €362,520 in 2012 to €61,946 in 2013.
holds all the shares. In March 2023, the Official Gazette published the appointment of as managing director.
Sources: KBO register, filings at the National Bank, Belgian Official Gazette.
The turnover shown is an estimate from the gross margin.
Turnover ≈ €370,000. Estimated: probably between €250,000 and €580,000.
Higher than 95% of 1,264 companies in 2024.
Higher than 94% of 1,251 companies in 2024.
Higher than 67% of 1,259 companies in 2024.
Staff: bottom quarter
Staff costs divided by the average number of full-time equivalents.
| Line | Trend | 2025 | 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | 2015 | 2014 | 2013 | 2012 | 2011 | 2010 | 2009 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Balance sheet: assets | ||||||||||||||||||
20/58 |
1.2m | 1.2m | 1.2m | 1.1m | 1.1m | 1.1m | 1.2m | 1.1m | 1.1m | 1.2m | 1.0m | 990,261 | 1.0m | 1.1m | 880,767 | 861,102 | 1.0m | |
21/28 |
54,796 | 25,128 | 34,005 | 45,059 | 39,276 | 59,450 | 79,921 | 89,539 | 149,387 | 208,985 | 265,781 | 290,192 | 352,949 | 439,577 | 466,000 | 449,409 | 505,414 | |
22/27 |
54,796 | 25,128 | 34,005 | 45,059 | 39,276 | 59,450 | 79,921 | 89,539 | 149,387 | 208,985 | 265,781 | 290,192 | 352,949 | 439,577 | 466,000 | 449,409 | 505,414 | |
23 |
11,232 | 14,980 | 19,857 | 26,911 | 39,276 | 59,450 | 78,849 | 81,561 | 134,503 | 187,196 | 235,062 | 283,851 | 339,547 | 384,209 | 370,198 | 334,444 | 369,787 | |
24 |
43,564 | 10,148 | 14,148 | 18,148 | - | - | 1,072 | 7,977 | 14,883 | 21,789 | 30,719 | 6,342 | 13,403 | 55,368 | 95,801 | 114,965 | 135,628 | |
29/58 |
1.2m | 1.2m | 1.2m | 1.1m | 1.1m | 1.0m | 1.1m | 1.0m | 992,794 | 961,495 | 773,198 | 700,069 | 685,465 | 630,761 | 414,767 | 411,693 | 516,448 | |
3 |
- | 0 | 3,094 | 12,747 | 23,499 | 36,221 | 45,189 | 66,320 | - | - | - | - | - | - | - | - | - | |
30/36 |
- | 0 | 3,094 | 12,747 | 23,499 | 36,221 | 45,189 | 66,320 | - | - | - | - | - | - | - | - | - | |
40/41 |
1.1m | 1.2m | 1.1m | 606,748 | 1.0m | 1.0m | 1.0m | 951,681 | 981,418 | 864,019 | 733,424 | 691,709 | 641,708 | 505,775 | 407,608 | 406,704 | 471,472 | |
40 |
1,000 | 10,596 | 0 | 254,285 | 277,152 | 270,180 | 214,200 | 116,480 | 310,509 | 71,800 | 504,580 | 448,950 | 541,948 | 500,453 | 376,350 | 406,700 | 363,000 | |
41 |
1.1m | 1.2m | 1.1m | 352,463 | 765,777 | 732,268 | 814,495 | 835,201 | 670,909 | 792,219 | 228,844 | 242,759 | 99,760 | 5,323 | 31,258 | 4 | 108,472 | |
54/58 |
16,633 | 11,173 | 11,798 | 475,131 | 753 | 1,190 | 2,408 | 1,900 | 8,820 | 6,058 | 11,343 | 6,157 | 41,800 | 122,937 | 3,642 | 4,804 | 44,799 | |
490/1 |
3,366 | 2,132 | 3,034 | 3,734 | 944 | 1,457 | 1,441 | 17,702 | 2,557 | 91,418 | 28,431 | 2,203 | 1,957 | 2,049 | 3,517 | 185 | 177 | |
| Balance sheet: equity and liabilities | ||||||||||||||||||
10/49 |
1.2m | 1.2m | 1.2m | 1.1m | 1.1m | 1.1m | 1.2m | 1.1m | 1.1m | 1.2m | 1.0m | 990,261 | 1.0m | 1.1m | 880,767 | 861,102 | 1.0m | |
10/15 |
