IVIMMO
ActiveIVIMMO has been active since 2008 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €133k and a net result of €158k. The figures fluctuate too strongly year-on-year for a reliable trend projection. Its solvency ranks better than 73% of 13882 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.2% (very low).
Checked score
Score 2025
93
/ 100
Excellent▲ +86 vs 2024
The score combines four axes. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability100=
Solvency100▲+67
Growth78▲+46
Stability100
Bankruptcy probability, 12 months
0.2%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €12k at 30 days acceptable
Liquidity ample (current ratio 4.86 against 0.21 in 2024), and 38.9% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Seven signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 68
Relative position
BE, all sectors
reference
Sector 68
lower
← fewer bankruptcies
more bankruptcies →
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
61.1%
Return on assets
72.2%
Age of the figures
8 mo
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 31-08-2026, 31 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 10 filingsDeviation from the deadline
2025
31 d late
2024
59 d late
2023
60 d late
2022
31 d late
2021
28 d late
2020
29 d late
2019
89 d late
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
13-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€133k
2024 · €-24k
2018: €-9k
2019: €-9k
2020: €-13k
2021: €-11k
2022: €-649
2023: €8k
2024: €-24k
2018 → 2025
Total assets
€218k▲ 110%
2024 · €104k
2018: €128k
2019: €117k
2020: €115k
2021: €106k
2022: €116k
2023: €123k
2024: €104k
2018 → 2025
Net result
€158k
2024 · €-32k
2018: €-11k
2019: €334
2020: €-4k
2021: €2k
2022: €11k
2023: €8k
2024: €-32k
2018 → 2025
Working capital
€170k
2024 · €-68k
2018: €-31k
2019: €-35k
2020: €-39k
2021: €-40k
2023: €-41k
2024: €-68k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€-11k-€-649▲ 94.3%€8k€-24k€133k
Operating result€12k-€26k▲ 118%€11k▼ 56.4%€-30k€213k
Net result€2k-€11k▲ 439%€8k▼ 23.0%€-32k€158k
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result returns to profit in 2025: €213k after a loss of €30k in 2024, the highest year so far.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €218k
Fixed assets
€4k▼ 95.4%
Current assets
€214k▲ 1,073%
Equity and liabilities €218k
Equity
€133k
Provisions
€37k
Debt
€48k
Debt finances 21.8% of the balance-sheet total.
Key figures and ratios
Solvency
61.1%▲
2024 · -23.4%
Current ratio
4.86▲
2024 · 0.21
Quick ratio
4.86▲
2024 · 0.21
Debt / equity
0.36▲
2024 · -5.28
ROE
118.2%▼
2024 · 131.6%
ROA
72.2%▲
2024 · -30.8%
Debt
€48k▼
2024 · €128k
Debt ≤ 1 year
€44k▼
2024 · €86k
Income taxes
€600▼
2024 · €687
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€104k€218k▲
Fixed assets21/28€86k€4k▼
Tangible fixed assets22/27€85k-
Land and buildings22€84k-
Furniture and vehicles24€1k-
Financial fixed assets28€50€4k▲
Current assets29/58€18k€214k▲
Amounts receivable within one year40/41€18k€11k▼
Trade receivables40€18k€11k▼
Cash at bank and in hand54/58-€203k
Equity and liabilities
Total equity and liabilities10/49€104k€218k▲
Equity10/15€-24k€133k▲
Contributions10/11€15k€15k=
Reserves13€2k€151k▲
Non-distributable reserves130/1€2k€2k=
Reserves not available under the articles1311€2k€2k=
Tax-exempt reserves132-€149k
Profit (loss) carried forward14€-41k€-33k▲
Provisions and deferred taxes16-€37k
Deferred taxes168-€37k
Amounts payable17/49€128k€48k▼
Amounts payable after more than one year17€40k-
Financial debts170/4€40k-
Amounts payable within one year42/48€86k€44k▼
Current portion of amounts payable after more than one year42€11k-
Financial debts43€2k-
Credit institutions430/8€2k-
Trade debts44€21k-
Suppliers440/4€21k-
Taxes, remuneration and social security45€52k€44k▼
Taxes450/3€52k€44k▼
Other amounts payable47/48€552-
Accrued charges and deferred income492/3€2k€4k▲
Income statement
Code20242025
Non-recurring operating income76A-€205k
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€15k-
