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cj immo

Active
Private limited companyfounded 20179 yrs activeRue du Rond-Thier 5, 4960 Malmedy, BelgiumKBO/BCE: BE 0672.512.183
Summary

cj immo has been active since 2017 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €120,882 and a net result of €11,267. Equity is growing by ~6.3% per year across the filed fiscal years. Its solvency ranks better than 25% of 9986 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.2% (very low).

Overview

What they do
Renting and operating of own or leased non-residential real estate, excluding land
NACE 68203
How big
€2.0mtotal assets 2025
Equity
€120,882
Profit
€11,267
Financially healthy?
88 Excellent Checked score 2025
Bankruptcy chance 12 m
0.2%
Who decides
Accounts 15 d early0 of 3 deeds read
Why 88- Equity €120,882 (6.0% of total assets)+ Size: total assets €2.0m+ Figures for FY 2025 (filed 16-07-2026)+ Sector Real estate activities (NACE 68)Show the evidence

Checked score

Score 2025
88 / 100
Excellent
Probability in this band: under 0.55%
Better than 45% of its sector peers (NACE 68, micro)
Performance against the sector, not lower risk
Financial strength · tick = 2024
Average
Solvency 31-1
equity 6.0% of total assets
Liquidity 43-8
short-term debt 25.6% · cash 2.1%
Profitability 64+4
return on assets 0.6%
Bankruptcy probability, 12 months
0.2% Very low
0%0.5%1.5%4%10%≥ 25%

About 2 in 1,000 comparable companies go bankrupt within 12 months (an estimate).

Sector median 0.3% (26,331 companies)
Last 24 months 11-2024: 0.8%highest value 12-2024: 0.8%▼ -2.1% vs 11-2024 01-2025: 0.8%▼ -0.8% vs 12-2024 02-2025: 0.4%▼ -54.9% vs 01-2025 03-2025: 0.4%● 0.0% vs 02-2025 04-2025: 0.4%▲ +10.8% vs 03-2025 05-2025: 0.4%▲ +2.8% vs 04-2025 06-2025: 0.4%▲ +9.5% vs 05-2025 07-2025: 0.5%▲ +20.1% vs 06-2025 08-2025: 0.3%▼ -45.8% vs 07-2025 09-2025: 0.3%● 0.0% vs 08-2025 10-2025: 0.3%● 0.0% vs 09-2025 11-2025: 0.3%● 0.0% vs 10-2025 12-2025: 0.3%● 0.0% vs 11-2025 01-2026: 0.3%● 0.0% vs 12-2025 02-2026: 0.3%▲ +4.2% vs 01-2026 03-2026: 0.3%▲ +3.7% vs 02-2026 04-2026: 0.3%▲ +5.8% vs 03-2026 05-2026: 0.4%▲ +12.3% vs 04-2026 06-2026: 0.4%▲ +12.0% vs 05-2026 07-2026: 0.5%▲ +20.2% vs 06-2026 08-2026: 0.2%▼ -58.6% vs 07-2026lowest value 09-2026: 0.2%● 0.0% vs 08-2026lowest value 10-2026: 0.2%● 0.0% vs 09-2026lowest value
  • Size: total assets €2.0m lowers the probability for this profile
  • Figures for FY 2025 (filed 16-07-2026) lowers the probability
  • Equity €120,882 (6.0% of total assets) raises the probability
  • Sector Real estate activities (NACE 68) lowers the probability
Credit up to €10,000 at 30 days acceptable
Liquidity short (current ratio 0.13 against 0.61 in 2024; short-term debt: 25.6% and cash: 2.1% of total assets), and 94% of the assets are financed with debt.
How it is calculated

The band comes from the bankruptcy probability on a scale of 0 to 100: every 10 points more double the odds of getting through the year without bankruptcy.

75-100 Excellent under 0.55%
60-74 Healthy 0.55% to 1.5%
45-59 Fair 1.5% to 4.2%
25-44 Weak 4.2% to 15.0%
0-24 Critical over 15.0%

Place inside the band: half the bankruptcy probability, half how the company does against its sector peers (NACE 68, micro). Better than this share of them on solvency 27%, liquidity 37%, profitability 51%, growth against the median 66%. That is performance, not lower risk; the band itself always comes from the probability.

Bankruptcy probability: model pd-v3.202610020317, computed on 02-10-2026. The model learns from Belgian bankruptcies and reads the registers, the annual accounts and the gazette.

Ceilings: negative or zero equity, a heavy loss, a special KBO legal situation and a missing filing 59 (two missing 44), an ongoing judicial reorganisation or an ending 24. Financial strength does not count in the score.

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Signals

Six signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Size: total assets €2.0m
In the bankruptcy model this factor lowers the probability for this profile.
NBB · annual accounts
lowers risk · Figures for FY 2025 (filed 16-07-2026)
In the bankruptcy model this factor lowers the probability.
NBB · annual accounts
raises risk · Equity €120,882 (6.0% of total assets)
In the bankruptcy model this factor raises the probability.
NBB · annual accounts
lowers risk · Sector Real estate activities (NACE 68)
In the bankruptcy model this factor lowers the probability.
KBO
raises risk · Weak solvency vs sector
Solvency (equity / total assets) is in the sector's weakest quartile: better than 25% of 9986 sector peers (2025).
NBB · sector comparison
Position among 9986 sector peers
Solvency
better than 25%
← weakest strongest →
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 16-07-2026, 15 days ahead of the deadline.
NBB · 9 filings
Deviation from the deadline
2025
15 d early
2024
29 d early
2023
23 d early
2022
66 d early
2021
30 d early
2020
33 d early
2019
74 d early
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

This company filed its last 7 accounts on average 39 days before the deadline; the sector median for financial year 2024 is 7 days before the deadline, and 36% of the sector filed late.

Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. Usually files around 2 July (4 of the last 5 filed years within 30 days of that day).
Companies Code · seven months
Position in the running window
02-10-2026 today31-12-2026 close31-07-2027 deadline
neutral · No strike-offs in the KBO publications
We found no ex-officio strike-off or cessation. Our series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.
KBO publications · our coverage
  1. Annual accounts filedfiscal year 2025 · abbreviated…
  2. Annual accounts filedfiscal year 2024 · full…
  3. Equity above €100,000Eq €109,615 ▲23%

Key points

  • Positive: Always filed on timeaccounts within the deadline every year 8 years View
  • Total assets 20256 fiscal years filed €2.0m View
  • Active since 2017founded 08-03-2017 9 years View

By topic

Financials

Fiscal year
2025
Total assets
€2.0m
Profit
€11,267
Solvency
6.0%
Total assets▲ 23.8%
Net result
20182025
Go to Financials

Timeline

Events
13
Since
2018
Next accounts
by 31-07-2027
  1. 16-07-2026Annual accounts filed
  2. 02-07-2025Annual accounts filed
  3. 31-12-2024Equity above €100,000
Go to Timeline

Company details

Legal form
Private limited company
Activity
Renting and operating of own or leased non-residential…NACE 68203
Founded
08-03-2017
Year ends
31-12
Peppol
Reachable for e-invoices
Go to Company details

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