1.1m | 1.1m | 1.1m | 1.1m | 1.1m | 1.0m | 1.1m | 1.1m | 1.1m | 1.0m | 952,732 | 909,844 | 783,140 | 119,240 | -5,383 | 39,424 | 112,470 | |
10/11 |
862,420 | 862,420 | 862,420 | 862,420 | 862,420 | 862,420 | 862,420 | 862,420 | 862,420 | 862,420 | 862,420 | 862,420 | 862,420 | 62,000 | 62,000 | 62,000 | 62,000 | |
10 |
862,420 | 862,420 | 862,420 | 862,420 | - | - | - | - | - | - | - | - | - | - | - | - | - | |
100 |
862,420 | 862,420 | 862,420 | 862,420 | 862,420 | 862,420 | 862,420 | 862,420 | 862,420 | 862,420 | 862,420 | 862,420 | 862,420 | 62,000 | 62,000 | 62,000 | 62,000 | |
13 |
33,055 | 30,775 | 26,425 | 23,760 | 23,000 | 22,550 | 22,550 | 22,350 | 19,850 | 17,850 | 10,450 | 8,300 | 6,200 | 6,200 | 2,600 | 2,600 | 2,600 | |
130/1 |
33,055 | 30,775 | 26,425 | 23,760 | 23,000 | - | - | - | - | - | - | - | - | - | - | - | - | |
130 |
33,055 | 30,775 | 26,425 | 23,760 | 23,000 | 22,550 | 22,550 | 22,350 | 19,850 | 17,850 | 10,450 | 8,300 | 6,200 | 6,200 | 2,600 | 2,600 | 2,600 | |
14 |
208,501 | 200,188 | 192,673 | 184,608 | 170,238 | 161,790 | 176,211 | 172,673 | 171,582 | 154,826 | 79,862 | 39,124 | -85,480 | 51,040 | -69,983 | -25,176 | 47,870 | |
17/49 |
112,391 | 138,174 | 109,603 | 72,632 | 51,744 | 54,006 | 96,474 | 69,699 | 88,329 | 135,383 | 86,248 | 80,417 | 255,274 | 951,099 | 886,149 | 821,678 | 909,392 | |
17 |
32,431 | 6,450 | 10,467 | 14,442 | - | - | - | - | - | 2,817 | 13,961 | 10,776 | 24,804 | 41,422 | 125,406 | 256,667 | 396,667 | |
170/4 |
32,431 | 6,450 | 10,467 | 14,442 | - | - | - | - | - | 2,817 | 13,961 | 10,776 | 24,804 | 41,422 | 125,406 | 256,667 | 396,667 | |
42/48 |
79,885 | 131,695 | 97,878 | 58,151 | 51,644 | 52,569 | 95,059 | 68,810 | 84,263 | 128,579 | 69,127 | 68,985 | 229,639 | 909,058 | 760,147 | 564,427 | 511,303 | |
42 |
12,026 | 4,017 | 3,975 | 3,932 | - | - | - | - | 2,817 | 11,144 | 21,727 | 14,028 | 16,618 | 135,720 | 145,559 | 140,000 | 140,000 | |
44 |
9,628 | 17,582 | 27,523 | 26,449 | 39,774 | 42,064 | 47,242 | 17,276 | 48,454 | 40,506 | 31,684 | 40,679 | 202,365 | 60,101 | 170,192 | 33,415 | 101,692 | |
440/4 |
9,628 | 17,582 | 27,523 | 26,449 | 39,774 | 42,064 | 47,242 | 17,276 | 48,454 | 40,506 | 31,684 | 40,679 | 202,365 | 60,101 | 170,192 | 33,415 | 101,692 | |
45 |
10,817 | 24,245 | 17,395 | 20,736 | 7,103 | 6,118 | 44,364 | 3,569 | 10,392 | 10,524 | 14,312 | 12,728 | 10,656 | 30,474 | 14,150 | 31,270 | 20,271 | |
450/3 |
4,936 | 5,680 | 5,708 | 5,456 | 675 | 665 | 38,866 | 72 | 863 | 969 | 735 | 743 | 592 | 22,969 | 917 | 6,223 | 2,673 | |
454/9 |
5,881 | 18,565 | 11,687 | 15,280 | 6,428 | 5,453 | 5,498 | 3,496 | 9,529 | 9,556 | 13,577 | 11,985 | 10,064 | 7,505 | 13,233 | 25,047 | 17,598 | |
47/48 |
47,414 | 85,851 | 48,985 | 7,034 | 4,767 | 4,388 | 3,453 | 47,966 | 22,600 | 66,404 | 1,404 | 1,549 | - | 682,764 | 430,246 | 359,742 | 249,340 | |
492/3 |
75 | 29 | 1,257 | 39 | 100 | 1,437 | 1,415 | 889 | 4,066 | 3,987 | 3,159 | 656 | 831 | 618 | 597 | 584 | 1,423 | |