Other operating charges640/8€3k€1k▼
Gross operating margin9900€-12k€214k▲
Operating profit (loss)9901€-30k€213k▲
Financial income75/76B€3k€3▼
Recurring financial income75€3k€3▼
Financial charges65/66B€4k€17k▲
Recurring financial charges65€4k€17k▲
Profit (loss) for the period before taxes9903€-31k€195k▲
Transfer to deferred taxes680-€37k
Income taxes67/77€687€600▼
Profit (loss) for the period9904€-32k€158k▲
Transfer to tax-exempt reserves689-€149k
Profit (loss) for the period to be appropriated9905€-32k€8k▲
Appropriation of the result
Profit (loss) to be appropriated9906€-41k€-33k▲
Profit (loss) brought forward from the previous period14P€-9k€-41k▼
The notes to these accounts (7 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
31-08
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema · 31 days late
2025
31-12
Financial
Back to profitnet €158k
Net result €158k after one loss-making year.
31-12
Financial
Liquidity times 23current ratio 4.86
Current ratio from 0.21 to 4.86; short-term debt falls from €86k to €44k.
31-12
Financial
Equity above €100kEq €133k
Equity rises from €-24k to €133k.
28-09
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 59 days late
2024
31-12
Financial
Weakest financial yearnet €-32k ▼484%
Net result drops to €-32k, the lowest in the series; recovery starts the following year.
29-09
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 60 days late
2023
31-08
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 31 days late
2022
28-08
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema · 28 days late
2021
31-12
Financial
Back to profitnet €2k
Net result €2k after one loss-making year.
29-08
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema · 29 days late
2020
28-10
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema · 89 days late
2019
31-12
Financial
Back to profitnet €334
Net result €334 after one loss-making year.
11-08
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema · 11 days late
2018
14-07
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema
2017
21-08
NBB filing
Annual accounts filed
fiscal year 2016 · micro schema · 21 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
3 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Nivelles · 1 establishment unit since 2009
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Rue Clarisse 631400 NivellesGround area
1,028 m²
Building footprint
475 m²
2 parcels, Wallonia. Linked by address, not a title deed.
1 establishment unit
Chaussée de Namur 2, 1400 Nivelles
since 20092.175.215.694
2 parcels
Wallonia
2
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 25782C0432/00C002 | Wallonia | 828 m² | 1 · 407 m² | - |
| 25782C0436/00W000 | Wallonia | 200 m² | 1 · 68 m² | - |
Linked by address, not proof of ownership
Methodology
via registered seat: 1 · via establishment units: 1
2 of 2 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector, comparable size
SYNDIC BEHEER
BE 0864.301.771
Oostende · Eq €133k
AFINIMMO
BE 0452.070.577
Mons · Eq €134k
Kantoor Palfliet
BE 0479.846.231
Gent · Eq €134k
POORT VAN DENDERMONDE MAINTENANCE
BE 0836.942.724
Antwerpen · Eq €133k
Lieven De Moor
BE 0842.007.114
Merelbeke-Melle · Eq €134k
Of 3,753 companies in sector 68321 we hold annual accounts for 1,381. 997 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company (pre-2019)
Founded16-12-2008
Fiscal year end31-12
Activities, NACEBEL
68321Property management for co-owned buildings (syndics)
68322Real estate appraisal on a fee or contract basis
68110Buying and selling of own real estate
68201Renting and operating of own or leased residential real estate, excluding social housing
68203Renting and operating of own or leased non-residential real estate, excluding land
68312Real estate activities
Sources
Crossroads Bank for EnterprisesNational Bank · 17 filingsAddress and cadastre registers
Data from official sources, last processed on 13-09-2026. Scores and ratios are computed by Checked and are not a credit decision.