CityHome
ActiveSummary
CityHome has been active since 2010 and the Belgian State Gazette contains no insolvency or warning signals. The 2024 annual accounts show equity of €52k and a net result of €33k. Equity is growing by ~26.3% per year across the filed fiscal years. Its solvency ranks better than 44% of 19357 sector peers (fiscal year 2024). The computed 12-month bankruptcy probability is 0.3% (very low).
Checked score
Score 2024
73
/ 100
Healthy
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2023
Profitability88▼-12
Solvency49▼-21
Growth78=
Track record100
Bankruptcy probability, 12 months
0.3%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €3.5k at 30 days acceptable
Liquidity tight (current ratio 1.19 against 1.73 in 2023; short-term debt: 70% and cash: 49.8% of total assets), and 76.1% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Five signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 68
Relative position
BE, all sectors
reference
Sector 68
lower
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2024Solvency, return and age of the figures
Solvency
23.9%
Return on assets
15.1%
Age of the figures
21 mo
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 29-07-2025, 2 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
not confirmed
2024
2 d early
2023
20 d early
2022
31 d late
2021
23 d early
2020
31 d early
2019
16 d early
← before the deadline
after the deadline →
Checked, nothing found (1)
Financials · fiscal year 2024, micro schema
Turnover
Not included in this filing
EBIT margin
Not included in this filing
Net result
€33k▲ 2.2%
2023 · €32k
2018: €-41k
2019: €512
2020: €310
2021: €-616
2022: €7k
2023: €32k
2018 → 2024
Working capital
€30k▼ 24.8%
2023 · €40k
2018: €-14k
2019: €-2k
2020: €4k
2021: €15k
2022: €27k
2023: €40k
2018 → 2024
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20202021202220232024Trend
Equity€21k-€20k▼ 3.0%€27k▲ 33.4%€59k▲ 121%€52k▼ 11.5%
Operating result€988-€736▼ 25.5%€10k▲ 1,308%€40k▲ 287%€59k▲ 47.5%
Net result€310-€-616€7k€32k▲ 385%€33k▲ 2.2%
Result per fiscal year
Operating resultNet result
After the dip in 2021 the operating result has climbed three years in a row; 2024 is 47% above 2023 and is the highest result in the available series.
Balance-sheet composition
2024 in colour, 2023 as the grey bar beneath
Assets €219k
Fixed assets
€36k ▼ 3.8%
Current assets
€183k ▲ 95.1%
Equity and liabilities €219k
Equity
€52k ▼ 11.5%
Debt
€167k ▲ 131%
Debt's share of the balance-sheet total rises from 55.0% to 76.1%. Equity is lower and debt is higher.
Key figures and ratios
EBITDA
€77k▲
2023 · €43k
Cash flow
€51k▲
2023 · €35k
Current ratio
1.19▼
2023 · 1.73
Debt to equity
3.19▲
2023 · 1.22
ROE
63.3%▲
2023 · 54.8%
ROA
15.1%▼
2023 · 24.7%
Interest coverage
10.40▼
2023 · 182.10
Debt ≤ 1 year
€154k▲
2023 · €54k
Debt > 1 year
€13k▼
2023 · €18k
Income taxes
€19k▲
2023 · €7k
Staff costs
€164k▼
2023 · €165k
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Filed annual accounts As filed with the NBB · 2024 against 2023 · 47 lines
Balance sheet
Code20232024
Assets
Total assets20/58€132k€219k▲
Fixed assets21/28€38k€36k▼
Intangible fixed assets21€0-
Tangible fixed assets22/27€37k€35k▼
Plant, machinery and equipment23€0-
Furniture and vehicles24€37k€35k▼
Financial fixed assets28€610€1,000▲
Current assets29/58€94k€183k▲
Amounts receivable within one year40/41€2k€71k▲
Trade receivables40€2k€48k▲
Other amounts receivable41€0€23k▲
Cash at bank and in hand54/58€85k€109k▲
Deferred charges and accrued income490/1€7k€3k▼
Equity and liabilities
Total equity and liabilities10/49€132k€219k▲
Equity10/15€59k€52k▼
Contributions10/11€10k€10k=
Reserves13€2k€2k=
Distributable reserves133€2k€2k=