| Income statement | ||||||||||||||||||
76A |
3,306 | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | |
9900 |
104,628 | 203,884 | 159,193 | 89,101 | 66,180 | 54,504 | 77,386 | 186,097 | 207,351 | 307,582 | 225,106 | 297,129 | 61,946 | 362,520 | 265,291 | 161,360 | 251,916 | |
62 |
68,867 | 128,503 | 104,903 | 68,718 | 52,433 | 55,994 | 54,152 | 83,171 | 108,228 | 97,750 | 114,341 | 102,314 | 103,738 | 97,860 | 163,681 | 156,791 | 126,172 | |
630 |
12,224 | 8,877 | 11,054 | 14,217 | 20,230 | 29,671 | 37,080 | 70,787 | 75,401 | 77,059 | 74,867 | 72,467 | 96,361 | 98,304 | 88,899 | 81,547 | 74,388 | |
631/4 |
- | - | - | - | - | - | - | - | - | 281 | - | - | - | - | - | - | - | |
640/8 |
1,920 | 3,329 | 2,300 | 2,068 | 2,171 | 2,374 | 1,970 | 1,922 | 1,379 | 865 | 2,174 | 2,046 | 2,182 | 3,092 | 3,667 | 1,122 | 5,787 | |
9901 |
21,617 | 63,175 | 40,935 | 4,098 | -8,655 | -33,535 | -15,816 | 30,216 | 22,343 | 131,628 | 33,724 | 120,302 | -140,335 | 163,264 | 9,044 | -78,100 | 45,569 | |
75/76B |
29,607 | 29,973 | 16,984 | 16,161 | 18,715 | 20,281 | 21,871 | 20,171 | 18,497 | 18,415 | 14,132 | 8,661 | 16,795 | 4,374 | 67 | 59,577 | 60,888 | |
75 |
29,607 | 29,973 | 16,984 | 16,161 | 18,715 | 20,281 | 21,871 | 20,171 | 18,497 | 18,415 | 14,132 | 8,661 | 16,795 | 4,374 | 67 | 59,577 | 60,888 | |
65/66B |
1,341 | 1,229 | 490 | 1,002 | 1,162 | 1,102 | 1,017 | 1,796 | 2,084 | 2,679 | 4,968 | 2,259 | 12,979 | 43,015 | 53,917 | 54,523 | 55,987 | |
65 |
1,341 | 1,229 | 490 | 1,002 | 1,162 | 1,102 | 1,017 | 1,796 | 2,084 | 2,679 | 4,968 | 2,259 | 12,979 | 43,015 | 53,917 | 54,523 | 55,987 | |
9903 |
49,883 | 91,919 | 57,429 | 19,257 | 8,898 | -14,357 | 5,038 | 48,591 | 38,755 | 147,365 | 42,888 | 126,704 | -136,519 | 124,622 | -44,807 | -73,046 | 50,470 | |
67/77 |
4,290 | 5,054 | 4,225 | 4,127 | - | 64 | 1,300 | - | - | - | - | - | - | - | - | - | - | |
9904 |
45,592 | 86,865 | 53,204 | 15,131 | 8,898 | -14,421 | 3,738 | 48,591 | 38,755 | 147,365 | 42,888 | 126,704 | -136,519 | 124,622 | -44,807 | -73,046 | 50,470 | |
9905 |
45,592 | 86,865 | 53,204 | 15,131 | 8,898 | -14,421 | 3,738 | 48,591 | 38,755 | 147,365 | 42,888 | 126,704 | -136,519 | 124,622 | -44,807 | -73,046 | 50,470 | |
| Appropriation of the result | ||||||||||||||||||
9906 |
245,781 | 279,538 | 237,812 | 185,368 | 170,688 | 161,790 | 176,411 | 220,173 | 193,582 | 227,226 | 82,012 | 41,224 | -85,480 | 54,640 | -69,983 | -25,176 | 50,470 | |
14P |
200,188 | 192,673 | 184,608 | 170,238 | - | - | - | - | - | - | - | - | - | - | - | - | - | |
691/2 |
2,280 | 4,350 | 2,665 | 760 | 450 | - | 200 | 2,500 | 2,000 | 7,400 | 2,150 | 2,100 | - | 3,600 | - | - | 2,600 | |
6920 |
2,280 | 4,350 | 2,665 | 760 | 450 | - | 200 | 2,500 | 2,000 | 7,400 | 2,150 | 2,100 | - | 3,600 | - | - | 2,600 | |
694/7 |
35,000 | 75,000 | 42,474 | - | - | - | - | 45,000 | 20,000 | 65,000 | - | - | - | - | - | - | - | |
695 |
