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VD MONTAGE

Active
Private limited companyfounded 2007active for 19 yearsIndustrieterrein Kanaal-Noord 1443, 3960 Bree, BelgiumKBO/BCE: BE 0889.824.550
Summary

VD MONTAGE has been active since 2007 and the Belgian Official Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €800,460 and a net result of -€9,213. Equity remains stable across the filed financial years (±0.6% per year). Its solvency ranks better than 95% of 2,771 sector peers (NACE 41, financial year 2025). The computed 12-month bankruptcy probability is 0.2% (very low).

Risk analysisFollow ReportCompare
VD MONTAGEActiveChecked score 88/100
Risk analysis ReportCompare

Overview

Activity
General construction of residential buildings
NACE 41001General construction of other non-residential buildings NACE 41003
1 site
Size
€820,149total assets 2025
Staff
1 FTE
Equity
€800,460
Loss
-€9,213
Turnover not published (abbreviated or micro format)
Financial health
88 Excellent Checked score 2025
Bankruptcy probabilitywithin 12 months
0.2%
Structure
Parent
A.V.M. · 87.83%
  • MeeVanDirector
  • SVADDirector
2025 accounts 4 days early1 of 12 deeds summarised
Why 88raises riskSector: Construction of residential and non-residential buildings (NACE 41)lowers riskEquity €800,460 (97.6% of total assets)Founded in 2007Figures for financial year 2025 (filed 27-07-2026)Show the evidence

Checked score

Score 2025
88 / 100
Excellent
Probability in this band: under 0.55%
Financially better than 49% of its sector peers (NACE 41, micro)
Every signal that counts is listed under Signals.
Financial strength · tick = 2024
Average
Solvency 100=
equity 97.6% of total assets
Liquidity 51=
short-term debt 2.3% · cash 0.9%
Profitability 17-52
return on assets -1.1%
Bankruptcy probability, 12 months
0.2% Very low
0%0.5%1.5%4%10%≥ 25%

About 2 in 1,000 comparable companies go bankrupt within 12 months (an estimate).

Sector median 1.5% (13,431 companies, NACE 41, micro)
Last 24 months 11-2024: 0.2% 12-2024: 0.2%● unchanged vs 11-2024 01-2025: 0.2%● unchanged vs 12-2024 02-2025: 0.2%● unchanged vs 01-2025 03-2025: 0.3%▲ +0.1 percentage points vs 02-2025 04-2025: 0.3%● unchanged vs 03-2025 05-2025: 0.3%● unchanged vs 04-2025 06-2025: 0.3%● unchanged vs 05-2025 07-2025: 0.4%▲ +0.1 percentage points vs 06-2025 08-2025: 0.6%▲ +0.2 percentage points vs 07-2025highest value 09-2025: 0.2%▼ -0.4 percentage points vs 08-2025 10-2025: 0.2%● unchanged vs 09-2025 11-2025: 0.2%● unchanged vs 10-2025 12-2025: 0.2%● unchanged vs 11-2025 01-2026: 0.2%● unchanged vs 12-2025lowest value 02-2026: 0.2%● unchanged vs 01-2026 03-2026: 0.2%● unchanged vs 02-2026 04-2026: 0.2%● unchanged vs 03-2026 05-2026: 0.2%● unchanged vs 04-2026 06-2026: 0.2%● unchanged vs 05-2026 07-2026: 0.3%▲ +0.1 percentage points vs 06-2026 08-2026: 0.2%▼ -0.1 percentage points vs 07-2026 09-2026: 0.2%● unchanged vs 08-2026 10-2026: 0.2%● unchanged vs 09-2026
Credit of up to €70,000 on 30-day terms is acceptable
Liquidity ample (current ratio 43.85, compared with 64.7 in 2024, above the usual 1.5; short-term debt: 2.3% and cash: 0.9% of total assets), and 2.4% of the assets are financed with debt and provisions.
How it is calculated

The band follows from the bankruptcy probability, on a scale where 10 more points roughly halve it:

75-100 Excellent under 0.55%
60-74 Healthy 0.55% to 1.5%
45-59 Fair 1.5% to 4.2%
25-44 Weak 4.2% to 15.0%
0-24 Critical over 15.0%

Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 41, micro): better than 92% on solvency, 54% on liquidity, 16% on profitability and 33% on growth.