Profit (loss) carried forward14€47k€41k▼
Amounts payable17/49€72k€167k▲
Amounts payable after more than one year17€18k€13k▼
Financial debts170/4€18k€13k▼
Amounts payable within one year42/48€54k€154k▲
Current portion of amounts payable after more than one year42€4k€11k▲
Trade debts44€13k€70k▲
Suppliers440/4€13k€70k▲
Taxes, remuneration and social security45€37k€32k▼
Taxes450/3€15k€5k▼
Remuneration and social security454/9€22k€28k▲
Other amounts payable47/48€240€40k▲
Income statement
Code20232024
Remuneration, social security and pensions62€165k€164k▼
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€3k€18k▲
Other operating charges640/8€2k€23k▲
Gross operating margin9900€209k€264k▲
Operating profit (loss)9901€40k€59k▲
Financial income75/76B€5€394▲
Recurring financial income75€5€394▲
Financial charges65/66B€235€7k▲
Recurring financial charges65€235€7k▲
Profit (loss) for the period before taxes9903€40k€52k▲
Income taxes67/77€7k€19k▲
Profit (loss) for the period9904€32k€33k▲
Profit (loss) for the period to be appropriated9905€32k€33k▲
Appropriation of the result
Profit (loss) to be appropriated9906€47k€81k▲
Profit (loss) brought forward from the previous period14P€15k€47k▲
Profit to be distributed694/7-€40k
Return on contributions (dividend)694-€40k
The notes to these accounts (10 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
2025
29-07
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
31-12
Financial
Highest result since 2018net €33k ▲2.2%
Operating result €59k, net result €33k, both a record.
11-07
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
31-08
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 31 days late
2022
31-12
Financial
Back to profitnet €7k
Net result €7k after one loss-making year.
08-07
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2021
30-06
NBB filing
Annual accounts filed
fiscal year 2020 · full schema
2020
15-07
NBB filing
Annual accounts filed
fiscal year 2019 · full schema
2019
31-12
Financial
Back to profitnet €512
Net result €512 after one loss-making year.
12-07
NBB filing
Annual accounts filed
fiscal year 2018 · full schema
2018
27-06
NBB filing
Annual accounts filed
fiscal year 2017 · full schema
2017
23-06
NBB filing
Annual accounts filed
fiscal year 2016 · full schema
2016
27-06
NBB filing
Annual accounts filed
fiscal year 2015 · full schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
7 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Liège · 1 establishment unit since 2010
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Bld Emile-de-Laveleye 14020 LiègeGround area
172 m²
Building footprint
129 m²
Volume, LiDAR
1,794 m³
Parcel 62806C0420/00A003, Wallonia · tallest building 14.9 m, ±5 floors. Linked by address, not a title deed.
1 establishment unit
Cityhome
since 20102.183.979.546
1 parcel
Wallonia
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 62806C0420/00A003 | Wallonia | 172 m² | 1 · 129 m² | 14.9 m · 5 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector, comparable size
CREACITY
BE 0500.595.719
Wanze · Eq €52,414
Investerra
BE 0777.566.252
Lokeren · Eq €52,486
Sea'ndicus
BE 0668.759.471
Antwerpen · Eq €52,510
EDG Immo
BE 0696.845.129
Antwerpen · Eq €52,344
IDV REAL ESTATE MANAGEMENT
BE 1015.213.183
Elsene · Eq €52,080
Of 3,768 companies in sector 68321 we hold annual accounts for 1,391. 900 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded11-01-2010
Fiscal year end31-12
Activities, NACEBEL 2025
68321Property management for co-owned buildings (syndics)
Sources
Crossroads Bank for EnterprisesNational Bank · 15 filingsAddress and cadastre registers
Scores and ratios are computed by Checked and are not a credit decision.
Contact details
1 entryE-mail:info@cityhome.be