35,000 | 75,000 | 40,000 | - | - | - | - | 45,000 | 20,000 | 65,000 | - | - | - | - | - | - | - | |
696 |
- | - | 2,474 | - | - | - | - | - | - | - | - | - | - | - | - | - | - | |
| Social balance sheet | ||||||||||||||||||
9087 |
1 | 1.8 | 2 | 1.2 | 1 | 1 | 1 | 1.5 | 2 | 2.3 | 2 | 2 | 2 | 2 | 3.8 | 3.7 | 2.4 | |
Hours worked1013 |
1,608 | 2,920 | 2,968 | 1,912 | - | 1,672 | 1,656 | 1,792 | 3,360 | 3,408 | 3,520 | 3,200 | 3,236 | 3,284 | 6,360 | 6,168 | 5,064 | |
| Document | ||||||||||||||||||
The notes to these accounts have 10 items, including the statement of assets and debts, the cost breakdown and rights and commitments. You find them in the filed accounts (PDF).
Source: Annual accounts 2025 (PDF), filed on 30-01-2026.
| Financial year | Type | Filed | Reference | Document |
|---|---|---|---|---|
| 30-06-2025 | full format | 30-01-2026 | 2026-00028832 | |
| 30-06-2024 | full format | 24-01-2025 | 2025-00011094 | |
| 30-06-2023 | full format | 30-01-2024 | 2024-00018268 | |
| 30-06-2022 | full format | 30-01-2023 | 2023-00016322 | |
| 30-06-2021 | full format | 31-01-2022 | 2022-03800117 | |
| 30-06-2020 | full format | 24-12-2020 | 2020-77100377 | |
| 30-06-2019 | full format | 08-01-2020 | 2020-00600149 | |
| 30-06-2018 | full format | 31-12-2018 | 2018-76100145 | |
| 30-06-2017 | full format | 26-12-2017 | 2017-73200551 | |
| 30-06-2016 | full format | 30-12-2016 | 2016-72100416 | |
| 30-06-2015 | full format | 24-12-2015 | 2015-70300473 | |
| 30-06-2014 | full format | 12-01-2015 | 2015-00900515 | |
| 30-06-2013 | full format | 04-02-2014 | 2014-02700244 | |
| 30-06-2012 | full format | 05-02-2013 | 2013-02800053 | |
| 30-06-2011 | full format | 13-02-2012 | 2012-03200193 | |
| 30-06-2010 | full format | 26-01-2011 | 2011-01600380 | |
| 30-06-2009 | full format | 26-01-2010 | 2010-02400260 |
| Line | Trend | 2025 | 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | 2015 | 2014 | 2013 | 2012 | 2011 | 2010 | 2009 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| 33,841 | 72,053 | 51,990 | 18,315 | 11,575 | -3,865 | 21,264 | 101,004 | 97,744 | 208,686 | 108,591 | 192,769 | -43,974 | 261,568 | 97,943 | 3,447 | 119,958 | ||
| 57,816 | 95,742 | 64,258 | 29,347 | 29,128 | 15,250 | 40,818 | 119,378 | 114,157 | 224,423 | 117,755 | 199,170 | -40,158 | 222,927 | 44,093 | 8,500 | 124,859 | ||
| 41,892 | 0 | 0 | 20,000 | 56 | 9,200 | 27,462 | 10,939 | 15,803 | 20,262 | 50,456 | 9,710 | 20,586 | 71,882 | 105,490 | 25,542 | 579,803 | ||
| 5,460 | -625 | -463,333 | 474,378 | -436 | -1,218 | 508 | -6,919 | 2,762 | -5,285 | 5,186 | -35,643 | -81,137 | 119,295 | -1,162 | -39,995 | - | ||
| 1.1m | 1.1m | 1.1m | 1.0m | 1.0m | 988,746 | 982,675 | 968,793 | 908,531 | 832,916 | 704,071 | 631,084 | 455,826 | -278,297 | -345,380 | -152,735 | 5,146 | ||
| 90.8% | 88.8% | 90.8% | 93.6% | 95.3% | 95.1% | 91.7% | 93.8% | 92.3% | 88.4% | 91.7% | 91.9% | 75.4% | 11.1% | -0.6% | 4.6% | 11.0% | ||