The bankruptcy probability was computed on 24-10-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.

Some facts cap the score, however low the probability. Negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late hold it at Fair at most (59); two missing filings, at Weak (44). An ongoing judicial reorganisation or the company's end (bankruptcy, dissolution, liquidation) holds it at Critical at most (24).

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Signals

Five signals.
lowers riskraises riskneutral
lowers risk · Equity €800,460 (97.6% of total assets)
NBB · annual accounts
raises risk · Sector: Construction of residential and non-residential buildings (NACE 41)
KBO
lowers risk · Founded in 2007
Companies that have existed this long fail less often; how much that weighs depends on the rest of its profile.
KBO
lowers risk · Figures for financial year 2025 (filed 27-07-2026)
NBB · annual accounts
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 27-07-2026, 4 days ahead of the deadline.
NBB · 10 filings
Deviation from the deadline
2025
4 days early
2024
27 days late
2023
30 days late
2022
on the day
2021
45 days early
2020
40 days early
2019
23 days early
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

This company filed its last 7 accounts on average 8 days before the deadline; the sector median (NACE 41) for financial year 2024 is on the deadline day, and 46% of those companies filed late.

Searched, nothing found (2)
neutral · Next filing not due yet
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. The company usually files around 27 August (3 of the last 3 filed years within 31 days of that day).
Companies Code · seven months
Where today falls in the filing period
25-10-2026 today31-12-2026 year end31-07-2027 deadline
neutral · No strike-offs in the KBO publications
Searched since 2021.
KBO publications · our coverage
  1. Annual accounts filedfinancial year 2025 · abbreviated…
  2. Weakest financial yearnet -€9,213
  3. Annual accounts filedfinancial year 2024 · abbreviated…

Key points

  • Positive: Among the best 5% on solvencysector median 38.6% · 2,771 companies 97.6% View
  • Controlled by A.V.M.ultimately: M3-Projects 87.83% View
  • Board2 directors in office 2 View

By topic

Financials

Financial year
2025
Total assets
€820,149
Loss
-€9,213
Solvency
97.6%
Total assets▼ 0.9%
Net result
20192025
Go to Financials

Timeline

Events
22
Since
2009
Next accounts
by 31-07-2027
  1. 30-08-2024Annual accounts filed
  2. 31-12-2023Back to profit
  3. 31-12-2023Liquidity more than doubled
Go to Timeline

Company details

Sites
1
Legal form
Private limited company
Activity
General construction of residential buildingsNACE 41001
Founded
21-05-2007
Year ends
31-12
Peppol
Reachable for e-invoices
Go to Company details

Articles of association

Provisions read
16
Annual meeting
Second Tuesday of June at 15:00
Purpose
“Het optrekken van de ruwbouw van gebouwen met celstructuur bestaande voornamelijk uit…” (deed in Dutch)
Go to Articles of association

Key facts about VD MONTAGE

What is the company number of VD MONTAGE?
0889.824.550. In Belgium the VAT number is the company number with BE in front: BE 0889.824.550.
Where is VD MONTAGE based?
The registered office is at Industrieterrein Kanaal-Noord 1443, 3960 Bree.Company details
What does VD MONTAGE do?
According to the KBO register, the main activity is general construction of residential buildings (NACE 41001).
What is the legal form of VD MONTAGE?
Private limited company (BV).
When was VD MONTAGE founded?
On 21-05-2007.
Is VD MONTAGE still active?
Yes, VD MONTAGE is an active enterprise in the KBO register.
How many employees does VD MONTAGE have?
On average 1 full-time equivalents in financial year 2025, according to the filed annual accounts.Financials
What is the turnover of VD MONTAGE?
Not stated in the processed annual accounts. The abridged format for small companies does not require turnover.
Is VD MONTAGE profitable?
In financial year 2025, VD MONTAGE made a loss of €9,213.
Where can I find the annual accounts of VD MONTAGE?
VD MONTAGE filed 17 annual accounts with the National Bank of Belgium, the latest for financial year 2025.
When are the next annual accounts of VD MONTAGE due?
By 31-07-2027, for financial year 2026.Timeline

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