| 14.54 | 9.16 | 11.82 | 18.89 | 20.68 | 19.81 | 11.34 | 15.08 | 11.78 | 7.48 | 11.19 | 10.15 | 2.98 | 0.69 | 0.55 | 0.73 | 1.01 | ||
| 14.54 | 9.16 | 11.79 | 18.67 | 20.23 | 19.12 | 10.86 | 14.12 | 11.78 | 7.48 | 11.19 | 10.15 | 2.98 | 0.69 | 0.55 | 0.73 | 1.01 | ||
| 0.10 | 0.13 | 0.10 | 0.07 | 0.05 | 0.05 | 0.09 | 0.07 | 0.08 | 0.13 | 0.09 | 0.09 | 0.33 | 7.98 | - | 20.84 | 8.09 | ||
| 4.1% | 7.9% | 4.9% | 1.4% | 0.8% | -1.4% | 0.4% | 4.6% | 3.7% | 14.2% | 4.5% | 13.9% | -17.4% | 104.5% | - | -185.3% | 44.9% | ||
| 3.7% | 7.1% | 4.5% | 1.3% | 0.8% | -1.3% | 0.3% | 4.3% | 3.4% | 12.6% | 4.1% | 12.8% | -13.1% | 11.6% | -5.1% | -8.5% | 4.9% | ||
| 25.24 | 58.63 | over 100 | 18.27 | - | - | - | - | - | - | - | - | - | - | - | - | - |
EBIT margin: not included in this filing.
A Belgian filing has no cash-flow statement. Cash flow is therefore an approximation, derived from the income statement. Investment is the acquisitions in the notes and, without them, the balance-sheet move.
| Item | 30-06-2025 | 30-06-2024 | 30-06-2023 | 30-06-2022 |
|---|---|---|---|---|
| Employees at the balance-sheet date | 1 | 1 | 2 | 2 |
| full-time | 1 | 1 | 2 | 2 |
| in full-time equivalents | 1 | 1 | 2 | 2 |
| 1 | 1.8 | 2 | 1.2 | |
| On a permanent contract | 1 | 1 | 2 | 2 |
| Joined | - | 0 | - | 1 |
| Left | - | 1 | - | 0 |
Source: social balance sheet in the 2022 to 2025 annual accounts
| Item | 30-06-2025 | 30-06-2024 | 30-06-2023 | 30-06-2022 |
|---|---|---|---|---|
| Tangible fixed assets | €41,892 | - | - | €20,000 |
| €12,224 | €8,877 | €11,054 | €14,217 |
Source: notes to the 2022 to 2025 annual accounts (statement of fixed assets)
The operating result for 2025 is 66% lower than in 2024 and the lowest since 2022.
Debt's share of the balance-sheet total falls from 11.2% to 9.2%. Equity is higher and debt is lower.
Source: lists of holdings in the owners' accounts
Source: list of holdings in the 2025 accounts of . Every holding stands with its own latest accounts.
Deadline for the 2026 accounts: 31-01-2027
Financial milestones sit on the financial year-end date, not the filing date.
Sources: Publications in the Belgian Official GazetteFilings with the National Bank
2 of 3 establishments on the map
| Establishment | Since | Unit number |
|---|---|---|
| CK CONSTRUCT SA registered office Burgemeester Etienne Demunterl. 5, 1090 Jette | 01-04-2008 | 2.169.210.901 |
| Kloosterstraat 197 1702 Dilbeek | 17-05-2021 | 2.317.515.288 |
| Birminghamstraat 62-64 1080 Molenbeek-Saint-Jean | 01-07-2024 | 2.362.994.531 |
| Cadastral parcel | Region | Area | Buildings | Height / floors |
|---|---|---|---|---|
| 21523B0939/00W094 | Brussels | 3,267 m² | 1 · 3,204 m² | 19.1 m · 4 |
| 23026B0175/00P000 | Flanders | 245 m² | 1 · 95 m² | 6.6 m · 2 |
Check the withholding obligation If you pay this company for building or cleaning work, check before every payment whether you must withhold part of the invoice. Use the enterprise number 0895.913.378
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